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Jurnal Syariah dan Ekonomi Islam (JSEI)
Published by IAI Almuslim Aceh
ISSN : 30469597     EISSN : 30469589     DOI : -
Core Subject : Economy, Science, Social,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice
Jurnal Syariah dan Ekonomi Islam (JSEI) adalah jurnal double blind peer-reviewed yang diterbitkan oleh Fakultas Syariah dan Ekonomi Islam (FSEI) Institut Agama Islam (IAI) Almuslim Aceh, Indonesia. Jurnal ini merupakan media yang menyajikan penelitian dan pengembangan serta pemikiran-pemikiran yang fokus di bidang syariah dan ekonomi Islam baik dalam ruang lingkup studi kepustakaan terkait hukum keluarga, perbankan syariah dan ekonomi syariah dengan beberapa subjek seperti: Pembiayaan, investasi, dan asuransi syariah; Tabungan dan deposito syariah; Pengembangan perbankan syariah; Keuangan syariah; Manajemen, pemasaran, dan teknologi finansial; Muamalah dan ekonomi Islam; Perkawinan dan penceraian; Waris dan perwalian; Hak asuh anak dan adopsi; Perjanjian pranikah.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 55 Documents
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SUAMI PENJUDI SEBAGAI ALASAN FASAKH NIKAH(Analisa Komparatif Penalaran Hukum Fikih Syāfi’iyyah dan Pasal 116 KHI) Muhammad Zubir
Jurnal Syariah dan Ekonomi Islam Vol 2 No 1 (2024): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/nnpb1n63

Abstract

The purpose of this research is to see the concept of Syafi’iyyah Fiqh and Article 116 Compilation of Islamic Law (KHI) on husband's gambling as a reason for divorce (fasakh) and to see the basic thinking of both. This type of thesis research is a qualitative research with a normative approach, namely research conducted by examining library materials related to legal issues in everyday people's life such as divorce (fasakh) and others. From this study the authors found that according to Syafi’iyyah Fiqh, a husband who gambles is not justified as one of the reasons for divorce (fasakh). Because they do not meet the conditions for divorce that have been determined such as disabilities and others. Unless gambling can neglect his obligations as a husband. This is different from Article 116 of the Compilation of Islamic Law (KHI), in which a husband who gambles can be used as an excuse for divorce (fasakh) because he does not see the consequences. The rationale for Syafi’iyyah Fiqh, in determining the gambler's husband as the reason for divorce is to follow the principles contained in the Shafi'i school of thought. Meanwhile, the Compilation of Islamic Law (KHI)  is based on previous government regulations. Namely, the Government Regulation of the Republic of Indonesia Number 9 of 1975 concerning Implementation of Law Number 1 of 1974 concerning Marriage. This difference is based on the number of sources adopted by the Compilation of Islamic Law (KHI) such as across the four schools and others. In addition, it is adapted to the conditions of the Indonesian nation. The goal is to be guided by one legal concept in making case decisions.
ANALISIS FIQIH MUAMALAH KONTEMPORER DALAM TRANSAKSI JUAL BELI ONLINE Syahrizal; Muhamad Zen
Jurnal Syariah dan Ekonomi Islam Vol 2 No 2 (2024): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/vdk19e81

Abstract

Online buying and selling is currently very popular with all people who have internet access, because with all methods that in essence make it easier and present a sense of satisfaction so that online buying and selling is never avoided from the topic of conversation.  Buying and selling before the advancement of technology already had standards in practice that had been regulated in the Qur'an and Al-Sunnah. So that however, technology changes the method of transactions, but Islam long before that has established signs that must be obeyed for believers.  These signs have already existed with a legal basis, namely the Qur'an, Al-Sunnah and Ijma'. The Qur'an commands that if buying and selling in an initial contract provides relief for the buyer, namely by giving goods with a debt contract to write a grace period given to the buyer in paying it off. Al-Sunnah ordered not to sell goods that are different from those offered, thus giving rise to the nature of liars. And Ijma' Ulama ordered buying and selling so that there would be no ghoror, namely the ambiguity in the contract at the beginning of the transaction that there was no guarantee, in this case the buyer was deceived in the specifics of the goods and vice versa the seller was deceived in the value of an item. 
ANALISIS INTERVENSI SUAMI ATAS KEWARISAN DALAM PERSPEKTIF HUKUM ISLAM (STUDI KASUS DI GAMPONG PAYA RANGKULUH BIEREUEN) M.Iqbal; Kana Rizki
Jurnal Syariah dan Ekonomi Islam Vol 2 No 2 (2024): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/mxqsq985

Abstract

This study generally aims to determine the factors underlying the rejection of inheritance, the consequences caused by the rejection of inheritance and the review of Islamic law on the rejection of inheritance analysis of husband's intervention in Gampong Paya Rangkuluh. The form of this research is carried out with a qualitative approach, meaning that the data that has been collected is classified into categories based on the similarity of the type of data. Based on the findings of this study, the factor of rejection of inheritance is caused by the husband's intervention factor, lack of inheritance knowledge and suspicion of other heirs and from the data studied the husband's influence is very fundamental to the rejection of property which causes consequences including the severance of friendship between the heirs, even among them no longer greet each other and do not visit each other, more ironically the husband of the heir who refused now hates his in-laws, some of the inheritance is neglected. Where the assets that can be utilized become useless without anyone to take care of them, even more feared is that one of the heirs can eat the assets of another heir without permission, and finally the heir who rejects the inheritance feels inconvenience (Inconvenience) because he is at a loss, in accepting or rejecting the inheritance. Therefore, by looking at the consequences that arise, the rejection of inheritance is not allowed and is forbidden by law.
ANALISIS PEMBIAYAN MURABAHAH PADA PERBANKAN SYARIAH DI INDONESIA Pocut Ainiah
Jurnal Syariah dan Ekonomi Islam Vol 2 No 2 (2024): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/1cyaqh54

Abstract

One way to collect funds from the community in Islamic banking is through financing with products available in Islamic banks, namely mudharabah, musyarakah, murabahah, salam, ishtina', qard and ijarah. However, the most dominant prima donna in Islamic banking is murabahah financing products. Murabahah financing customers have increased every year in BUS, UUS and BPRS. Islamic banking is supervised and its products are guaranteed to be in accordance with sharia by the National Sharia Council (DSN) and the Sharia Supervisory Board (DPS). So that in terms of the MUI Fatwa, murabahah financing in Indonesia that occurs in Islamic banking is in accordance with the MUI fatwa which means in accordance with the opinions of Islamic scholars.
PENGARUH BAGI HASIL AKAD MUDHARABAH TERHADAP KEPUASAN NASABAH PADA BANK ACEH CAPEM KUTABLANG (Studi Kasus Nasabah Di Kecamatan Kutablang) Hidayatullah Munzir; Aulia Fitri
Jurnal Syariah dan Ekonomi Islam Vol 2 No 2 (2024): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/2qk5rz37

Abstract

The development of the Islamic banking system in Indonesia is carried out within the framework of the dual banking system or dual banking system within the framework of the Indonesian Banking Architecture (API) to present an increasingly complete alternative banking service to the Indonesian people. Contracts or agreements in people's lives occupy a very important position. Akad is one of the foundations of many daily human activities. Through contracts, various business activities and human efforts can be carried out. Because the contract is what limits the relationship between the two parties involved in the business and will bind the relationship in the present and the future. The method used in this study is a quantitative research method. The variables of the research are Akad Mudharabah (X) and Customer Satisfaction (Y). The data collection technique was carried out through a questionnaire, the sample taken amounted to 72 respondents using an incidental sampling technique. The analysis tools used IBM SPSS Statistics 23 which included validity tests, reliability tests, classical assumption tests, T hypothesis tests, linear regression analysis. The results of the study show that the Mudharabah Akad has an effect on customer satisfaction at PT. Bank Aceh Syariah Capem Kutablang, this can be seen from the results  of the calculation value of Akad Mudharabah on customer satisfaction of 8,888 with a significant 0.001 < 0.05, while the ttable value is 1,666 < 8,888 tcal. So the value of t calculation is greater than the t table, this shows that Ho was rejected and accepted by Ha who stated that the Mudharabah Contract had a significant influence on Customer Satisfaction at PT. Bank Aceh Syariah Capem Kutablang.
PRAKTIK GALA UMONG  DAN DAMPAKNYA TERHADAP PEREKONOMIAN MASYARAKAT PERSPEKTIF EKONOMI SYARIAH Makraja, Fahmi; Kefi Miftachul Ulum; Rangga Suganda; Rodhotun Nimah; Maulida Khairunnisa
Jurnal Syariah dan Ekonomi Islam Vol 3 No 1 (2025): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/q82fp508

Abstract

Abstract: The practice of gala umong carried out in the community is an alternative option in solving the economic problems they face. The fundamental reason for implementing gala umong among the community is because the process of carrying out the contract is very short and does not require a long time. Gala umong is a term often heard in Acehnese society which means pawn of rice fields. Gala umong is almost practiced throughout the entire Aceh region, including Gampong Pusu Ingin Jaya, Manggeng District, Southwest Aceh Regency. The practice of gala umong is carried out as an alternative in order to solve the economic problems they face. Gala gatherings are held between neighbors or close relatives. This research uses a descriptive qualitative approach by further exploring the practice of gala umong among the community. The results of this research show that the gala umong held in Pusu Ingin Jaya Village had a very big impact on the community's economic sector. The positive impact is that rice field owners can earn money in the near future to finance their daily needs, start a business and pay educational costs. The negative impact felt by rahin and murtahin is increasing social inequality and reducing farmers' livelihoods due to their rice fields being used as collateral. When viewed from a sharia economic perspective, the implementation of the gala umong that occurred in Pusu Ingin Jaya Village was not in accordance with the binding elements in it. There are some pledge requirements that have not been fulfilled, namely there is no written evidence and no witnesses. Keywords: Pawn, Akad Rahn, Gala umong,   Abstrak Praktik gala umong yang dilakukan di tengah masyarkat merupakan salah satu pilihan alternatif dalam meneyelesaikan permasalahan ekonomi yang dihadapinya. Alasan fundamental dilaksanakannya gala umong dikalangan masyarakat adalah karena proses pelaksanaan akadnya yang sangat singkat dan tidak memerlukan waktu yang lama. Gala umong merupakan sebutan yang sering terdengar di masyarakat Aceh yang berarti gadai sawah. Gala umong hampir dipraktikkan diseluruh wilayah Aceh termasuk Gampong Pusu Ingin Jaya Kecamatan Manggeng Kabupaten Aceh Barat Daya. Praktik gala umong dilakukan sebagai alternatif dalam rangka menyelesaikan permasalah ekonomi yang dihadapinya. Gala umong dilakukan antar tetangga ataupun kerabat dekat. Penelitian ini menggunakan pendekatan kualitatif deskriptif dengan menelusuri lebih jauh praktik gala umong di kalangan masyarkat. Hasil penelitian ini menunjukkan bahwa, gala umong yang dilakukan di gampong Pusu Ingin Jaya sangat sangat berdampak pada sektor perekonomian masyarakat. Dampak positifnya adalah para pemilik sawah dapat memperoleh uang dalam waktu dekat untuk membiayai kebutuhan sehari-hari, mudal usaha dan membayar biaya pendidikan. Adapun dampak negatifnya yang dirasakan oleh rahin dan murtahin adalah meningkatnya kesenjangan sosial dan mengurangi mata pencaharian petani akibat sawahnya dijadikan barang jaminan. Apabila dilihat dari perspektif ekonomi syariah pelaksanaan gala umong yang terjadi di gampong Pusu Ingin Jaya belum sesuai dengan unsur yang mengikat didalamnya. Terdapat sebagian dari syarat-syarat gadai yang belum terpenuhi yaitu tidak ada bukti tertulis dan tidak ada saksi.   Kata Kunci: Gadai, Akad Rahn, Gala umong
MODEL TRANSAKSI BERBASIS FINTECH SYARIAH PERSPEKTIF FIKIH MUAMALAH Muhammad Sauqi; Alya Rohani; Mar’atun Solehah
Jurnal Syariah dan Ekonomi Islam Vol 3 No 1 (2025): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/zj6he745

Abstract

The development of information and communication technology, the financial industry has undergone changes for the digital revolution, triggered by the presence of fintech (financial technology). Sharia fintech, as a special variant in the digital financial ecosystem, presents a breakthrough in financial services that are in line with Islamic ethical values. The discovery of sharia-based fintech businesses not only offers transaction solutions that are in accordance with sharia principles, but also plays a strategic role in opening wider financial access for the community. Fiqh muamalah is a branch of science that regulates social relations and economic transactions in the Muslim community. Using the development of technology, especially in the financial sector, the emergence of sharia fintech as an interesting phenomenon to study. The rapid development of technology forms processes in the financial sector that are also developing. This incident makes it easier for residents to get financing, especially for business capital or to maintain the continuity of the business they are running. The purpose of this study is to study how to apply the principles of fiqh muamalah in the sharia fintech business model. The research used uses a qualitative research method with a literature study method and a case study.
QIYAS DALAM SUMBER HUKUM ISLAM Airin Aprillia
Jurnal Syariah dan Ekonomi Islam Vol 3 No 1 (2025): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/ag2m0b03

Abstract

Sumber hukum Islam yang disepakati jumhur ulama adalah Al-Qur‟an, Hadits, Ijma’ dan Qiyas. Sedangkan sumber hukumIslam yang masih diperselisihkan di kalangan para ulama selainsumber hukum yang empat di atas adalah istihsan, maslahahmursalah, istishab, huruf, madzhab asShahabi, syar’u man qablana. Sebagian ulama menyebutkan enam sumber hukumyang masih diperselisihkan itu sebagai dalil hukum bukansumber hukum, namun yang lainnya menyebutkan sebagaimetode ijtihad. Qiyas sebagai salah satu sumber hukum dalamIslam maka kedudukan qiyas sebagai berikut: Pertama, Qiyastermasuk dapat dijadikan hujjah atau dalil atas hukum-hukummengenai perbuatan manusia dan menduduki martabat atauposisi keempat diantara hujjah-hujjah syar’iyah, denganpengertian apabila tidak didapati dalam suatu kejadian ituhukum menurut nash atau ijma’. Kedua, Qiyas merupakan suatucara penggunaan ra’yu untuk menggali hukum syara’ dalam hal-hal yang nash al-Qur’an dan sunnah tidak menetapkanhukumnya secara jelas. dan Ketiga, Tidak ada dalil ataupetunjuk pasti yang menyatakan bahwa qiyas dapat dijadikandalil syara’ untuk menetapkan hukum. Juga tidak ada petunjukyang membolehkan mujtahid menetapkan hukum syara’ di luaryang ditetapkan oleh nash. Oleh karena itu terdapat perbedaan pendapat tentang kedudukan qiyas sebagai dalil hukum syara’
AL-IJÂRAH AL-MUMTAHIYAH BI AL-TAMLÎK: TELAAH SOSIOLOGIS, FILOSOFIS DAN YURIDIS Noor Salim, Muhammad Firliadi
Jurnal Syariah dan Ekonomi Islam Vol 3 No 1 (2025): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/kghmx735

Abstract

With the increasing demands of modern life and limited financial resources, rent-to-own transactions have become a popular option for individuals to acquire goods without upfront full payment. While widely adopted by conventional financial institutions, these systems often lead to high-interest burdens, creating financial strain for consumers. In response, Islamic Financial Institutions (IFIs) have sought to develop equitable and Sharia-compliant financing products, such as the al-Ijârah al-Mumtahiyah bi al-Tamlîk (IMBT) contract. This innovative contract combines a lease (ijârah) with a promise of ownership at the end of the lease term, offering a more transparent and just alternative. This study employs a qualitative research methodology with juridical-normative and descriptive-analytical approaches. Data was gathered through literature and document studies, encompassing sources like the Qur'an, Hadith, DSN-MUI fatwas, relevant Indonesian laws and regulations, and Islamic legal and economic literature. The primary focus is to analyze the concept, legal basis, and philosophy of both ijârah and IMBT contracts within the practical context of Islamic financial institutions in Indonesia. This approach facilitates a deep understanding of IMBT's implementation, ensuring it is transparent and free from elements of usury (riba), excessive uncertainty (gharar), and speculation (maysir). The findings demonstrate that the IMBT contract offers a fair and flexible Sharia-compliant financing solution, meeting the modern community's need for asset acquisition. Philosophically, ijârah and IMBT are grounded in principles of justice, mutual consent (ridha), and reciprocal benefit (consensualism), reflecting the interdependent nature of human social and economic interactions. Furthermore, IMBT holds a strong legal foundation within Indonesia's positive legal system, being regulated by various laws and DSN-MUI fatwas. This robust regulatory framework affirms IMBT's status as a legitimate and binding contract that fully adheres to Sharia principles.
TINJAUAN MAFSADAH MASLAHAH TERHADAP PERNIKAHAN USIA DINI KARENA PAKSAAN ORANG TUA DI KECAMATAN PEUSANGAN KABUPATEN BIREUEN Azhari
Jurnal Syariah dan Ekonomi Islam Vol 3 No 1 (2025): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/c04kdy44

Abstract

Islam as a guideline for human life to achieve true happiness, both worldly andhereafter happiness. In the Qur'an it is stated that, marriage is happiness (sakinah).From marriage it is expected to get offspring, tranquility and peace. Early marriagethat has occurred lately because it usually leads to disobedience and adulterywhose victims are mostly young people. Pros and cons have emerged against earlymarriage, some support it and some reject it. This study aims: 1) to find out theimplementation of early marriage in Peusangan District, Bireuen Regency, (2) tofind out the Islamic legal review of early marriage in Peusangan District, BireuenRegency. This study is a field study using a qualitative approach, implemented inPeusangan District, Bireuen Regency. Data collection techniques throughinterviews, observation and documentation. Data analysis techniques are carriedout through data reduction, data presentation and data verification. The results ofthe study indicate that early marriage in Peusangan District is due to economicfactors, dating factors, mutual liking factors, and family customs factors that havebecome habits. However, households that marry at an early age are lessharmonious and happy, because there are often household disputes and quarrels.A review of Islamic law on early marriage in Peusangan District, Regency,according to Islamic law, the opinion of religious leaders is valid, the mostimportant thing is that the marriage meets the requirements and pillars of marriage.However, on the other hand, we must also look at the benefit side.

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