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Dedi Junaedi
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Lembaga Publikasi Ilmiah (LPI) Institut Agama Islam (IAI) Nasional Laa Roiba Bogor Jl Raya Pemda Pajeleran Sukahati No 41 Cibinong, Bogor 16913 Telp 021-8757150 elmal@journal-laaroiba.com
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El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Published by Institut Agama Islam Nasional Laa Roiba Bogor
ISSN : 26202956     EISSN : 27470490     DOI : https://doi.org/10.47467/elmal
Core Subject : Economy, Agriculture, Social, Engineering,
Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam mempublikasi hasil riset dan kajian terkini bidang ekonomi, keuangan, manajemen dan bisnis Islam. Mulai 2011, jurnal ini terbit tiga kali setahun setiap Maret, Juli dan November. Jurnal ini dikelola oleh Pusat Riset dan Kajian Strategis (PRKS) Masyarakat Ekonomi Syariah (MES) Bogor Raya bekerjasama dengan Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor, Institut Agama Islam (IAI) Sahid Bogor dan Institut Umum Quro Al-Islami (IUQI) Bogor. P-ISSN 2620-2956 E-ISSN 2747-0490. Volume 1 Nomor 1 2019 sampai Volume 5 Nomor 3 of 2024 terbit website dengan URL https://journal.laaroiba.ac.id/index.php/elmal. Selanjutnya, mulai Volume 5 Number 4 2024 sampai seterusnya terbit URL https://journal-laaroiba.com/ojs/index.php/elmal.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 1,721 Documents
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Dampak Alokasi Dana Desa pada Pemberdayaan Masyarakat dalam Peningkatan Kesejahteraan Masyarakat: Survey pada Desa Dumati Kecamatan Telaga Biru Kabupaten Gorontalo Stevie Gibernau Paendong; Rio Monoarfa; Siti Pratiwi Husain
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i9.2555

Abstract

This research aims to find out the impact of the location of village funds on community empowerment in improving community welfare. This research uses qualitative research methods, the data sources used are primary and secondary data where this research uses interview data collection techniques and more in-depth documentation in Dumati Village, Telaga Biru District, Gorontalo Regency. The research results show that the Village Fund Allocation allocated from the government has been maximized and is starting to have a good impact on empowering the Dumati Village community. Which is measured through indicators in utilizing village potential, as well as the ability to manage Village Fund Allocations in the field of community empowerment. In terms of utilizing the village's potential, it has been done well, namely by providing food plant seeds in the form of vegetable seeds, namely tree seeds and fertilizer for animal products, namely chicken seeds, to farmers and breeders, with the aim of later being able to advance the economy in the village. In terms of utilizing capabilities, the village government has also carried out empowerment in the BUMDES sector with the aim of helping the community to improve the welfare of the village community. However, what is lacking in the Dumati Village government is that its ability to manage is not optimal in utilizing the very strategic conditions of the village.
Pengaruh Kompetensi Sumber Daya Manusia dan Pemanfaatan Teknologi Informasi Terhadap Akuntabilitas Pengelolaan Dana Desa: Studi Kasus Se Kecamatan Suwawa Timur Kabupaten Bone Bolango Ferra Meilisa; Mattoasi; Muliyani Mahmud
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i9.2586

Abstract

This research aims to determine the influence of human resource competency and the use of information technology on the accountability of village fund management. The research method used in this research is a quantitative method with an associative quantitative approach. The data used is primary data obtained from distributing questionnaires to Village Heads, Village Secretaries, Heads of Finance and BPD who have served in the last 3 years in East Suwawa District, Bone Bolango Regency. This research involves 3 variables, namely 2 independent variables and 1 dependent variable. Where the independent variable (X1) is Human Resource Competency, the independent variable (X2) is Information Technology Utilization and the dependent variable (Y) is Village Fund Management Accountability. Data analysis in this study used multiple linear regression. The results of the research show 1) Human Resource Competence has a positive and significant effect on accountability in village fund management, 2) The use of information technology has a positive and significant effect on accountability in village fund management, and 3) simultaneously human resource competence and the use of information technology have a positive and significant effect. significant to the accountability of village fund management.
Pengaruh Budaya Organisasi dan Komitmen Organisasi Terhadap Kinerja Karyawan Melalui Organizational Citizenship Behavior pada Savana Hotel & Convention Malang Dinda Cahya Imana; Ryan Basith Fasih Khan
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i9.2600

Abstract

This research aims to examine the variables that influence employee performance and their influence on service sector employees at Savana Hotel and Convention Malang. The type of research used is quantitative with an explanatory approach. Primary data in this study used a questionnaire which was distributed using a questionnaire sheet. The population in this study were employees of the Savana Hotel and Convention Malang and a sample of 100 respondents. Using the Partial Least Square (PLS) analysis method 4. Based on the research results, it shows that the variables of organizational culture and organizational commitment have a significant effect on employee performance at the Savana Hotel and Convention. And the organizational citizenship behavior (OCB) variable is able to mediate organizational culture and organizational commitment on employee performance for Savana Hotel and Convention employees. It can be concluded that if organizational culture improves it will support the formation of organizational commitment then these two variables will encourage high levels of organizational citizenship behavior (OCB), this is usually called employee loyalty, this will increase employee performance.
Pengembangan Pangsa Pasar Terhadap Pelaku UMKM dalam Industri Kreatif Melissa Damayanti; Wiwin Priana Primandhana
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i9.2602

Abstract

Micro, Small, and Medium Enterprises (MSMEs) are a crucial sector in Indonesia's economy. The lack of thorough preparation by MSME actors results in suboptimal performance. This journal aims to investigate and outline effective market share development strategies for MSME actors in the creative industry. The method used is literature review. The research results show that market analysis, branding strategies, and understanding customs procedures are key in the market share development of MSMEs.
Pengaruh Bauran Pemasaran terhadap Minat Nasabah dalam Menabung: Studi Kasus pada PT. BPRS Magetan Daffa Fadhillah Burhanudin; Ach. Yasin
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i9.2647

Abstract

This research aims to determine the results of research on the influence of the marketing mix on customer interest in savings products at PT. BPRS Magetan. This research used descriptive quantitative methods using a sample of 103 savings product customers as respondents. The distribution of questionnaires was carried out using a Likert scale on variables in the marketing mix, namely, product, price, place, promotion, people, process and physical evidence. This research uses multiple linear regression analysis using instrument data tests, classical assumption tests and hypothesis tests using the t test, f test and r2. The results of this research explain that partially the product, price, place, promotion and people variables have a positive and significant influence on customer interest in saving, while the process and physical evidence variables do not have a positive and insignificant influence on the customer interest variable in saving. Then simultaneously the variables product, price, place, promotion, people, process and physical evidence have a positive and significant influence on customer interest in saving. The results of the coefficient of determination test (R Square) showed that product, price, place, promotion, people, process and physical evidence had a simultaneous influence of 86.5% on customer interest in saving on PT. BPRS Magetan.
Penerapan Metode PLS SEM dalam Menganalisis Factor- Factor yang Mempengaruhi Minat Beli Terhadap CWLS Rozan, Muhammad Rozan Hazimi; Nurizal Ismail
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i9.2672

Abstract

Penelitian ini menganalisis factor- factor yang mempengaruhi minat beli terhadap CWLS. Dengan menggunakan kuesioner dan analisis Structural Equation Modeling-PartialLeast Square, data primer dikumpulkan dari 232 responden. Hasilnya menunjukkan bahwa literasi keuangan syariah memiliki, presepsi resiko dan sikap berpengaruh positif signifikan terhadap minat beli CWLS, Semakin tinggi literasi keuangan syariah seseorang, semakin besar minat mereka untuk berinvestasi dalam CWLS, pemahaman yang baik tentang keuangan syariah dapat mendorong minat beli masyarakat terhadap produk ini. Persepsi risiko juga memiliki pengaruh positif dan signifikan, mengindikasikan bahwa pemahaman yang baik tentang risiko investasi mendorong minat beli. Selain itu, sikap positif terhadap CWLS meningkatkan minat beli masyarakat, karena sikap yang baik menciptakan kepercayaan dan kemauan yang lebih besar untuk berpartisipasi dalam investasi ini.
Pengaruh Sistem Informasi Akuntansi dan Pengendalian Internal Terhadap Kinerja Karyawan Pada BRI Kantor Cabang Gorontalo Buhungo, Suhardin; Niswatin; Santoso, Ivan Rahmat
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i9.2699

Abstract

The purpose of this research is to determine the effect of accounting information systems and internal control on the performance of BRI Gorontalo Branch Office employees. The type of method used in this research is a quantitative method with data collection techniques using questionnaire surveys and observation. The number of respondents in this research was 40 respondents consisting of Branch Managers, Managers, Supper Visors, Tellers, CS, Marketing and Support at Bank BRI. The tool used in this research uses multiple linear regression analysis. The research results show that 1. Accounting information systems have a positive and significant effect on employee performance. 2. Internal control has a positive and significant effect on employee performance. 3. Simultaneously the accounting information system and internal control have a positive and significant effect on employee performance with a determinant value of 62.3% while the remaining 37.7% is explained by other variables not examined in this research.
Peran Kepuasan dalam Memediasi Hubungan Kualitas Pelayanan dan Harga pada Loyalitas Pelanggan di E-Commerce Shopee Tsamara Aulia Yumna; Siti Almaidah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i9.2717

Abstract

The development of marketing today is no longer limited to time and space. This condition is caused by technological advances that are very supportive of conducting marketing activities in a wider scope. Both for service and non-service offerings. Along with the growth of demand by consumers through online, market place platforms have emerged that offer various consumer needs. So there is sharp competition among sellers. These conditions require companies to pay attention to the satisfaction felt by consumers which will ultimately create loyal consumers. The company should also consider the different elements that influence it. The focus of this research is to analyze how customer satisfaction mediates the relationship between service quality and price on loyalty. The sample involved was 80 Shopee e-commerce customers. Data testing includes, data quality test, classic assumption test, outlier test, and path analysis. A significant discovery is that satisfaction does not serve as a mediator in the relationship between service quality, price, and customer loyalty.
Analisis Akad Ijarah Tanah Kas Desa Bulusari Kecamatan Gempol Kabupaten Pasuruan dalam Perspektif Fikih Muamalah Khoiriyah, Siti; Ifdlolul Maghfur; M. Dayat
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i9.2779

Abstract

Village cash land is land given to the village government to be managed as one of the village's original sources of income aimed at social interests in village development in improving community welfare. Various ways can be done by the village government to manage village cash land, one of which is through leases. The Bulusari Village Government utilizes village cash land by building shophouses in the Village Market which are then rented to the community. This study aims to determine whether the application of the Bulusari village cash land ijarah contract is in accordance with the principles of muamalah jurisprudence. This research uses field research methods with a qualitative approach because the author goes directly into the field to get information directly from informants. The results showed that the practice of leasing village cash land was in accordance with the principles of muamalah jurisprudence. Aspects such as clarity of the object of the contract (land), rental price agreement, and lease period have been well fulfilled in accordance with Islamic law. The application of ijarah contract on the cash land of Bulusari village helps improve the community's economy, so that the welfare of the community has increased.
Perkembangan Asuransi Syariah di Indonesia Ditinjau dari Pertumbuhan Eksponensial Ulil Absor Faiq Abdillah; Mugiyati
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i9.2832

Abstract

The purpose of this study is to determine the six exponential processes experienced by Islamic insurance companies in Indonesia. The research method used is qualitative method. This research uses a literature approach sourced from books, journals and articles that are in accordance with the topic and focus of the research. The literature study method is used in this research to find scientific and theoretical studies. The analysis technique used uses the concept of exponential growth which consists of six stages. The results of this study show that sharia insurance in Indonesia has gone through exponential stages similar to technological developments in other industries. Six stages such as digitalization, deception, disruption, dematerialization, demonetization and democratization have adopted technology and found new ways to integrate those innovations into the business, allowing to increase efficiency, lower costs, and provide added value to customers. PT Asuransi Jasindo Syariah is one of the sharia insurance companies in Indonesia that shows a significant increase to reach the democratization stage, because it is not only a sharia insurance application, but there are many choices of features other than insurance such as several Islamic articles, sadaqah features and the implementation of cash waqf.

Page 51 of 173 | Total Record : 1721

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