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Analisis Perbandingan Integrasi Data Antara BSI Mobile dengan Byond By BSI dalam Meningkatkan Kemudahan Transaksi Perbankan Dwi Septianingrum; Ansory Ramadhan; Ratna Hasibuan; Nurbaiti Nurbaiti
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 3 No. 3 (2025): Maslahah : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v3i3.2454

Abstract

This study aims to analyze the comparison of features and data integration between two mobile banking applications by Bank Syariah Indonesia, namely BSI Mobile and BYOND by BSI, in enhancing banking transaction convenience. The research method employed is descriptive qualitative through a literature review from various relevant sources. The results show that BYOND by BSI adopts a more modern data integration system using microservices architecture and open APIs, thus providing better transaction convenience and security compared to BSI Mobile, which still relies on a centralized system. Innovative features such as biometric authentication, QRIS, and a more intuitive user interface further enhance the digital banking experience for customers. However, BYOND by BSI still faces performance challenges, particularly in transaction speed, as the application experiences delays (lag) in several features that may reduce user comfort. The study concludes that BYOND by BSI is superior in facilitating banking transactions compared to BSI Mobile. It is recommended that future research be conducted using a quantitative approach to directly evaluate user experience in a more comprehensive manner.
ANALISIS HUBUNGAN GENDER TERHADAP PREFERENSI E-COMMERCE DAN PEMBELIAN KONVENSIONAL DI KALANGAN MAHASISWA FEBI UINSU Nabila Keysha Mutmainah; Dwi Septianingrum; Nurul Hidayah; Anggi Safitri Lubis; Siti Suaibah Nasution
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 2 (2025): JURNAL AKADEMIK EKONOMI DAN MANAJEMEN  Juni
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i2.4950

Abstract

The shift in digital technology has changed the behavior of consumers, including college students, in choosing purchasing channels that suit their needs and convenience. This study aims to analyze the relationship between gender and student purchasing preferences, both through E-commerce and conventional purchases. The sample of this study is 40 students of the Faculty of Islamic Economics and Business UINSU. The method used is the Chi-Square test with a quantitative approach. The results of the study showed that gender did not have a significant influence on students' spending preferences. Despite the difference in the number of male and female respondents who choose between conventional or e-commerce purchases, the Chi-Square test results with a significance value of 0.944 show no significant relationship between gender and shopping preferences. Thus, students' purchasing decisions are more of an individual choice, not influenced by gender.
Pengaruh Kesesuaian Kualitas Produk Terhadap Kepuasan Konsumen Skincare Dengan Iklan Influencer Tasya Farasya Nabila Keysha Mutmainah; Dwi Septianingrum; Laila Fitria; Fawwaz Akif Prayoga; Arsyadona Arsyadona
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 2 (2025): JURNAL AKADEMIK EKONOMI DAN MANAJEMEN  Juni
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i2.5063

Abstract

This study was conducted to understand the relationship between the suitability of product quality and influencer advertising by Tasya Farasya on consumer satisfaction with skincare products. A quantitative approach was used, employing the Chi-Square test method to examine the significance of the relationship between two categorical variables: product quality suitability (suitable or not suitable) and consumer satisfaction (satisfied or not satisfied). The primary data was obtained through a survey distributed to 30 consumers of skincare products who follow influencer Tasya Farasya on social media. The analysis results show a strong correlation between product quality suitability and the level of consumer satisfaction. When the product quality meets expectations, consumers tend to experience higher satisfaction. The Chi-Square test resulted in a significance value of 0.004, which is lower than 0.05, indicating a significant effect. Both variables show a notable relationship. From the analysis, it can be concluded that the quality of products promoted by influencers plays an important role in shaping consumer perception, and consumer satisfaction is influenced by the quality of the skincare products they use.
Konsep Pemikiran Ekonomi Ibnu Khaldun dan Keterkaitannya dengan Teori Ekonomi Masa Kini (Studi Analisis Konsep Ekonomi dalam Kitab Muqaddimah) Dwi Septianingrum; Hendestri Br Sembiring; M. Faisal Haririe; Sawaluddin Harahap; Fitri Hayati
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 2 (2025): JURNAL AKADEMIK EKONOMI DAN MANAJEMEN  Juni
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i2.5114

Abstract

This research discusses Ibn Khaldun's economic thought in Muqaddimah and its relationship with modern economic theories. Ibn Khaldun developed an economic approach that integrates with the social, political, and moral aspects of society, emphasizing the importance of social solidarity (asabiyyah), the role of the state in maintaining distribution justice, and the rejection of economic practices that harm society. Some key concepts such as the cycle of civilization, work specialization, and proportional tax policy show that Ibn Khaldun's ideas far predate Western economic thinkers. The methodology used in this research is a literature study with a qualitative approach, using Ibn Khaldun's original works and relevant academic literature. The results of the study show that Ibn Khaldun's thought is still very relevant in facing economic challenges today, especially in terms of justice, ethics, and sustainability. Therefore, his thoughts should be used as a foothold in formulating economic policies that are more inclusive and oriented to the welfare of society.
Pengaruh Kebiasaan Membaca Cerita Anak terhadap Keterampilan Menulis Teks Naratif Siswa Kelas VII MTs Negeri 2 Kota Magelang Dwi Septianingrum; Linda Eka Pradita; Muhammad Nur Hanif
Repetisi: Riset Pendidikan Bahasa dan Sastra Indonesia Vol. 8 No. 01 (2025): REPETISI VOLUME 8 NOMOR 1
Publisher : Fakultas Keguruan dan Ilmu Pendidikan, Universitas Tidar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31002/repetisi.v8i01.4636

Abstract

Penelitian ini dilatarbelakangi oleh rendahnya tingkat literasi dan minat baca peserta didik, yang berdampak pada keterbatasan kosa kata dan kurang optimalnya kemampuan menulisteks naratif. Tujuan penelitian ini adalah untuk mengetahui pengaruh kebiasaan membaca ceritaanak terhadap keterampilan menulis teks naratif peserta didik kelas VII MTs Negeri 2 KotaMagelang. Penelitian ini menggunakan pendekatan kuantitatif non-eksperimen dengan desain expost facto. Sampel diambil secara purposive sampling sebanyak 64 siswa Fase D1. Teknik analisisdata meliputi uji normalitas, regresi linear sederhana, dan analisis N-Gain dengan bantuan SPSSversi 24.0. Hasil penelitian menunjukkan adanya perbedaan signifikan antara kelas 7B dan 7D,meskipun keduanya diajar oleh guru dan metode yang sama, yaitu Project Based Learning. Kelas7B, yang rutin membaca cerita anak, menunjukkan peningkatan kemampuan menulis yang lebihtinggi. Nilai R Square sebesar 0,494 menunjukkan bahwa 49,4% variasi dalam keterampilanmenulis dipengaruhi oleh kebiasaan membaca. Uji signifikansi Anova menghasilkan nilai 0,000,menegaskan adanya pengaruh yang signifikan. N-Gain kelas 7B tergolong sedang (0,3277),sedangkan kelas 7D rendah (0,1262). Temuan ini membuktikan bahwa kebiasaan membaca cerita anak secara rutin berkontribusi terhadap peningkatan keterampilan menulis naratif siswa.Kata kunci: kebiasaan membaca, cerita anak, menulis, teks naratif.