cover
Contact Name
Dhita Febyanti
Contact Email
editor@ijefm.co.in
Phone
+6281315458523
Journal Mail Official
editor@ijefm.co.in
Editorial Address
Jl. Raya Pemda Pajeleran Sukahati No. 41 Cibinong, Bogor. 16913
Location
Kab. gresik,
Jawa timur
INDONESIA
Journal of Ekonomics, Finance, and Management Studies
ISSN : 26202956     EISSN : 27470490     DOI : https://doi.org/10.47467/elmal.v5i12
Core Subject : Religion, Economy,
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam mempublikasi hasil riset dan kajian terkini bidang ekonomi, keuangan, manajemen dan bisnis Islam. Mulai 2011, jurnal ini terbit tiga kali setahun setiap Maret, Juli dan November. Jurnal ini dikelola oleh Pusat Riset dan Kajian Strategis (PRKS) Masyarakat Ekonomi Syariah (MES) Bogor Raya bekerjasama dengan Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor, Institut Agama Islam (IAI) Sahid Bogor dan Institut Umum Quro Al-Islami (IUQI) Bogor. P-ISSN 2620-2956 E-ISSN 2747-0490.
Articles 1,633 Documents
Analysis of Competence and Work Experience on Employee Performance with Incentives as Intervening Variables PT Shopee International Indonesia Eddy Prastyawan; Sarsono; Ida Aryati DPW
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 4 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i4.6892

Abstract

The research aims to examineRegarding the Role of Competence and Work Experience on Employee Performance with Incentives as an Intervening Variable (Study at PT Shopee International Indonesia Surakarta Branch)using the Purposive Sampling method as a sampling technique. In this context, researchers select samples that are considered to represent certain characteristics that are relevant to the research objectives. Of the 114 sample data above, consisting of employees from PT Shopee International Surakarta branch from various departments such as Operational (50 employees), Quality Assurance (54 employees), and Human Resources (10 employees), with permanent employee status and have a work period of the same or more than 2 years. The variables used in this study are as follows: The Dependent Variable (Y) in this study is Employee Performance, the Independent Variable (X) in this study is Competence (X1) and Work Experience (X2) and the Intervening Variable in this study is Incentive (Z). Testing in this study was carried out using the Structural Equation Model (SEM) approach based on Partial Least Square (PLS) which is based on components or variants.Competence and Work Experience have a direct effect on the performance of employees of PT Shopee International Indonesia, Surakarta branch. The statement that incentive variables have an effect on performance and also mediate the relationship between competence and work experience on performance shows that financial incentives play an important role in improving employee performance. Keywords: Employee Performance, Competence, Work Experience, Incentives
Transformasi Sektor Ekonomi DKI Jakarta: Analisis LQ, Tipologi Klassen dan Shift Share Dafis Israndi Nasution; Benardin
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 4 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i4.6911

Abstract

This study identifies economic sectors with comparative advantages and that contribute significantly to regional economic growth. Secondary data used in this study are the GDP value of DKI Jakarta Province and Indonesia's GDP at constant prices from 2017 to 2023. The research methodology used is LQ Analysis, Klassen Typology and Shift Share Analysis. Based on the results of the study, in 2017 there were four sectors that supported the economic activities of DKI Jakarta Province, while in 2023 there were three main sectors. In addition to providing in-depth information on the potential areas for regional economic development plans, this study also provides useful guidance for policy makers and other relevant stakeholders to create inclusive and sustainable economic development plans.
Analisis Tantangan dan Peluang Perbankan Syariah di Kabupaten Sinjai Syamsul; Muhammad Fajrin Adnan; Saiful Muchlis; Lince Bulutoding
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 4 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i4.6912

Abstract

The Islamic banking and finance industry in Indonesia in general faces significant challenges and opportunities in the face of a growing competitive market. Although the majority of Indonesia's population is Muslim, this is not enough to support the development of the Islamic economy, especially Islamic financial institutions. Public awareness of Islamic banking and financial literacy is still very low. This implies that there are still many people who do not understand sharia principles in economic activities and align Islamic banks with conventional banks. Then, the lack of regulation and government support as well as sharia compliance are the main concerns of Islamic financial institutions. However, in the midst of these challenges, there are very potential opportunities for the Islamic banking and finance industry to grow and expand market reach. By increasing public awareness through socialization, literacy programs, providing adequate regulatory support, and implementing financial technology and strategic partnerships, this industry can make a greater contribution in strengthening the Indonesian economy in general and in Sinjai district in particular. In conclusion, these strategic measures will greatly assist the Islamic banking and finance industry in overcoming challenges and capitalizing on better future opportunities.
Analisis Strategi Inovasi dan Keunikan Produk Terhadap Keunggulan Bersaing Haura Ananda Putri; R. Deni Muhammad Danial; Faizal Mulia Z
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 4 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i4.6935

Abstract

The development of time and technology has an impact on human life, especially in today's business world. Business growth in the culinary sector such as cafes and restaurants. In the city of Sukabumi, the growth of this type of catering business is quite high. The growing business in the culinary world will lead to increasingly fierce competition, with a variety of increasingly diverse food and beverage menus that can offer new product innovations in unique types and flavors as well as services and good facilities. The aim of this study was to determine the impact of the company's innovation strategy and product uniqueness on increasing competitive advantage. The research method used is a quantitative method with a descriptive and initiative approach. The sampling method used in this study was non-probability sampling with a saturated sampling method where 50 café and restaurant owners in Cikole District, Sukabumi City were selected as respondents. The data analysis technique used in this study is multiple linear regression. The results of the study based on the simultaneous test (F-test) and partial test (T-test) show that innovation strategy and product uniqueness have a significant effect on increasing competitive advantage. The results of the correlation test with SPSS version 25 show that the innovation strategy and product uniqueness have a value of 0.880 in increasing competitive advantage, which means that these results have a “very good” influence and a positive relationship. The results of the test of determination with innovation strategy and product uniqueness in increasing competitive advantage are 77.5%, while the remaining 22.5% is due to the influence of other factors outside this study.
Implementasi Teknologi Finansial pada Layanan di Sekolah RCC Selangor, Malaysia Asminah; Alfi Amalia
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 4 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i4.7297

Abstract

This study aims to determine the implementation of financial technology in services at the RCC Selangor, Malaysia. This method uses qualitative, data collection techniques are interviews, observations, and documentation. The subjects of the study were the administrators and teachers at the RCC Selangor school, Malaysia. The results of the study show that the implementation of financial technology in services at RCC Selangor school is good and has used modern technology, especially since malaysia is a developed country. RCC Selangor school implements financial technology as a service to make it easier for parents to play school fees and make it easier for teaching staff to make reports.
Analisis Peran Manajemen Risiko pada Produk Gadai Emas di Pegadaian Syariah Ngabul Jepara Shofi’atun Ni’mah; Wahidullah; Zahrotun Nafisah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 4 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i4.7308

Abstract

Sharia Pawnshop is a financial institution that provides pawn services based on sharia principles, including gold pawning products that carry specific risks. This study aims to analyze the risk management applied to gold pawning products at the Sharia Pawnshop in Ngabul Jepara. The research method used is a qualitative approach with a descriptive analysis. Data were collected through in-depth interviews with Sharia Pawnshop officials, direct observations, and literature studies from various relevant sources. The study results indicate three main types of risks in gold pawning products: market risk, credit risk, and operational risk. Market risk is related to gold price fluctuations that may affect the collateral value. Credit risk arises from potential customer defaults, while operational risk stems from errors in transaction processes and gold appraisal. The Ngabul Jepara Sharia Pawnshop has implemented risk mitigation strategies, such as strict customer evaluations, adjusting collateral value based on current gold prices, and strengthening internal supervision. The study concludes that effective risk management is essential to maintaining the stability and sustainability of Sharia Pawnshop operations. The findings of this study can serve as a reference for developing more optimal risk mitigation strategies in Islamic financial institutions.
Eksplorasi Efisiensi Biaya Produksi Usaha Tani Jagung Berbasis Budaya Motiayo Di Desa Huntulohulawa Inul Hemeto; Tri Handayani Amaliah; Muzdalifah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 4 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i4.7394

Abstract

This research aims to explore the level of cost efficiency of corn farming based on Motiayo culture carried out by corn farmers in Huntulohulawa Village. This study uses a Qualitative research method with an Ethnomethodology approach. The data sources used in this study are primary data. Data analysis techniques in this study follow ethnomethodology rules, including data reduction, data presentation, indexicality, reflexivity and drawing conclusions. The results of the study show that with the Motiayo culture, the efficiency of corn farming production costs can be achieved without eliminating the value of togetherness or social values. The production costs of corn farming in Huntulohulawa Village in general are Rp. 9,460,000. With the motiayo culture, farmers do not incur labor costs in the form of wages for workers during the spraying, planting, fertilizing, maintenance, and harvesting processes. So that farmers can save costs of Rp. 3,400,000.
Analisis Strategi Manajemen Operasional pada Tadika Al-Fikh Orchard Pendamar Indah 2 Malaysia Syehnaz Sahin Shiddiqi; Uswah Hasanah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 4 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i4.7401

Abstract

This research study investigates the pivotal function of strategy, operational management, and human resource management in the context of Tadika Al-Fikh Orchard Pendamar Indah 2, Malaysia.The objective of this research is to ascertain the interrelationships among these components and their practical ramifications for enhancing efficiency and effectiveness in business.Utilising a qualitative approach, data was collected through interviews and document analysis to ensure a comprehensive understanding of prevailing management practices. The findings indicate that an integrated strategy that aligns operational and human resource management enhances the resilience of institutions and fosters competitive advantage. These results suggest that organisations should prioritise strategic alignment to ensure dynamic survival and facilitate further research in developing adaptive management frameworks.
Pengaruh Ukuran Perusahaan, Volume Perdagangan Saham, dan Kebijakan Dividen Terhadap Volatilitas Harga Saham Pada Perusahaan Yang Terdaftar Di Jakarta Islamic Index Ikhbal Septyaji Putranto Trijasa; Muhammad Sholahuddin
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 3 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i3.7469

Abstract

This study examines the impact of firm size, stock trading volume, and dividend policy on stock price volatility in companies listed on the Jakarta Islamic Index (JII) from 2020 to 2023. Using a quantitative approach, the research analyzes 13 firms that consistently remained in JII and dis-tributed dividends, resulting in 52 observations. Panel data regression processed through E-Views 12 is employed to assess relationships between variables. The findings indicate that firm size has a significant negative effect on stock price volatility, whereas trading volume and dividend policy, measured by the Dividend Payout Ratio (DPR), show no significant influence. However, the study is limited by its small sample size, restricted variables, and exclusive focus on JII stocks. Future research should explore additional variables, extend the observation period, and include broader samples beyond JII-listed companies for more comprehensive results.
Pengaruh Modernisasi Administrasi Perpajakan, Tax Knowledge, Sanksi Perpajakan Dan Kualitas Pelayanan Perpajakan Terhadap Kepatuhan Wajib Pajak Orang Pribadi Dynanda Eliza Nadia Loka; Triyono
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 3 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i3.7472

Abstract

This study analyzes the effect of tax administration modernization, tax knowledge, tax sanctions, and quality of tax services on individual taxpayer compliance at KP2KP Pacitan. The approach used in this study is a quantitative approach. The population in this study were all individual taxpayers registered at KP2KP Pacitan. The sample was selected using the accidental sampling technique. Data were collected through questionnaires distributed directly or google form and measured using a Likert scale. Data analysis was carried out using multiple linear regression. The results of the study showed that all independent variables, namely tax administration modernization, tax knowledge, tax sanctions, and quality of tax services have a positive and significant effect on individual taxpayer compliance. The limitations of this study are the sampling using the Accidental Sampling technique so that the results of this study cannot be generalized because the samples are not random, and the use of some questionnaires in the form of hard files and some using google forms which can potentially be biased in filling. Further research is recommended to use a more random sample so that the results can be generalized, and can add other variables that may affect individual taxpayer compliance, such as Tax Burden to produce more comprehensive findings.

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