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Kriez Academy
Published by Yayasan Kreatif Indonesia Emas
ISSN : 30318025     EISSN : -     DOI : -
Core Subject : Economy, Science, Social, Engineering,
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences
KRIEZ ACADEMY as a journal that places community development and service as its main focus, is pleased to receive research articles from community service projects. We invite researchers, academics, and practitioners to contribute with research that is not only academically orientated but also has a direct impact on the development and service of communities in Indonesia.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 76 Documents
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Expanding Financial Services to Rural Indonesia: A Digital Inclusion Approach Aripin, Zaenal
KRIEZ ACADEMY : Journal of development and community service Vol. 1 No. 9 (2024): Kriez Academy - August
Publisher : Yayasan Kreatif Indonesia Emas

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Abstract

This paper explores the critical challenge of expanding financial services in rural Indonesia through a robust digital inclusion framework. Despite the nation's rapid urbanization and digital transformation, a significant portion of its rural and remote population remains unbanked or underbanked. This study identifies key barriers, including fragmented infrastructure, low digital and financial literacy, and a lack of institutional presence. Drawing on a mixed-method approach, which combines qualitative field interviews with quantitative secondary data analysis, this paper analyzes how financial technology (fintech), digital identity systems, and community-based agent networks can serve as catalysts for change. The research synthesizes findings from detailed case studies of successful fintech models and government initiatives to provide a strategic framework. This framework offers specific, actionable recommendations for policymakers and industry stakeholders aimed at improving outreach, building trust, and ensuring the long-term sustainability of financial inclusion in underserved areas. The ultimate goal is to empower rural communities, formalize the local economy, and contribute to more resilient and equitable national development.
Digital Empowerment and Financial Literacy for Rural Youth: Unlocking Inclusive Growth in Indonesia Budiman, Arief
KRIEZ ACADEMY : Journal of development and community service Vol. 1 No. 11 (2024): Kriez Academy - October
Publisher : Yayasan Kreatif Indonesia Emas

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Abstract

This paper examines the critical role of digital competencies and financial literacy among rural youth in Indonesia as a foundational pillar for achieving inclusive economic growth. Despite a rapidly expanding digital economy, rural youth often remain at the periphery, facing significant barriers to effective participation in formal financial systems due to limited access to infrastructure, a lack of targeted knowledge, and a scarcity of appropriate digital tools. Employing a qualitative-dominant mixed-methods research design, this study combines survey data from 220 youth in rural areas of West Java and Central Java with insights from focus group discussions (FGDs) and in-depth case studies of three community-based financial literacy initiatives. The research highlights a clear and compelling connection: when access to digital tools and mobile finance platforms is combined with contextualized and practical financial education, it significantly impacts entrepreneurial aspirations, savings behavior, and overall participation in the formal economy. The findings reveal that increased digital fluency, alongside a stronger grasp of financial concepts, fosters the creation of microenterprises, promotes responsible savings habits, and facilitates upward economic mobility in underserved regions. This paper concludes that unlocking the immense potential of rural youth requires a holistic and collaborative approach from government, fintech actors, and educational institutions to implement scalable, culturally adapted, and technology-enabled financial literacy models.
Green Economy and Sustainable Finance: Mapping the Readiness of Indonesian Financial Institutions Yolistina, Anggun
KRIEZ ACADEMY : Journal of development and community service Vol. 1 No. 11 (2024): Kriez Academy - October
Publisher : Yayasan Kreatif Indonesia Emas

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Abstract

This research undertakes a comprehensive exploration of the readiness of Indonesian financial institutions to implement the core principles of a green economy and sustainable finance. In an era where global capital is increasingly directed toward environmentally and socially responsible ventures, the capacity of the national financial sector to respond to this shift is a critical determinant of Indonesia's long-term economic resilience. Through a multi-method study that combines a systematic document analysis of 30 institutional reports and disclosures with in-depth, semi-structured interviews with 18 finance professionals, the paper provides a nuanced evaluation of current practices. The analysis focuses on five key readiness criteria: the existence of dedicated ESG policies, the integration of environmental risk into credit and investment frameworks, the innovation of sustainable products (e.g., green bonds), internal technical capacity, and the extent of stakeholder engagement. The findings reveal a moderate but uneven state of readiness across the sector, with top-tier commercial banks demonstrating greater preparedness than regional and smaller institutions. The primary barriers identified include persistent regulatory uncertainty, a significant lack of trained technical capacity, the low availability of standardized ESG data, and a perceived conflict between sustainability initiatives and short-term profitability. This paper concludes by arguing that while regulatory momentum exists, progress is hampered by institutional inertia and capacity gaps. It proposes a strategic roadmap for greater coordination among regulators, financial institutions, and academic bodies to embed sustainable finance as a core component of the Indonesian financial ecosystem, thereby aligning the sector's growth with the nation's ambitious green economy goals.  
Strategic Human Capital Development in Hybrid Work Models: A Study of Employee Performance in Indonesian Startups Ruchiyat, Endang
KRIEZ ACADEMY : Journal of development and community service Vol. 1 No. 11 (2024): Kriez Academy - October
Publisher : Yayasan Kreatif Indonesia Emas

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Abstract

The global shift toward hybrid work models, accelerated by the COVID-19 pandemic, has fundamentally reshaped the strategic imperatives of human capital management. This paper examines the intricate relationship between the implementation of hybrid work arrangements, strategic human capital development, and employee performance within the dynamic context of Indonesian startups. Using a sequential mixed-methods research design, the study synthesizes data from a quantitative survey of 250 startup employees in major urban hubs (Jakarta, Bandung, and Surabaya) with qualitative insights from in-depth interviews with 15 HR managers and founders. The research identifies key factors that enable and hinder productivity and engagement in flexible work environments. Findings indicate that a structured hybrid work strategy, supported by effective digital collaboration tools, adaptive HR policies, and a focus on asynchronous communication, is positively correlated with a 25% increase in employee productivity. Conversely, challenges such as digital burnout, employee isolation, and the persistence of traditional, hierarchical leadership styles emerged as significant barriers. This paper proposes that strategic human capital development in this new paradigm requires a holistic approach that integrates technological adaptation with a human-centric focus on upskilling, clear performance metrics, and a culture of inclusive leadership. The study concludes with actionable recommendations for Indonesian startups to better attract, retain, and empower their talent, positioning them for sustainable growth and innovation in the evolving future of work.
Leadership Agility and Organizational Resilience: An Empirical Study on SMEs in the Manufacturing Sector Budi Raharja , Arif
KRIEZ ACADEMY : Journal of development and community service Vol. 1 No. 11 (2024): Kriez Academy - October
Publisher : Yayasan Kreatif Indonesia Emas

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Abstract

This study investigates the critical role of leadership agility as a catalyst for organizational resilience in small and medium-sized enterprises (SMEs) within Indonesia’s manufacturing sector. In an increasingly volatile, uncertain, complex, and ambiguous (VUCA) global environment, SMEs are particularly vulnerable to external shocks, such as supply chain disruptions, technological obsolescence, and economic downturns. Through a rigorous mixed-methods research design, which combines a quantitative survey of 200 SME leaders with qualitative, in-depth interviews with 12 business owners and operational managers, this research identifies the core behavioral competencies and strategic decision-making patterns that enable businesses to not only survive but also thrive amidst disruptions. The study provides strong empirical evidence that agile leadership practices—specifically adaptive planning, emotional intelligence, and decentralized decision-making—are positively and significantly correlated with key indicators of organizational resilience, including business continuity, innovation capacity, and employee retention. The findings underscore that leadership agility is not merely an optional skill set but a fundamental strategic imperative for building long-term, sustainable resilience. This paper concludes with actionable recommendations for policymakers and industry associations to integrate agility frameworks into entrepreneurship training and leadership development programs, thereby strengthening the foundation of Indonesia's manufacturing backbone.
Digital Financial Ecosystems and MSME Growth in Indonesia: A Post-Pandemic Analysis Matriadi , Faisal
KRIEZ ACADEMY : Journal of development and community service Vol. 1 No. 11 (2024): Kriez Academy - October
Publisher : Yayasan Kreatif Indonesia Emas

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Abstract

This study explores the profound influence of a rapidly evolving digital financial ecosystem on the growth, resilience, and sustainability of micro, small, and medium enterprises (MSMEs) in Indonesia during the post-pandemic era. The COVID-19 pandemic exposed critical vulnerabilities within the MSME sector, particularly its limited access to formal finance and its low level of digital readiness. In response, a dynamic digital financial ecosystem—encompassing digital payment systems, fintech innovations, online lending platforms, and digital bookkeeping applications—has emerged as a crucial catalyst for recovery and growth. Through a mixed-methods research design that combines a quantitative survey of 300 MSMEs across key regions with in-depth interviews of 20 stakeholders, this paper empirically examines how digital financial services enhance access to capital, improve operational efficiency, and accelerate the formalization of businesses. The findings indicate that MSMEs utilizing fintech platforms experienced a significant increase in working capital and profitability, and were more likely to join government support programs. The study concludes that the digital financial ecosystem plays a transformative role in fostering inclusive growth and long-term resilience for Indonesian MSMEs. However, to scale these benefits nationally, robust policy support for digital literacy, cybersecurity, and infrastructure development is essential, underpinned by strengthened collaborative models among fintech providers, the government, and MSME associations.
Harnessing IoT for Industrial Efficiency: Innovations in Automation and Process Optimization Aripin, Zaenal
KRIEZ ACADEMY : Journal of development and community service Vol. 1 No. 12 (2024): Kriez Academy - November
Publisher : Yayasan Kreatif Indonesia Emas

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The Internet of Things (IoT) has become a transformative force in industrial automation, offering significant enhancements in efficiency, cost-effectiveness, and real-time decision-making. This study provides a comprehensive examination of IoT’s application in industrial settings, with a focus on its impact on predictive maintenance, real-time monitoring, supply chain management, quality assurance, and energy optimization. Using a mixed-method approach, the research integrates qualitative insights from case studies and interviews with quantitative data from industry surveys in Indonesia. The results reveal substantial improvements in operational performance, cost reduction, and workplace safety across various sectors. However, significant implementation challenges persist, including cybersecurity vulnerabilities, high initial investments, and interoperability issues. The findings underscore the critical need for strategic planning, standardization, and robust cybersecurity frameworks to fully leverage IoT’s potential in industrial environments.
ASSESSING THE ROLE OF NANOTECHNOLOGY IN ENHANCING BIOMEDICAL ENGINEERING APPLICATIONS Kumala Dewi, Nu
KRIEZ ACADEMY : Journal of development and community service Vol. 1 No. 12 (2024): Kriez Academy - November
Publisher : Yayasan Kreatif Indonesia Emas

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Background: Nanotechnology has emerged as a transformative discipline, enabling groundbreaking advancements in biomedical engineering. The integration of nanoscale materials and techniques has revolutionized diagnostics, therapeutics, and regenerative medicine, offering unprecedented precision and efficiency. Aims: This paper examines the pivotal role of nanotechnology in advancing biomedical engineering applications, focusing on drug delivery systems, diagnostic tools, and tissue engineering innovations. Research Method: A comprehensive review methodology was employed, analyzing peer-reviewed articles, experimental studies, and clinical trials from reputable scientific databases. The analysis emphasized the design, synthesis, and implementation of nanomaterials and their impact on biomedical outcomes. Results and Conclusion: Nanotechnology significantly enhances drug delivery systems by enabling targeted therapy with minimized side effects. In diagnostics, nanosensors and imaging agents improve early disease detection. Tissue engineering has benefited from nanomaterials that mimic natural extracellular matrices, promoting cell proliferation and differentiation. Challenges such as biocompatibility, scalability, and regulatory issues persist but are gradually being addressed through interdisciplinary collaboration. Contribution: This study consolidates current knowledge on nanotechnology’s contributions to biomedical engineering and identifies future directions for research, emphasizing the need for ethical and sustainable practices in nanotechnology applications.  
INVESTIGATING THE INFLUENCE OF SMART GRID TECHNOLOGIES ON ENERGY DISTRIBUTION AND CONSUMPTION EFFICIENCY Dahyawan, Dodi
KRIEZ ACADEMY : Journal of development and community service Vol. 1 No. 12 (2024): Kriez Academy - November
Publisher : Yayasan Kreatif Indonesia Emas

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Background:The global demand for energy is increasing at an unprecedented rate, necessitating more efficient methods of energy distribution and consumption. Traditional energy grids are becoming less efficient in handling the dynamic needs of modern consumers, leading to significant losses and inefficiencies. Smart grid technologies, which incorporate advanced information and communication technologies, offer promising solutions to address these challenges. Aims:This study aims to investigate the influence of smart grid technologies on energy distribution and consumption efficiency. It focuses on the impact of these technologies on reducing energy losses, improving demand response, and optimizing energy consumption patterns. Research Method:A mixed-method approach is employed in this research, combining qualitative case studies and quantitative data analysis. The study examines smart grid implementations in various regions, evaluating their effects on energy distribution efficiency through statistical analysis and real-world case studies. Data was collected from energy providers, consumers, and industry experts to assess the performance of smart grid systems. Results and Conclusion:The results indicate that smart grid technologies significantly improve the efficiency of energy distribution and consumption. Key benefits include a reduction in energy losses, better integration of renewable energy sources, enhanced demand response capabilities, and overall cost savings. However, challenges such as high initial investment costs and technological integration hurdles remain. The conclusion emphasizes the need for continued innovation and policy support to fully realize the potential of smart grids in achieving sustainable energy systems. Contribution:This study contributes to the understanding of how smart grid technologies can transform energy systems by enhancing efficiency and sustainability. It provides valuable insights for policymakers, energy providers, and researchers looking to adopt or improve smart grid technologies.
EXPLORING THE ROLE OF RENEWABLE ENERGY TECHNOLOGIES IN ACHIEVING SUSTAINABLE DEVELOPMENT GOALS Nehru, Kalmet
KRIEZ ACADEMY : Journal of development and community service Vol. 1 No. 12 (2024): Kriez Academy - November
Publisher : Yayasan Kreatif Indonesia Emas

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Background: The rapid depletion of fossil fuels and growing concerns over climate change have led to an urgent need for renewable energy technologies (RETs) to meet the world's energy demands sustainably. RETs offer a solution to reduce greenhouse gas emissions, mitigate environmental degradation, and enhance energy security, directly supporting the United Nations Sustainable Development Goals (SDGs), particularly SDG 7 (Affordable and Clean Energy) and SDG 13 (Climate Action). These technologies have the potential to address pressing issues such as energy poverty, climate change, and economic inequality. Aims: This study aims to explore the role of renewable energy technologies in advancing sustainable development goals. Specifically, it focuses on examining the environmental, economic, and social impacts of RETs and evaluates the challenges and barriers to their widespread adoption. Additionally, the study seeks to provide policy recommendations to accelerate the integration of renewable energy systems worldwide. Research Method: The research employs a mixed-methods approach, combining both qualitative and quantitative methods. Respondents include policymakers, industry experts, and energy consumers, with purposive sampling for case studies and random sampling for surveys. The instruments used include structured interviews, surveys, and secondary data collection from reputable sources such as the International Renewable Energy Agency (IRENA) and the World Bank. The data collection procedure involves literature reviews, case study analyses, and survey distribution, followed by statistical analysis for quantitative data and thematic analysis for qualitative data. Results and Conclusion: The results of this study highlight that renewable energy technologies contribute significantly to reducing emissions, improving energy access, and creating employment opportunities. However, significant barriers still exist, such as high initial costs, technological challenges like intermittency, and the lack of consistent policies across regions. Overcoming these barriers requires comprehensive policy support, technological innovations, and international cooperation to ensure the successful integration of RETs into global energy systems, thereby achieving SDGs. Contribution: This research contributes to the body of knowledge on renewable energy by providing insights into the environmental, economic, and social benefits of RETs. It also offers practical recommendations for policymakers and stakeholders in the energy sector to foster the adoption of renewable energy technologies and contribute to achieving the SDGs.

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