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Konsep Self-Interest dan Maslahah dalam Rasionalitas Ekonomi Islam Nurohman, Dede
ISLAMICA: Jurnal Studi Keislaman Vol 5, No 1 (2010): Islamica
Publisher : Program Pascasarjana UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (117.234 KB) | DOI: 10.15642/islamica.2010.5.1.100-115

Abstract

Two important concepts in economics represent the main ideas that this paper is concerned with, namely the concept of self-interest and mas lah ah. These two concepts will be analyzed in the light of what is commonly known as the economic rationality. The rational dimension of economy is about the individual act in consumption and production. An act in consumption and production—like in any other acts—is called rational as long as it is line with one’s logic. When an act is done not in a proper concordance with logic, then the act is not rational. Pure Capitalism in which one would justify his/her acts of oppressing others economi cally for example, cannot be called rational because it is not logical and is not in a proper consonance with the ethical values. We argue therefore that the rational dimension coupled with its ethical apparatus must represent the heart of all economic activities if a healthy economic foundation is to be established. Here we contend that self-interest—as opposed to maslahah—hasno place whatsoever in the whole schemata of rational economy. On the contrary, mas lahah is an alternative for the already hegemonic system of global economy in which self-interest is its core. Maslahah ah is to do with society-interest and not self-interest. At the end, this paper is a critique against the global capitalistic economy that has failed to establish justice and equality for all.
SKENARIO PERTUMBUHAN EKONOMI PASCA COVID-19 DI TULUNGAGUNG Nurohman, Dede; Aziz, Abd; Fahmi, Moh. Farih
Kodifikasia: Jurnal Penelitian Islam Vol 15, No 1 (2021)
Publisher : IAIN PONOROGO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/kodifikasia.v15i1.2280

Abstract

Dampak COVID-19 sangat terasa terlebih sektor ekonomi. Upaya pemerintah dalam menghadapi virus ini mulai pemberian stimulasi ekonomi hingga himbauan sosial dalam bentuk; social distancing, PSBB, larangan mudik, sampai new normal dimaksudkan agar keselamatan warga terjaga sekaligus sektor ekonomi tetap berjalan. Tulisan ini mengarahkan kajiannya pada bagaimana dampak ekonomi di Tulungagung dan langkah startegis apa yang seharusnya dilakukan. Pendekatan dalam penelitian ini adalah kualitatif berjenis library research dan bersifat inferential. Analisis data dilakukan dengan menggunakan content analysis. Literatur diambil dari berbagai sumber resmi, informasi, dan berita yang beredar secara online terkait ekonomi. Hasil penelitian menunjukkan bahwa di Tulungagung masih belum bisa digambarkan secara pasti kondisi ekonomi setelah masa pandemi. Namun, untuk mempertahankan pertumbuhan ekonominya, Tulungagung dapat mempertimbangkan dua skenario, skenario dengan PSBB dan tanpa PSBB. [The impact of COVID-19 is too felt especially in the economic sector. Government efforts in dealing with this virus began to provide economic stimulation to social appeals in the form of; social distancing, PSBB, prohibition of going home, until new normal poicy is intended so that the safety of citizens is maintained as well as the economic sector continuesly grows. This paper directs his study on how the economic impact in Tulungagung and what strategic steps should be taken. The approach in this research is qualitative research in library research type. Data analysis was performed using content analysis. The results showed that in Tulungagung still could not be described with certainty the economic conditions after the pandemic. However, to maintain economic growth, Tulungagung can consider two scenarios, a scenario with PSBB and without PSBB.]
KONSEP RISIKO BISNIS DALAM ISLAM DAN RELEVANSINYA BAGI PRAKTIK MUDARABAH PADA LEMBAGA KEUANGAN SYARIAH Nurohman, Dede
Risâlah, Jurnal Pendidikan dan Studi Islam Vol 8 No 1 (2022): Pendidikan dan Studi Islam
Publisher : Fakultas Agama Islam Universitas Wiralodra Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/jurnal_risalah.v8i1.235

Abstract

This paper aims to build the concept of business risk in an Islamic perspective by making the mudarabah financing product as a starting point for the development of the theory. This research includes library research. The method of collecting data is documentation, collecting relevant library sources both in print and electronic form. The library sources were analyzed through Content Analysis with the stages of data reduction, data presentation, and taking conclusions or verification. The results of the research indicate that the concept of risk that has been understood and practiced in Islamic business and financial institutions is oriented only to the materialism value. It is not in accordance with the spirit of Islamic economics. Islam views risk not only on the aspect of material gain and loss, but more importantly, Islam prioritizes the value of maslahah. Therefore, mudarabah which is considered a product that contains a high risk, for the Islamic economy, the risk inherent in mudarabah is an opportunity to achieve the ideal goal, namely the creation of benefit in the form of increasing the welfare of the poor, in accordance with the noble values ​​contained in the mudarabah itself. The results provide an initial framework for the development of Islamic risk management discipline.
BERKAH DALAM PERILAKU KONSUMSI MASYARAKAT MUSLIM PERUMAHAN TULUNGAGUNG Nurohman, Dede
An-Nisbah: Jurnal Ekonomi Syariah Vol 9 No 1 (2022): An-Nisbah
Publisher : IAIN Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.v9i1.5484

Abstract

This study aims to reveal the interpretation of the Muslim housing community about the meaning of blessings in their lives and relate it to their consumption behavior, especially in determining the criteria for sellers that contain blessings. This study used a qualitative approach and data mining was carried out using interview, observation and FGD techniques. This study found that their interpretation of blessings was divided into three, namely; blessing as a transcendent value, blessing as a condition, and blessing as a means. In the context of consumption activities, their understanding of the seller's criteria states that the seller's blessing lies with three criteria, namely; sellers who are elderly and serve honestly and friendly, sellers who have the status of students, have the title hajj/hajah, and sellers are male. This finding is expected to provide consideration for the importance of the blessing factor in the formulation of the theory of consumption behavior in Islam.
Extraction Mudarabah from IFI: Reposition of Mudarabah as a Cooperation System of Islamic Socio-Economics Nurohman, Dede
EQUILIBRIUM Vol 10, No 2 (2022): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v10i2.15590

Abstract

Mudarabah is the core of the Islamic cooperation system, which is expected to improve people's welfare. Its practice in Islamic Financial Institutions (IFI) has not realized that goal. One reason is forcing this system to become a profit-oriented formal financial institution. This paper aims to reveal the problems of the institutionalization of mudarabah and attempt to reposition it from IFI to a cooperation system of Islamic socio-economic so that the lofty goals of this system can be realized. This research uses literature and field studies. Data mining techniques use documentation, interviews, and participant observation. The research findings show that four aspects are applied in worksheets that conflict with the essential characteristics of mudarabah, namely, capital and determination of profit sharing, business management, determination of business period, and guarantees. Efforts to reposition mudarabah into the cooperation system of Islamic socio-economic are carried out by removing mudarabah from the IFI and allowing it to become a cultural system that facilitates community needs in economic interaction or to become a cooperation system within the Baitul Mal which positions the Baitul Mal as nothing more than a facilitator that brings together sahibul mal and mudarib.
Sosioantropologi Pendidikan Islam: Mengintegrasikan Perspektif Sosial, Budaya, dan Antropologi Adiyono, Adiyono; Nurohman, Dede; Harun, Makmur
Al-Banjari : Jurnal Ilmiah Ilmu-Ilmu Keislaman Vol. 23 No. 1 (2024)
Publisher : Pascasarjana UIN ANTASARI Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/albanjari.v23i1.13605

Abstract

This study aims to examine the Islamic education system through a multidisciplinary perspective that integrates social, cultural, and anthropological aspects. The method used is a systematic literature review utilizing the ERIC, Crossref, Science Direct, JSTOR, ProQuest, and Google Scholar databases. The selection process, data extraction, and analysis were conducted systematically to ensure reproducibility and transparency. The results showed: 1) A multidisciplinary approach is essential in understanding the complexity of the Islamic education system; 2) Social, cultural, and historical factors have a profound impact on the philosophy and practice of Islamic education; 3) Anthropological perspectives are instrumental in understanding the influence of religious values and traditions on educational experiences; 4) This integrated approach has significant implications for educators, practitioners and policy makers in the field of Islamic education. The study concludes that the integration of social, cultural and anthropological perspectives provides a more comprehensive understanding of Islamic education. The implication is that a holistic approach is needed in curriculum development, teacher training and Islamic education policy. The study also identifies gaps in the literature and suggests directions for future empirical research.
Pengaruh Indeks Harga Konsumen, Inflasi, Dan Kemiskinan Terhadap Produk Domestik Bruto Provinsi Jawa Timur Munir, Muh. Misbakhul; Nurohman, Dede
EKONOMI BISNIS Vol. 27 No. 2 (2021): EKONOMI BISNIS
Publisher : Universitas Islam Syekh-Yusuf

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33592/jeb.v27i2.1878

Abstract

Penelitian ini bertujuan untuk menjelaskan Indeks Harga Konsumen (IHK), inflasi, kemiskinan yang mempengaruhi Produk Domestik Bruto (PDB) provinsi Jawa Timur. Pengambilan sampel dilakukan dengan teknik nonprobability sampling. Sampel dalam penelitian ini data time series dari tahun 2009 sampai 2018 yang diambil dari website resmi Badan Pusat Statistik (BPS) provinsi Jawa Timur. Analisis data yang digunakan adalah uji asumsi klasik, uji regresi linier berganda, uji hipotesis. Hasil penelitian menunjukkan bahwa IHK, inflasi tidak berpengaruh signifikan terhadap PDB, kemiskinan berpengaruh signifikan terhadap PDB, dan IHK, inflasi, kemiskinan secara simultan melalui uji f berpengaruh terhadap PDB. Berdasarkan hasil penelitian, diharapkan Pemerintah Provinsi Jawa Timur dapat meningkatkan jumlah lapangan pekerjaan untuk mengurangi tingkat kemiskinan, serta meningkatkan jumlah pendapatan untuk memberikan kontribusi terhadap pertumbuhan PDB. Selain itu pemerintah perlu tetap mengontrol tingkat inflasi agar nilai dari IHK dapat terkendali.
Overview Of The Implementation Of Profit Sharing System In Islamic Commercial Banks In Indonesia Pratiwi, Putri Hadiyanti; Nazulah, Laili Irfatun; Huda, Qomarul; Nurohman, Dede
IQTISHADUNA Vol. 15 No. 1 (2024): IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam
Publisher : UIN Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/iqtishaduna.v15i1.10298

Abstract

Profit-sharing system is a special feature of Islamic banking to be offered to the public as a substitute for interest in conventional banks that are considered to contain elements of usury. Identification of problems based on data and previous research is to review how the application of profit-sharing that is characteristic of Islamic banks as a substitute for usury solution, whether the majority of Muslim Indonesians have made maximum use of the profit-sharing system, and whether Islamic banks carry out their financing activities by Sharia provisions. The purpose of this study was to determine the application of the profit-sharing system in Islamic commercial banks in Indonesia and the comparison of the Mudharabah and Musharakah financing systems with the Murabahah financing margin. This research uses qualitative methods of library research approach (literature study). Data analysis techniques using qualitative data Miles and Huberman models. As a result, the application of profit sharing in 12 Sharia commercial banks (BUS) in Indonesia is greater than the financing of Musharakah financing Mudharabah. Comparison of Mudharabah and Musharakah financing with a profit-sharing system with Murabahah financing, namely as of December 2022, Murabahah financing is still the largest financing in demand by the Indonesian people. This is because financing with a profit-sharing system contains many risks.
Beyond Satisfaction dalam pemenuhan kepuasan dan loyalitas Konsumen atas layanan jasa Grab di Tulungagung Maarif, Sultan Hakim; Nurohman, Dede
Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Vol. 5 No. 7 (2023): Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan
Publisher : Departement Of Accounting, Indonesian Cooperative Institute, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/fairvalue.v5i7.2974

Abstract

The development of the current modern era, one of which is the development of the world of transportation in Indonesia, especially in the city of Tulungagung, is the focus of research, namely the service of Grab drivers, which refers to standard operating procedures from companies for service to consumers in order to fulfill customer satisfaction and loyalty. This study aims to reveal the services provided by Grab drivers in fulfilling customer satisfaction through the implementation of standard operating procedures that apply within the company. This study uses a qualitative method, where the results of the research are in the form of interviews conducted with Grab drivers and consumers of Grab in the city of Tulungagung. The results of research on the application of services in the field sometimes differ from the provisions of the company in terms of any aspect field workers understand customers better. Services outside the SOP really need to be done as long as they are still at a reasonable level, safe to do, and also make the relationship between the service seller and the customer sustainable. The concept of service is more carried out by a Grab driver with the aim of customer satisfaction and loyalty.
Strategi Peningkatan Kesadaran dan Motivasi Masyarakat untuk menjadi Donatur LAZIS: Studi Kasus di Lembaga Zakat Infak dan Sedekah Muhammadiyah Oktavia, Novi Tri; Sujianto, Agus Eko; Nurohman, Dede; Nurhayati, Dwi Astuti Wahyu
AL-Muqayyad Vol. 7 No. 1 (2024): Al-Muqayyad
Publisher : STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/jam.v7i1.1907

Abstract

The aim of this research is to increase people's motivation to become LAZIS donors, especially LAZISMU. Qualitative research method with case study research using the help of NVivo data analysis. The results showed that the efforts of LAZISMU Tulungagung to increase Muslim awareness in ZIS through the distribution of brochures, installation of flayers in several places, and digital boxes on infak boxes in coffee shops or cafes which the QR code is attached to the media. To facilitate muzakki who want to make zakat payments during the month of Ramadan, LAZISMU Tulungagung opened outlets in several mosques in the Tulungagung Regency area. Until now, LAZISMU Tulungagung is still constrained in socialization and awareness ofthe importance of conducting zakat; and the low motivation of being LAZIS donors. Evaluation which was carried out by LAZISMU Tulungagung by delivering whatsapp blasts related to collection, programs, or words of encouragement to pay zakat and infaq through whatsapp blast messages that donors or muzakki can submit a review of the services provided by LAZISMU Tulungagung.