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Mohamad Toha
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INDONESIA
IIJSE
Published by Universitas KH. Abdul Chalim
ISSN : -     EISSN : 2621606X     DOI : https://doi.org/10.31538/iijse
Core Subject : Economy,
Economics, Econometrics & Finance
The Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) is Sharia Economics Journal published by Sharia Economics Department Institut Pesantren KH. Abdul Chalim, Mojokerto. The Journal focuses on the issues of Sharia Economics, the History of Islamic Economic Thought, Islamic Law, Local Wisdom in Sharia Economic Perspective, and others related to Sharia economics. The journal is published periodically triannually in March, July, and November. Guidance for submission: ֎ The manuscript submitted to IIJSE must never be published elsewhere. ֎ The IIJSE is published in English. ֎ The articles must be submitted via OJS in Microsoft Word format. ֎ The articles should follow APA reference, with the body note, max 4000 words, and APA citation style.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 3,039 Documents
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Implementation of Meta Ads Strategy in Enhancing Customer Engagement on the Instagram Account of PT Tourezia Cakra Inspira Najwa Nurfadilah; Erlita Ridanasti
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 2 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i2.10271

Abstract

This study analyzes the implementation of Meta Ads strategies in enhancing customer engagement. The research was conducted due to the gap between the high reach achieved by the company and the low level of audience interaction or engagement. This study employs a qualitative approach using a narrative analysis method. Data were collected through participant observation during the internship, in-depth interviews, and analysis of campaign performance documents. The results indicate that the implementation of Meta Ads is still highly oriented toward conversion and lead generation, resulting in engagement not being a primary focus. Furthermore, the study reveals a mismatch between audience segmentation (B2B) and the content approach (B2C), which contributes to the low level of audience engagement.
The Role of Zakat Digitization in Mediating the Influence of Productive Zakat on Mustahik Economic Empowerment (Study on Baznas Pekalongan City) Niddhiyah Jannah; Nur Kholidah
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 2 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i2.10275

Abstract

This study aims to examine and analyze the effect of productive zakat on the economic empowerment of mustahik, with zakat digitalization as a mediating variable, at the Nasional Zakat Agency (BAZNAS) of Pekalongan City. The Independent variable in this study is productive zakat, the dependent variable is the economic empowerment of mustahik, While the mediating variable is zakat digitalization. The research approach applied is Quantitative, with a sampling technique based on the Slovin formula, Which yielded 94 respondents from the population of mustahik recipients of productive zakat. The type of data used is Primary Data, collected through the distribution of questionnaires. Data analysis was conducted using Structural Equation Modeling based on Partial Least Squares (SEM-PLS) via the WarpPLS 7.0 Application. The results indicate that prodictive zakat has a positive and significant effect on the economic emprowerment of zakat recipients as well as zakat digitalization. Furthermore, zakat digitalization also demonstrated a positive and significant influence on the economic emprowerment of zakat recipients. Additionally, zakat digitalization was found to mediate the economic emprowerment of zakat recipients.
Green Human Resource Management and Sustainable Employee Performance: The Role of Organizational Commitment Ridiani Fitriyah; Moh Yudi Mahadianto; Bachrudin Syahroni
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 2 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i2.10282

Abstract

In this study, the link between Green Human Resource Management (GHRM), organizational commitment, and sustainable employee performance at PT Arteria Daya Mulia Cirebon. The study is grounded in the view that sustainability-oriented human resource practices do not always influence employee performance directly, but may operate through organizational and psychological mechanisms. Using a quantitative associative design, Partial Least Squares Structural Equation Modelling (PLS-SEM), was used to analyse data gathered from 130 permanent employees. The results demonstrate that both organizational commitment and GHRM have a positive and considerable impact on sustainable employee performance. But the immediate consequence of GHRM on sustainable employee performance is not statistically significant. These results indicate that sustainability-oriented HR practices become more meaningful for long-term employee performance when they strengthen employees’ psychological attachment to the organization. The research adds to the body of knowledge regarding sustainable HRM in manufacturing by showing that organizational commitment has a key role in translating green HR practices into stable and responsible employee performance. Practically, the conclusions imply that manufacturing companies must integrate green-oriented HR policies with managerial efforts to strengthen employee commitment in order to support more sustainable performance outcomes
THE EFFECT OF TOURIST ATTRACTIONS AND SERVICE QUALITY ON TOURIST SATISFACTION WITH DISCONFIRMATION AS A MEDIATION VARIABLE (Study on BUMDes Noyo Gimbal View Tourism) Ika Nur Aprilliana; Lola Kurnia Pitaloka
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 2 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i2.10291

Abstract

This study aims to analyze the influence of tourist attractions and service quality on tourist satisfaction through disconfirmation as a mediating variable at the BUMDes Noyo Gimbal View tourism destination. This research used a quantitative approach with a survey method by distributing questionnaires to tourists visiting the tourism destination. The data analysis technique used is path analysis with a stepwise regression approach and the Sobel test. The results of the study indicate that tourist attractions have a positive and significant effect on tourist satisfaction with a significant value of p < 0.001, and service quality also has a positive and significant effect on tourist satisfaction with a significant value of p < 0.001. In addition, tourist attractions influence tourist satisfaction through disconfirmation as a mediating variable with a significance value of p < 0.001, and service quality also influences tourist satisfaction through disconfirmation as a mediating variable with a significance value of p < 0.001. The findings of this study indicate that improving tourist attractions and service quality can increase tourist satisfaction through the tourism experiences perceived by visitors.
Analysis of Stock Price Volatility in the Jakarta Islamic Index (JII) During the Implementation of the Trump Tariff Policy in 2025 Ibnu Naufal Fuad Nurudin Fadhillah; Imam Tantowi; Acep Rahmat; Saepulloh Saepulloh; Alfan Rohibani
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 2 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i2.10295

Abstract

This study aims to analyze the phenomenon of the reciprocal tariff policy, also known as the Trump Tariff, enacted by the United States in 2025, and the response of Islamic capital market participants to this global event, observed through stock price volatility in the Jakarta Islamic Index (JII). A descriptive quantitative approach was employed to explain the results by presenting the collected data as they are, without attempting to draw generalizable conclusions. The data analysis methods used include the calculation of daily logarithmic returns, estimation of historical volatility using a 7-day rolling standard deviation, identification of tariff policy announcement dates in 2025, and visual interpretation of volatility pattern changes around that period in the observed market conditions. The results indicate that the Indonesian Islamic stock market (JII) experienced significant price fluctuations during the period of the new tariff policy under President Trump. Daily returns showed a negative tendency with an asymmetric distribution, reflecting market uncertainty in responding to global dynamics. The highest level of volatility occurred in April 2025, suggesting that the market reacted to global economic issues through increased price instability. This study demonstrates that external conditions such as tariff policies can influence market psychology and stability, even if not proven causally.
THE INFLUENCE OF PERSONALITY FACTORS ON INVESTMENT DECISIONS WITH INVESTMENT INTENTION AS A MEDIATING VARIABLE (AN EMPIRICAL STUDY IN INDONESIA) Siti Hardiyanti; Wendy Wendy
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 2 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i2.10298

Abstract

This study aims to analyze the influence of personality factors consisting of Openness, Conscientiousness, Extraversion, Agreeableness, and Neuroticism on Investment Decisions with Investment Intention as an intervening variable among investors in Indonesia. The study employs a quantitative approach with a causal associative design. The research population consists of investors in Indonesia, with a sample of 487 respondents determined through purposive sampling. Primary data were collected through questionnaires, while secondary data were obtained from official publications related to the development of investors in Indonesia. Data analysis was conducted using SEM-PLS with SmartPLS through the evaluation of the outer model (convergent validity, discriminant validity, AVE, reliability, and collinearity) and the inner model (R-square and hypothesis testing through bootstrapping). The results indicate that all constructs meet the criteria of validity and reliability. The model demonstrates moderate explanatory power with an R² value of investment intention of 0.577 and an R² value of investment decisions of 0.651. Structurally, Openness, Conscientiousness, Extraversion, and Agreeableness have a significant positive effect on Investment Intention and Investment Decisions, while Neuroticism does not have a significant effect on either. Investment Intention has a significant positive effect on Investment Decisions and acts as a partial mediator in the relationship between Openness, Conscientiousness, Extraversion, and Agreeableness on Investment Decisions, but does not mediate the effect of Neuroticism.
From Boardrooms to Bedrooms: Unveiling Workplace Extramarital Affairs Siti Syahbanu; Muhammad Irfan Syaebani
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 2 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i2.10301

Abstract

This study investigates the impact of power dynamics, gender roles, and organizational structures on extramarital affairs within professional environments. It examines how hierarchical structures and societal conventions influence relationships, frequently to the detriment of women. This research employs interdisciplinary approaches, including Marxist alienation, power-approach theory, and social identity theory, to link workplace infidelity to broader concerns of gender inequity, and corporate accountability. The study seeks to examine the influence of organizational hierarchies on workplace relationships, the significance of cultural notions such as "ibuism" and "neo-ibuism" within Indonesian society, and the psychological and professional ramifications of these dynamics. It also assesses business policies and human resources initiatives in the management of workplace relationships. A desk research analysis method is employed, examining literature from sociology, psychology, and management disciplines. Secondary data from international research offer insights into workplace infidelity and gender discrepancies. Principal themes encompass power and gender dynamics, workplace hierarchies, cultural expectations, and human resource regulations pertaining to workplace relationships. The study emphasizes the influence of authority and control on relationships, frequently resulting in exploitation, harassment, and professional stagnation for women. This study enhances gender equity, and corporate governance by promoting regulations that guarantee equitable and secure professional environments. It advocates for a decentralized, decolonized, and gender-sensitive approach to workplace relations, highlighting the necessity for ethical business frameworks that avert exploitation and foster diversity and equality.
The Influence of Awareness Level, Financial Education, and Platform Availability on the Investment Interest of Master’s Students in Management Science at Universitas Pendidikan Ganesha in Cryptocurrency Rika Persada Jati; Putu Indah Rahmawati; Fridayana Yudiaatmaja
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 2 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i2.10302

Abstract

In Indonesia, cryptocurrency has gained strong interest, especially among young people, supported by high internet penetration and rising digital literacy. Although adoption continues to grow with millions of users and the presence of major platforms, challenges such as strict regulations and low financial literacy remain, while social media also plays a role in increasing investment interest. This study aims to analyze the influence of awareness level, financial education, and platform availability on the investment interest of master’s students in management science at universitas pendidikan ganesha in cryptocurrency. The population in this study consists of Master’s students enrolled at Universitas Pendidikan Ganesha. Students in this category are expected to have sufficient knowledge about cryptocurrency and to provide relevant information regarding their interest in investment. The data analysis techniques used in this study include descriptive analysis and inferential analysis. The results show that Awareness Level (X1), Financial Education (X2), and Platform Availability (X3) have a significant effect on the investment interest of Master’s students in Management Science at Ganesha University of Education in cryptocurrency, as indicated by significance values below 0.05.
Beyond Macroeconomics: the Dominant Role of Digital Acceleration in Driving BMT UGT Nusantara’s Growth Faizatul Maghfirah; Anita Priantina
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 2 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i2.10304

Abstract

This study analyzes the dynamic influence of digitalization and macroeconomic variables on the financial performance of BMT UGT Nusantara during 2020–2025 using a Vector Error Correction Model framework. The results confirm a long-run equilibrium relationship among digitalization, macroeconomic conditions, and BMT financial performance. Digitalization emerges as the dominant driver, where digital user adoption strongly drives intermediation efficiency while digital transaction volume generates the most persistent contribution to asset growth. Macroeconomic variables exert minimal direct causal influence, though inflation poses a more persistent threat to intermediation efficiency than interest rate movements. A fundamental asymmetry is identified in that breadth and depth of digitalization operate through distinct institutional channels. BMT management is encouraged to develop digitally accessible financing products to convert active transactors into productive financing participants. For regulators, this study provides empirical justification for policies facilitating digital transformation across Islamic microfinance cooperatives to strengthen financial inclusion and institutional resilience.
DETERMINANTS OF BUY NOW PAY LATER USAGE DECISIONS MEDIATED BY BEHAVIORAL CONTROL AMONG GENERATION Z IN BALI Ni Putu Eka Setiasih; Ni Putu Sri Harta Mimba; Ni Ketut Rasmini
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 2 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i2.10305

Abstract

The rapid growth of financial technology in Indonesia has encouraged the widespread use of Buy Now Pay Later (BNPL), particularly among Generation Z. While BNPL offers convenience and flexibility in digital transactions, its use also carries risks such as overspending, payment defaults, and long-term financial pressure. This study aims to analyze the influence of financial literacy, saving orientation, tendency for social comparison, and regulatory environment on the decision to use BNPL services among Generation Z in Bali, with perceived behavioral control serving as a mediating variable. This research adopts a quantitative associative approach. The population consists of Generation Z individuals domiciled in Bali who have used BNPL services, with a sample of 400 respondents selected through purposive sampling. Data were collected using a questionnaire and analyzed using Partial Least Squares (PLS). The findings are expected to show that financial literacy and saving orientation tend to reduce BNPL usage decisions, while tendency for social comparison and regulatory environment tend to increase them. Perceived behavioral control is also expected to play an important mediating role in explaining how cognitive, behavioral, social, and external factors shape BNPL usage decisions. This study contributes to the literature on behavioral accounting and digital financial behavior, particularly in understanding the financial decision-making patterns of Generation Z in the context of short-term digital credit in Bali.

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