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Mohamad Toha
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INDONESIA
IIJSE
Published by Universitas KH. Abdul Chalim
ISSN : -     EISSN : 2621606X     DOI : https://doi.org/10.31538/iijse
Core Subject : Economy,
Economics, Econometrics & Finance
The Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) is Sharia Economics Journal published by Sharia Economics Department Institut Pesantren KH. Abdul Chalim, Mojokerto. The Journal focuses on the issues of Sharia Economics, the History of Islamic Economic Thought, Islamic Law, Local Wisdom in Sharia Economic Perspective, and others related to Sharia economics. The journal is published periodically triannually in March, July, and November. Guidance for submission: ֎ The manuscript submitted to IIJSE must never be published elsewhere. ֎ The IIJSE is published in English. ֎ The articles must be submitted via OJS in Microsoft Word format. ֎ The articles should follow APA reference, with the body note, max 4000 words, and APA citation style.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 3,039 Documents
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THE INFLUENCE OF ONLINE IMPULSE BUYING ON GENERATION Z: A SYSTEMATIC LITERATURE REVIEW APPROACH Mardiana Mardiana; Ismanto Ismanto; Hanif Kurniadi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 2 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i2.10217

Abstract

The development of e-commerce and social commerce has driven increased online impulse buying behavior, particularly among Generation Z, who have a high level of digital technology usage. This study aims to synthesize empirical findings related to factors influencing online impulse buying behavior among Generation Z through a Systematic Literature Review (SLR) approach. A literature search was conducted on English-language publications published between 2018 and 2025 through the Science Direct, Google Scholar, and ProQuest databases. The selection process followed PRISMA guidelines and resulted in 13 articles meeting the inclusion criteria. The review results indicate that Generation Z's online impulse buying behavior is influenced by various digital stimuli, such as platform quality, scarcity-based promotions, digital figure characteristics, price perception, and shopping lifestyle. These influences are generally mediated by psychological and affective mechanisms, including flow experience, shopping enjoyment, perceived enjoyment, arousal, pleasure, and consumer trust. These findings confirm that Generation Z's impulsive buying decisions are not solely driven by rational considerations, but also by digital experiences and emotional engagement shaped by the online shopping environment. This study provides a conceptual contribution by presenting a structured mapping of the determinants of online impulse buying in Generation Z as well as practical implications for the development of digital marketing strategies based on user experience and sustainable social interactions.
APAKAH INDIKATOR MAKROEKONOMI BERPENGARUH? BUKTI DARI KESEJAHTERAAN RUMAH TANGGA DAN DINAMIKA PERCERAIAN DI JAWA TENGAH PASCAPANDEMI Sidhik Anggoro; Siti Fatimah Nurhayati
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 2 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i2.10218

Abstract

This study aims to analyze the influence of economic factors on divorce in Central Java Province, with a focus on Gross Regional Domestic Product (GRDP) per capita, open unemployment rate, poverty rate, and per capita expenditure. This research employs a quantitative approach based on panel data covering 35 regencies/cities over the period 2019–2024. The analysis is conducted using panel data regression with the Fixed Effects Model (FEM), which is selected through the Chow Test and Hausman Test. The results indicate that per capita expenditure has a negative effect on the divorce rate, while GRDP per capita, the open unemployment rate, and the poverty rate do not show a significant effect. These findings suggest that the stability of household consumption and real economic well-being plays a more substantial role in influencing divorce dynamics compared to macroeconomic indicators. The implications of this study highlight that economic development policies should be directed toward increasing purchasing power, strengthening social protection, and enhancing family resilience. The novelty of this research lies in the use of a comprehensive approach that integrates macroeconomic and microeconomic indicators in the study of divorce during the post-COVID-19 economic recovery period.
Legitimacy in Mining Companies: The Effect of Asset Newness and Capital Expenditure on ESG Disclosure Wiwit Hartanis; Ika Atma Kurniawanti
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 2 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Amid global sustainability pressures, mining companies are facing intense public scrutiny. Using an integrated framework of Legitimacy, Signaling, and Stakeholder theories, this study examines the influence of physical asset characteristics, specifically asset newness and capital expenditure (CAPEX), on Environmental, Social, and Governance (ESG) disclosure. Using a quantitative design, this study analyzes a purposive sample of 57 observations from mining companies for the period 2020-2024. Data are processed using fixed-effect panel data regression with robust standard errors. ESG disclosure is measured through content analysis based on the OJK index no. 51/POJK/03./2017. The results show that asset newness has a significant negative effect on ESG disclosure, confirming the phenomenon of "reverse legitimacy". This indicates that companies with obsolete assets use extensive disclosure as a defense mechanism to bridge the legitimacy gap and appease stakeholders. In contrast, CAPEX does not show a significant effect, implying that capital allocation in emerging markets is still focused on operational capacity and not yet oriented towards green technologies. This study concludes that ESG reporting often serves as a symbolic legitimacy tool rather than a proactive commitment. These findings encourage policymakers and investors to critically evaluate the true nature of corporate asset expansion. This study contributes to the literature by integrating physical asset metrics with the still very limited ESG disclosure and demonstrating the existence of the “reverse legitimacy” phenomenon and CAPEX divergence in the context of emerging economies.
Optimization of Behavioral Segmentation-Based Omnichannel Strategies in Managing the Student Journey Experience at Private Universities in Indonesia: A Conceptual Review Muhammad Ardiansyah; Muhammad Amir Anshori
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 2 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i2.10227

Abstract

The increasing reliance of students on both digital and physical channels necessitates private universities to manage interactions and services in a more integrated and cohesive manner. An omnichannel strategy represents a relevant approach; however, its implementation in higher education institutions remains largely partial and predominantly focused on marketing communication. As a result, it has yet to effectively manage the student journey experience in a comprehensive manner. This study aims to develop a conceptual framework for optimizing omnichannel strategies based on student behavioral segmentation in managing the student journey experience at private universities in Indonesia. Employing a qualitative approach, this research adopts a narrative literature review guided by PRISMA principles, examining scholarly publications from the past five years indexed in the Scopus and SINTA databases. The findings indicate that omnichannel integration lacking a behavioral understanding of students tends to produce experiences that are generic, fragmented, and unsustainable. This study concludes that behavioral segmentation should be positioned as a fundamental basis for strategic decision-making in omnichannel management, enabling the design of contextual and consistent student experiences across all stages of the academic journey. The implications of this research provide a conceptual foundation for universities to develop adaptive, cross-channel integrated student experience management systems that support the sustainability of long-term relationships between institutions and students.
The Influence of Digital Marketing, Business Capital, and HR Competence on the Success of Fashion UMKM Businesses in the Medan Area District Jefry Holy; Dedy Lazuardi; Widalicin Januarty; Sri Rezeki; Brilian Moktar
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 2 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i2.10234

Abstract

This study aims to examine the effects of digital marketing, business capital, and human resource competencies on the business success of fashion MSMEs in Medan Area District. The research employs a quantitative approach using a survey method with 124 MSME actors as respondents. Data were collected through questionnaires and analyzed using multiple regression analysis to test the hypotheses. The findings reveal that digital marketing, business capital, and human resource competencies each significantly influence business success both individually and simultaneously. Specifically, digital marketing has the highest contribution to business success, followed by human resource competencies and business capital. The study also finds that these three variables collectively explain a substantial proportion of the variance in business success. This research contributes to the existing literature by emphasizing the importance of integrating digital strategies, adequate capital management, and competent human resources in achieving sustainable business performance. Furthermore, the findings provide practical insights for MSME actors to enhance their competitiveness through optimizing digital marketing, improving financial management, and developing human resource capabilities, while future studies are encouraged to explore additional factors such as innovation and market orientation.
Analysis of Regional Financial Management and the Performance of the Bogor Regency Local Government Innayatu Robania; Yohanes Indrayono; Arief Tri Hardiyanto
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 2 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i2.10246

Abstract

This study aims to analyze regional financial management and its correlation with the performance of the Bogor Regency Local Government, particularly in mandatory government affairs related to basic services. The background of the research is based on the phenomenon that an increase in budget realization is not always followed by an improvement in performance achievement. This study uses a descriptive approach by utilizing secondary data sourced from the Accountability Report (LKPJ) for the 2023 and 2024 Fiscal Years. Analysis was conducted on the budget absorption patterns, performance achievements of regional apparatus, and the effectiveness of regional financial management. The research results show that although the budget absorption rate is relatively high, the performance achievements among departments and regional apparatuses still vary. In addition, there was a backlog of budget realization at the end of the year, which has the potential to reduce the effectiveness of program implementation. The relationship between regional financial management and performance is not linear, where an increase in budget realization does not automatically improve performance outcomes. The more influential factors include the quality of planning, the effectiveness of implementation, as well as performance control and evaluation. Therefore, regional financial management needs to be directed toward an outcome-based approach.
THE ROLE OF USER-GENERATED IMAGES AND SELLER TRUST IN SHAPING GENERATION Z PURCHASE INTENTION Dwi Anugrah Setiawati; Astri Wulandari; Alma Syifa Maulidina
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 2 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i2.10248

Abstract

This study examines the influence of user-generated images and seller trust on purchase intention among Generation Z Shopee users in Indonesia. The rapid growth of e-commerce has increased consumers’ reliance on visual information and online seller credibility when making purchase decisions. This research applies a quantitative explanatory approach using an online survey of 101 respondents aged 18–27 who actively shop on Shopee. Data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) to evaluate the relationships between variables. The results show that user-generated images significantly enhance purchase intention by improving perceptions of product authenticity and reliability. In addition, seller trust positively influences purchase intention by reducing perceived risk and increasing confidence in online transactions. Both variables jointly contribute to shaping Generation Z’s purchasing behavior in digital marketplaces. This study provides empirical evidence on the role of visual content and trust in e-commerce decision-making, offering practical insights for online sellers to optimize review management and trust-building strategies.
THE PRINCIPLE OF ISLAH IN THE MEDIATION OF DOMESTIC DISPUTES: A COMPARATIVE STUDY OF MEDIATION IN RELIGIOUS COURTS AND DISTRICT COURTS Novia Nurul Izzati; Ahmad Sanusi; Itang Itang
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 2 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i2.10249

Abstract

This article discusses how the principle of islah is applied in domestic dispute mediation, comparing the practice of the Religious Court and the District Court. This study aims to analyze Islamic law's perspective on the concept of islah and how it is applied in mediation in both courts. The method used in this study is normative legal research, with an approach encompassing legislation, conceptual analysis, and comparative analysis. The results show that mediation in the Religious Court, both normatively and practically, applies the principle of islah, focusing on peace, welfare, and restoration of family relationships, using a religious and persuasive approach. Meanwhile, although the term islah is not explicitly mentioned in mediation in the District Court, the values ​​of peace and justice are still implemented indirectly through mediation mechanisms based on positive law. This study concludes that the principle of islah is highly relevant for enriching the practice of domestic dispute mediation in Indonesia and can serve as a bridge to harmonize Islamic law and positive law.
THE EFFECT OF MARKETING COMMUNICATION STRATEGY ON BRAND LOYALTY: THE MODERATING ROLE OF CUSTOMER BRAND ENGAGEMENT ON CUSTOMERS OF BANK PEREKONOMIAN RKYAT? Fiyah Agustin Hakim; Yolanda Masnita; Kurniawati Kurniawati; Harno Diansyah
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 2 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i2.10257

Abstract

The microbanking sector, particularly Rural Banks (Bank Perekonomian Rakyat – BPR) in Indonesia, is currently facing increasing challenges, including regulatory pressures and declining customer trust. These conditions have created a competitive environment where maintaining brand loyalty becomes essential for sustainability. This study aims to analyze the influence of marketing communication strategies, namely Advertising, Public Relations, Direct Marketing, and Sales Promotion, on Brand Loyalty, with Customer Brand Engagement acting as a moderating variable. A quantitative approach was employed using a survey method, with data collected from 210 respondents through convenience sampling. The data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The results indicate that Advertising does not have a direct significant effect on Brand Loyalty, but it significantly influences Customer Brand Engagement. Customer Brand Engagement has a strong and significant effect on Brand Loyalty and mediates the relationship between Advertising and Brand Loyalty. Meanwhile, Direct Marketing shows a marginal effect, while Public Relations and Sales Promotion do not significantly influence Brand Loyalty. These findings highlight the importance of engagement-based marketing strategies in enhancing brand loyalty. Rural Banks should prioritize customer engagement initiatives to strengthen emotional connections and improve long-term customer relationships.
THE ROLE OF SOCIAL MEDIA CONTENT AND FEAR OF MISSING OUT (FOMO) IN SHAPING GENERATION Z PURCHASE DECISIONS ON TIKTOK: A STUDY OF CARUMBY GORPCORE FASHION BRAND Zihan Tiara Arasid; Astri Wulandari; Ati Mustikasari
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 2 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i2.10260

Abstract

This study aims to examine the influence of social media content and Fear of Missing Out (FoMO) on the purchase decisions of Generation Z consumers on the TikTok platform, with a case study of the Gorpcore fashion brand Carumby. The rapid growth of TikTok as both a social media and digital commerce platform has significantly shaped consumer behavior, particularly among Generation Z, who are highly responsive to trends and digital content. This research employed a quantitative approach with an explanatory design. Data were collected through questionnaires distributed to 105 respondents using a purposive sampling technique. The data were analyzed using multiple linear regression with the assistance of SPSS version 25. The results indicate that both social media content and FoMO have a positive and significant effect on purchase decisions, both partially and simultaneously. Social media content was found to have a more dominant influence compared to FoMO. The coefficient of determination (R²) shows that 63.4% of the variation in purchase decisions can be explained by these variables, while the remaining 36.6% is influenced by other factors not examined in this study. In conclusion, effective social media content that is creative, informative, and engaging, combined with psychological triggers such as FoMO, plays an important role in influencing the purchase decisions of Generation Z consumers on TikTok.

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