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Dedi Junaedi
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Lembaga Publikasi Ilmiah (LPI) Institut Agama Islam (IAI) Nasional Laa Roiba Bogor Jl Raya Pemda Pajeleran Sukahati No 41 Cibinong, Bogor 16913 Telp 021-8757150 elmal@journal-laaroiba.com
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El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Published by Institut Agama Islam Nasional Laa Roiba Bogor
ISSN : 26202956     EISSN : 27470490     DOI : https://doi.org/10.47467/elmal
Core Subject : Economy, Agriculture, Social, Engineering,
Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam mempublikasi hasil riset dan kajian terkini bidang ekonomi, keuangan, manajemen dan bisnis Islam. Mulai 2011, jurnal ini terbit tiga kali setahun setiap Maret, Juli dan November. Jurnal ini dikelola oleh Pusat Riset dan Kajian Strategis (PRKS) Masyarakat Ekonomi Syariah (MES) Bogor Raya bekerjasama dengan Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor, Institut Agama Islam (IAI) Sahid Bogor dan Institut Umum Quro Al-Islami (IUQI) Bogor. P-ISSN 2620-2956 E-ISSN 2747-0490. Volume 1 Nomor 1 2019 sampai Volume 5 Nomor 3 of 2024 terbit website dengan URL https://journal.laaroiba.ac.id/index.php/elmal. Selanjutnya, mulai Volume 5 Number 4 2024 sampai seterusnya terbit URL https://journal-laaroiba.com/ojs/index.php/elmal.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 1,721 Documents
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Analisis Pengaruh Variety Seeking, Status Sosial, Kualitas Produk, dan Iklan Terhadap Perpindahan Merek (Brand Switching): Studi pada Pengguna Smartphone Iphone yang Sebelumnya Pernah Menggunakan Merek Lain di Yogyakarta dan Sekitarnya Ayu Cahyaningtyas, Mekar
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 3 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i3.11509

Abstract

This study aims to determine the effect of Variety Seeking, social status, product quality, and advertising on brand switching among iPhone smartphone users who have previously used other brands in Yogyakarta and its surroundings. The variables used in this study are independent variables consisting of Variety Seeking, social status, product quality, and advertising, while the dependent variable in this study is Brand Switching. The type of data in this study is primary data which is the answer from 100 respondents. The method used in this study is non-probability sampling and with accidental sampling technique. This type of quantitative research uses a survey method. The analysis tool in this study uses Multiple Linear Regression Analysis. (1) The results of this study indicate that there is a positive and significant joint influence of Variety Seeking, social status, product quality, and advertising on brand switching. (2) The variables Variety Seeking, social status, and product quality have a positive and significant effect on brand switching. However, the Advertising Variable does not affect brand switching among iPhone smartphone users who have previously used other brands in Yogyakarta and its surroundings.
Pengaruh Pemasaran Relasional Pondok Pesantren dalam Membangun Kepuasan Loyalitas Alumni di Pondok pesantren Al-Fattah Nasor Al-Kahfi, M. Agus; Putra Barusman, Andala Rama
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 3 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i3.11553

Abstract

This study aims to determine the influence of influencer marketing and social media advertisment on electronic word of mouth and customer trust, as well as the mediating role of electronic word of mouth on the influence of influencer marketing and social media advertisment on customer trust. The location of this study is in Denpasar City, Bali Province and the sample used is 150 respondents. The data analysis technique was carried out using SmartPLS 4. The results of the study show that influencer marketing has a positive and significant effect on customer trust, social media advertisment has a positive and significant effect on customer trust, influencer marketing has a positive and significant effect on electronic word of mouth, social media advertisment has a positive and significant effect on Regarding the electronic word of mouth, the electronic word of mouth has a positive and significant effect on customer trust, the role of electronic word of mouth as a mediating variable in the relationship between influencer marketing has a positive and significant influence on customer trust and the role of electronic word of mouth as a mediating variable in the relationship between Social media advertisment has a positive and significant influence on customer trust. The suggestion that can be given by the researcher is that the management of Skintific is expected to make more innovations in the product, so that later it can provide quality products, always provide direction to influencers in recommending products to consumers in order to provide accurate and reliable information, Make more interesting ads, as well as make more ads that contain product benefits, as well as testimonials from consumers who have used and are more active in promoting on social media.
Pengaruh Pemasaran Media Sosial dan Gaya Hidup yang Dimoderasi oleh Pendapatan terhadap Keputusan Pembelian pada Konsumen Coffee Shout Haurgeulis Lathifah, Mursyidah; Curatman, Aang; Siddiq, Dedi Muhammad
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 3 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i3.11576

Abstract

This study aims to analyze the effect of social media marketing and lifestyle on consumer purchasing decisions at Coffee Shout Haurgeulis, with income as a moderating variable. The research employed a quantitative method. The sample consisted of 132 respondents, determined using the Slovin formula. Data analysis was conducted using the Partial Least Squares–Structural Equation Modeling (PLS-SEM) method. The results indicate that social media marketing does not have a significant effect on purchasing decisions, while lifestyle has a significant effect. Income is proven to moderate the influence of lifestyle on purchasing decisions but does not moderate the effect of social media marketing on purchasing decisions. The R-square value of 0.307 indicates that purchasing decisions are influenced by the variables in the model by 30.7%, while the remaining variance is explained by other factors outside this study.
Pengaruh Kepuasan Gaji, Pelatihan kerja dan kompentensi terhadap kinerja karyawan: Studi kasus Perusahaan Alih Daya PT Prima Karya Sarana Sejahtera Melani, Astri; Hartono, Edy; Yuninda, Evangelia
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 3 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i3.11579

Abstract

This study aims to determine the effect of Salary Satisfaction, Job Training, and Competence on Employee Performance at PT. Prima Karya Sarana Sejahtera (PKSS). This research employs a quantitative approach using the multiple linear regression analysis method, processed with IBM SPSS Statistics 29. The sample consisted of 100 respondents selected through the purposive sampling technique. Data were collected through a closed-ended questionnaire using a five-point Likert scale, and the research instrument was tested for validity and reliability before use. The results show that the regression model used meets all the classical assumption tests, including normality, multicollinearity, heteroscedasticity, linearity, and autocorrelation. Simultaneously, Salary Satisfaction, Job Training, and Competence have a significant effect on Employee Performance, with a coefficient of determination of 77.4%, while the remaining 22.6% is explained by other factors outside this research model. However, partially, only the Competence variable has a positive and significant effect on Employee Performance, whereas Salary Satisfaction and Job Training do not show significant effects. These findings emphasize that improving employee competence is the key factor in enhancing performance at PT. Prima Karya Sarana Sejahtera. Therefore, the company should focus on developing employee competencies through continuous training programs, professional development, and mentoring systems to improve the overall quality of its human resources.
Pengaruh Kualitas Pelatihan Terhadap Kinerja Penyidik di Ditreskrimum Polda Lampung dengan Kompetensi Sebagai Variabel Mediasi Aprilia, Kartini; Wahyudi, Agus
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 3 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i3.11584

Abstract

This study aims to analyze the effect of training quality on the performance of investigators at the Directorate of General Criminal Investigation (Ditreskrimum) of the Lampung Regional Police, with competency as a mediating variable. The study is motivated by the need to enhance investigator professionalism in response to the increasing complexity of criminal cases and rapid technological developments. This research employs a quantitative approach with a causal research design. The population consists of all 54 investigators at Ditreskrimum Polda Lampung, who were included as the sample using a saturated sampling technique. Data were collected through Likert-scale questionnaires and analyzed using Structural Equation Modeling (SEM) based on Partial Least Squares (PLS). The results indicate that training quality has a positive and significant effect on investigator competency and performance. Competency also has a positive and significant effect on investigator performance. Furthermore, competency is proven to significantly mediate the effect of training quality on investigator performance.  
Peran Kualitas Pelayanan, Emosional Marketing, dan Spiritual Marketing terhadap Loyalitas Customer pada Penerbit Tiga Serangkai Cabang Cirebon Munajat, Ma'mur; fatmasari, Dewi; Haerisma, Alvien Septian
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 3 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i3.11598

Abstract

This study aims to analyze the influence of service quality, emotional marketing, and spiritual marketing on customer loyalty at Tiga Serangkai Publishing, Cirebon Branch. Customer loyalty is a crucial factor in maintaining business sustainability, particularly in the publishing industry, which faces intense competition and changes in consumer behavior. This research employs a quantitative approach using a survey method conducted among customers of Tiga Serangkai Publishing, Cirebon Branch. Data were collected through questionnaires and analyzed using multiple linear regression analysis. The results indicate that service quality, emotional marketing, and spiritual marketing have a positive and significant effect on customer loyalty, both partially and simultaneously. Among these variables, service quality has the most dominant influence on customer loyalty. These findings suggest that improving service quality, supported by emotional approaches and spiritual values, can strengthen long-term relationships between the company and its customers. This study is expected to serve as a reference for publishing management in formulating marketing strategies oriented toward customer loyalty.
Analisa Strategi Peningkatan Daya Saing Sekolah Berbasis Pondok Pesantren Melalui Inovasi Manjemen Pendidikan di Kabupaten Pringsewu Hakim, Lukman; Susanto, Susanto
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 3 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i3.11607

Abstract

Education is a major pillar in the development of the nation and civilization, education that aims to form human resources that are intellectually superior. In Indonesia, the existence of private schools integrated with the Islamic boarding school system (Pon Pes) has long been an integral part of the national education system. This study uses a qualitative approach with a multi-site case study type that aims to analyze in depth the strategy of increasing the competitiveness of private schools based on Islamic boarding schools through educational management innovation. The study was conducted at five private schools based on NU Islamic Boarding Schools spread across various sub-districts, with the research time adjusted to the process of collecting field data in stages until data saturation is reached. Based on the research results and discussion, it can be concluded that educational management innovation in private Islamic boarding schools plays a significant role in increasing institutional competitiveness in the era of globalization. The developed strategy model includes the integration of Islamic boarding school values ​​and modern management, collaborative leadership, an adaptive curriculum, human resource development, and the use of technology based on Islamic values.Theoretical and Practical Implications This research provides theoretical contributions to the development of Islamic education management studies as well as practical implications for Islamic boarding school managers.
Beyond Leadership Titles: Director of Finance’s Accounting Expertise Outweighs President Director in Reducing Corporate Tax Avoidance Dwi Aprian, Satrio
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 3 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i3.11637

Abstract

This study examines how the accounting educational background of the President Director and the Director of Finance influences corporate tax avoidance (TA) among consumer goods companies in Indonesia. Using a purposive sampling method, the study analyzes 176 firm-year observations from companies listed on the Indonesia Stock Exchange (IDX) during the 2017–2021 period. Data were analyzed using descriptive statistics and multiple linear regression with SPSS version 27. The results show that the accounting background of the President Director does not have a significant effect on corporate tax avoidance. In contrast, the accounting background of the Director of Finance has a negative and significant relationship with TA, indicating that accounting expertise among finance directors enhances tax compliance. These findings suggest that executives with accounting qualifications tend to support more transparent financial reporting and ethical tax management practices. Theoretically, this study contributes to the corporate governance and tax behavior literature by highlighting differences in executive roles. Practically, the findings suggest that accounting expertise should be considered in executive recruitment to promote responsible corporate tax practices.
Nilai Ekonomi Islam: Dinamika Biaya Transaksi Petani Tambak Ikan Simba dalam Memenuhi Kesejahteraan Rumah Tangga: Studi Kecamatan Padang Cermin Kabupaten Pesawaran Ade Puspita, Rintan; Ulfah Saerrohman, Ghina; Rakhman Setyanto, Alief
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 3 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i3.11643

Abstract

The dynamics of transaction costs faced by Simba fish farmers in their efforts to improve household welfare are examined from an Islamic economic perspective. Transaction costs arising in production and distribution activities, such as information search costs, negotiation costs, implementation costs, licensing costs, transportation costs, and maintenance costs, often hinder farmers from obtaining optimal income.  This condition has implications for the welfare of fish pond farming households, particularly in Padang Cermin Subdistrict, Pesawaran Regency, where most of the community depends on the fish pond farming sector for their livelihood. This study aims to analyse the forms and dynamics of transaction costs faced by simba fish pond farmers, assess their impact on household welfare, and review these practices based on Islamic economic principles. The research method used is a qualitative approach with field research.  In this study, the primary data in Padang Cermin Subdistrict, Pesawaran Regency, consisted of 10 fish farmers. Data collection techniques were carried out through in-depth interviews, observations, and documentation of simba fish farmers, collectors, and related parties. Data analysis was carried out descriptively and qualitatively using an Islamic economic approach. The research method used was a qualitative approach with field research. In this study, the primary data was collected from 10 fish farmers in Padang Cermin Subdistrict, Pesawaran Regency. Data collection techniques were conducted through in-depth interviews, observations, and documentation of Simba fish farmers, collectors, and related parties. Data analysis was conducted using descriptive qualitative analysis with an Islamic economic approach. The results showed that high transaction costs, mainly due to dependence on middlemen, price information asymmetry, and the weak bargaining position of farmers, had a negative impact on the welfare of fish farmers' households. From an Islamic economic perspective, unfair transaction costs that tend to harm farmers are contrary to the principles of justice (al-‘adl), benefit (maslahah), and prohibition of exploitation (zulm). Therefore, it is necessary to strengthen farmer institutions, market transparency, and the application of Islamic economic values.
Faktor-Faktor yang Mempengaruhi Minat Masyarakat Mengaplikasikan Produk Perbankan Syariah di Jawa Timur Firdaus, Andrian Dwi Rahmad; Fachrizal, Devano Hayunda; Priambodo, Angelo Zauqi Rafl; Muhammad, Abiyyah; Nurhasanah, Intan; Yasin, Ach.
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 3 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i3.11669

Abstract

The growth of the Islamic banking business in Indonesia has exhibited a substantial rise in accordance with the expanding public understanding of Islamic financial concepts. However, public enthusiasm in adopting Islamic banking products remains variable, notably in East Java Province, which is characterized by strong religion and local culture. The purpose of this research is to examine how the Unified Theory of Acceptance and Use of Technology 2 (UTAUT2) factors, local culture, religion, Islamic financial literacy, government support, perceived risk, and social environment affect the public's interest in utilizing Islamic banking products. This research also employs the Theory of Planned Behaviour (TPB) as a theoretical framework to explain the link between attitudes, subjective norms, perceived behavioral control, and usage intention. This study uses a survey technique and a quantitative methodology. Data were acquired via questionnaires delivered to persons in East Java Province who are acquainted with Islamic banking services. The sample approach employed was purposive sampling. Data analysis was undertaken using Structural Equation Modeling (SEM) based on Partial Least Squares (PLS) with the support of SmartPLS software. The findings show that public interest in using Islamic banking products is positively and significantly impacted by religion, Islamic financial literacy, the social environment, and a number of UTAUT2 characteristics. Meanwhile, perceived danger has a detrimental influence on use intention. These results underscore the significance of strengthening Islamic financial literacy and adopting instructional initiatives that include social, cultural, and technical variables to stimulate public interest in Islamic banking. This research is designed to give both theoretical and practical contributions to the development of marketing strategies and policy formation for Islamic banking in Indonesia.

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