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JURNAL MULTIDISIPLIN ILMU AKADEMIK
Published by CV Kampus Akademik Publising
ISSN : 30327385     EISSN : 30327377     DOI : https://doi.org/10.61722/jmia.v1i2
Core Subject : Religion, Humanities, Health, Social,
Religion Humanities Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Social Sciences
JURNAL MULTIDISIPLIN ILMU AKADEMIK (JMIA) , ISSN: (cetak), ISSN: (online) adalah jurnal yang ditujukan untuk publikasi artikel ilmiah yang diterbitkan oleh CV. Kampus Akademik Publising . JURNAL MULTIDISIPLIN ILMU AKADEMIK merupakan platform publikasi jurnal Karya suatu hasil penelitian orisinil atau tinjauan Pustaka yang ditulis oleh dosen atau mahasiswa. Ruang lingkup karya yang diterbitkan mencakup Multidisiplin diantaranya yaitu: Manajemen, Ekonomi, Ekonomi Syariah, Akuntansi, Kewirausahaan, Bisnis, Ilmu Sosial Humaniora, Sastra, Bahasa, Pertanian, Kesehatan, Peternakan, perikanan, Politik, Pendidikan, Ilmu Teknik, Sistem Informasi, Teknik Elektro dan Informatika, Desain Komunikasi Visual, Ilmu Komunikasi, Hukum. Jurnal ini terbit 1 tahun 6 kali (Februari, April, Juni, Agustus, Oktober, Desember)
Arjuna Subject : Umum - Umum
Articles 719 Documents
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Peran Regulasi Modern dalam Menjaga Integritas Sistem Hukum Perbankan Digital Aqila Acyuta Endrosava; Suwarsit Afiliasi
JURNAL MULTIDISIPLIN ILMU AKADEMIK Vol. 1 No. 6 (2024): Desember
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jmia.v1i6.2919

Abstract

Advances in digital technology have brought profound changes to the banking industry, providing significant benefits while raising complex legal challenges. This research aims to evaluate the role of current regulations in addressing the various legal challenges that have emerged in the digital era, including issues of data security, consumer protection, and financial transaction integrity. Key challenges identified include cyber threats, privacy breaches, digital fraud, as well as regulatory incompatibilities across jurisdictions. Using a descriptive and qualitative approach, this research utilizes data from various sources, such as banking regulations, research reports, case studies, and best practices released by relevant authorities. The analysis aims to uncover the weaknesses of existing regulations and propose solutions that can improve regulatory effectiveness. The results of this research are expected to support the development of more resilient regulations in the digital era and provide guidance for banking practitioners, supervisors, and legal researchers in addressing various legal challenges in the banking sector.
LEMAHNYA KEAMANAN BANK PEMERINTAH DI INDONESIA: STUDI KASUS PERETASAN BANK BRI TERHADAP NASABAHNYA Jonathan Jordan Sianipar; Marta Solavide Naibaho
JURNAL MULTIDISIPLIN ILMU AKADEMIK Vol. 1 No. 6 (2024): Desember
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jmia.v1i6.2935

Abstract

A government bank is a bank that is partially or wholly owned by the Indonesian government. All profits of state-owned banks also belong to the government. The types of government banks include Bank Rakyat Indonesia (BRI), Bank Mandiri, Bank Negara Indonesia (BNI), Bank Tabungan Negara (BTN), and Bank Syariah Indonesia (BSI). In the past in the banking world, to conduct all forms of transactions must go through a bank teller, and now because of the changing times, then all forms of transactions can be accessed easily through m-banking, which we can access on our handphone, but behind the ease of accessing it, on the other hand, it also has negative impacts such as the ease with which our bank accounts can be hacked by others. For this reason, the purpose of this paper is to understand what factors cause weak bank security and how banks should handle hacking cases that occur to their customers, by using empirical juridical research methods, namely raising case studies about Bank BRI hacking that actually occur in society.
POLEMIK HUBUNGAN KELUARGA DALAM SENGKETA WARIS: STUDI KASUS GUGATAN DI YOGYAKARTA PUTUSAN NOMOR 72/Pdt.G/2022/PNYyk Anabella Andini; Ghaniya Raisa Watanata; Irene Marcella; Imanuel Faano Zega; Josephine Milhan Tan; Vionita Cicilia; Yuni Priskila Ginting
JURNAL MULTIDISIPLIN ILMU AKADEMIK Vol. 1 No. 6 (2024): Desember
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jmia.v1i6.2938

Abstract

Family relations play a significant role in inheritance distribution, as regulated under Indonesia’s Civil Code (KUHPerdata) and Marriage Law. This study aims to analyze the polemics of inheritance disputes within a family in Yogyakarta, as addressed in Decision Number 72/Pdt.G/2022/PN Yyk. Using normative legal research methods with a doctrinal approach focused on secondary data, the findings highlight the importance of establishing family relationships through documents such as birth certificates, marriage certificates, and family cards to determine the rights and obligations of heirs. The distribution of inheritance is carried out according to the legal hierarchy of heirs as stipulated in the Civil Code. This study is expected to deepen understanding of family relationship verification in inheritance disputes and contribute to legal policy reforms regarding inheritance in Indonesia.
Potensi Daun Katuk (Sauropus Androgynus) Sebagai Sayuran Superfood Sri Mulyati; Nurhidayat, Agus Irpan; Fatika Faturrochman, Fedora Firda; Dzaqiah, Meila Nazwa; Rendra RS, Esta
JURNAL MULTIDISIPLIN ILMU AKADEMIK Vol. 1 No. 6 (2024): Desember
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jmia.v1i6.2947

Abstract

Sweet Leaf Bush (Sauropus androgynus), a plant native to Southeast Asia, have long been recognized as a food and traditional medicine rich in health benefits. Its nutritional content, which includes protein, fiber, vitamins A, C, and K, as well as minerals such as calcium and iron, makes it a potential superfood. In addition, bioactive compounds such as saponins, flavonoids, and tannins in sweet leaf bush have antibacterial, anticancer, and immune system boosting properties. The health benefits of sweet leaf bush are especially evident in breastfeeding mothers due to its ability to increase breast milk production. With its various nutritional contents, sweet leaf bush have great potential to be developed into innovative and practical food products. This study uses secondary data from scientific journals and other publications to explore the potential of sweet leaf bush as a superfood that can increase the diversity of healthy food products in Indonesia. This study shows that the utilization and dissemination of information related to the potential of sweet leaf bush as a superfood can support local food security and strengthen people's healthy diets.
Reformulasi Konsep Green Banking Pada Sektor Perbankan Berlandaskan Prinsip Green Economy Galang Fadilah
JURNAL MULTIDISIPLIN ILMU AKADEMIK Vol. 1 No. 6 (2024): Desember
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jmia.v1i6.2951

Abstract

Permasalahan lingkungan, termasuk pemanasan global dan perubahan iklim, telah menjadi isu yang sangat serius dalam beberapa dekade terakhir, terutama akibat kebijakan pembangunan yang tidak memperhatikan aspek keberlanjutan. Di Indonesia, regulasi terkait perlindungan lingkungan telah diterapkan, seperti Undang-Undang Nomor 32 Tahun 2009 dan Peraturan Otoritas Jasa Keuangan (POJK) No. 51/POJK.03/2017 tentang keuangan berkelanjutan. Bank sebagai sektor strategis memiliki peran penting dalam menerapkan konsep green banking yang berlandaskan ekonomi hijau (green economy) untuk mencapai pembangunan berkelanjutan. Namun, implementasi green banking masih mengalami kendala, seperti praktik greenwashing yang menunjukkan komitmen semu terhadap lingkungan. Penelitian ini bertujuan untuk mengkaji penerapan green banking di sektor perbankan Indonesia dan membandingkannya dengan praktik di Swedia dan Vietnam. Dengan pendekatan yuridis normatif, penelitian ini menggunakan metode perundang-undangan, perbandingan, dan konseptual untuk menganalisis prinsip green banking yang diharapkan dapat meningkatkan komitmen perbankan terhadap keberlanjutan lingkungan.
UPAYA KANTOR URUSAN AGAMA (KUA) DALAM MEMBIMBING PARA MUALAF MENJADI KELUARGA SAKINAH Study kasus di Kantor Urusan Agama Kecamatan Mojowarno Ahmad Fajar Ainul Yaqin
JURNAL MULTIDISIPLIN ILMU AKADEMIK Vol. 1 No. 6 (2024): Desember
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jmia.v1i6.2962

Abstract

In general, the term convert is a term for people who have just embraced Islam Islamic religion, and also cannot be separated from various problems or problems faced after become a convert. There are various problems faced by converts to islam coaching to guide them to true Islam. And this is where the Office comes into play Mojowarno District Riligius Affairs (KUA) in developing Muslim convert to be able to do so study the Islamic religion well. This research aims to find out how religious guidance for converts to Islam carried out by the Office of Religious Affairs (KUA) Mojowarno District and find out what problems, probems or abstacles there are carrying out religious guidance for converts to islam carried out by the Affairs Office Religion (KUA) Mojowarno.This research uses field research using qualitative methods. Data collection techniques in this research are interviews, observations, interview. Results from research at the Disrtict Office of Religious Affairs (KUA) Mojowarno pointed out that there are still many converts to islam in the surrounding area Mojowarno which needs religious formation so that in can become a Muslim family in fact, of course we often call it a sakinah, mawaddah, warahmah family.
TRANSFORMASI LAYANAN PERBANKAN DARI ANTRIAN PANJANG MENUJU BANKING IN YOUR POCKET Muhammad Rizieq; Suwarsit Suwarsit
JURNAL MULTIDISIPLIN ILMU AKADEMIK Vol. 1 No. 6 (2024): Desember
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jmia.v1i6.2972

Abstract

InggrisDigital transformation has completely changed banking services and completely changed financial processes and consumer interactions. As the study focus on the shift from traditional to digital banking, so the effects of technology on the service delivery are learned in this study. This study used a qualitative descriptive technical approach and literature review in examining the evolution of technology in banking services. Digital banking, technical innovations such as blockchain and artificial intelligence, the movement towards a cashless society – these are all noteworthy areas of focus. The results show notable gains in customer satisfaction, operational effectiveness, and accessibility. Transaction techniques have seen a significant transformation because to digital payment systems and mobile banking, which have reduced reliance on cash and allowed for more flexible financial management. Some of the significant benefits of the change are lower bank operating costs, improved transaction security, and a more open economy. One of the main forces behind financial innovation and customer-focused service delivery is digital banking. Indonesia Transformasi digital telah mengubah sepenuhnya layanan perbankan dan sepenuhnya mengubah proses keuangan dan interaksi konsumen. Karena penelitian ini berfokus pada peralihan dari perbankan tradisional ke perbankan digital, maka pengaruh teknologi terhadap pemberian layanan dipelajari dalam penelitian ini. Penelitian ini menggunakan pendekatan teknis deskriptif kualitatif dan tinjauan literatur dalam mengkaji evolusi teknologi dalam layanan perbankan. Perbankan digital, inovasi teknis seperti blockchain dan kecerdasan buatan, gerakan menuju masyarakat tanpa uang tunai – semuanya merupakan area fokus yang perlu diperhatikan. Hasilnya menunjukkan peningkatan signifikan dalam kepuasan pelanggan, efektivitas operasional, dan aksesibilitas. Teknik transaksi telah mengalami transformasi yang signifikan berkat sistem pembayaran digital dan mobile banking, yang telah mengurangi ketergantungan pada uang tunai dan memungkinkan pengelolaan keuangan yang lebih fleksibel. Beberapa manfaat signifikan dari perubahan ini adalah biaya operasional bank yang lebih rendah, keamanan transaksi yang lebih baik, dan perekonomian yang lebih terbuka. Salah satu kekuatan utama di balik inovasi keuangan dan pemberian layanan yang berfokus pada pelanggan adalah perbankan digital.
Kajian Terhadap Unsur Kalimat Subjek, Objek, Predikat, dan Keterangan Jajang Setiawan; Retno Setya Budiasningrum; Ali Satri Efendi
JURNAL MULTIDISIPLIN ILMU AKADEMIK Vol. 1 No. 6 (2024): Desember
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jmia.v1i6.2976

Abstract

This study aims to examine the elements in a sentence, various basic patterns that form a sentence and identify basic patterns in a sentence. The method used in this study is descriptive analysis with a qualitative approach. The results of the study indicate that the subject, predicate, object, and description are elements of a sentence that are basic components in forming a coherent and meaningful syntactic structure. The subject performs the action or the main topic of discussion, the predicate as an explanation of the action or condition, the object as the recipient of the action or condition, and the adverb as a complement that provides additional information. All elements play a crucial role in forming clear and precise sentences.
Perlindungan Hukum Terhadap Nasabah dalam Kasus Pembobolan Dana Perbankan Simatupang, Peter Gabriel
JURNAL MULTIDISIPLIN ILMU AKADEMIK Vol. 1 No. 6 (2024): Desember
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jmia.v1i6.2978

Abstract

Perbankan merupakan lembaga keuangan yang memfasilitasi masyarakat dalam kegiatan finansial, sebagaimana diatur dalam Undang-Undang Nomor 7 Tahun 1992 yang telah diubah dengan Undang-Undang Nomor 10 Tahun 1998. Bank memiliki dua fungsi utama, yaitu menghimpun dan menyalurkan dana dari masyarakat. Dalam menggunakan produk dan jasa perbankan, nasabah sebagai konsumen memiliki hak atas perlindungan hukum sesuai dengan Undang-Undang Nomor 8 Tahun 1999 tentang Perlindungan Konsumen. Meskipun demikian, praktik pembobolan dana oleh pihak yang tidak beritikad baik masih sering terjadi dan merugikan nasabah.Penelitian ini bertujuan untuk menganalisis perlindungan hukum terhadap nasabah serta tanggung jawab bank dan pelaku pembobolan dalam kasus kehilangan dana nasabah. Berdasarkan Pasal 2 dan Pasal 29 ayat (2) UU No. 10 Tahun 1998, bank wajib menerapkan prinsip kehati-hatian dan menjaga kesehatan bank. Metode yang digunakan dalam penelitian ini adalah studi literatur dengan pengumpulan data dari berbagai sumber akademik seperti Google Scholar, ResearchGate, dan Academia.edu. Hasil penelitian menunjukkan bahwa meskipun terdapat kerangka hukum yang kuat untuk melindungi nasabah, implementasinya masih perlu ditingkatkan. Dapat disimpulkan bahwa walaupun telah ada undang-undang yang mengatur perlindungan nasabah dan tanggung jawab bank, masih terdapat tantangan dalam praktiknya yang memerlukan penanganan lebih komprehensif.
Dampak Kebijakan Moneter Terhadap Hukum Perbankan: Analisis dan Implikasi Studi Pada Dampak Pandemi COVID-19 Terhadap Pasar Keuangan Indonesia Son Junior Estomihi; Daniel Darel Amadeo; Andrew Samuel Pandiangan
JURNAL MULTIDISIPLIN ILMU AKADEMIK Vol. 1 No. 6 (2024): Desember
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jmia.v1i6.2983

Abstract

The COVID-19 pandemic has had a significant impact on the global economy, including Indonesia, by facing major challenges in financial markets and monetary policy. This study explores how this crisis has affected five major financial markets in Indonesia: the Rupiah (IDR) interbank money market, the US Dollar (USD) interbank money market, the government bond (SUN) market, the stock market, and the USD/IDR spot market. The method used is desk research that collects data from various relevant literature sources. The results of the study show that interest rate policy has a significant impact on the IDR and USD interbank money markets, while the IDR minimum GWM ratio affects medium-term SUN yields and the stock market sector index. However, the impact of BI's market operations is mostly insignificant. In addition, certain policy measures show an increased impact during the pandemic, especially in the IDR and SUN interbank money markets. This study recommends that the central bank implement a more expansionary monetary policy and consider market behavior that is responsive to pandemic news. A combination of alternative monetary strategies and fiscal actions can improve post-pandemic economic stability

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