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INDONESIA
JER
Published by Universitas Muslim Indonesia
ISSN : -     EISSN : 26206196     DOI : https://doi.org/10.57178/jer.v6i1
Core Subject : Economy, Humanities, Science,
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
Jurnal Economic Resource_(JER) is open access. This journal is published in _ March & September. Journal of Economic Resources|e-ISSN 2620-6196] is a peer-reviewed journal published twice a year (March & September) by the Faculty of Economics and Business, Universitas Muslim Indonesia_UMI. Journal of Economic Resource is a research work to publish articles that report the results of Economics. The Journal of Economic Resources invites manuscripts on various topics in Economics but not limited to Functional Development Economics; entrepreneurship; Management Development; and Accounting.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 581 Documents
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A Systematic Literature Review: Determinants of User Interest in Digital Payment Services: Trends and Causes Indrijawati, Aini; Mediaty; Arham; Damayanti, Sri; Wahid, Muhammad Zulfadli
Jurnal Economic Resource Vol. 7 No. 2 (2024): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v7i2.1011

Abstract

This study aims to analyze the trends in digital payment usage, the key factors influencing adoption, and the roles of Perceived Usefulness and Perceived Ease of Use in driving user interest. A systematic literature review approach was employed, analyzing scholarly articles from the past decade (2014–2024), focusing on technological, behavioral, cultural, and regulatory aspects influencing digital payment adoption. The findings reveal that digital payment adoption has proliferated and is driven by technological advancements such as blockchain, regulatory support, and economic incentives. Perceived Usefulness emerges as a primary factor, offering benefits such as efficiency, cost savings, and enhanced financial inclusion. Meanwhile, Perceived Ease of Use, including intuitive interfaces and AI-based support, strengthens user engagement. This study highlights the importance of user-friendly and locally adaptive service designs. Practically, the findings provide strategic guidance for service providers and policymakers to prioritize intuitive designs, robust security frameworks, and digital literacy programs to foster the development of an inclusive and sustainable digital payment ecosystem.
Overview of Fraud Dynamics in Government: Trends, Causes, and Mitigation Strategies Kohar, Yansen Pratama; Darmawati; HS, Rahmawati
Jurnal Economic Resource Vol. 7 No. 2 (2024): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v7i2.1012

Abstract

Fraud in government is a major challenge that impacts public trust and the efficiency of state administration. This study aims to analyze the trends, causes, and mitigation strategies of fraud in the government sector through a systematic literature review approach. Based on the fraud triangle theory which includes pressure, opportunity, and rationalization, it was found that fraud in the public sector is often triggered by weak internal control, political and economic pressure, and an organizational culture that is permissive of corruption. Recent trends show an increase in the use of digital technology in fraud modes, especially in data manipulation and public procurement. This study also identifies mitigation strategies, including the implementation of effective internal control, strengthening transparency, ethics education, and collaboration between supervisory institutions. These findings are expected to provide relevant policy recommendations for the government to improve transparency, accountability, and integrity in the public sector.
The Effect Of Banking Reputation And Teller Services On Customer Satisfaction At Regional Development Banks South Sulawesi Main Branch Mamuju Novita , Ni Made; S , Ramli; Junaeda , Junaeda
Jurnal Economic Resource Vol. 7 No. 2 (2024): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The Regional Development Bank of South Sulawesi, Mamuju Main Branch always strives to improve teller services in providing satisfaction to customers. The teller work unit of the Regional Development Bank of South Sulawesi, Mamuju Main Branch is the spearhead that will shape the company's image and deal directly with customers, the teller position is in the front liners position such as teller staff. This study uses banking reputation and teller services as independent variables and customer satisfaction as dependent variables, sampling using slovin with 100 customers, the test tools used are validity test, reliability test and multiple linear regression test or partially with a significant degree of 0.05 ( e = 5%). From the results of the t test in the table, the calculated t value of the banking reputation variable (X1) is 7.082 while the t table value is 1.66105 with a significant value of 0.000 <0.05. So Ha is accepted and Ho is rejected. Teller service (X2) is 5.224 while the t table value is 1.66105 with a significant value of 0.004 <0.05. So it can be seen that the calculated t > t table, so Ha is accepted and Ho is rejected. The results of the simultaneous test show that the F count value is 9.553 > F table 2.70 with a significant level of 0.000 < 0.05, so the regression model explains that banking reputation and teller services together have a significant effect on customer satisfaction at the Development Bank South Sulawesi area, Mamuju Main Branch
Analysis of Factors Affecting Economic Growth in Mamuju Regency, West Sulawesi Rizaldi, Muhammad Alfian; Heryati, Yati; Sahputra, Jeffriansyah Dwi
Jurnal Economic Resource Vol. 7 No. 2 (2024): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v7i2.1027

Abstract

This research is titled The Influence of Population Growth, Employment Budget and Investment on Economic Growth in Mamuju Regency. The types of data used in this study are qualitative and quantitative. The data sources used in this study are secondary data and primary data. This study uses multiple linear regression analysis to calculate the quantitative impact of each factor on the change in event (factor X) and then statistical tests are carried out. The results of the study showed that the Population Growth factor with a significant value of 0.029< 0.05 and the Labor Force factor with a significant value of 0.033< 0.05, and the Investment factor with a significant value of 0.039 < 0.05. The results of the simultaneous test showed a Fcal value of 22.364> Ftable 6.256 with a significant level of 0.35. Thus, it can be stated that Population Growth, Restaurants and Entertainment simultaneously have a significant effect on Economic Growth in Mamuju Regency. And the most dominant Population Growth Factor has an effect on Economic Growth in Mamuju Regency with the highest beta value of 5.636 with the lowest significant level of 0.029, when compared to the beta value of other factors.
The Influence of Training and Organizational Culture on Employee Performance through Employee Engagement as an Intervening Variable at the Investment Office and One-Stop Integrated Services (DPMPTSP)South Sulawesi Ramadhan, Muhammad Rafly Agung; Hartono, Arif
Jurnal Economic Resource Vol. 7 No. 2 (2024): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v7i2.1030

Abstract

This study aims to find out and analyze the influence of training and organizational culture on employee performance with employee engagement as an intervening variable. This research data was conducted on employees of the Sulawesi Provincial Investment and Capital Services Office (DPMPTSP), with a total population of 87 employees, namely all ASN employees so that there were 87 respondents. Data collection was carried out using a liker scale questionnaire 1-6. Data analysis using the quantitative method of SPSS and with the help of the Statistical Package for the Social Sciences ver.26. Based on the results of the test and analysis of data of this study, it was found that 1) training has a positive and significant effect on employee engangement, 2) organizational culture has a positive and significant effect on employee engangement, 3) employee engangement has a positive and significant effect on employee performance, 4) training has a positive and significant effect on employee performance, 5) organizational culture has a positive and significant effect on employee performance, 6) training has a positive and significant effect on employee performance through employee engagement as a variabvel intervening, 7) organizational culture has a positive and significant effect on employee performance through employee engagement as a variabvel intervening.
The Role of the Hospitality Sector in Labor Absorption in Mamuju Regency MS, A. Muh Nur Alam; Rusli; Halim, Abdul
Jurnal Economic Resource Vol. 7 No. 2 (2024): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v7i2.1031

Abstract

The hospitality sector has an important role in the economy of a region and also in the tourism industry Hotels open up jobs for many people, both directly (such as hotel staff) and indirectly (such as local suppliers). This can increase the income of residents and encourage economic growth. Hotels provide a place to stay for tourists, which is an important aspect of the tourism industry. The existence of good hospitality infrastructure, tourism can develop well, attract more tourists, and increase income from the hospitality tourism sector often triggers the development of other infrastructure, such as roads, transportation, and other public facilities, which are beneficial to the public. Grand Maleo Hotel & Convention Mamuju has a role in the absorption of manpower, either directly or indirectly providing many types of direct jobs, such as receptionists, janitors, housekeeping, chefs, waiters, building maintenance technicians, security, and management. Grand Maleo Hotel & Convention Mamuju provides a wide range of employment opportunities for a wide range of hospitality backgrounds as well as playing a role in providing opportunities for career development. The data analysis method used in this study is data analysis carried out continuously from the beginning to the end of the research, both in the field and outside the field by using techniques as proposed by Miles and Huberman, namely data reduction, data presentation and data verification. The results show that Grand Maleo Hotel & Convention Mamuju contributes to improving the quality of the workforce through training and skill development programs. Many hotels offer specialized skills training, such as customer service, foreign language proficiency, time management, and knowledge of occupational safety and security. This helps Grand Maleo Hotel & Convention Mamuju employees in improving their competence, which in turn increases the competitiveness and productivity of the workforce, in addition to helping to reduce seasonal unemployment in the area, while providing opportunities for job seekers, especially young people, to gain work experience. Hospitality has a big role in the absorption of labor.
The Effect of Production and Price on the Income of Seaweed Farmers in Tadui Village, Mamuju District Alpianto, Azman; Rusli; Mappigau, Ernawaty
Jurnal Economic Resource Vol. 7 No. 2 (2024): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v7i2.1032

Abstract

This study aims to analyze the influence of production and price on the income of seaweed farmers in Tadui Village, Mamuju District. Seaweed is a leading commodity in the fisheries and agriculture sectors, which plays an important role in supporting food security, industrial raw materials, and exports. A quantitative approach is used with the help of the SPSS application to identify the relationship between independent variables (production and price) to dependent variables (income). Data was collected through a survey of seaweed farmers using purposive sampling techniques. The results of the analysis show that production and price variables partially and simultaneously have a significant influence on farmers' income. Production has a positive influence, where each increase in production increases farmers' income significantly. Prices also have a significant impact, showing the importance of price stability in improving farmers' welfare. These findings underscore the need for policies that support increased productivity and seaweed price stability to encourage economic growth of coastal communities in Tadui Village. Optimization of cultivation technology and government intervention in price stabilization are the main recommendations of this study.
Analysis of Corn Farmer Income in Sondoang Village, Kalukku District Mamuju Regency Masita, Masita; Halim, Abdul; Mappigau, Ernawaty
Jurnal Economic Resource Vol. 7 No. 2 (2024): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v7i2.1033

Abstract

This research aims to analyze the income of corn farmers in Sondoang Village, Kalukku District, Mamuju Regency, and to assess the role of government interventions in increasing their income. The study employs qualitative and quantitative methods, involving direct interviews with key stakeholders such as the village government, agricultural extension workers, and local farmers. Data collection methods include interviews, observations, and documentation, validated through triangulation techniques (source, technical, and time triangulation). Results indicate that government support, in the form of seed provision and agricultural extension programs, significantly impacts farmer productivity and income. This research highlights the potential of corn farming as a sustainable income source for rural communities and the critical role of government facilitation in enhancing agricultural practices.
Strategic Alliance As A Business Strategy In Setting Up A Vaccine Factory (Case Study Of Pt Bandung Vaksin Sentosa) Brahma, Yoga; Siahaan , Uke Marius; Rahadi , Raden Aswin
Jurnal Economic Resource Vol. 7 No. 2 (2024): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Indonesia, with a population of over 270 million, offers a growing vaccine market, driven by strong immunization programs and post-COVID awareness. CZBP proposes a joint venture with PT BVS to establish a vaccine facility focusing on downstream processes. A financial feasibility study will evaluate investment costs, expected revenue, risks, and the project’s long-term impact on national biopharmaceutical independence. It will also assess repayment capability, funding options, and financing strategies. The project requires IDR 363.69 billion, with the best outcome through a strategic partnership, achieving an NPV of IDR 2.778 trillion, IRR of 45.30%, and a Payback Period of 4.31 years
Brand Image, Price, Product Quality And Their Relationship With Uniqlo Product Purchase Decision Tasak, Ferdianty Rosalynda Rante; Dai, Bernard Limanto; Muchtar, Muchtar
Jurnal Economic Resource Vol. 7 No. 2 (2024): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Study​ This aiming For analyze influence quality product , image brand , and price to decision purchase consumers , with studies case of Uniqlo brand customers . Research This use approach quantitative with collect data through questionnaire involving 102 respondents . Data analysis was carried out use device soft SmartPLS 4, which is based on Partial Least Squares Structural Equation Modeling (PLS-SEM). The analysis process involving measurement models For connect indicator with the constructs being measured , as well as the structural model For test connection between construct . Research results show that image brand and price own influence positive significant to decision purchase , while quality product No show significant influence . This is indicates that consumer more prioritize image brand and price in determine decision purchase they , compared quality product . Research This give implications important for Uniqlo party to Keep going increase image brand and maintain a competitive pricing strategy . Limitations study This covers focus on three variable main and approach quantitative which is not dig more in perception subjective consumers . Therefore that , it is recommended For do study advanced with add variable others , such as loyalty brands and promotions , as well as use approach mixture For produce more insight​ comprehensive

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