cover
Contact Name
Aulia Fitri
Contact Email
ijiss.journaliaialmuslim@gmail.com
Phone
+6282162629022
Journal Mail Official
jsei.journaliaialmuslim@gmail.com
Editorial Address
Jalan Banda Aceh - Medan Peusangan Sp Paya Lipah
Location
Kab. bireuen,
Aceh
INDONESIA
Jurnal Syariah dan Ekonomi Islam (JSEI)
Published by IAI Almuslim Aceh
ISSN : 30469597     EISSN : 30469589     DOI : -
Jurnal Syariah dan Ekonomi Islam (JSEI) adalah jurnal double blind peer-reviewed yang diterbitkan oleh Fakultas Syariah dan Ekonomi Islam (FSEI) Institut Agama Islam (IAI) Almuslim Aceh, Indonesia. Jurnal ini merupakan media yang menyajikan penelitian dan pengembangan serta pemikiran-pemikiran yang fokus di bidang syariah dan ekonomi Islam baik dalam ruang lingkup studi kepustakaan terkait hukum keluarga, perbankan syariah dan ekonomi syariah dengan beberapa subjek seperti: Pembiayaan, investasi, dan asuransi syariah; Tabungan dan deposito syariah; Pengembangan perbankan syariah; Keuangan syariah; Manajemen, pemasaran, dan teknologi finansial; Muamalah dan ekonomi Islam; Perkawinan dan penceraian; Waris dan perwalian; Hak asuh anak dan adopsi; Perjanjian pranikah.
Articles 55 Documents
ANALISIS TERHADAP AKAD MUSYARAKAH MUTANAQISAH DAN PROBLEMATIKANYA DALAM PRAKTIK PERBANKAN SYARIAH Makraja, Fahmi; Elya Fitriyani; Nisa Afifah; Khadijatul Musanna
Jurnal Syariah dan Ekonomi Islam Vol 3 No 2 (2025): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/nfd6x974

Abstract

  The Musyarakah Mutanaqisah (MMQ) contract, as one of the increasingly popular financing products in Islamic banking, offers a unique alternative to asset ownership that is in line with sharia principles. This study aims to comprehensively analyze the MMQ contract, highlight its Sharia foundations, and identify and explore the issues that arise in its implementation in the field. The research methods used include literature review and qualitative analysis of fatwas issued by the National Sharia Council of the Indonesian Ulema Council (DSN-MUI), Islamic banking regulations, and practices observed in several Islamic banks. The analysis shows that, in theory, MMQ is built on three basic contracts that do not conflict with each other: the syirkah or musyarakah contract for partnership, the ijarah contract for lease, and the sale and purchase contract for transfer of ownership. The combination of the three forms an innovative financing structure. However, in practice, several crucial issues arise. One of these is the issue of al-Ijarah al-Mawsuqah bil-Bay', or lease followed by a promise of sale, which some contemporary scholars still debate its validity. Nevertheless, the DSN-MUI has issued a fatwa permitting this scheme under certain conditions and terms
INTEGRASI MSDI DAN CSR: STRATEGI MEMBANGUN ORGANISASI BERKELANJUTAN DI ERA MODERN jazilar rohman, Muhammad faqih; Rini Puji Astuti; Indah Nurul Hidayati; Putri Sofiatul Islamiah
Jurnal Syariah dan Ekonomi Islam Vol 3 No 2 (2025): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/x2n5ad46

Abstract

  This study aims to analyze the relationship between Human Resource Management (HRM) and Corporate Social Responsibility (CSR) in realizing organizational sustainability in the modern era. The integration of HRM and CSR is an important strategy in building a company that is not only profit-oriented, but also social welfare and moral values. HRM plays a role in managing human resources based on Islamic principles such as amanah (trust), ihsan (goodness), and maslahah (benefit), which can encourage ethical and fair work behavior. The results of the study indicate that the synergy between HRM and CSR can increase employee loyalty, productivity, and a positive company image in the public eye. Thus, the integration of these two concepts plays a crucial role in creating a highly competitive, ethical organization that contributes to sustainable economic development based on Islamic values
ANALISIS PERSEPSI INVESTOR MUSLIM TERHADAP SAHAM SYARIAH Ardiansyah; Azhar
Jurnal Syariah dan Ekonomi Islam Vol 3 No 2 (2025): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/azjmar83

Abstract

This study aims to analyze the factors influencing Islamic investment decisions in Indonesia. A quantitative approach with descriptive and explanatory methods was applied to objectively measure relationships between variables. Data were collected through online questionnaires distributed to individuals who have invested or are interested in Islamic financial instruments. The findings show that Muslim investors’ behavior is influenced by ethical values, religiosity, motivation, and investment patterns. Moreover, return and risk are the main considerations in making investment decisions. Trust in Islamic financial institutions and financial literacy also play significant roles in shaping investors’ confidence and interest in Sharia-compliant products. These findings are expected to contribute to the development of a more inclusive, sustainable, and Sharia-based Islamic capital market.
PENGARUH FAKTOR EKSTERNAL TERHADAP PASAR MODAL ISLAM Rica Fadhilah; Junaidi
Jurnal Syariah dan Ekonomi Islam Vol 3 No 2 (2025): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/5vwb5q84

Abstract

The Islamic capital market in Indonesia has experienced significant development through regulatory strengthening, the expansion of sharia indices, and increasing investor participation. However, the performance of the Islamic capital market is not determined solely by internal factors, but is also influenced by external factors such as macroeconomic conditions, regulatory policies, technological advancements, socio-religious dynamics, and global economic shocks. This study employs a quantitative approach using time series regression and multiple linear regression methods. The article examines the influence of these external factors through a literature review and analysis of studies published between 2001 and 2020. The findings indicate that interest rates, inflation, exchange rates, and monetary policies have significant impacts on sharia stock indices such as ISSI and JII. Meanwhile, digitalization and the growing preference for value-based investment have strengthened the investor base of the Islamic capital market.
ANALISIS FATWA DSN- MUI TERHADAP INOVASI PRODUK DI LEMBAGA KEUANGAN SYARIAH Nafilah; Hayatun Nufus
Jurnal Syariah dan Ekonomi Islam Vol 3 No 2 (2025): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/ckjzbm94

Abstract

This study aims to analyze the role of the National Sharia Board of the Indonesian Ulema Council (DSN-MUI) in responding to Islamic financial product innovations through the issuance of fatwas. With the rapid development of the Islamic finance industry in Indonesia, adaptive sharia regulations for contemporary financial product innovations are needed. This research uses a descriptive qualitative method with a documentation study approach to DSN-MUI fatwas related to Islamic financial innovation products from 2010-2023. The results show that DSN-MUI has issued various fatwas regulating innovative products such as multi-service financing, Islamic credit cards, project-based Islamic bonds, and digital products such as Islamic electronic money. The DSN-MUI fatwa determination process uses istinbath methods including the Qur'an, hadith, ijma, qiyas, and the principles of fiqh mu'amalah. This study concludes that DSN-MUI fatwas play a significant role as a sharia legal basis for financial product innovation, maintaining sharia compliance, and providing legal certainty for Islamic financial institutions and customers. However, there are challenges in terms of response speed to rapidly developing product innovations and the need for more massive fatwa socialization to the public.