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JURNAL AKADEMIK EKONOMI DAN MANAJEMEN
Published by CV Kampus Akademik Publising
ISSN : 30629586     EISSN : 30627974     DOI : https://doi.org/10.61722/jaem.v1i2.1512
Core Subject : Economy, Science,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN (JAEM) berfokus pada penerbitan artikel berkualitas tinggi yang didedikasikan untuk semua aspek penelitian, masalah, dan perkembangan terbaru di bidang Ilmu Manajemen. Topik dalam Jurnal ini berkaitan dengan aspek apapun dari manajemen, namun tidak terbatas pada topik berikut : Manajemen Sumberdaya Manusia , Manajemen Keuangan, Manajemen Pemasaran, Manajemen Sektor Publik, Manajemen Operasional, Manajemen Rantai Pasokan, Corporate Governance, Etika Bisnis, Akuntansi Manajemen dan Pasar Modal dan Investasi. berfokus pada penerbitan artikel berkualitas tinggi yang didedikasikan untuk semua aspek Ekonomi, Bisnis dan Akuntansi. Jurnal ini memberikan ruang bagi para peneliti untuk berdiskusi, mengejar dan meningkatkan pengetahuan di bidang Ilmu Ekonomi Bisnis dan Akuntansi yang terus berkembang. Artikel dapat ditulis dalam bahasa Inggris atau bahasa Indonesia Jurnal ini terbit 1 tahun
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 300 Documents
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ANALISIS HUBUNGAN GENDER TERHADAP PREFERENSI E-COMMERCE DAN PEMBELIAN KONVENSIONAL DI KALANGAN MAHASISWA FEBI UINSU Nabila Keysha Mutmainah; Dwi Septianingrum; Nurul Hidayah; Anggi Safitri Lubis; Siti Suaibah Nasution
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 2 (2025): JURNAL AKADEMIK EKONOMI DAN MANAJEMEN  Juni
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i2.4950

Abstract

The shift in digital technology has changed the behavior of consumers, including college students, in choosing purchasing channels that suit their needs and convenience. This study aims to analyze the relationship between gender and student purchasing preferences, both through E-commerce and conventional purchases. The sample of this study is 40 students of the Faculty of Islamic Economics and Business UINSU. The method used is the Chi-Square test with a quantitative approach. The results of the study showed that gender did not have a significant influence on students' spending preferences. Despite the difference in the number of male and female respondents who choose between conventional or e-commerce purchases, the Chi-Square test results with a significance value of 0.944 show no significant relationship between gender and shopping preferences. Thus, students' purchasing decisions are more of an individual choice, not influenced by gender.
Pengaruh Tingkat Pendapatan dan Gaya Hidup Hedonisme terhadap Kualitas Pengelolaan Keuangan Pribadi Generasi Z di kota Makassar Hikmayani Subur; Wahyu Muh. Syata
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 1 (2025): JURNAL AKADEMIK EKONOMI DAN MANAJEMEN 
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i1.4955

Abstract

This study aims to analyze the influence of income level and hedonistic lifestyle on the quality of personal financial management of Generation Z in Makassar City. The research method is a quantitative approach with data collection techniques through surveys and questionnaires to Generation Z in Makassar City using 100 samples with multiple linear regression data analysis techniques. The results of the study indicate that income level has a positive effect on the quality of personal financial management because the higher the income, the higher the ability of Generation Z to manage personal finances flexibly and more stably. The hedonistic lifestyle on the quality of personal financial management of Generation Z shows a pattern that tends to be negative, where the increasing tendency of hedonism will have an impact on the decreasing ability to manage finances effectively if done excessively, so training and education are recommended for both aspects related to understanding and financial management skills, so that Generation Z is able to balance lifestyle with financial responsibility in order to achieve personal economic stability in the future.
ANALISIS TINGKAT LITERASI HUKUM EKONOMI SYARIAH DI KALANGAN MAHASISWA: IMPLIKASI TERHADAP PRAKTIK KEUANGAN SYARIAH Kurnia Fitri Rahma Dani; Baidhowi Baidhowi
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 2 (2025): JURNAL AKADEMIK EKONOMI DAN MANAJEMEN  Juni
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i2.4979

Abstract

The level of sharia economic law literacy has a crucial role in influencing the implementation of the sharia financial system among students. A deep understanding of sharia economic principles, such as transparency, fairness and the prohibition of usury, encourages students to be more active in utilizing sharia-based financial services. However, the low level of literacy in this field is one of the challenges in developing the Islamic finance industry, especially among students as potential future leaders. This research aims to examine students' level of understanding of sharia economic law and its impact on sharia financial practices. The research results reveal that lack of access to practice-based education, limited information, and minimal use of digital technology are the main factors hindering increasing literacy in sharia economic law. Therefore, a comprehensive strategy is needed to increase student understanding, such as strengthening practice-based curricula, holding seminars and workshops, optimizing digital media, as well as the active role of the academic community with support from the government and the Islamic finance industry. With a systematic and sustainable strategy, increasing sharia economic legal literacy is expected to strengthen the sharia financial industry and encourage a more inclusive and just economic system.
Legalitas Akad Hybrid dalam Fintech Syariah: Studi Kasus Pembiayaan Murabahah-Ijarah dan Tantangan Hukum dalam Penyelesaiannya Nafoura Maharani Arl; Baidhowi Baidhowi
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 2 (2025): JURNAL AKADEMIK EKONOMI DAN MANAJEMEN  Juni
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i2.4980

Abstract

This study aims to analyze the legality of hybrid contracts in Islamic fintech with a focus on the combination of murabahah and ijarah contracts in the financing scheme. Hybrid contracts are an innovative solution in the Islamic financial system, but still face legal challenges, especially in legal certainty, consumer protection, and dispute resolution. This study uses the normative juridical method with a statutory approach and analysis of default cases on one of the Islamic fintech platforms in Indonesia. The results of the study show that existing regulations, such as the DSN-MUI fatwa and POJK related to Islamic fintech, have not fully provided clarity regarding the hybrid scheme, especially in terms of risk mitigation and dispute resolution mechanisms. In addition, there are still differences in interpretation in the application of hybrid contracts that can potentially cause legal uncertainty for business actors and customers. The conclusion of this study emphasizes the need for regulatory harmonization and improvement of supervisory and dispute resolution mechanisms in Islamic fintech in order to ensure the sustainability and legal certainty in the implementation of hybrid contracts.
KEABSAHAN KONTRAK DALAM EKONOMI SYARIAH: PERSPEKTIF FIQH MUAMALAH Faiq Fatih Alwan; Baidhowi Baidhowi
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 2 (2025): JURNAL AKADEMIK EKONOMI DAN MANAJEMEN  Juni
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i2.4983

Abstract

The validity of contracts in Islamic economics is one of the fundamental aspects in fiqh muamalah which functions to ensure that transactions run in accordance with Islamic principles. This study discusses the requirements for valid contracts in Islamic economics based on the provisions of fiqh muamalah, including the pillars and conditions of the contract, prohibitions in transactions (riba, gharar, and maysir), and the relevance of Islamic contract law in the modern economic system. This study also compares Islamic contracts with conventional contract law to identify the advantages and challenges in their implementation, especially in Islamic banking and business in Indonesia. With a descriptive-analytical approach, this article highlights the importance of compliance with Islamic principles in order to create a fair and just economic system.
Analisis Strategi Bersaing KSPPS Zam-Zam Barokah Menggunakan Competitive Profile Matrix (CPM) di Kecamatan Cilongok Ita Solihatun; Bahar Habibi; Humamul Hakim; Yoiz Shofwa Shafrani
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 2 (2025): JURNAL AKADEMIK EKONOMI DAN MANAJEMEN  Juni
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i2.4986

Abstract

. This study discusses business development strategies at KSPPS Zam-Zam Barokah, located in the Cilongok District. As a Sharia-based financial institution, this KSPPS operates without using an interest-based system. In facing competition with conventional financial institutions, KSPPS Zam-Zam Barokah is required to implement innovative and responsive strategies. In addition, the Competitive Profile Matrix (CPM) method is used to highlight the strengths and weaknesses of competitors. The KSPPS offers various savings products such as Qurban, Pension, Mudharabah, and Wadiah, as well as financing products including Murabahah, Musyarakah, Ijarah, and Qardh, all of which comply with Sharia principles. The findings emphasize the importance of strengthening human resources, developing technology, expanding cooperation networks, and diversifying business efforts to ensure sustainability and enhance the competitiveness of the KSPPS amidst the current economic developments
Mengalisis Minat Dan Motivasi Mahasiswa Terhadap Karir Akuntansi Publik Di Bina Sarana Informatika Maria Icinita Lusi; Anista Yasinta Abung; Maurici Albertigati Deutilino Sonda; Dona Ekawaty
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 2 (2025): JURNAL AKADEMIK EKONOMI DAN MANAJEMEN  Juni
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i2.4987

Abstract

Penelitian ini bertujuan untuk mendorong peningkatan minat dan motivasi mahasiswa dalam memilih karir sebagai akuntan publik, sekaligus memperkuat relevansi profesi akuntan publik dalam dunia bisnis yang terus berkembang. Studi dilakukan di Universitas Bina Sarana Informatika, khususnya pada mahasiswa jurusan akuntansi, mengingat tingginya kebutuhan dan peluang kerja di bidang ini. Fokus penelitian adalah menganalisis faktor-faktor yang mempengaruhi minat pemilihan karir mahasiswa, dengan variabel utama berupa pertimbangan pasar kerja dan pelatihan profesional. Penelitian menggunakan pendekatan kuantitatif melalui penyebaran kuesioner kepada mahasiswa. Hasil penelitian menunjukkan bahwa kedua variabel tersebut memiliki pengaruh signifikan terhadap peningkatan minat dan motivasi mahasiswa dalam memilih karir sebagai akuntan publik. Oleh karena itu, diperlukan upaya strategis untuk memperkuat aspek pertimbangan pasar kerja dan pengembangan pelatihan profesional guna mendorong kesiapan dan antusiasme mahasiswa terhadap profesi akuntan publik.
Penjualan Minyak Oplosan dalam Perspektif Hukum Ekonomi Syariah dan Perlindungan Konsumen: Studi Kasus Minyakita Aura Nur Halizah; Baidhowi Baidhowi
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 2 (2025): JURNAL AKADEMIK EKONOMI DAN MANAJEMEN  Juni
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i2.4989

Abstract

Cooking oil is an essential necessity for society, prompting the government to introduce Minyakita with a set Maximum Retail Price (HET) to maintain price stability and availability. However, in practice, various fraudulent activities have been found in the distribution of cooking oil, one of which is the sale of adulterated oil mixed with low-quality oil or harmful substances. This practice not only financially harms consumers but also poses serious health risks. From the perspective of Sharia Economic Law, selling adulterated oil is categorized as tadlis (fraud), gharar (uncertainty), maysir (harmful speculation), and dharar (consumer harm), which contradict the principles of Islamic trade. Meanwhile, under consumer protection law, this practice violates Law No. 8 of 1999 on Consumer Protection and other regulations related to food safety standards. This study employs a normative legal research method with a qualitative approach through literature studies. The findings indicate that strict government oversight, consumer education, and stricter law enforcement are necessary to prevent the circulation of adulterated cooking oil. Synergy between regulators, business actors, and society is crucial to ensuring fair transactions in accordance with Sharia principles and consumer protection laws.
ANALISIS STUDI KELAYAKAN BISNIS UMKM RANINSHA KITCHEN DI BENGKALIS DITINJAU DARI ASPEK ASPEK PASAR, TEKNOLOGI, MENEJEMEN, SDM DAN SOSIAL EKONOMI Amiratul Afifah; Ferlisa Sukmalika; Nurul Syuhada; Puji Afriyeni
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 2 (2025): JURNAL AKADEMIK EKONOMI DAN MANAJEMEN  Juni
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i2.4990

Abstract

Feasibility study of a home-based culinary business called Raninsha Kitchen which focuses on the production and sale of snacks such as brownies, soft cookies, Belgian cookies, burnt cheesecake, and milk fruit pudding. The purpose of this study is to assess the feasibility of the business from various aspects, including market and marketing, engineering and technology, management, human resources, and economic and social impacts. The results of the analysis show that this business has broad market potential with an effective digital marketing strategy, supported by efficient home production even though it still uses simple equipment. Business management is carried out independently by the owner with the help of limited but competent workers. In addition, this business also has a positive impact on the surrounding community, both in terms of economy and social. Based on the results of the study from all aspects including market potential, engineering and technology aspects, management aspects, human resource aspects, and social and economic impacts, it can be concluded that the Raninsha Kitchen business has promising prospects. This business is considered feasible to run because it is able to provide comprehensive business feasibility indicators, and has great opportunities to be developed into a larger scale business in the future, both in terms of increasing production capacity, expanding the market, and professionalizing management.
Implementasi Investasi Syariah Dalam Prespektif Hukum Ekonomi Islam Diva Sabrina; Baidhowi Baidhowi
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 2 (2025): JURNAL AKADEMIK EKONOMI DAN MANAJEMEN  Juni
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i2.4991

Abstract

This article discusses the implementation of sharia investment from the perspective of Islamic economic law. Sharia investment is one form of economic activity based on Islamic principles. The main objective of sharia investment is to gain profit while prioritizing the welfare of the people and avoiding all forms of transactions that are prohibited in Islam, such as usury, gharar, and maysir. This article discusses the legal basis of sharia investment, sharia investment products, and the rules and principles that must be considered in investing according to sharia. In addition, it also discusses the role and challenges faced in the implementation of sharia investment in Indonesia. The results of the study show that sharia investment has a strong legal basis in Islam, both in the Quran and Hadith. Common sharia investment products offered include sharia mutual funds, sukuk, and sharia stocks. The implementation of sharia investment in Indonesia faces various challenges, such as lack of public understanding, minimal sharia products available, and the need for synchronization of related regulations. This article concludes that sharia investment has great potential to be developed in Indonesia as an alternative investment that is in accordance with Islamic principles. Efforts to improve public understanding, product development, and regulatory harmonization are steps that need to be taken to encourage the growth of the sharia investment industry in Indonesia. Artikel ini membahas implementasi investasi syariah dalam perspektif hukum ekonomi Islam. Investasi syariah merupakan salah satu wujud dari kegiatan ekonomi yang berdasarkan prinsip-prinsip Islam. Tujuan utama dari investasi syariah adalah untuk memperoleh keuntungan dengan tetap mengedepankan kemaslahatan umat dan menjauhi segala bentuk transaksi yang dilarang dalam Islam, seperti riba, gharar, dan maysir. Dalam artikel ini, dibahas mengenai landasan hukum investasi syariah, produk-produk investasi syariah, serta aturan dan prinsip-prinsip yang harus diperhatikan dalam berinvestasi secara syariah. Selain itu, juga diulas mengenai peran dan tantangan yang dihadapi dalam implementasi investasi syariah di Indonesia. Hasil penelitian menunjukkan bahwa investasi syariah memiliki dasar hukum yang kuat dalam Islam, baik dalam Al-Quran maupun Hadits. Produk-produk investasi syariah yang umum ditawarkan antara lain reksa dana syariah, sukuk, dan saham syariah. Implementasi investasi syariah di Indonesia menghadapi berbagai tantangan, seperti kurangnya pemahaman masyarakat, minimnya produk syariah yang tersedia, serta perlunya sinkronisasi peraturan terkait. Artikel ini berkesimpulan bahwa investasi syariah memiliki potensi besar untuk dikembangkan di Indonesia sebagai alternatif investasi yang sesuai dengan prinsip-prinsip Islam. Upaya peningkatan pemahaman masyarakat, pengembangan produk, serta harmonisasi regulasi merupakan langkah yang perlu dilakukan untuk mendorong pertumbuhan industri investasi syariah di Indonesia.

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