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INDONESIA
Indonesian Journal of Banking and Financial Technology (FINTECH)
Published by PT FORMOSA CENDEKIA GLOBAL
ISSN : -     EISSN : 29855551     DOI : https://doi.org/10.55927/fintech.v2i1
Core Subject : Economy, Science,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
The Indonesian Journal of Banking and Financial Technology (FINTECH) is an open-access academic journal founded to provide a strong venue or platform to publish, disseminate, promote, publicize, and develop the application of mathematics, statistics, computer science, finance, and business law in the new field of financial technology (fintech). FINTECH publishes articles in January, April, July, and October.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Keuangan
Articles 66 Documents
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Potential and Constraints of Cultural Tourism in Sade Village: An Analysis of Social, Cultural, and Economic Impacts Dewa Ayu Abhinandati Prajna Pratisthita; Bella Charrollina; Angelita Peridibua Mudamakin; Indrawan Wiratama; I Ketut Surata; I Putu Utama
Indonesian Journal of Banking and Financial Technology Vol. 3 No. 1 (2025): January 2025
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v3i1.12236

Abstract

This study examines the potential and challenges in tourism development in Sade Village, a cultural village in Lombok that is famous for its Sasak traditions and culture. This study aims to understand how tourism affects local communities from social, cultural, and economic aspects, and to identify barriers that hinder the progress of sustainable tourism in the village. In-depth analysis shows that, although tourism provides significant economic benefits, there are still major challenges related to cultural preservation, infrastructure improvement, and community skill enhancement in dealing with tourists. The findings of this study are expected to be the basis for formulating a more effective and sustainable tourism development strategy in Sade Village.
Marketing Strategy to Increase Room Occupancy Rate at Aston Sunset Beach Resort Gili Trawangan Andri Gunawan; Dhea Ananda Chantika Rahman; Putu Rio Satria Mahaditha; I Made Ngurah Satria Wibawa Oktaviadi; I Made Andika Pramudya Utama Winada; Ketut Surata; Putu Utama
Indonesian Journal of Banking and Financial Technology Vol. 3 No. 1 (2025): January 2025
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v3i1.12238

Abstract

In this study, the marketing strategy in increasing room occupancy rates at Aston Sunset Beach Resort Gili Trawangan is reviewed. This study uses a descriptive qualitative approach to examine the marketing strategy in increasing room occupancy rates at Aston Sunset Beach Resort Gili Trawangan, the purpose of this study is to determine the right marketing strategy in increasing room occupancy rates at the Aston Sunset Beach Resort Gili Trawangan Hotel. The analysis tool used is SWOT Analysis consisting of IE Matrix, IFAS / EFAS, and SWOT Matrix. Based on the analysis, it is known that the position of Aston Sunset Beach Resort Gili Trawangan is currently in quadrant V, namely the stability strategy position with an IFAS score of 2.62 and an EFAS score of 2.53. In the SWOT / TOWS matrix, there are four alternative strategies that can be applied by Aston Sunset Beach Resort Gili Trawangan, namely Optimizing cooperation with travel agents, Increasing promotion through social media and other online platforms to reach a wider audience.
Tourism Potential of Mandalika Destination Suma Thesa; Ni Made Ari Oka Megawathi; Sahril Wahyudi; Anak Agung Made Dwi putri Kusumayanti; Ni Komang Ayu Wandira; Sirin Huwaida; Wahyuni; Ketut Surata; Putu Utama
Indonesian Journal of Banking and Financial Technology Vol. 3 No. 1 (2025): January 2025
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v3i1.12239

Abstract

This study analyzes the tourism management and economic potential of the Special Economic Zone (SEZ) Mandalika. This case study identifies challenges such as high ticket prices, limited accessibility, and inadequate information, which hinder local participation. Using a qualitative approach, data was collected through interviews, observations, and document analysis. The findings highlight the need for more inclusive and affordable promotional strategies, and strengthening community relations. Recommendations include providing more accessible entry options and more relevant promotions to enhance local engagement and support economic growth and cultural preservation in Mandalika.
The Influence of Distributive Justice and Moral Obligation on Tax Compliance of Star-rated Hotels in Ubud Area Desak Made Ayu Darmayanti; I Putu Arnawa
Indonesian Journal of Banking and Financial Technology Vol. 3 No. 1 (2025): January 2025
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v3i1.12247

Abstract

This study aims to determine the effect of distributive justice and moral obligation on taxpayer compliance of starred hotels in the Ubud area. The sample used was 35 taxpayers of starred hotels in the Ubud area with a saturated sampling method. This study uses quantitative data in the form of primary data. The data collection method uses a questionnaire with a Likert scale. The data analysis technique uses multiple linear regression using the Statistical Package for The Social Sciences (SPSS) version 25 application. The results of this study partially show that distributive justice has a negative effect, Moral obligation has a positive effect on taxpayer compliance of starred hotels in the Ubud area. The results simultaneously show that distributive justice and moral obligation together - together taxpayer compliance of starred hotels in the Ubud area.
Implementation of Blockchain Technology: Analysis of Sharia Banking Financial Transactions in Indonesia Ade Rani Octaviana
Indonesian Journal of Banking and Financial Technology Vol. 3 No. 1 (2025): January 2025
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v3i1.12512

Abstract

This study examines the application of Blockchain technology in Sharia Banking in Indonesia through a combination of analytical and descriptive approaches. A comprehensive literature review was conducted to understand the application of Blockchain technology in the financial industry, especially Sharia Banking. This research identifies important variables such as transparency, transaction security, operational efficiency, customer trust, and sharia compliance. The results of this study show that the application of Blockchain technology can improve the operational efficiency of Sharia Banking, transparency and transaction security. In addition, Blockchain helps in complying with sharia rules by reducing the risk of manipulation and usury. Nonetheless, challenges such as standardization, infrastructure, and client education need to be addressed to maximize the benefits of Blockchain in Sharia Banking. These findings highlight the importance of the application of Blockchain technology in improving security, efficiency, and transparency in Sharia Banking operations.
The Role of Infrastructure in the Province's Gross Regional Domestic Product on the Island of Sumatra Agil Saputri; Romi Gunawan
Indonesian Journal of Banking and Financial Technology Vol. 3 No. 1 (2025): January 2025
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v3i1.13690

Abstract

Indonesia's infrastructure, especially in Sumatra, is considered inadequate to support the strength of the Indonesian economy in facing free market competition in the global era, lack of accessibility to reach remote areas so that the Gross Regional Domestic Product (GRDP) value in the region has a fairly small value. The study aims to determine the effect of road infrastructure, health facilities, educational facilities, water infrastructure, and electricity infrastructure on the level of gross regional domestic product (GRDP) in Sumatra, for the purpose of this study is to determine the effect of road length infrastructure, health facilities, educational facilities, clean water distribution and electricity partially on gross regional domestic product. This study uses a panel data model with the selected model, namely the Random Effect Model (REM). This study focuses on all provinces in Sumatra, namely 10 provinces in 2019-2023. The results of this study have a simultaneous effect where the relationship with the independent variables is Road Length Infrastructure (X1), Health Facilities (X2), Educational Facilities (X3), Clean Water Distribution (X4) and Electricity (X5) against the dependent variable, namely Gross Regional Domestic Product (Y). Then, the test results for each dependent variable on the variables of Road Length (X1), Health Facilities (X2), Education Facilities (X3), and Electricity (X5) significantly influenced Gross Regional Domestic Product (Y), while the test of Clean Water Distribution (X4) on Gross Regional Domestic Product (Y) did not have a significant effect. This is thought to be due to the uneven distribution of Clean Water Distribution facilities or infrastructure in Sumatra.

Page 7 of 7 | Total Record : 66

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