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Contact Name
Dedi Junaedi
Contact Email
dedijunaedi@gmail.com
Phone
+628118114379
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dedijunaedi@journal-laaroiba.com
Editorial Address
Lembaga Publikasi Ilmiah (LPI) Institut Agama Islam (IAI) Nasional Laa Roiba Bogor Jl Raya Pemda Pajeleran Sukahati No 41 Cibinong, Bogor 16913 Telp 021-8757150 HP 08118114379 Email: alkharaj@journal-laaroiba.com Web http://journal-laaroiba.com/ojs/index.php/alkharaj
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Kab. bogor,
Jawa barat
INDONESIA
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
ISSN : 26562871     EISSN : 26564351     DOI : https://doi.org/10.47467/alkharaj
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah is a scientific journal published by Pusat Riset dan Kebijakan Strategis PRKS) of  Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor in collaboration with Masyarakat Ekonomi Syariah (MES) and Intelectual Association for Islamic Studies (IAFORIS) . This journal contains scientific papers from academics, researchers and practitioners in the fields of Islamic economics, finance and business research. E-ISSN 2656-4351 ISSN Print 2656-2871   DOI: 10.47467/alkharaj  Starting from Volume 1 Number 1 2019 to Volume 6 Number 3 of 2024 published on the website with the URL https://journal.laaroiba.ac.id/index.php/alkharaj. Starting from Volume 6 Number 4 2024 onwards it will be published with the URL https://journal-laaroiba.com/ojs/index.php/alkharaj.
Articles 81 Documents
Search results for , issue "Vol. 7 No. 3 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan " : 81 Documents clear
Pengaruh Online Customer Review dan Rating Terhadap Keputusan Pembelian Produk Halal Melalui Marketplace: Studi Kasus pada Mahasiswa Fakultas Syariah IAI-Nasional Laa Roiba Bogor Rio Kartika; Evi Novita; Rintari Anis Fadilah
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 3 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i3.5442

Abstract

Market places are an alternative for carrying out buying and selling activities easily because they can be done online. This research aims to determine the partial and simultaneous influence of Online Customer Reviews and Ratings on decisions to purchase halal products through the Marketplace. The population in this study were all students at the Sharia Faculty of IAI-National Laa Roiba Bogor and the samples used were based on the Tabachic & Fidell approach, the number of samples used was 35 samples. The results of the analysis show that partially online customer reviews have a significant positive effect and ratings do not have a significant effect on purchasing decisions. Simultaneously, online customer reviews and ratings have a significant influence on purchasing decisions.
Performance of Employees of the Food Crops and Horticulture Seed Center in Surakarta Region Sarman; Istiatin; Bambang Mursito
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 3 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i3.5469

Abstract

This research aims to examine and analyze the influence of work period, work enthusiasm, level of education, mastery of information technology on employee performance at the Surakarta Region Food Crop and Horticulture Seed Center. This research uses a quantitative research design. The population and sample in this study were 50 employees of the Surakarta Region Food Plant and Horticulture Seed Center. The data analysis technique used for statistical analysis is the multiple linear regression test which is processed using SPSS software. Based on the results of hypothesis testing and discussions that have been carried out, it can be concluded that Years of work, Work Morale, Mastery of Information Technology have a positive and significant influence on Employee Performance. Meanwhile, education level has no effect on employee performance. Keywords :Employee Performance, Years of Work, Work Morale, Education Level, Mastery of Information Technology.
Efektivitas dan Efisiensi Pengelolaan Keuangan Daerah di Kota Makassar Budiandriani; Sri Wahyuni Al Aqzah; Sitti Rahmi Razak; Nurnajamuddin, Mahfud
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 3 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i3.5574

Abstract

This research aims to determine and analyze the effectiveness and efficiency of regional financial management in Makasar City. The data used is secondary data in the form of financial reports from the Makassar City Regional Financial and Asset Management Agency. This research uses a quantitative approach, namely by analyzing the effectiveness and efficiency of regional financial management and describing research findings. The research results found that regional financial management in Makassar City in 2017-2022 was in the effective category, namely with an average of 92.21% per year. Meanwhile, based on the level of efficiency, it shows that in 2017-2022 the regional financial management of Makassar City was in the less efficient category with an average of 96.80% per year.    
Determinan Pencegahan Fraud Pengelolaan Dana Desa di Kecamatan Teluk Gelam Kabupaten Ogan Komering Ilir Maulia Evita; Maria; Yuli Antina Aryani
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 3 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i3.5689

Abstract

ABSTRACT In arrange to avoid extortion within the administration of town reserves in Teluk Gelam Area, Ogan Komering Ilir Rule, this ponder points to analyze the affect of town device competence, inner control frameworks, organizational culture, and device ethical quality. In 2024, the locale serious to construct fourteen towns. This ponder found that organizational culture, the adequacy of the inner control framework, and the nearness of mostly competent territorial device all contribute to more secure and fraud-free town cash administration. Extortion avoidance in village cash administration isn't impacted by the device profound quality variable when taken as a whole. In arrange to avoid extortion within the administration of town stores, this ponder found that the taking after variables—apparatus competence, inside control frameworks, organizational culture, and device morality—have a decently expansive and advantageous impact of 78.1% when taken collectively. Keywords: Prevention of Fraud in Village Fund Management, Village Apparatus Competence, Internal Control System, Organizational Culture, Apparatus Morality. ABSTRAK Penelitian ini mempunyai tujuan agar mengetahui hubungan antara moralitas, kompetensi, sistem mengendalikan intern, budaya organisasi, dan aparatur desa di Kecamatan Teluk Gelam Kabupaten Ogan Komering Ilir dengan mencegahkan tindak pidana penyelewengan dana desa. Pada tahun 2024, telah dibuatsurvei kepada empat belas kelurahan di kabupaten ini. Berdasarkan hasil penelitian, mencegahkan tindak pidana penyelewengan dana desa dibantu oleh sistem mengendalikan intern yang efektif, aparatur desa yang kompeten, dan budaya organisasi yang sehat. Selain itu, tidak terdapat hubungan antara mencegahkan tindak pidana penyelewengan dana desa dengan variabel moralitas aparatur. Berdasarkan hasil penelitian, pengaruh yang diamati didalam mencegahkan tindak pidana penyelewengan dana desa sekitar 78,1% berasal dari keempat variabel, yaitu kompetensi aparatur desa, sistem mengendalikan intern, budaya organisasi, dan moralitas aparatur. Kata kunci: Pencegahan fraud pengelolaan dana desa, Kompetensi aparatur desa, system pengendalian internal, budaya organisasi, moralitas aparatur.
Determinan Pengambilan Keputusan Struktur Modal Putri Eka Permatasari; Kartika Hendra Ts; Bambang Mursito
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 3 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i3.5744

Abstract

This study seeks to examine how firm size, sales growth, profitability, liquidity, and bankruptcy risk influence the capital structure of property and real estate companies listed on the Indonesia Stock Exchange (IDX) from 2019 to 2023. The sample includes 10 companies chosen through purposive sampling, adhering to criteria like consistent annual financial report publication and complete data. Observing financial data over five years yielded 50 data points for analysis. A quantitative method with a positivist approach was employed, with data collected from financial reports on the official IDX website and analyzed via multiple linear regression. The results demonstrate that factors such as company size, sales growth, profitability, and bankruptcy risk do not significantly influence capital structure, suggesting that these elements are not critical factors in decisions regarding debt financing. On the other hand, liquidity has a notable negative impact on capital structure, indicating that firms with higher liquidity are more likely to rely on internal funds, thereby decreasing their dependence on external sources of financing. This study provides insights for companies in managing capital structure and highlights the importance of liquidity as a key factor in financing decisions.
Mekanisme dan Implementasi Pengelolaan Dana Pensiun Syariah Terhadap Fatwa DSN-MUI Nomor 88/DSN-MUI/XI/2013 pada Bank Syariah Indonesia Cabang Gresik Walid In'am Ahmad; Yazid, Muhammad
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 3 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i3.5767

Abstract

This study aims to analyze the mechanism and implementation of sharia pension fund management against the DSN MUI fatwa number 88 DSN MUI XI in 2013 where the object of the study was conducted at Bank Syariah Indonesia, Gresik branch. The study uses a descriptive qualitative research type where this study functions to provide a direct explanation of the phenomenon being studied using data obtained directly from the research object being studied. This study in conducting data analysis uses the Miles and Hubberman method, namely data reduction then continued with data presentation and ended with drawing conclusions. This study was taken using secondary data where the source of information provided came from the official website of Bank Syariah Indonesia and also various journals and references related to the title of the study. The results of this study are intended to determine how the mechanism and implementation of the management of sharia pension funds against the DSN MUI fatwa number 88 DSN MUI XI in 2013 at the BSI Gresik branch where in the management process it avoids gharar, maysir and also usury and remains in accordance with Islamic principles for the mechanism itself is divided into 7 parts including sharia contracts, fundraising, sharia investment, distribution of investment results, risk management, disbursement of pension funds and the last is compliance and supervision of sharia in BSI products that are related to sharia pension funds is BSI berkah where this product is a creation of Bank Syariah Indonesia in assisting customers to prepare pension funds while remaining compliant with sharia principles
Pengetahuan Keuangan dan Kepribadian Berkontribusi dalam Membentuk Perilaku Keuangan Berkelanjutan Mita Anzaningtyas; Khusaini Khusaini; Sri Lestari
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 3 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i3.5773

Abstract

This study aims to investigate the impact of financial knowledge and personality on people's sustainable financial behavior. Researchers utilized a cross-sectional survey approach. The target population of the study was people aged 18-59 years in Kutabumi Village, Pasar Kemis Subdistrict, Tangerang Regency, amounting to 10,852 people. The researcher determined a sample size of 386 participants (Slovin formula, sampling error 5%) using proportionate stratified random sampling technique. Each participant was given a questionnaire that had been validated by validity and reliability tests. The questionnaire was distributed through WhatsApp groups. The binary logit estimation results showed that financial knowledge had a positive and significant impact on sustainable financial behavior, as well as personality. In other words, the more people's knowledge increased and the better their personality, the probability of improving sustainable financial behavior increased. Thus, financial decisions taken by the community consider future circumstances. The empirical implication of this research is the importance of emphasizing basic financial knowledge in long-term financial knowledge planning education and improving personality for better financial behavior.
Pengaruh Penerapan Sistem Informasi Akuntansi dan Pengendalian Internal Terhadap Kualitas Laporan Keuangan pada Badan Pusat Statistik Kota Palembang Sri Astuti Lelani Putri; Mega Silvia
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 3 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i3.5777

Abstract

This study aims to examine the impact of the implementation of accounting information system and internal control on the quality of financial statements. This type of research is quantitative with the type od research used in primary data and secondary. Data were obtained thought questionnaire and interview. The research sample consisted of 54 respondents who were selected using total sampling. The results show that there is a signifikan influence on the quality of financial statements
Pengaruh Faktor Fundamental dan Risiko Sistematis Terhadap Expected Return Saham dengan Pendekatan Capital Asset Pricing Model (CAPM) pada Saham Indeks LQ-45 Periode 2018-2022 Ayantri Biloa; Rizan Machmud; Dewi Indrayani Hamin
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 3 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i3.5813

Abstract

This study aimed to determine the effect of fundamental factors and systematic risk on expected stock returns on LQ-45 Index stocks. Fundamental factors in this study are proxied by: Return On Asset (ROA), Return On Equity (ROE), Price Earning Ratio. While systematic risk is proxied by market risk. This study used secondary data from a population of 45 LQ-45 index companies. In the meantime, the sample in this study were taken using purposive sampling and analyzed using multiple linear regression. The study findings revealed that Return On Asset (ROA) with a value of tcount < ttable (0.074 < 1.664) and significance value (0.941 > 0,05) did not affect the expected return of stocks: further, Return On Equity (ROE) with a value of tcount < ttable (-1.182 < 1.664) and significance value (0.240 > 0.05) did not affect the expected return of stocks. Furthermore, the Price Earning Ratio (PER) with a value of tcount > ttable (2.864 > 1.664) and significance value (0.005 < 0.05) affected the expected return of stocks. Lastly, market risk with a value of tcount < ttable (-6.535 < 1.664) and significance value (0.000 < 0.05) affected the expected return of stock. Simultaneously, Return On Asset (ROA), Return On Equity (ROE), Price Earning Ratio, and market risk affected the expected return return of stocks with a significance value (0.000 < 0.05), where the Fcount > Ftable.
Pengaruh Viral Marketing dan Harga Tiket Terhadap Minat Berkunjung Masyarakat: Studi Kasus pada Objek Wisata Planet Waterboom Gorontalo Allya Maulani Lumadja; Hapsawati Taan; Zulfia K. Abdussamad
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 3 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i3.5826

Abstract

This study aims to determine how much influence viral marketing and ticket prices have on public interest in visiting (Case Study at Planet Waterboom Gorontalo Tourism Object). This type of research uses quantitative research methods. The sample of this study amounted to 100 respondents using non probability sampling technique and purposive sampling with the slovin formula. Data collection techniques in this study were carried out by questionnaire (questionnaire), observation and interview. Data analysis using multiple linear regression analysis. The results of the data that have been collected through the distribution of questionnaires have been tested with validity and reliability tests, classical assumption tests, multiple linear regression tests and hypothesis testing. Based on the research results of multiple linear regression analysis tests using the SPSS version 23 application, it shows that viral marketing variables have a negative and significant effect on visiting interest, ticket prices have a positive and significant effect on visiting interest. Viral marketing and ticket prices simultaneously affect public interest in visiting Planet Waterboom Gorontalo Tourism Object. The coefficient of determination shows an adjusted R square of 0.506. This shows that the influence of the independent variables, namely viral marketing and prices on the dependent variable of public interest in visiting the Planet Waterboom Gorontalo Tourism Object which can be explained by this equation model is 50,6%, while the remaining 49,4% is influenced by other variables not examined in this study.

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