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Lukman Nurhakim
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COSMOS
Published by Institut Agama Islam Sultan Muhammad Syafiuddin Sambas
ISSN : -     EISSN : 30464846     DOI : -
Core Subject : Education,
Education Languange, Linguistic, Communication & Media Mathematics Other
COSMOS: Jurnal Ilmu Pendidikan, Ekonomi dan Teknologi provides direct open access to its content with the principle that making research freely available to the public supports greater global knowledge exchange. All articles published under Open Access will be immediately and permanently free to read and accessible to everyone. COSMOS: Jurnal Ilmu Pendidikan, Ekonomi dan Teknologi encompasses research and studies in the fields of education and culture, the entire spectrum of economics, and the science of development utilizing technology across various disciplines.
Arjuna Subject : Ilmu Sosial - Pendidikan
Articles 202 Documents
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Pengaruh Literasi Keuangan Digital Terhadap Penggunaan Bijak Buy Now Pay Later: The Influence of Digital Financial Literacy on the Prudent Use of Buy Now Pay Later Mutafaqih, Sandi; Hermawan, Yoni; Sartika, Sri Hardianti
COSMOS : Jurnal Ilmu Pendidikan, Ekonomi dan Teknologi Vol 3 No 1 (2025): Desember-Januari
Publisher : PUSDATIN Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17873916

Abstract

This study aims to analyze the influence of digital financial literacy on the prudent use of Buy Now Pay Later (BNPL) services among the 2022–2024 cohorts of Economic Education students at Siliwangi University. This research is motivated by the rapid growth of BNPL usage among the younger generation, which is frequently unaccompanied by a sufficient understanding of financial risks, thereby potentially leading to consumptive behavior and bad debt. This study employed a quantitative survey method involving 205 students selected via purposive sampling, with data collected through questionnaires. The results of the simple linear regression analysis yielded the equation y^​=11.505+0.791X, indicating that higher digital financial literacy corresponds to more prudent use of BNPL services. These findings confirm a positive and significant influence of digital financial literacy on the prudent use of BNPL and underscore the importance of enhancing digital financial literacy to foster healthier financial behaviors among students.
Pengaruh Pendidikan Kewirausahaan Terhadap Pengembangan Ide Bisnis Mahasiswa: The Influence of Entrepreneurship Education on Students' Business Idea Development Simanjuntak, Yizreel; Nurdianti, Raden Roro Suci; Gumilar, Rendra
COSMOS : Jurnal Ilmu Pendidikan, Ekonomi dan Teknologi Vol 3 No 1 (2025): Desember-Januari
Publisher : PUSDATIN Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17878499

Abstract

The underlying issue addressed in this study is the difficulty students face in developing business ideas, which is attributed to a lack of skills acquired through entrepreneurship courses and practical training. This study aims to determine the influence of entrepreneurship education on business idea development among Class of 2023 students in the Department of Economic Education at Siliwangi University, Tasikmalaya. This study employed a survey method with a quantitative approach. The sampling technique used was non-probability sampling, specifically saturation sampling, involving a total of 138 respondents. Data were collected using questionnaires, and the data analysis technique employed was simple linear regression analysis. The results of the simple linear regression test yielded the equation Y=55.412+0.621X. With a significance value (Sig.) of 0.000, which is less than 0.05, the findings indicate a positive and significant influence of entrepreneurship education on the business idea development of Class of 2023 students in the Department of Economic Education at Siliwangi University, Tasikmalaya.

Page 21 of 21 | Total Record : 202

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