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Contact Name
Nonie Afrianty
Contact Email
noniafrianty.na@gmail.com
Phone
+6282282789014
Journal Mail Official
alintaj@mail.uinfasbengkulu.ac.id
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Jalan Raden Fatah Kelurahan Pagar Dewa Kecamatan Selebar Kota Bengkulu. No. Telp: (0736) 51171.
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Kota bengkulu,
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INDONESIA
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah
ISSN : P2476877     EISSN : E2621668     DOI : https://doi.crossref.org/servlet/home
Core Subject : Religion, Economy,
Focus Al Intaj : Jurnal Ekonomi dan Perbankan Syariah is designed to provide a forum for researchers who focus on Islamic economics and banking, covering current issues in Islamic economics and banking, Islamic philanthropy, and Islamic finance. Scope The scope of this journal includes: 1. Islamic Economic 2. Islamic Accounting 3. Islamic Philanthropy 4. Islamic Bussines Ethic 5. Islamic Insurance 6. Islamic Microfinance 7. Islamic Capital market 8. Sharia Financial Banking.
Articles 10 Documents
Search results for , issue "Vol 8, No 1 (2022)" : 10 Documents clear
Analisis Faktor Pengaruh Minat Berinvestasi Generasi Z Pada Reksadana Syariah Rahmi, Rifa Aulia; Supriyanto, Trisiliadi; Nugrahaeni, Siwi
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 8, No 1 (2022)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v8i1.2907

Abstract

Generation Z is expected to be a long-term investment segment by OJK. Even though they have started investing, most of the Z generation still feel they are limited to basic knowledge. The purpose of this study was to determine the effect of financial literacy, motivation, religiosity, and perceived ease on interest in investing in Jabodetabek Generation Z in sharia mutual funds. The quantitative approach is the research method chosen to conduct this research. The sample used is 100 people who are Generation Z who are in the Greater Jakarta area and have an understanding of sharia mutual funds. The use of Likert scale is used in the questionnaire to obtain data. This study uses multiple linear regression analysis which is supported by validity and reliability tests, classical assumption tests, and hypothesis tests consisting of F test, T-test, and coefficient of determination test assisted by SPSS version 25 software. The results of this study indicate a large influence of financial literacy, motivation, religiosity, and perceived ease of interest in investing in Jabodetabek Generation Z. in sharia mutual funds by 58.3%, the remaining 41.7% is influenced by other factors, while financial literacy, motivation, and perceived convenience have a significant effect on interest in investing in Jabodetabek generation Z in sharia mutual funds, but the religiosity variable does not significantly affect investment interest in generation Z in sharia mutual funds.
Peran Remaja Milenial Terhadap Transformasi Desa Wisata Religi Menuju Desa Wisata Halal Studi di Desa Rogoselo Adinugraha, Hendri Hermawan; Happy, Firman; Ma'ruf, Hasan; Wahid, Maulida Isnanini Afwa
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 8, No 1 (2022)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v8i1.2771

Abstract

This study aims to describe the role of millennial youth in the transformation of a religious tourism village to a halal tourism village in Rogoselo village. This research is a qualitative research with a phenomenological approach. The data collection technique used in this research is the triangulation method, namely participant observation, in-depth interviews, and documentation. The findings of this study explain the concept of millennial youth participation in the transformation of religious tourism to halal tourism in Rogoselo village. It has provided insight into how an organization in Rogoselo village (BUMDes, Pokdarwis, and Karang Taruna) can and should manage its potential human resources to advance the village through the agricultural tourism sector in rural areas. The participation and collaboration of youth and Rogoselo village communities has increased and contributed to the process of transforming religious tourism into halal tourism. These findings are called the millennial based halal tourism village, which is a collaborative participatory model for millennial youth and rural communities in realizing the transformation of religious tourism towards halal tourism in Rogoselo village which is more equitable and just.
Pengaruh Persepsi, Religiusitas, dan Pendapatan Masyarakat Muslim Kabupaten Sleman Terhadap Minat Berwakaf Uang Suhasti, Wuri; Handayani, Lazinatul Febry; Winarno, Yulianto P
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 8, No 1 (2022)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v8i1.2908

Abstract

Potential for money waqf in Sleman Regency is around IDR 35 billion per month or IDR 420 billion per year. However, the magnitude of this potential is in fact still not being managed optimally. This is happen because public knowledge and education about mon`ey waqf is still very low. Money waqf is expected to be a solution to people's economic problems, because money waqf is considered to be more effective and efficient. This study aims to determine the effect of perception, religiosity, and income of the Muslim community in Sleman Regency on the interest in money waqf. This research is a quantitative study using multiple linear regression data analysis techniques with dummy variables as well as t test and F test. The data was obtained through distributing questionnaires to 175 respondents using purposive sampling technique. The results of this study indicate that, partially, the perception variable has a significant influence on the interest in money waqf. Meanwhile, the religiosity variable and the income variable did not have a partial significant effect on the interest in money waqf. Based on the results of the F test, the variables of perception, religiosity, and income have a simultaneous and significant effect on interest in money waqf, as evidenced by the value of sig. of 0.00 < 0.05.
Ketahanan Perbankan Syariah Indonesia Terhadap Fluktuasi Kondisi Makroekonomi dan Kondisi Fundamental Saat Pandemi Covid-19 Yuningsih, Ayu; Alfiah, Esti
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 8, No 1 (2022)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v8i1.2748

Abstract

The Covid-19 pandemic has forced all sectors, especially the financial institution sector, to work hard to maintain their institutions to be able to generate profits under fluctuating conditions. Therefore, this study aims to analyze the resilience of Islamic banking in maintaining its profitability amidst fluctuations in macroeconomic conditions and fundamental conditions during the COVID-19 pandemic. This study uses a quantitative approach and is based on time series data (ime series). This research was conducted at Islamic Commercial Banks in Indonesia. The data used is secondary data which includes data on Return On Assets (ROA), Non Performing Financing (NPF), Financing to Deposite Ratio (FDR) obtained from SPS OJK, economic growth data (IPI), obtained from the official website of Bank Indonesia. (BI), and data on inflation and interest rates (BI Rate) obtained from the official website of the Central Statistics Agency (BPS). The data used is aggregated data that is presented monthly for the period January 2016 to March 2021. Data analysis in this study uses a vector error correction model (VECM) as an approach to see short-term relationships, and cointegration tests as an approach to see indications of long-term relationships. . The results showed that the profitability of Islamic banking is influenced by macroeconomic conditions, namely inflation. Meanwhile, the IPI and BI Rate do not have a significant effect on the profitability of Islamic banking. Likewise, the fundamental conditions of Islamic banking, NPF and FDR do not have a significant influence on the profitability of Islamic banking.
Strategi Keberlanjutan Baitul Maal Wat Tamwil di Kota Yogyakarta Dengan Metode Analytical Network Process Khairunnisa, Inas; Mukhsin, Muhamad; Roni, Abdul
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 8, No 1 (2022)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v8i1.2904

Abstract

The purpose of this research is to find out the problems to the sustainability strategy of BMT in the city of Yogyakarta so that it can operate in the long term. This study uses the Analytical Network Process (ANP) method with a sample of 9 people consisting of BMT practitioners, academics, and regulators. This research is a descriptive qualitative research. This research shows that priority issues that need to be addressed are: 1) Regulation and supervision, 2) Market/communal, 3) Management, 4) Human Resources (HR), 5) Infrastructure. Experts agree that the priority solution is the regulatory and supervisory aspect with a rater agreement value of W = 0.4907. While there are five strategies, namely 1) Optimizing the role of the government, especially to support the sustainability of BMT, 2) Improving the HR education system that is integrated into Islamic economics in theory and practice, 3) Development of institutional and operational infrastructure, 4) Outreach to the community in collaboration with relevant stakeholders, 5) Development of monitoring system and reporting system. The respondents have varied opinions with a value of W = 0.2145. This research has implications for the theory of BMT and BMT sustainability problems in the city of Yogyakarta, the policies taken to support the existence of BMT.
Pengaruh Iklan, Diskon dan Teman Sebaya Terhadap Impulse Buying Dalam Pembelian Produk Fashion Harpepen, Andi
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 8, No 1 (2022)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v8i1.2768

Abstract

This study aims to determine the effect of advertising, discounts and peers on impulse buying in the purchase of Fashion Products, with a sample of 99 students of IAIN Bengkulu. The analysis technique used in this research is multiple linear regression. The results showed that partially advertising, discounts and peers have an effect on impulse buying, while simultaneously advertising, discounts, and peers have an effect on Impulse Buying with a large effect of 63.2% and 36.8% influenced by other factors outside the study
Konsep Mudharabah Dalam Mendukung Umkm di Masa Pandemi Covid-19 Fawahan, Lian; Marianingsih, Ita
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 8, No 1 (2022)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v8i1.2905

Abstract

This study aims to analyze the concept of mudharabah financing in supporting MSMEs during the covid-19 pandemic. This study uses qualitative descriptive that uses literature studies quoted from book journals and relevant websites. The purpose of this study is to provide alternatives for MSMEs in the face of the covid-19 pandemic and help the Indonesian economy as a whole. The result of the study show that  mudharabah financing with a revenue sharing system can relieve MSMEs during the Covid-19 pandemic. With the financing of mudharabah MSME actors  get capital in the time of the pandemic crisis without being burdened with interest because the concept of Mudharabah is not only about profit sharing but also about for loss, where MSME actors as mudharib and Islamic banks as shohibul maal. Islamic banks with the concept of Mudharabah Muqayyaddah also give directions to MSME actors about businesses that have opportunities in the Covid-19 pandemic. So Islamic bank not only provide capital but also provide education to MSME actors. 
Pemahaman Pengelola Tentang Mudarabah dan Aplikasinya Dalam Lembaga Keuangan Mikro Syariah di Jawa Timur Nurohman, Dede
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 8, No 1 (2022)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v8i1.2769

Abstract

This paper aims to determine a comprehention of manager about a mudarabah contract and its application in Islamic microfinance institutions (LKMS). The research method used field research with a qualitative research type. The locus is in Kediri and its surroundings. The research subjects are LKMS managers. The method of sampling is purposive sampling. Data obtained from observations, documentation and in-depth interviews. The results showed that the understanding of the LKMS manager regarding the mudarabah contract had the same understanding as the fiqh literature as stated by the DSN-MUI fatwa. However, the application is different. With the fatwa, LKMS is more careful in distributing its funds. This is because LKMS only acts as an intermediary institution that represents depositors (savers customers) to ensure that the funds are safe and generate profit sharing.
Pengaruh Profitabilitas Terhadap Harga Saham Pada Jakarta Islamic Index Tahun 2018-2020 Fitriani, Melsa; Indra, Yetti Afrida
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 8, No 1 (2022)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v8i1.2906

Abstract

This study aims to determine the effect of Return On Assets, Return On Equity, and Net Profit Margin on stock prices on the Jakarta Islamic Index in 2018-2020. The data used in this study is secondary data with documentary and library data collection techniques sourced from www.idx.co.id. The population of this study is all issuers included in the Jakarta Islamic Index on the Indonesia Stock Exchange with a period of 3 years, namely between 2018-2020, totaling 30 companies. The data analysis technique used in this study is panel data regression with Eviews 8 software for the Fixed Effect Model estimation model, where this model is tested with the Chow test and Hausman test. The results of this study indicate that Return On Assets and Return On Equity have a positive and significant effect on stock prices while Net Profit Margin has a positive and insignificant effect on stock prices in JII in 2018-2020. R-squared value of 0.867787 indicates that stock prices can be influenced by the value of Return On Assets, Return On Equity, and Net Profit Margin of 86.78%, while the remaining 13.22% is influenced by values or other factors outside these variables.
Peningkatan Profitabilitas Melalui Efisiensi Modal Kerja dan Likuiditas Pada Perusahaan Terdaftar di Jakarta Islamic Index (JII) Monalisa, Helen; Asnaini, Asnaini
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 8, No 1 (2022)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v8i1.2770

Abstract

This study aims to analyze the increase in profitability through working capital efficiency and liquidity in companies listed on the Jakarta Islamic Index (JII) for the period 2018-2020. The population of this study are 40 companies listed on the Jakarta Islamic Index (JII) for the period 2018-2020. The technique used in determining the sample is purposive sampling technique with a total sample of 15 companies. The results showed that working capital efficiency had an effective and significant effect on increasing profitability, while liquidity had a positive and insignificant effect on increasing profitability. The R-square value of 0.674286 indicates that the 67.42% increase in profitability indicated by ROE can be influenced by working capital efficiency and liquidity, while 32.58% is influenced by other variables outside of these variables.

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