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Mohamad Toha
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Jalan Raya Tirtowening Jl. Raya Tirtowening Pacet No.17, Bendorejo, Bendunganjati, Kec. Pacet, Kabupaten Mojokerto, Jawa Timur 61374
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INDONESIA
IIJSE
Published by Universitas KH. Abdul Chalim
ISSN : -     EISSN : 2621606X     DOI : https://doi.org/10.31538/iijse
Core Subject : Economy,
Economics, Econometrics & Finance
The Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) is Sharia Economics Journal published by Sharia Economics Department Institut Pesantren KH. Abdul Chalim, Mojokerto. The Journal focuses on the issues of Sharia Economics, the History of Islamic Economic Thought, Islamic Law, Local Wisdom in Sharia Economic Perspective, and others related to Sharia economics. The journal is published periodically triannually in March, July, and November. Guidance for submission: ֎ The manuscript submitted to IIJSE must never be published elsewhere. ֎ The IIJSE is published in English. ֎ The articles must be submitted via OJS in Microsoft Word format. ֎ The articles should follow APA reference, with the body note, max 4000 words, and APA citation style.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 2,568 Documents
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Projection Analysis of Economic Development in Indonesia in the Perspective of Islamic Economy Using the Vecm Model Raseuky, Maulidina; Harahap, Isnaini; Arif Lubis, Fauzi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3736

Abstract

The purpose of this research is to analyze how inflation, unemployment, and government expenditure affect economic growth in Indonesia in the 2000-2022 period. To project the economy in Indonesia in the short term (next 10 years) and in the long term (next 20 years). This type of research uses quantitative methods. The data used are secondary data sourced from the official website of SEKI-BI, the Central Bureau of Statistics, the World Bank, and SIMREG (Regional Basic Data Management and Information System) from 1990 to 2022 so that the number of samples in this study was 128 samples using a purposive sampling technique to determine information. While technical data analysis uses Vector Autoregressive Analysis (VAR) and Vector Error Correction Model (VECM). Based on the results of the Impulse Response Function, we can see that the shock resulted from the previous period's GDP, the GDP Deflator, TPT and GE were very volatile and unstable in the short term, the biggest shock was found in the early period of year 1 to year 20, then the shock subsides from the mid to late period (25th year to 50th year), in the final period the shocks are still starting to stabilize.
Identify the Use of Economics for Family Financial Management in Digital Days Cicik Wijayanti, Tri; Naim, Sidrotun; Hendayani, Nenden; Alfiana, Alfiana; Hanum, Filia
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 1 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i1.3754

Abstract

This paper examined the significance of economics in family financial management, specifically in the context of the digital era. The study employs a literature review approach to explore past research findings and insights related to the subject matter. The past tense is utilized to discuss previous studies and their implications. The literature review reveals that economics plays a crucial role in assisting families in navigating the complexities of financial management in the digital age. The widespread adoption of digital technology has revolutionized various aspects of personal finance, presenting challenges and opportunities for families. Past studies have highlighted the importance of economic concepts, such as budgeting, saving, investment, and consumer behavior, in achieving financial well-being. These concepts remain relevant today, but the digital landscape has influenced their application. Integrating digital tools and platforms has made financial transactions more accessible, streamlined, and convenient. However, it has also brought forth new risks, such as cybersecurity threats and the potential for impulsive spending. Furthermore, the literature emphasizes the need for families to develop digital financial literacy and skills. Understanding online banking, digital payment methods, and personal financial management apps is crucial for effective financial decision-making. Studies suggest that families that embrace digital tools for budgeting and expense tracking experience improved financial management outcomes.
Factors Affecting Profit Growth in Sharia Life Insurance Companies Pane, Mutiara Sawitri; Ahmadi Bi Rahmani, Nur; Syahbudi, Muhammad
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3758

Abstract

In 2021, there will be fewer Sharia life insurance providers than there were in 2020. The goal of this research is to analyze Islamic life insurance firms in Indonesia from 2016-2021 from the perspectives of claims, investment returns, underwriting outcomes, operational expenses, and profit growth. This research employs a quantitative methodology, and the analytical technique used is board information relapse inquiry with the use of Eviews 12. Secondary data were collected from five Sharia life insurance businesses registered with the AASI between 2016 and 2021. The results showed that Sharia life insurers are significantly affected by a number of factors all at once, including claims variability, investment returns, underwriting outcomes, operational expenses, and profit growth. The claim variable has moderately significant negative repercussions, whereas the investment return variable has moderately significant positive repercussions. Then, neither the underwriting outcome variables nor the operating expenses matter much.
Adaptive Business Model in the Post-Pandemic Era of Covid-19: Evidence in Greensa Inn Yudha, Ana Toni Roby Candra; Basya, Maziyah Mazza
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 1 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i1.3766

Abstract

The aims of this study are to examine and obtain an adaptive business model for the GreenSA Inn hotel business in the form of meetings, intensive, conferences, and exhibitions (MICE). The research method used is a mixed method, namely by using SWOT analysis as a representation of the analytical tool in the quantitative approach, followed by observation and in-depth interviews as a representation of the qualitative approach. There were 7 selected informants who held positions at the level of directors or coordinators and technical implementers. The results obtained by the strategy model are aggressive strategies, namely with a business expansion strategy that focuses on efforts to 'pick up the ball' utilizing all advantages possessed. First, the uniqueness of this study is that it identifies one business area and business unit, namely MICE, so the review is quite detailed but cannot be generalized. Recommendations that are consistent with the study results are promoting marketing channels through social media, and collaborating with religious institutions at the Sidoarjo and Surabaya district levels to offer external meeting activities at GreenSA. Then to be able to obtain a more effective adaptive strategy, a ghost shopper can be carried out at hotels in other districts or other campuses to get information and references for the adaptive strategies they are working on.
Analysis of Accounting Information Systems of Cash Receipts and Cash Dispenses at PT. JNE Medan Main Branch Siregar, Sylviana; Nurwani, Nurwani; Harmain, Hendra
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3771

Abstract

This study aims to find out how the accounting information system procedures for the application of cash and cash disbursements at PT. JNE Medan Main Branch in 2023. The research method uses a qualitative descriptive method which includes field studies. The data used in this study are primary data and secondary data. Data collected by means of observation, interviews and documentation. Based on the analysis and discussion above, it can be concluded that cash receipts and cash disbursements at PT. JNE Medan Main Branch has implemented an accounting information system well using two ways, namely the first is to manually write down all transactions that occur, both cash receipts and cash disbursements. Second, digitally assisted by the Microsoft Office Excel and MDAX software systems which are already connected to the center of PT. JNE with PT. JNE spread across Indonesia. The procedure for cash receipts in the accounting department by this company still does not record transactions in general journals and posting ledgers, but PT. JNE Medan Main Branch already uses MDAX which helps record and report company finances in real time at the company center.
Analysis of Service Quality Levels for Social Security Administrator (BPJS) Participants and non-BPJS (Case Study of Ofa Padang Mahondang Village) Tambunan, Elya Ramadhani; Zainarti, Zainarti
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3775

Abstract

Public service is an important service and is a top priority for administrators to meet the basic needs of society. Basically, the health sector is one of the first-level facilities for Social Security Administrator (BPJS) participants managed at the Public Health Center (Puskesmas). Therefore, the benefits of Puskesmas services are felt and help the community, including BPJS patients, so that the services provided to patients must be of quality according to the specified service standards. This research was conducted with the aim of comparing the quality of service for BPJS and non-BPJS participants as well as the supporting and inhibiting factors of service. Researchers use qualitative research by understanding the research subject. Source of data obtained from secondary and primary data. Furthermore, data collection techniques by conducting observations, interviews, and documentation at the health center, and determination of respondents using snowball sampling, then analyzed using the Miles and Huberman model. To test the level of confidence in the data uses triangulation techniques. The results of the study stated that the quality of services provided to BPJS and Non-BPJS patients at the Ofa Padang Mahondang Health Center was good and in accordance with the needs of the community seen from direct evidence, reliability, responsiveness, assurance, and empathy. While the supporting factors for service are the attitude of employees who are friendly, courteous, flow simplicity and affordable costs, there are still things that need to be improved, namely the lack of supporting facilities and infrastructure, such as loudspeakers, the wifi network is slow and the number of patients who are busy with the number of officers is incompatibility.
Analysis of the Multi-Factor Evaluation Process Method in the Decision of Choosing Asuransi Jiwa Syariah Bumiputera Branch Medan Torong, Laura Oktarani Br; Batubara, Chuzaimah
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3776

Abstract

Insurance products are financial instruments used to anticipate the risk of financial loss that may occur in life. Choosing a life insurance product that suits the needs of prospective customers requires the right method to increase efficiency with appropriate product suitability information, to facilitate prospective customers in making decisions about choosing sharia life insurance products that are in accordance with the conditions of prospective customers based on several factors, namely age, insurance premiums, benefits, payment period and method of payment. The Multi-Factor Evaluation Process (MFEP) method is used to facilitate decision-making so that it is more accurate, efficient, and effective. The results of the ranking in this study are the ranking of Sharia life insurance products that are recommended for prospective customers, sorted from the highest to the lowest evaluation weight value. Based on calculations performed using the Multi-Factor Evaluation Process (MFEP) method, Mitra Iqra’ Plus Products received a score of 2.60, Mitra Mabrur Plus received a score of 2.40, and AJSB Assalam Family received the highest score of 3.40. It can be concluded that the AJSB Assalam Family product is a product that is recommended to customers.
Marketing Strategy Analysis to Develop Business Using SWOT Analysis Method Aulia, Niki; Imsar, Imsar; Dharma, Budi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3779

Abstract

Rich Mango Thai is an MSME engaged in the culinary business by selling processed mango juice and other fruit. The location of this business is very close to other beverage businesses, so the owner must have the right marketing strategy in order to win the market. Since its establishment in May 2022, Rich Mango Thai has been selling products that are very popular with the public. However, based on the sales data obtained, sales from May 2022 to April 2023 tend to decline. This research aims to understand the marketing strategy used by Rich Mango Thai in developing a business. This type of research uses a qualitative descriptive methodology. Primary and secondary data are the types and sources used, and interviews and observations are used as data collection methodologies. A descriptive analysis of the data is used, and the idea of ​​the 4P Marketing Mix (Product, Price, Place, Promotion) is mentioned. The researchers also conduct a SWOT analysis in assessing alternative strategies that can be implemented. SWOT analysis is also useful for finding out the strengths, weaknesses, opportunities, and threats possessed by Rich Mango Thai. The researchers also describe an analysis of Sharia marketing based on 3 paradigms namely Sharia Marketing Strategy to win Mind Share, Sharia Marketing Tactic to win Market Share, and Sharia Marketing Value to win Heart Share. In the final analysis, Rich Mango Thai is in quadrant I and has the main alternative strategy, namely the SO strategy, besides that Rich Mango Thai fulfills the character and paradigm of Sharia marketing.
The Effect of Entrepreneurship Orientation, Knowledge Management, and Partnership on MSMEs Performance in the Perspective of the Islamic Economy with Competitive Advantage as an Intervening Variable Lubis, Aulia Nurrahmah; Batubara, Maryam; Bi Rahmani, Nur Ahmadi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3781

Abstract

This research aims to know the influence of entrepreneurial orientation toward competitive advantage, to determine the effect of management knowledge on competitive advantage, the effect of partnership on competitive advantage, entrepreneurial orientation on the performance of MSMEs, management knowledge on the performance of MSMEs, partnership on the performance of MSMEs, competitive advantage on the performance of SMEs, entrepreneurial orientation on the performance of MSMEs through competitive advantage, management knowledge on the performance of MSMEs through competitive advantage, partnerships on the performance of MSMEs through competitive advantage. The type of research that will be carried out in this study is quantitative research. Results of the research show that entrepreneurial orientation influences competitive advantage. Management knowledge influences competitive advantage. The partnership has no effect on competitive advantage. Entrepreneurial orientation influences the performance of MSMSe. Management knowledge influences the performance of MSMEs. The partnership has no effect on the performance of MSMEs. Competitive advantage has no effect on the performance of MSMEs. Entrepreneurial orientation influences the performance of MSMEs through competitive advantage. Management knowledge has no effect on the performance of MSMEs through competitive advantage. The partnership does not affect the performance of MSMEs through competitive advantage.
Analysis of the Influence of Service Quality and Company Image on Customer Trust in PT Jasa Raharja Representative Medan Siburian, Nelsi Agustina; Nurbaiti, Nurbaiti
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3785

Abstract

Financial institutions in Indonesia in various sectors have also experienced quite rapid development, one of which is in the insurance sector. Currently insurance companies in Indonesia are quite developed, this condition is shown by increasing public interest in using insurance products. This study aims to analyze the effect of service quality and corporate image on customer trust in PT Jasa Raharja Representatives of Medan. The population of this study was all customers of PT Jasa Raharja, with a total sample of 100 respondents. The sampling technique used is purposive sampling. The analysis technique used is multiple linear regression analysis using SPSS software. The results of the study show that service quality has a positive and significant effect on customer trust. Corporate image has a positive and significant effect on customer trust. As well as service quality and corporate image simultaneously have a positive and significant effect on customer trust.

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