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INDONESIA
Indonesian Journal of Banking and Financial Technology (FINTECH)
Published by PT FORMOSA CENDEKIA GLOBAL
ISSN : -     EISSN : 29855551     DOI : https://doi.org/10.55927/fintech.v2i1
Core Subject : Economy, Science,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
The Indonesian Journal of Banking and Financial Technology (FINTECH) is an open-access academic journal founded to provide a strong venue or platform to publish, disseminate, promote, publicize, and develop the application of mathematics, statistics, computer science, finance, and business law in the new field of financial technology (fintech). FINTECH publishes articles in January, April, July, and October.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Keuangan
Articles 66 Documents
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China in Terms of Exchange Rate, Inflation and Interest Rate (Based on Database 2018) Betrix Silitonga; Halimah Cahyaning Fajri; Trian Hutaria
Indonesian Journal of Banking and Financial Technology Vol. 1 No. 2 (2023): April 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v1i2.4365

Abstract

This research model looks at the long-term relationship between exchange rates, interest rates, and inflation using Autoregressive Distributed Lag (ARDL) co-integration analysis based on database 2018. This study aims to ensure stability in the exchange regime through the structurally nexus of interest rates and inflation volatility and its targets. The data used is historical data on the country of China from 1987-2017. The results of the estimates show that inflation and interest rates in the previous period had a significant effect on the movement of the Chinese exchange rate, while the movement of the exchange rate of the previous period did not affect the movement of the exchange rate of the next period. Although there is a long-term cointegration between the independent variables, namely interest rates and inflation (CPI) against the dependent variables i.e. exchange rates, the long-term relationship between independent variables does not significantly affect the dependent variables.
Copyright/Patent of Sihobuk Peanut Products Research Object One of the Sihobuk Peanut Businesses, Tarutung Aldi Oktavianus barus; Antonio Mario Clarentiano Nababan; Jeremy Deo Girsang; Zakharia Sembiring
Indonesian Journal of Banking and Financial Technology Vol. 1 No. 2 (2023): April 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v1i2.4385

Abstract

Sihobuk peanuts are processed products from selected peanuts which are the best agricultural commodity from North Tapanuli district because they are influenced by fertile soil and good rainfall and are processed in the traditional way by the people of Sihobuk village so as to produce quality with a distinctive aroma that is different from other products. other similar types. This type of research is empirical juridical where the data source is obtained from primary legal materials, secondary legal materials and tertiary legal materials. Data collection was carried out through library research and field studies by conducting interviews. The data analysis used is qualitative data analysis. The results of this study indicate that sihobuk beans meet the requirements as a geographical indication product according to the Trademark and Geographical Indication Law. Sihobuk nuts will receive legal protection from geographical indications if they have been registered with the Directorate General of Intellectual Property Rights. The role of the local government in the registration of sihobuk beans is to provide assistance in facilitating the licensing process, to socialize Geographical Indications to business actors and to campaign for the need for registration of Geographical Indications. human resources who are experts in identifying products that have the potential to be used as geographic indications.
Dynamic Revealed Comparative Advantage: Export Potential Crude Palm Oil (CPO) Indonesia Database 2018 Betrix Silitonga; Natalia Artha Malau; Garan Paruta; Ivan Hannoeriadi Ardiansyah
Indonesian Journal of Banking and Financial Technology Vol. 1 No. 2 (2023): April 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v1i2.4386

Abstract

As the largest CPO exporter country in the world, Indonesia's CPO production is increasing every year. Even though Indonesia's CPO production has increased, Indonesia's CPO has a slow growth rate, low productivity and the competitiveness of Indonesian CPO to destination countries has not increased. The purpose of this research is to analyze the factors that influence the competitiveness of Indonesian CPO and formulate policies that can increase the competitiveness of Indonesian CPO. Quantitative analysis uses Stata 14 along with panel data with the 2018 database. Export volume growth, selling prices, inflation and population growth in importing countries have a negative effect on the competitiveness of CPO export commodities while GDP growth in importing countries and exchange rates have a positive relationship to competitiveness CPO export commodity.
A Bibliometric Analysis of Insurtech Indexed by Dimensions AI Using Vosviewer Muhammad Zulva Zeta Zaidan; Musthafa Arkan; Muhammad Gilang Putra; Yaser Taufik Ramlan; Muhammad Syafi’i Antonio
Indonesian Journal of Banking and Financial Technology Vol. 1 No. 3 (2023): July 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v1i3.4654

Abstract

The insurance industry, which is increasingly developing with aligned technology, is an opportunity for the public to be able to take advantage of various features that can facilitate public access to insurance. Insurtech is a new feature that aims to make it easier for people to access insurance. The development of insurtech is accompanied by the development of researchers in researching the impact of insurtech on society. This article maps the development of research on insurtech indexed on platform dimensions with the Vosviewer application. The results of this research are that there are 271 scientific journal publications with the theme of insurtech. The majority of the types of publications published are in the form of articles. As well as the hottest topic that is often discussed by researchers is financial technology.
Analysis of Banking Performance and Risk in Indonesia during the Covid-19 Pandemic Nurseto Adhi; Sri Widiyati; Winarni; Embun Duriany Soemarso; R. Gunawan Setianegara
Indonesian Journal of Banking and Financial Technology Vol. 1 No. 2 (2023): April 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v1i2.4787

Abstract

The banking sector has experienced a decline in demand for credit and a lack of disbursement, which has had an impact on the income of bank credit borrowers. Knowing the financial performance of banks during the Covid-19 pandemic can provide a good explanation of the problems faced by the banking sector. The analysis used in this study was a comparative comparison of two observations using a paired sample T-test. The variables used in this study are ROA, ROE, BOPO, LDR, CAR and NPL. This research found that the Covid-19 pandemic affected the decline in bank performance in general. This can be seen in the values of ROA, ROE, RORA, NPM, LDR, and NIM which have decreased in value before and after the pandemic. This research also found that the COVID-19 pandemic increased bank risk during the pandemic. This can be seen in the BOPO and KPMM variables which have increased from before and after the pandemic.
The Influence of NPWP Ownership Obligations, Taxpayer Compliance, Tax Audits and Tax Collection on Tax Receipts at KPP Pratama Jakarta Jatinegara Sahla Fauziah; Yuppy Triwidatin
Indonesian Journal of Banking and Financial Technology Vol. 1 No. 3 (2023): July 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v1i3.4969

Abstract

The aim of this research is to understand the influence of the obligation to have a Taxpayer Identification Number (NPWP), taxpayer compliance, tax audits, tax collection in increasing tax revenue at KPP Pratama Jakarta Jatinegara. The population used in this study were taxpayers registered at KPP Pratama Jakarta Jatinegara with a total sample of 94 registered taxpayers. This study uses a quantitative descriptive research method and the sampling method used in this study is by using the Incidental Sampling technique while the data analysis technique used in this study is multiple regression analysis. The results of this study indicate that the obligation to have a Taxpayer Identification Number (NPWP), taxpayer compliance, tax audits, tax collection have a simultaneous and partial effect on tax revenues at KPP Pratama Jakarta Jatinegara.
Student Entrepreneurship in Digital-Based at Surakarta City Suci Purwandari; Edy Susena
Indonesian Journal of Banking and Financial Technology Vol. 1 No. 3 (2023): July 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v1i3.5038

Abstract

Education in Indonesia is growing. Vocational education produces work-ready human resources. Especially in the city of Surakarta many Polytechnics were established, both new permits and changes from academics and high schools. In accordance with the policy of the Ministry of Education, Culture, Research and Technology, Directorate of Vocational Education , on Key Performance Indicators for Graduate Quality that graduates must successfully get a job;/further studies/becoming an entrepreneur. This study used data collection techniques with the Questionnaire method. The questionnaire was distributed to active students at the Polytechnic in Surakarta. The data to be studied are: distribution of entrepreneurship courses, when tostart a business, thebusiness business pursued, marketingmethods, omset obtained per month. Based on research conducted by the author at 5 Polytechnics in Surakarta City with 229 respondents filling in. The number of students who have started a business is 0.04%, students get courses on average in semester 5, students who start a business starting from semester 3, the type of business that occupied the most in the field of services, the most blended marketing methods (with online and offline methods), the turnover obtained on average per month between Rp. 500.000,- – Rp. 1,000,000,-
A Study to Explore the Perception and Awareness on Islamic Banking Among College Students in the Province of Lanao Del Sur, Philippines Jawad Z. Salic; Anwar Radiamoda; Shahid Manalundong; Abdulcader Ayo
Indonesian Journal of Banking and Financial Technology Vol. 1 No. 3 (2023): July 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v1i3.5391

Abstract

This exploration was conducted to examine the level of awareness and perception of individuals who are candidates for graduation for a bachelor's degree from the province of Lanao del Sur. A survey was conducted through a guided questionnaire to collect the insight of selected respondents to weigh their awareness and perception. This study aimed to assess the respondents' knowledge level of Islamic Banking after the creation of the Bangsamoro Autonomous Region in Muslim Mindanao (BARMM). The study result showed that the respondents need integration on their journey of being a college students on Islamic Banking. The need for academic study among the respondents is highly recommended to the point that they are the successor of the present leader of BARMM. The study suggests a conception of an intervention program that will be conducted by other nations which are well-experienced in Islamic Banking.
Financial Performance Analysis Using the Economic Value Added (EVA) Method at PT. Indosat Tbk Roy Seleky; Stenly J. Ferdinandus
Indonesian Journal of Banking and Financial Technology Vol. 1 No. 3 (2023): July 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v1i3.6072

Abstract

This study aims to analyze and determine financial performance using the Economic Value Added method at PT. Indosat Tbk. This study uses secondary data in the form of the financial statements of PT. Indosat Tbk in 2018 – 2021 which is listed on the Indonesia Stock Exchange (IDX). The research method used is analysis with the Economic Value Added (EVA) method. The results of the study stated that the EVA value obtained by PT. Indosat Tbk for four years has a positive value. A positive EVA value indicates that there has been a process of adding economic value to the company because the company has paid its obligations to creditors and shareholders.
The Influence of Financial Literacy Level, Perception of Return and Technological Progress on Investment Interest of Millennial Generation in Central Jakarta Fajar Riyadi Syawaluddin; Heri Ispriyahadi
Indonesian Journal of Banking and Financial Technology Vol. 1 No. 4 (2023): October 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v1i4.6248

Abstract

Capital markets play a significant role in enhancing a country's economic development, as well as national development. The millennial generation is expected to be the leader of growth in the economic field. This research uses quantitative methodology with the Partial Least Square Technique approach to test data instruments. The sample size was determined using Hair's formula. The research findings show that financial literacy has a positive and significant effect on millennials' investment interest, while perceived returns and technological advances have no significant effect on millennials' investment interest. The results of this study can be utilized by agencies and the government can work with the financial industry to help millennials understand investment work and help millennials understand financial concepts.

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