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Contact Name
Aulia Fitri
Contact Email
ijiss.journaliaialmuslim@gmail.com
Phone
+6282162629022
Journal Mail Official
jsei.journaliaialmuslim@gmail.com
Editorial Address
Jalan Banda Aceh - Medan Peusangan Sp Paya Lipah
Location
Kab. bireuen,
Aceh
INDONESIA
Jurnal Syariah dan Ekonomi Islam (JSEI)
Published by IAI Almuslim Aceh
ISSN : 30469597     EISSN : 30469589     DOI : -
Jurnal Syariah dan Ekonomi Islam (JSEI) adalah jurnal double blind peer-reviewed yang diterbitkan oleh Fakultas Syariah dan Ekonomi Islam (FSEI) Institut Agama Islam (IAI) Almuslim Aceh, Indonesia. Jurnal ini merupakan media yang menyajikan penelitian dan pengembangan serta pemikiran-pemikiran yang fokus di bidang syariah dan ekonomi Islam baik dalam ruang lingkup studi kepustakaan terkait hukum keluarga, perbankan syariah dan ekonomi syariah dengan beberapa subjek seperti: Pembiayaan, investasi, dan asuransi syariah; Tabungan dan deposito syariah; Pengembangan perbankan syariah; Keuangan syariah; Manajemen, pemasaran, dan teknologi finansial; Muamalah dan ekonomi Islam; Perkawinan dan penceraian; Waris dan perwalian; Hak asuh anak dan adopsi; Perjanjian pranikah.
Articles 76 Documents
ANALISIS TERHADAP AKAD MUSYARAKAH MUTANAQISAH DAN PROBLEMATIKANYA DALAM PRAKTIK PERBANKAN SYARIAH Makraja, Fahmi; Elya Fitriyani; Nisa Afifah; Khadijatul Musanna
Jurnal Syariah dan Ekonomi Islam Vol 3 No 2 (2025): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/nfd6x974

Abstract

  The Musyarakah Mutanaqisah (MMQ) contract, as one of the increasingly popular financing products in Islamic banking, offers a unique alternative to asset ownership that is in line with sharia principles. This study aims to comprehensively analyze the MMQ contract, highlight its Sharia foundations, and identify and explore the issues that arise in its implementation in the field. The research methods used include literature review and qualitative analysis of fatwas issued by the National Sharia Council of the Indonesian Ulema Council (DSN-MUI), Islamic banking regulations, and practices observed in several Islamic banks. The analysis shows that, in theory, MMQ is built on three basic contracts that do not conflict with each other: the syirkah or musyarakah contract for partnership, the ijarah contract for lease, and the sale and purchase contract for transfer of ownership. The combination of the three forms an innovative financing structure. However, in practice, several crucial issues arise. One of these is the issue of al-Ijarah al-Mawsuqah bil-Bay', or lease followed by a promise of sale, which some contemporary scholars still debate its validity. Nevertheless, the DSN-MUI has issued a fatwa permitting this scheme under certain conditions and terms
INTEGRASI MSDI DAN CSR: STRATEGI MEMBANGUN ORGANISASI BERKELANJUTAN DI ERA MODERN jazilar rohman, Muhammad faqih; Rini Puji Astuti; Indah Nurul Hidayati; Putri Sofiatul Islamiah
Jurnal Syariah dan Ekonomi Islam Vol 3 No 2 (2025): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/x2n5ad46

Abstract

  This study aims to analyze the relationship between Human Resource Management (HRM) and Corporate Social Responsibility (CSR) in realizing organizational sustainability in the modern era. The integration of HRM and CSR is an important strategy in building a company that is not only profit-oriented, but also social welfare and moral values. HRM plays a role in managing human resources based on Islamic principles such as amanah (trust), ihsan (goodness), and maslahah (benefit), which can encourage ethical and fair work behavior. The results of the study indicate that the synergy between HRM and CSR can increase employee loyalty, productivity, and a positive company image in the public eye. Thus, the integration of these two concepts plays a crucial role in creating a highly competitive, ethical organization that contributes to sustainable economic development based on Islamic values
ANALISIS PERSEPSI INVESTOR MUSLIM TERHADAP SAHAM SYARIAH Ardiansyah; Azhar
Jurnal Syariah dan Ekonomi Islam Vol 3 No 2 (2025): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/azjmar83

Abstract

This study aims to analyze the factors influencing Islamic investment decisions in Indonesia. A quantitative approach with descriptive and explanatory methods was applied to objectively measure relationships between variables. Data were collected through online questionnaires distributed to individuals who have invested or are interested in Islamic financial instruments. The findings show that Muslim investors’ behavior is influenced by ethical values, religiosity, motivation, and investment patterns. Moreover, return and risk are the main considerations in making investment decisions. Trust in Islamic financial institutions and financial literacy also play significant roles in shaping investors’ confidence and interest in Sharia-compliant products. These findings are expected to contribute to the development of a more inclusive, sustainable, and Sharia-based Islamic capital market.
PENGARUH FAKTOR EKSTERNAL TERHADAP PASAR MODAL ISLAM Rica Fadhilah; Junaidi
Jurnal Syariah dan Ekonomi Islam Vol 3 No 2 (2025): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/5vwb5q84

Abstract

The Islamic capital market in Indonesia has experienced significant development through regulatory strengthening, the expansion of sharia indices, and increasing investor participation. However, the performance of the Islamic capital market is not determined solely by internal factors, but is also influenced by external factors such as macroeconomic conditions, regulatory policies, technological advancements, socio-religious dynamics, and global economic shocks. This study employs a quantitative approach using time series regression and multiple linear regression methods. The article examines the influence of these external factors through a literature review and analysis of studies published between 2001 and 2020. The findings indicate that interest rates, inflation, exchange rates, and monetary policies have significant impacts on sharia stock indices such as ISSI and JII. Meanwhile, digitalization and the growing preference for value-based investment have strengthened the investor base of the Islamic capital market.
ANALISIS FATWA DSN- MUI TERHADAP INOVASI PRODUK DI LEMBAGA KEUANGAN SYARIAH Nafilah; Hayatun Nufus
Jurnal Syariah dan Ekonomi Islam Vol 3 No 2 (2025): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/ckjzbm94

Abstract

This study aims to analyze the role of the National Sharia Board of the Indonesian Ulema Council (DSN-MUI) in responding to Islamic financial product innovations through the issuance of fatwas. With the rapid development of the Islamic finance industry in Indonesia, adaptive sharia regulations for contemporary financial product innovations are needed. This research uses a descriptive qualitative method with a documentation study approach to DSN-MUI fatwas related to Islamic financial innovation products from 2010-2023. The results show that DSN-MUI has issued various fatwas regulating innovative products such as multi-service financing, Islamic credit cards, project-based Islamic bonds, and digital products such as Islamic electronic money. The DSN-MUI fatwa determination process uses istinbath methods including the Qur'an, hadith, ijma, qiyas, and the principles of fiqh mu'amalah. This study concludes that DSN-MUI fatwas play a significant role as a sharia legal basis for financial product innovation, maintaining sharia compliance, and providing legal certainty for Islamic financial institutions and customers. However, there are challenges in terms of response speed to rapidly developing product innovations and the need for more massive fatwa socialization to the public.
JURNAL ANALISIS NILAI TUKAR MATA UANG TERHADAP MINAT INVESTASI DI INDONESIA Fahirah
Jurnal Syariah dan Ekonomi Islam Vol 3 No 2 (2025): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/sgq08240

Abstract

The exchange rate plays a crucial role in influencing investment interest in developing countries such as Indonesia. Exchange rate volatility affects investor confidence, capital inflows, and both real and financial sector investment decisions. This research aims to analyze how currency fluctuations impact investment interest in Indonesia, focusing on macroeconomic interrelations and investor behavioral responses. The method applied is descriptive qualitative, using secondary data derived from journal publications between 2020–2025. The findings indicate that currency depreciation tends to reduce investment interest due to increased uncertainty and asset devaluation. Conversely, stable exchange rates strengthen investment growth by enhancing investor confidence and reducing perceived risk. Therefore, exchange rate stability is essential to maintaining and increasing investment attractiveness in Indonesia.    
FILSAFAT ILMU DAN EKONOMI ISLAM Setia, Nanda; Aidil Novia
Jurnal Syariah dan Ekonomi Islam Vol 3 No 2 (2025): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/gw7d8d65

Abstract

Penelitian ini bertujuan untuk mengkaji peran filsafat ilmu dalam pengembangan ekonomi Islam sebagai disiplin ilmu sosial yang bernilai dan berorientasi pada keadilan. Kajian ini menonjolkan aspek ontologis, epistemologis, dan aksiologis ekonomi Islam serta relevansinya dalam menjawab tantangan ekonomi kontemporer. Metode penelitian yang digunakan adalah penelitian perpustakaan dengan pendekatan kualitatif melalui analisis kritis terhadap literatur klasik dan kontemporer yang membahas filsafat ilmu dan ekonomi Islam. Hasil penelitian menunjukkan bahwa filsafat ilmu memiliki peran fundamental dalam memperkuat landasan teori ekonomi Islam, menjaga integrasi antara wahyu, akal, dan realitas empiris, serta menegaskan nilai-nilai mendasar seperti keadilan, kemaslahatan, dan kesejahteraan holistik (falāḥ). Penelitian ini berkontribusi pada pengembangan ilmu pendidikan ekonomi Islam dengan memberikan kerangka konseptual yang kritis dan reflektif bagi pembelajaran dan pengembangan keilmuan ekonomi Islam yang tidak bersifat dogmatis, tetapi ilmiah dan transformatif.
DAMPAK PANDEMI EKONOMI COVID-19 PADA PASAR MODAL Pakihatun; Pocut Ainiah; Juwanda
Jurnal Syariah dan Ekonomi Islam Vol 4 No 1 (2026): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/hb2p5m80

Abstract

The Covid-19 pandemic has had a profound impact on global and national economies, including the Islamic capital market in Indonesia. This study analyzes the effects of the pandemic on the Islamic stock market by examining key indices such as the Jakarta Islamic Index (JII) and the Indonesia Sharia Stock Index (ISSI), as well as Islamic financial instruments like sukuk and sharia mutual funds. Using a qualitative approach with document analysis method, this research systematically examines official reports from the Indonesia Stock Exchange, regulations from the Financial Services Authority (OJK), and relevant scientific publications to understand the pandemic's impact comprehensively. The findings reveal that the pandemic triggered significant volatility in stock prices, trading volume, and market liquidity, with JII reaching its lowest point at 476.39 points in March 2020. However, Islamic capital markets showed relatively greater resilience compared to conventional markets, with lower decline rates in market capitalization (22.4%) and performance (16.3%) compared to conventional markets. This resilience stems from adherence to sharia principles that prohibit excessive speculation and interest-based transactions. The research highlights the stability of sukuk and sharia mutual funds amid the crisis and the growing interest from investors in ethical and halal investment options during uncertain economic times. This research provides insights into the risk management and sustainability of Islamic finance during global economic shocks and offers recommendations for market participants and regulators to strengthen the resilience and growth of the Islamic capital market.  
MANAJEMEN PORTOFOLIO SAHAM SYARIAH: STRATEGI OPTIMALISASI INVESTASI BERBASIS PRINSIP SYARIAH Erni Syufitri; Juliza; Rismawan
Jurnal Syariah dan Ekonomi Islam Vol 4 No 1 (2026): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/3fbc1825

Abstract

This research examines the management of Islamic stock portfolios as an alternative investment that combines Islamic Sharia principles with modern portfolio theory. The research aims to analyze the concept, strategies, and implementation of Islamic stock portfolio management in Indonesia. This study uses a qualitative approach with library research methods and content analysis of literature, regulations, and documents related to the Islamic capital market. Data were collected from secondary sources including books, scientific journals, reports from the Financial Services Authority (OJK), fatwas from the National Sharia Council - Indonesian Ulema Council (DSN-MUI), and documents from the Indonesia Stock Exchange (IDX). The results of the study indicate that Islamic stock portfolio management has unique characteristics that distinguish it from conventional portfolios, namely the existence of a sharia screening process, the prohibition of riba, gharar, and maysir, and an orientation towards the halal sector. Diversification, rebalancing, and performance evaluation strategies based on sharia indices such as the Jakarta Islamic Index (JII) and the Indonesia Sharia Stock Index (ISSI) are key to portfolio optimization. This research concludes that Islamic stock portfolio management can provide competitive returns while maintaining compliance with sharia principles, making it a sustainable and ethical investment choice for Muslim investors.
TRANSFORMASI PARADIGMA EKONOMI: ANALISIS KOMPARATIF KAPITALISME DAN EKONOMI SYARIAH DALAM MEWUJUDKAN EKONOMI BERKEADILAN Khoridah, Aniq
Jurnal Syariah dan Ekonomi Islam Vol 4 No 1 (2026): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/1v1arw29

Abstract

The capitalist economic system, which emphasizes individual freedom and unlimited capital accumulation, often generates structural problems such as unequal wealth distribution, resource exploitation, and the marginalization of vulnerable groups. These conditions indicate market failures in achieving social justice and collective welfare. This study aims to comparatively analyze the capitalist economic system and Islamic economics within the framework of attaining economic justice. The research employs a qualitative descriptive approach based on an extensive literature review, analyzing both classical and contemporary sources relevant to the two economic paradigms. The findings reveal that Islamic economics offers a more holistic alternative by integrating moral, social, and spiritual values into economic activities. Islamic instruments such as zakat, infaq, sadaqah, waqf, and the prohibition of riba function as mechanisms for wealth redistribution and the reduction of social inequality. The concept of economic justice in the Islamic perspective is not solely oriented toward economic growth but also emphasizes equity, sustainability, and comprehensive social welfare, ultimately aiming to achieve prosperity and well-being (falah).