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INDONESIA
Indonesian Journal of Banking and Financial Technology (FINTECH)
Published by PT FORMOSA CENDEKIA GLOBAL
ISSN : -     EISSN : 29855551     DOI : https://doi.org/10.55927/fintech.v2i1
Core Subject : Economy, Science,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
The Indonesian Journal of Banking and Financial Technology (FINTECH) is an open-access academic journal founded to provide a strong venue or platform to publish, disseminate, promote, publicize, and develop the application of mathematics, statistics, computer science, finance, and business law in the new field of financial technology (fintech). FINTECH publishes articles in January, April, July, and October.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Keuangan
Articles 66 Documents
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Tax Obligations and Financial Performance of Listed Manufacturing Firms in Nigeria Adu , Cecilia Adurayemi; Oguntuase , Alexander Tunde; Williams, Adekunle Christopher
Indonesian Journal of Banking and Financial Technology Vol. 2 No. 1 (2024): January 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v2i1.8045

Abstract

The study examined the impact of tax on the financial performance of some listed manufacturing companies in Nigeria. A simple panel and linear regression were used to analyse the data collected through secondary source. It was found out from the results of the regression analysis that probability value of the independent variable as (0.0001) is less than 5% significance level that tax had significant impact on the investment of manufacturing firms likewise tax has significant impact on the profitability of manufacturing firms. It was recommended that the government should ensure they make tax policies that would favour the manufacturing firms and not force them out of businesses which would also affect the economy as a whole.
Corporate Social Responsibility (CSR) and Deposit Money Bank’s Financial Performance Adu, Cecilia Adurayemi; Ajigbotoso, Moses Ade
Indonesian Journal of Banking and Financial Technology Vol. 2 No. 2 (2024): April 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v2i2.8776

Abstract

The study examined the effect of corporate social responsibility on the financial performance of deposit money banks in Nigeria. Primary data were adopted for this study through the administration of some copies of questionnaire. The OLS regression was used to analyse the data and it was found out that the there is a positive significant relationship between Corporate Social Responsibility and the return on assets of commercial banks in Nigeria. It was suggested that the deposit money banks should ensure they embark on more structured and well planned Corporate Social Responsibility.
Problems of Income Disparity Based on the Gini Ratio in the Indonesian Economy Frisnoiry, Suci; Febrianti, Dwi Ayu; Tambunan, Engeli Emmanuela Br; Tarigan, Gita Helena
Indonesian Journal of Banking and Financial Technology Vol. 2 No. 2 (2024): April 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v2i2.8851

Abstract

Income Disparity is a problem that is still being intensively discussed. This journal aims to provide more in-depth knowledge about the economic system and income disparities in Indonesia. The type of research methodology used is descriptive qualitative. The data used in the research is in the form of literature, news stories and books. The results of the discussion show that the factors causing income disparities include investment, Human Development Index (HDI), labor productivity, economic growth, natural resources, differences in demographic conditions and education levels. The impact of income disparities is extreme poverty, and also endangers social stability and economic growth. The proposed solution involves equal development, equal education levels, equal minimum wages, community empowerment and the Micro, Small and Medium Enterprises (MSME) sector.
The Role of the Financial Services Authority as a Strategic Partner for the Progress of the Indonesian Capital Market Lubis, Putri Kemala Dewi; Sitio, Fridayani M.; Tampubolon, Novia Christiani; Sinaga, Dewi Larasati; Hasibuan , Mhd Rifqi Farhan
Indonesian Journal of Banking and Financial Technology Vol. 2 No. 2 (2024): April 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v2i2.8863

Abstract

The Indonesian capital market still faces several obstacles, including relatively low growth rates, limited access to finance, and significant financial risks. Financial services authorities can become strategic partners that encourage capital market growth and stability by innovating products and services, increasing financial access, and collaborating with other parties. This research uses a descriptive type of research with a literature review and reading sources related to the research collected using the literature review research method. This research aims to explore the role of financial services authorities as strategic partners in supporting the progress of the capital market in Indonesia. Based on various sources and theories, it can be concluded that as a supervisory authority, the OJK regulates and supervises institutional, prudential and sound aspects and carries out inspections of financial institutions to ensure that each financial institution is healthy and able to serve the public interest. OJK regulations apply to the issuance of operating permits for stock exchanges, clearing and guarantee institutions, investment fund custodians and settlement agents, securities companies, investment advisors, securities bureaus and other legal entities. OJK also collaborates with various related parties, including educational institutions, the financial industry and the government, to encourage innovation in the Indonesian capital market. The impact of this OJK partnership can help mitigate community losses due to errors by capital market players.
Mergers and Acquisitions in the Nigerian Industries: Challenges and Solutions Adu, Cecilia Adurayemi
Indonesian Journal of Banking and Financial Technology Vol. 2 No. 2 (2024): April 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v2i2.8890

Abstract

The challenges and solutions to issues surrounding mergers and acquisition in Nigeria were investigated by this study. The descriptive (qualitative) method was adopted by this study in reviewing recently done researches by diverse authors. The study discovered that Mergers and Acquisitions are strategic tools for effective and efficient growth in business organization; there would be improved turnover for organizations. It was suggested that mergers and acquisitions should be properly carried out and not in desperation in order to achieve success.
The Impact of Automation and Artificial Intelligence (AI) on Leadership and the Workforce Paudel, Ram
Indonesian Journal of Banking and Financial Technology Vol. 2 No. 2 (2024): April 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v2i2.8904

Abstract

This inquiry explores the impact of automation and artificial intelligence (AI) on leadership and the workforce, as well as strategies for leaders to effectively navigate the transition towards a technology-focused workplace. The aim of this research is to expand current understanding by providing valuable insights into how AI and automation affect leadership and the workforce, alongside practical suggestions for managing this transformation. It is essential to recognize the potential benefits of AI and automation, such as improved efficiency and decision-making abilities, while also acknowledging concerns about potential job displacement and ethical considerations. Through a thorough examination of these issues, this study aims to equip organizations and leaders with the necessary resources to prepare for the future of work and ensure they are well-positioned for success in an increasingly technology-driven environment.
The Effect of Firm Size and FDR on ROA Through BOPO as an Intervening Variable at Islamic People's Economic Banks (BPRS) in Indonesia Ridho Muarief; Setiyawan, Agustinus Doedyk; Priyanto, Priyanto; Setyawan, Dimas Ari
Indonesian Journal of Banking and Financial Technology Vol. 2 No. 2 (2024): April 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v2i2.9483

Abstract

This study compares the effects of financing to deposit ratio (FDR) and bank size (firm size) on return on equity through BOPO as an Intervening Variable at Islamic People's Economic Bank (BPRS) in Indonesia. The data collection method is done through indirect observation method in the form of secondary data from Sharia People's Economic Bank monthly financial statements (BPRS). Using a purposive sampling technique, 60 BPRS data were included in the sample. Data analysis using Eviews version 9 tool involved path analysis. While FDR, BOPO, and Size had a significant negative impact on profitability, the T test results indicated that it had a significant positive impact but had no significant negative effect on profitability, while NPF was able to mediate FDR, BOPO, and SIZE on profitability, while NPF was unable to mitigate the impact on earnings.
Decision to Consume Halal Food Products in Solo Pancasari, Retno Rahayuningsih
Indonesian Journal of Banking and Financial Technology Vol. 2 No. 3 (2024): July 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v2i3.10801

Abstract

Market demand for halal food and beverage products is increasing, creating great business opportunities. This study aims to evaluate the impact of halal product knowledge, halal awareness, and religiosity on k haulinerlal purchasing decisions. Using interval quantitative data from questionnaires with Proportional Random Sampling samples, the analysis was carried out using the Partial Least Square (PLS) method in Structural Equation Modeling (SEM), focusing on components or variants. The results of the analysis show that halal product knowledge has a positive and significant effect on purchasing decisions, meaning that the higher the consumer's knowledge of halal products, the more likely they are to make a purchase. In addition, religiosity is also proven to have a positive and significant effect on purchasing decisions, indicating that religious values ​​influence consumer behavior in choosing halal products. Halal awareness, which includes consumer awareness and attention to the halalness of products, also shows a significant positive effect.
The Effectiveness of Instagram Ads and Facebook Ads as Promotional Platforms in Room Sales at Fairfield by Marriott Bali Legian Wiguna, I Komang Bintang Tri; Suastini, Ni Made; Pitanatri , Putu Diah Sastri
Indonesian Journal of Banking and Financial Technology Vol. 2 No. 3 (2024): July 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v2i3.10806

Abstract

This study aims to determine the effectiveness of Instagram ads and Facebook ads as a promotional platform in selling rooms at Fairfield by Marriott Bali Legian. This type of research is quantitative. The sample used was 100 respondents. The data was analyzed using the EPIC Model, average scores and simple tabulations to measure the effectiveness of Instagram ads and Facebook ads. The results of this study indicate that the score for each dimension of the EPIC Model is in the range of a fairly effective scale. Namely between 2.60-4.40, the scores for each dimension are: (a) the empathy dimension has a score of 2.18, (b) the persuasion dimension has a score of 2.31 (c) the impact dimension has a score of 3.75, (d) the communication dimension has a score of 3.08, The final result obtained based on the overall EPIC Rate is 2.83 which is in the range of a fairly effective scale
The Influence of China's Economic Reforms (1978-2020) on the Growth of Fintech in China Abbas, Syed Tahir; Li, Li
Indonesian Journal of Banking and Financial Technology Vol. 2 No. 3 (2024): July 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v2i3.10827

Abstract

This paper examines the influence of China's economic reforms from 1978 to 2020 on the growth and development of fintech in the country. Initiated under Deng Xiaoping, these reforms transitioned China from a centrally planned economy to a market-oriented one, fostering unprecedented economic growth and modernization. This study explores how key reforms, such as the decentralization of economic decision-making, the establishment of Special Economic Zones (SEZs), and the opening up to foreign investment, have impacted the fintech sector. By analyzing early developments, key players, and technological advancements in fintech, the paper highlights the pivotal role of economic policies and investments in shaping China's digital financial landscape. The research employs qualitative methods, including interviews with industry experts and analysis of relevant documents, to provide a comprehensive understanding of the sector's evolution. The findings reveal that China's economic reforms have significantly influenced fintech growth, offering valuable insights for policymakers, businesses, and researchers interested in the interplay between economic policy and technological innovation.

Page 4 of 7 | Total Record : 66

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