cover
Contact Name
Aulia Fitri
Contact Email
ijiss.journaliaialmuslim@gmail.com
Phone
+6282162629022
Journal Mail Official
jsei.journaliaialmuslim@gmail.com
Editorial Address
Jalan Banda Aceh - Medan Peusangan Sp Paya Lipah
Location
Kab. bireuen,
Aceh
INDONESIA
Jurnal Syariah dan Ekonomi Islam (JSEI)
Published by IAI Almuslim Aceh
ISSN : 30469597     EISSN : 30469589     DOI : -
Jurnal Syariah dan Ekonomi Islam (JSEI) adalah jurnal double blind peer-reviewed yang diterbitkan oleh Fakultas Syariah dan Ekonomi Islam (FSEI) Institut Agama Islam (IAI) Almuslim Aceh, Indonesia. Jurnal ini merupakan media yang menyajikan penelitian dan pengembangan serta pemikiran-pemikiran yang fokus di bidang syariah dan ekonomi Islam baik dalam ruang lingkup studi kepustakaan terkait hukum keluarga, perbankan syariah dan ekonomi syariah dengan beberapa subjek seperti: Pembiayaan, investasi, dan asuransi syariah; Tabungan dan deposito syariah; Pengembangan perbankan syariah; Keuangan syariah; Manajemen, pemasaran, dan teknologi finansial; Muamalah dan ekonomi Islam; Perkawinan dan penceraian; Waris dan perwalian; Hak asuh anak dan adopsi; Perjanjian pranikah.
Articles 55 Documents
RESIKO PEMBIAYAAN MURABAHAH PADA NASABAH MENINGGAL DUNIA DI Bank Aceh Syariah Capem MalikulsalehBank Aceh Syariah Capem Malikulsaleh Maysarah
Jurnal Syariah dan Ekonomi Islam Vol 1 No 1 (2023): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/qxjrmw32

Abstract

In financing that is channeled of course there are various kinds of risks that may be faced one of which is financing risk. Financing risk is the risk that occurs due to the failure of members to fulfill their obligations namely in the form of installment payments both the principal of the financing and the margin/financing profit sharing. One of the risks that causes the return of financing is hampered and even becomes jammed, one of which is a disaster such as the death of a customer. In this case the author is interested in researching the Risks of Murabahah Financing on Customers Diing (Case Study of Bank Aceh Shariah Capem Malikulsaleh). To solve the existing problems the author uses a type of field research using a qualitative descriptive approach. The method of data collection that the authors use is the method of interviews, observation, and documentation. In analyzing the data, the researcher summarizes the results of the research by focusing on important things or looking for themes from the research, then the researcher presents the results of his research in the form of a short description that is easy to understand. Research Results Settlements made at the risk of murabahah financing for customers who have died with collateral, this collateral can be in the form of goods or insurance, collateral for objects in the form of collateral in the form of assets if the customer is unable to pay off the debt then the guarantee will be confiscated. The second guarantee is an insurance guarantee that if something unexpected happens such as the death of the customer, the heirs can submit an insurance claim to pay off the customer's debt
pengaruh kualitas layanan mobile banking terhadap kepuasan nasabah pada pt. bank aceh syariah cabang bireuen NURUL ULFA
Jurnal Syariah dan Ekonomi Islam Vol 1 No 1 (2023): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/xfjgt736

Abstract

The rapid development of technology is directly utilized by the banking industry, especially Islamic banking by bringing up digital product innovations. Mobile banking is one of a series of technological advances that aim to facilitate customer transactions and provide information to customers through the features provided. In the development of digital products, service quality is the most important thing because it is directly felt by customers, so that it will form customer satisfaction in using a product. The method used in this study is quantitative research method. The variables of his research are service quality (X) and satisfaction (Y). The data collection technique was carried out through a questionnaire, the sample taken amounted to 82 respondents using incidental sampling techniques. The analysis tool uses IBM SPSS Statistic 22 which includes validity tests, reliability tests, classical assumption tests, simple linear regression analysis, determination coefficients, T hypothesis tests. The results showed that the quality of mobile banking services affects customer satisfaction at PT. Bank Aceh Syariah Bireuen Branch, this is seen from the results of the t count value of mobile banking service quality on customer satisfaction of 2,054 with a significance of 0,043 < 0,05 while the t table value is 1,663 < 2,054 t count. So the value of t count is greater than t table, this shows that Ho is rejected and Ha is accepted which states that the quality of mobile banking services has a significant effect on customer satisfaction.
PENGARUH AKAD PENDANAAN (FUNDING) TERHADAP KEPUASAN NASABAH PADA BANK ACEH SYARIAH CAPEM KOTA JUANG Syifa Ul Husna
Jurnal Syariah dan Ekonomi Islam Vol 1 No 2 (2023): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/vygcb785

Abstract

Syariah institutions currently have sharia-based products and are in great demand by the public, because people gradually begin to know and realize that syariah funding products have characteristics and concepts that are different from other institutions. With the good quality of a funding product, this will also have a positive impact on customer satisfaction. So in this case the author wants to examine the relationship between good funding and customer satisfaction at Bank Aceh Syariah Capem Kota Juang. The hypotheses in this study are funding contracts and customer satisfaction. Based on the results of research conducted through the data collection stage by distributing questionnaires to 65 customers with various statements and questions and tested using the SPSS version 25 application. It can be concluded that in the t-Test Coefficient table (partial) it can be seen that the value of t counts the funding agreement variable (funding) is 9.673 > 1.998, and the significance value is 0.000 <0.05. then it can be decided that the funding contract variable (X) has a positive effect on customer satisfaction.
ANALISIS ETIKA BISNIS ISLAM TERHADAP USAHA KULINER DI KABUPATEN BIREUEN Zahari
Jurnal Syariah dan Ekonomi Islam Vol 1 No 1 (2023): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/vtva5217

Abstract

This research investigates culinary business practices in Bireuen, emphasizing the concepts of halal, food safety, and the formalities hindering Micro, Small, and Medium Enterprises (MSMEs). The findings reveal a high awareness among business owners regarding Islamic business ethics and food safety. However, formalities such as obtaining permits from the National Agency of Drug and Food Control (BPOM) and halal certification from the Indonesian Ulema Council (MUI) pose challenges, particularly for MSMEs with limited capital. Respondents express a strong intention to enhance the quality and halal status of their food products. The research results underscore the need for government involvement in providing financial support and guidance to foster sustainable growth in the culinary industry while adhering to Islamic business ethics standards.
IMPLEMENTASI MANAJEMEN RISIKO PEMBIAYAAN TERHADAP NASABAH MACET PADA BANK SYARIAH INDONESIA KCP SYIAH UTAMA 2 ACEH Nisa; Junaidi; Muslim; Nurazizah, Nisa
Jurnal Syariah dan Ekonomi Islam Vol 1 No 1 (2023): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/8ysdw236

Abstract

This research was conducted to determine the factors of the occurrence of problem financing and the application of risk management in an effort to prevent the occurrence of problem financing at PT. Bank Syariah Indonesia KCP Syiah Utama 2. This study uses a qualitative research method with a descriptive approach. Data collection techniques used are interviews and documentation. The results of the research show that the factors of problematic financing consist of internal factors and external factors. The application of risk management used is risk identification, risk measurement, risk monitoring and risk control. The four risk management processes above include 5C analysis, document completion, and routine monitoring by conducting daily visits. In solving problem financing PT. Bank Syariah Indonesia KCP Syiah Utama 2 uses a persuasive approach by holding deliberations which are then applied to rescheduling, reconditioning, restructuring, and execution of guarantees. The application of risk management used has been running effectively in minimizing the risk of non-performing financing. This is evidenced by an increase in Non Performing Financing (NPF).
PELAKSANAAN PRODUK PEMBIAYAAN MODAL USAHA TEMPE MELALUI AKAD MUSYARAKAH DI BSI BIREUEN Syerly Nirwana
Jurnal Syariah dan Ekonomi Islam Vol 1 No 1 (2023): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/jny0g397

Abstract

This research is motivated by the development of Bank Aceh Syariah in providing business capital to its customers, one of which is by using musyarakah contracts and documentation. The results of this study explain that the financing mechanism with a musyarakah contract implements several stages, namely: Application Submission Stage, Document Verification Stage, Survey Stage, Analysis Stage, Akad Signing and Engagement Stage, Disbursement Stage, and Financing Monitoring Stage. Constraints in the application of musyarakah contract financing are several factors. The bank said that the customer's dishonesty and lack of understanding of the customer were obstacles in financing musyarakah contracts, the bank said that the problem was the lack of understanding of customers about musyarakah contracts, due to the lack of information and outreach about musyarakah financing to customers and the public.
DINAMIKA USHULUL FIQH  SEBAGAI DISIPLIN ILMU (STUDI KOMPARATIF  PEMIKIRAN IMAM AL-GHAZALI DAN IMAM SYATHIBI DALAM QAT>{’I>  DAN Z>>}ANNI>) Muhammad Yusuf Yahya
Jurnal Syariah dan Ekonomi Islam Vol 1 No 2 (2023): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/qfmr2d31

Abstract

The research aims to describe the development of Usul Al-Fiqh as one of disciplinary knowledge by inquiry of Ghazali’s thought that is recognised as those who are influenced by Syafi’i’s school of law and it is briefly compared to Imam Syathibi’s (p. 1388) manner of thought as well as his method of Islamic law formulation. He is recognised as one who firmly adheres and becomes a loyal disciple of Maliki’s school of law even though when we in-depth inquiry the map of his thought, we should find he is frequently influenced by Imam Hanafi’s thought too. The research uses the qualitative approach which elucidates and analyzes the results of research. The collection technique of data is literature study. The research concludes that is according to Imam Ghazali, the scope of zanni (uncertainty) could be justified by qat‘i   (certainty in context). Otherwise, the scope of qat‘i  (certainty in context) might not be justified by zanni (uncertainty in context). The scope of qat‘i   (certainty) that has been accompanied by qat‘i   indicators (including the Qur’an verses and Hadis) could not hide the evident meanings even though it leads to ihtimalat (applicative meanings), which probably turns to various meanings. Thereby, Imam Ghazali’s thought assumedly denies qat}‘i   indicators used as reference to understand qiyas (legal analogy) towards the case that solely leads to one affirmation of jurisprudence product
RELEVANSI PELARANGAN RIBA DALAM AL-QUR’AN TERHADAP PERSOALAN KONTEMPORER Raihan Putri
Jurnal Syariah dan Ekonomi Islam Vol 1 No 2 (2023): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/2pjrkj61

Abstract

Developments from time to time are increasing rapidly. Problems arising from the pattern of development of people's lives are increasing. One of the things related to muamalah that is regulated in the Al-Qur'an is the verse relating to usury. In this research, the author used several methods, both data collection methods, such as primary and secondary data, as well as methods for analyzing data, namely thematic and deductive analysis. The results of the research show that Hasby ash-Shidiqy is of the view that people who consume usury do not stand up, but stand like the person who was slammed by the devil. Meanwhile, Quraish Shihab is of the view that the content of the verse not only prohibits the practice of usury, but also strongly criticizes the perpetrators, even threatening them. Hasby ash-Shidiqy and Quraish Shihab both believe that usury during the Jahiliyyah era, known as usury nasi'ah, was usury which was clearly forbidden by Allah SWT. The prohibition of usury in the Koran has relevance to the movement of the real sector in the economy. This is because an economy based on usury will automatically ignore the underlying transactions which are the basis of the real sector.  
EFEKTIVITAS HUKUM CAMBUK DALAM MENGURANGI KASUS KHALWAT PADA MAHKAMAH SYARIAH LHOKSUKON Muhammad Jafar; Fohan Muzakir
Jurnal Syariah dan Ekonomi Islam Vol 1 No 2 (2023): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/jm945y84

Abstract

This research aims to analyze the effectiveness of flogging laws in reducing khalwat cases at the Lhoksukon Syariah Court. The research was conducted using descriptive qualitative methods, using observation methods and conducting interviews. The results of the research show that the implementation of caning is a form of punishment applied by the Lhoksukon Syariah Court to reduce the special nature of Khalwat. The caning punishment applied is in accordance with Qanun number 14 of 2003 concerning khalwat. In the implementation of Islamic law, the issue of khalwat is regulated by Qanun Number 14 of 2003, the formation of this qanun is a form of concern for the Aceh government, especially North Aceh Regency, towards "decency" rules or regulations concerning the act of adultery, the qanun which regulates the offense of khalwat In principle, it is an effort to prevent cases of adultery from developing in the North Aceh Regency area. In Islamic legal terms, preventive measures like this are called sadd al-dzari'ah (closing the road). Namely closing the road so that cases of adultery do not occur.
STUDI ANALISIS KONSEP HADHANAH PERSPEKTIF UNDANG-UNDANG NOMOR 23 TAHUN 2002 TENTANG PERLINDUNGAN ANAK M. Iqbal
Jurnal Syariah dan Ekonomi Islam Vol 1 No 2 (2023): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/az5fkc42

Abstract

The purpose of this writing is to analyze hadhanah from the perspective of Law Number 23 of 2002 concerning child protection. There is no law that clearly and firmly regulates the obligations for child custody to be given to the biological mother or biological father after a divorce occurs. In Law Number 23 of 2002 concerning Child Protection, Article 3 states that child protection aims to guarantee the fulfillment of children's rights so that they can live, grow, develop and participate optimally in accordance with human dignity, as well as receive protection from violence. and discrimination, for the sake of realizing Indonesian children who are qualified, have noble character and are prosperous. There are various reasons that may make parents unable or unwilling to provide for their children. There are several common causes or factors that cause parents not to fulfill their obligations to their children, such as economic factors, personal relationships, or other legal problems.