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INDONESIA
Jurnal Multidisiplin Indonesia
Published by Riviera Publishing
ISSN : 29649048     EISSN : 29632900     DOI : 10.58344
Core Subject : Health, Education, Social,
Education Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Veterinary
Journal Multidisiplin Indonesia is an national /scientific journal, double-blind peer-reviewed, open acces journal published monthly by CV Riviera Publishing. Journal Multidisiplin Indonesia provides a means for ongoing discussion of relevant issues that fall within the focus and scope of the journal that can be empirically examined. The journal publishes research articles covering all aspects of social sciences, ranging from Management, Education, Economics, Culture, Law and Sains that belong to the social context
Arjuna Subject : Umum - Umum
Articles 622 Documents
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A Comparative Analysis of Startup Valuation Using the Dave Berkus and Scorecard Methods: A Case Study of TSDC Store Made Dwika Priandana, I; Gede Juliana Eka Putra, I; Made Dwi Hi ta Darmawan, I
Jurnal Multidisiplin Indonesia Vol. 5 No. 2 (2026): Jurnal Multidisiplin Indonesia
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jmi.v5i2.2641

Abstract

TSDC (Tanda Sayang dan Cinta) Store is a startup in the handicraft sector that is currently in the growth phase. To support business development and attract funding from investors, an accurate startup valuation assessment is required. This research aims to analyze and compare the valuation of the TSDC Store startup using the Dave Berkus Method and the Scorecard Method, with a focus on non-financial factors. This study employs a quantitative descriptive approach, with data obtained through interviews and documentation. The analysis focuses on non-financial factors, including the strength of the business idea, product readiness (prototype), management team quality, strategic relationships, and launch and sales strategies. The results indicate that the valuation of TSDC Store using the Dave Berkus Method is IDR 3,900,000,000, whereas the valuation using the Scorecard Method is IDR 2,306,250,000. The difference in valuation arises from the distinct assessment approaches: the Dave Berkus Method emphasizes the internal potential of the startup, while the Scorecard Method compares the startup with similar ventures in the market. Both valuation methods suggest that TSDC Store has strong growth potential, as the estimated values exceed the stage-based valuation threshold of IDR 500,000,000..
The Effect of Work-Life Balance, Workload, Compensation, and Organizational Culture on Employee Job Satisfaction in the Capital Market Sector – Financial Services Authority RR Lissa Arumdari; Subarjo Joyosumarto; Enny Haryanti; Antyo Pracoyo
Jurnal Multidisiplin Indonesia Vol. 5 No. 3 (2026): Jurnal Multidisiplin Indonesia
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jmi.v5i3.2665

Abstract

This study aims to analyze the influence of work-life balance, workload, compensation, and organizational culture on employee job satisfaction in the Capital Market sector of the Financial Services Authority (OJK). The background of this research is based on the increasing complexity of the world of work in the financial sector, which demands high performance and fluctuations in the level of employee job satisfaction. The study uses a quantitative approach with a causal associative design (ex post facto). Data were collected through a survey using a questionnaire with a Likert scale administered to employees of the OJK Capital Market sector, with a random sampling technique. Data analysis was carried out using the Partial Least Squares–Structural Equation Modeling (PLS-SEM) method to test the relationships between variables. The results show that compensation, workload, and organizational culture have a positive and significant effect on employee job satisfaction, with compensation being the most dominant factor. Meanwhile, work-life balance did not show a significant influence on job satisfaction in the context of this study, so it can be concluded that employee job satisfaction is more influenced by organizational structure and material factors than by the management of work-life balance.
Governing Smart Cities: an Analysis of Governance and Sustainability of Smart City Initiatives in Cimahi City Naufal Aji Satria
Jurnal Multidisiplin Indonesia Vol. 5 No. 3 (2026): Jurnal Multidisiplin Indonesia
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jmi.v5i3.2663

Abstract

This article analyzes the governance and sustainability of smart city initiatives in Cimahi City from a public policy perspective. The main issue studied is the extent to which smart city development in medium-sized cities can be sustainable and institutionalized within the local government system. The purpose of this paper is to examine the smart city initiatives in Cimahi City through the lens of smart city governance, governance policy services (GPS), policy implementation, institutionalization, and policy sustainability. The methods used include descriptive qualitative studies based on the analysis of policy documents, local government performance reports, and relevant literature reviews. The results of the study show that Cimahi City has experienced significant progress in digital governance, as reflected in the achievement of high Smart City Index and SPBE Index scores, as well as the development of integrated digital services. However, the sustainability of smart city initiatives still faces challenges in terms of collaboration across non-governmental actors, strengthening policy institutionalization, and ensuring the consistency of long-term regulatory and budgetary support. This article concludes that the sustainability of smart cities in Cimahi City is largely determined by the ability of local governments to integrate digital initiatives into collaborative, coordinated, and long-term oriented governance.
Development Of An Integrated Financial Management System For Rw 09 Waste Bank – Pojok 3r Jatisari Education Park To Improve Financial Performance Septian Fajar Hidayat; Misbahuddin Misbahuddin; Afna Mutia Salsabila; Asep Jamaludin; Gusneli Gusneli
Jurnal Multidisiplin Indonesia Vol. 5 No. 3 (2026): Jurnal Multidisiplin Indonesia
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jmi.v5i3.2664

Abstract

Background: Accurate financial management is an essential factor in ensuring the sustainability of waste bank operations. The Waste Bank of RW 09 – Pojok 3R Jatisari Education Park still relies on manual recording methods, which potentially lead to data errors, reporting delays, and difficulties in monitoring customer balances and waste volumes in real-time. This community service program aimed to develop an integrated financial management system based on Microsoft Excel to enhance transparency, efficiency, and accountability in waste bank financial operations. The implementation method employed a participatory approach encompassing five stages: field observation and needs analysis through interviews with administrators; system design incorporating daily transaction inputs, automatic balance recaps, cash reports, and visual dashboards; internal development and testing through transaction simulations; training and implementation with direct mentoring for two weeks; and evaluation through satisfaction questionnaires, observations, and interviews. Five waste bank administrators participated in the program. The developed system successfully automated transaction recording, customer data management, financial report generation, and provided visual dashboards for monitoring savings growth and waste volume. Post-implementation evaluation revealed significant improvements: recording efficiency increased from 20 minutes to 5 minutes per transaction; recording errors decreased from 8-10% to less than 1% per month; and all administrators demonstrated ability to operate the system independently. Administrators reported enhanced administrative governance and increased community participation in recycling activities.
Bridging Languages, Shaping Identities: Teachers’ Perspectives And Practices Of Translanguaging In Indonesian EFL Classrooms Sellya Umi Kulsum Madina; Kartika Puji Lestari; Akhmad Ramadhan Ajijaya; Siti Masrifatul Fitriyah
Jurnal Multidisiplin Indonesia Vol. 5 No. 3 (2026): Jurnal Multidisiplin Indonesia
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jmi.v5i3.2667

Abstract

In multilingual Indonesia, EFL classrooms consist of students with diverse linguistic backgrounds, including local languages, Indonesian, and English. This diversity presents both opportunities and challenges for inclusive teaching. Translanguaging has emerged as a pedagogical approach that strategically utilizes students' full linguistic resources to enhance comprehension, participation, and identity affirmation. The research investigated how translanguaging contributes to social inclusion and comprehension improvement and cultural identity preservation in Indonesian multilingual EFL classrooms. The research implemented a qualitative case study methodology to collect data from six EFL teachers using semi-structured interviews and a focus group discussion. Thematic analysis Braun and Clarke were used to analyze data which revealed patterns of perceptions and practices. Five primary themes appeared as follows: translanguaging to promote inclusion alongside cultural identity, perspectives of teachers regarding translanguaging, methods of translanguaging in classroom settings, obstacles for implementing translanguaging and teacher methods for adapting and using translanguaging. The research indicates that translanguaging through planned incorporation of Indonesian, local languages, and English led to greater participation, cultural affirmation, and improved access to content. Teachers used multilingual techniques which included vocabulary translation, flexible multilingual interaction, and collaborative group work. The teachers employed adaptable methods through reflective practices and situational awareness to determine when and how to employ translanguaging effectively. The research indicates that translanguaging operates as an educational approach as well as a social and cultural practice within EFL classrooms. Translanguaging implementation in Indonesian multilingual education needs enhanced teacher training together with adaptable curricula and resource development.
The Role of Job Competency Among Workload, Environment, and Compensation on Performance (A Study of the Social Service, Women's Empowerment, and Child Protection Office, Kulon Progo Regency, Indonesia) Zuliyanti, Zuliyanti; Kuswantoro, Ferri; Andari, Eni; Najmudin, Mohamad
Jurnal Multidisiplin Indonesia Vol. 5 No. 4 (2026): (2026): Jurnal Multidisiplin Indonesia
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jmi.v5i4.2659

Abstract

This study investigates the role of job competency as a mediating variable in the relationship between workload, work environment, compensation, and employee performance. Conducted at the Social Service for Women's Empowerment and Child Protection in Kulon Progo Regency, Indonesia, the research addresses a critical gap in understanding how internal factors influence performance within public social services. Using a census method, data were collected from 139 employees and analyzed using Structural Equation Modelling (SEM) with AMOS 22. The findings reveal that workload, work environment, and compensation each have a positive and significant direct effect on both employee competency and performance. Furthermore, work competency demonstrates a significant positive effect on performance and serves as a crucial partial mediator in the relationships between the exogenous variables and employee performance. These results imply that strategic investments in competency development can amplify the positive effects of manageable workloads, supportive environments, and fair compensation on overall performance.
Legal Protection for Doctors Providing Health Services: A Study of Decision Number 365 K/Pid/2012 Mahruzar, Rudi; Simarmata, Marice; Sahlepi, Muhammad Arif
Jurnal Multidisiplin Indonesia Vol. 5 No. 4 (2026): (2026): Jurnal Multidisiplin Indonesia
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jmi.v5i4.2672

Abstract

Legal protection for doctors in the provision of health care services remains an important issue within the Indonesian legal system. This study analyzes the application of the principle of lex posterior derogat legi priori in Supreme Court Decision Number 365 K/Pid/2012 as well as the legal protection afforded to doctors. Objectives: a. To determine how the principle of lex posterior derogat legi priori is applied in the case of Supreme Court Decision Number 365 K/Pid/2012. b. To determine how legal protection is provided to doctors who deliver medical services to patients. The method used is normative juridical research with a statutory approach, a conceptual approach, and a case study of Supreme Court Decision Number 365 K/Pid/2012. Results: In Supreme Court Decision Number 365 K/Pid/2012, a normative conflict occurred between the Criminal Code (KUHP) as general criminal law and the Medical Practice Law as a newer and more specific law. The judicial review decision that acquitted the defendant reflects the application of the principle of lex posterior derogat legi priori as well as the positioning of criminal law as ultimum remedium. In the context of current positive law, the enactment of Law Number 17 of 2023 on Health and Criminal Code Number 1 of 2023 further strengthens legal protection for doctors who carry out their practice in accordance with professional standards and operational procedures. 1. Supreme Court Decision Number 365 K/Pid/2012 demonstrates the application of the principle of lex posterior derogat legi priori. 2. The importance of legal protection for doctors
Analysis of Leadership and Work Discipline on the Performance of Non-ASN at the North Sumatra Cooperatives and SMEs Office Syahputra, Kurniawan; Rizky, M. Chaerul; Setiawan , Abdi
Jurnal Multidisiplin Indonesia Vol. 5 No. 4 (2026): (2026): Jurnal Multidisiplin Indonesia
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jmi.v5i4.2674

Abstract

The performance of non-ASN employees is an important factor in supporting the achievement of government organizational goals. This study aims to analyze the influence of leadership and work discipline on the performance of non-ASN employees at the North Sumatra Cooperatives and SMEs Office. This study used a type of quantitative research with a descriptive and associative approach. The population in this study is all Non-ASN/Honorary employees and Assistants of the North Sumatra Cooperatives and SMEs Office which amounted to 70 employees, with saturated sampling techniques (census), so that the sample in this study amounted to 70 respondents. Primary data was collected through questionnaires arranged based on the Likert scale, while data analysis used multiple linear regression analysis techniques with the help of SPSS software. The results of the study showed that: leadership did not have a significant effect on the performance of non-ASN employees; work discipline has a positive and significant effect on the performance of non-ASN employees; leadership and work discipline simultaneously have a significant effect on the performance of non-ASN employees. The determination coefficient value (R²) of 0.367 showed that leadership and work discipline were able to explain 36.7% of the variation in the performance of non-ASN employees, while the remaining 63.3% were influenced by other variables outside of this study
The Influence of Participatory Leadership, Work Motivation, and Organizational Communication on Employee Performance Perumda Tirtanadi Berastagi Branch Novika Br Bukit, Eka; Chaerul Rizky, M.; Darmilisani , Darmilisani
Jurnal Multidisiplin Indonesia Vol. 5 No. 4 (2026): (2026): Jurnal Multidisiplin Indonesia
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jmi.v5i4.2675

Abstract

This study aims to determine the influence of participatory leadership, work motivation, and organizational communication on the performance of employees of PERUMDA Tirtanadi Berastagi Branch, both partially and simultaneously. The type of research used is quantitative research with an associative approach. The population in this study comprised all employees of PERUMDA Tirtanadi Berastagi Branch, with a sample of 38 respondents determined using a saturated sampling technique. The data collection technique employed a questionnaire based on the Likert scale, while the data analysis technique utilized multiple linear regression analysis with the assistance of SPSS software. The results of the study show that, partially, participatory leadership and work motivation have a positive but insignificant effect on employee performance, while organizational communication has a positive and significant effect on employee performance. Simultaneously, participatory leadership, work motivation, and organizational communication have a significant effect on employee performance. The coefficient of determination (R²) value of 0.356 indicates that 35.6% of the variation in employee performance can be explained by all three independent variables, while the remainder is influenced by other factors outside the research model. This study concludes that organizational communication is the dominant factor in improving the performance of employees of PERUMDA Tirtanadi Berastagi Branch
Integrating ISSM, TAM, and Task-Technology Fit to Explain Trust Formation In Mobile Banking: Evidence from Islamic Banking Suharto, M. A.; Simatupang, Batara Maju; Budhijana, R. Bambang; Pracoyo, Antyo
Jurnal Multidisiplin Indonesia Vol. 5 No. 4 (2026): (2026): Jurnal Multidisiplin Indonesia
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jmi.v5i4.2676

Abstract

This study investigates the determinants of customer trust in mobile banking within the context of Islamic banking by integrating three major theoretical frameworks: the Information Systems Success Model (ISSM), the Technology Acceptance Model (TAM), and the Task-Technology Fit (TTF). A quantitative approach was employed using survey data collected from 348 respondents, and the data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The findings reveal that system quality, information quality, service quality, task characteristics, structural assurance, perceived usefulness, and perceived ease of use all have significant effects on trust. Among these factors, task characteristics emerge as the most dominant determinant, highlighting the critical role of aligning system functionalities with users' transactional needs. This study contributes to the literature by proposing an integrative framework that explains trust formation as a multidimensional construct shaped by the interaction of technological performance, user perception, and functional alignment. The findings extend prior research by demonstrating that trust is more strongly influenced by task-technology fit than by purely technical or institutional factors. Practically, the results suggest that banking institutions should prioritize user-centered design, real-time information accuracy, and responsive digital services to enhance trust in mobile banking. This study provides both theoretical advancement and actionable insights for improving digital banking strategies in Islamic financial institutions.

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