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Dhita Febyanti
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INDONESIA
Journal of Ekonomics, Finance, and Management Studies
Published by Universitas Muhammadiyah Gresik
ISSN : 26202956     EISSN : 27470490     DOI : https://doi.org/10.47467/elmal.v5i12
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam mempublikasi hasil riset dan kajian terkini bidang ekonomi, keuangan, manajemen dan bisnis Islam. Mulai 2011, jurnal ini terbit tiga kali setahun setiap Maret, Juli dan November. Jurnal ini dikelola oleh Pusat Riset dan Kajian Strategis (PRKS) Masyarakat Ekonomi Syariah (MES) Bogor Raya bekerjasama dengan Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor, Institut Agama Islam (IAI) Sahid Bogor dan Institut Umum Quro Al-Islami (IUQI) Bogor. P-ISSN 2620-2956 E-ISSN 2747-0490.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 1,633 Documents
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Implementasi Pengelolaan Manajemen Sumber Daya Manusia pada Tadika Brilliant BUDS Edukids Malaysia Runi Ananda; Isra Hayati
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 4 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i4.7474

Abstract

The study aims to determine the implementation of human resource management at Tadika Brilliant Buds Edukids Malaysia in making efforts to improve the quality of education and the effectiveness of human resource management in the future. Aspects of human resource management at Tadika Brilliant Buds Edukids Malaysia include the recruitment process, selection, orientation, performance management, and compensation. The method used in this study is a descriptive approach that is included in the qualitative category. The data sources obtained consist of primary data, such as the results of interviews with respondents, as well as secondary data including research journals, books, and documentation. Data collection techniques are carried out through observation, interviews, and documentation. The results of the study indicate that effective human resource management makes a significant contribution to improving the quality of education and child involvement. However, challenges such as limited resources must be overcome to achieve optimal results. Research can add valuable insight for Tadika managers in formulating better human resource management strategies to support the development of early childhood education.
Examining ROA, ROE, and FDR Contributions to CAR BSI During PostPandemic (2021-2023) Kumaidi
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 3 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i3.7478

Abstract

This study was conducted to determine the effect of Return on Assets (ROA), Return on Equity (ROE), and Financing to Deposit Ratio (FDR) on financial performance, both simultaneously and partially, in relation to the Capital Adequacy Ratio (CAR). The research focuses on Bank BSI Syariah Indonesia, and the research sample is based on secondary data from annual reports released between 2021 and 2023. To analyze the data, this study uses SPSS 18. Several stages of analysis include conducting multiple linear regression tests, which encompass T and F hypothesis tests. The analysis results show that ROA has a significant positive effect on CAR, meaning that the higher the ROA, the greater the bank's capital adequacy. Conversely, ROE and FDR show a negative effect on CAR, as an increase in both variables is inversely related to CAR values. These findings provide valuable insights for bank management to improve financial performance and maintain capital stability. It is hoped that this research will contribute to the literature on Islamic finance and assist regulators in formulating policies that support the stability of the Syariah banking sector in Indonesia.
Strategi Pemasaran Viral dalam Meningkatkan Awareness Merek di Media Sosial Melvin Krisdiana Djami Rane; Muammar Revnu Ohara; Andriya Risdwiyanto; Andreas Recki P.; Yeni
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 3 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i3.7487

Abstract

The purpose of this study is to determine the effectiveness of viral marketing strategies in increasing brand awareness on social media. This research approach collects data through literature studies, which involve reading literature from various sources including books, journals and reports using qualitative and deductive approaches. The findings in this study are that there are 6 elements of viral marketing that are used to increase effectiveness in increasing brand awareness, namely Providing valuable products or services, Providing easy transfer to others, Increasing, Exploiting common motivations and behaviors, Leveraging existing communication networks, and Leveraging other people's resources. In addition, viral marketing strategies have also proven effective in increasing brand awareness on social media. By utilizing relevant and creative content, the right timing in distributing content, the right audience, high interaction and engagement, and utilizing popular social media platforms such as Instagram, Facebook, TikTok, and YouTube, it can increase brand awareness, expand brand reach and encourage deeper engagement with the audience.
Analisis Dampak Kebijakan Perdagangan Internasional Terhadap Sektor Ekspor Rosdiana; Heppi Syofya; Novegya Ratih Primandari; Eva Yuniarti Utami; Nuralam
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 3 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i3.7488

Abstract

                The purpose of this study is to analyze the impact of international trade policies on the export sector. This research approach collects data through literature studies, which involve reading literature from various sources including books, journals and reports using qualitative and deductive approaches. The findings in this study are In international trade there are several policies that include tariffs, export subsidies, import authorities, local content requirements, government controls, and international trade agreements. In addition, there are impacts of international trade policies on the Indonesian export sector including international market access, protecting local industries, new market access, and quality standards.
Strategi Pemasaran Pariwisata melalui Influencer Marketing Donny Juliandri Prihadi; Arief Nuryana; Eva Desembrianita; Basnendar Herry Prilosadoso; Muhammad Sabir
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 3 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i3.7489

Abstract

The purpose of this study is to determine the effectiveness of tourism marketing strategies through influencer marketing. This research approach collects data through literature studies, which involve reading literature from various sources including books, journals and reports using qualitative and deductive approaches. The findings in this study are that influencer marketing is a powerful tourism marketing strategy in improving tourism image, building trust and credibility in tourism, reaching the right target audience, making tourism the center of attention, increasing trust, increasing engagement and conversion, strengthening social proof, increasing ROI (Return on Investment). In addition, influencer marketing is also an effective strategy in tourism marketing if done correctly. By determining campaign objectives, choosing the right influencers, determining the type of collaboration, creating interesting content, and measuring the success of the campaign. This can increase the attractiveness of tourist destinations and attract more tourists.
Analisis Penilaian Kesehatan Pada Bank Umum di Indonesia Hugo Prasetyo Winotoatmojo; Muhamad Risal Tawil; Diana Anggraini Kusumawati; Made Susilawati; Hartono
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 3 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i3.7490

Abstract

                The purpose of this study is to analyze and determine the health assessment of commercial banks in Indonesia. This study uses a qualitative approach with a literature study research design. This study uses a literature review type of various sources of reading articles, books, journals, and publications related to the health assessment of commercial banks, the legal basis of commercial banks, and RGEC. The findings in this study are that the health assessment of commercial banks is based on the Financial Services Authority Regulation (POJK) Number 4 / PJOK.03 / 2016 concerning the Health Assessment of Commercial Banks. Then the method used in the health assessment of commercial banks is the Risk-Based Bank Rating (RBBR) method, which includes Risk Profile, Good Corporate Governance, Earnings, and Capital (RGEC). The health assessment of commercial banks can also be classified into four levels of health, including PK-1 (Healthy / Very good), PK-2 (Quite Healthy / Good), PK-3 (Less Healthy), PK-4 (Unhealthy).
Faktor Eksternal dan Internal Masyarakat Blora Terhadap Kepatuhan Wajib Pajak Bumi dan Bangunan Eka Candra Ameria Wahyuningtiyas; Nur Prasetyo Aji
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 3 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i3.7497

Abstract

This study aims to analyze external and internal factors influencing land and building tax compliance in Banjarejo District, Blora. The research employs a quantitative approach using accidental sampling, with samples drawn from taxpayers based on the 2024 SPPT data. Data collection was conducted through questionnaires using a Likert scale and documentation methods. The variables examined include subjective norms, the role of village officials, education level, tax sanctions, and religiosity as independent variables, with taxpayer compliance as the dependent variable. Data analysis utilized multiple linear regression with classical assumption tests, F-tests, t-tests, and the coefficient of determination. The results indicate that subjective norms, the role of village officials, and education level do not significantly affect tax compliance. Conversely, tax sanctions and religiosity have a significant influence. The limitations of this study include a restricted research area and the absence of moderating or mediating variables. Future research is recommended to expand the research scope and incorporate additional variables such as tax socialization, income levels, and service quality for a more comprehensive analysis.
Implementasi Manajemen Keuangan untuk Membangun Kebiasaan Menabung pada Anak TK di Tadika Tahfiz Nur Furqan,Malaysia Ayu Dya Inayah; Syahrul Amsari
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 4 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i4.7499

Abstract

Financial management is a very important life skill to have from an early age. Saving education is an important step in forming financial management skills, self-control and planning for the future in children. Educational activities carried out at Tadika Tahfiz Nur Furqan aim to improve children's understanding of the importance of implementing savings habits from an early age which will help them develop positive habits in managing finances. Qualitative descriptive methods were applied in this study through data collection techniques, namely observation, interviews, and documentation. The data obtained were analyzed to improve children's understanding of saving habits. The results of the study showed that children did not yet understand financial management and the application of saving, resulting in low interest in saving. However, this education succeeded in instilling positive habits and awareness of the importance of discipline in managing money. The practice of saving by making piggy banks from paper not only increases children's creativity but can also foster a sense of ownership and strengthen understanding about saving.
Strategi Pemasaran untuk Meningkatkan Jumlah Pendaftar di Tadika: Studi Kasus di Tadika Al Fikh Orchard Bandar Parklands Malaysia Ade Ermanisa; Syahrul Amsari
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 4 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i4.7500

Abstract

This study aims to analyze the marketing strategies applied by Tadika Al Fikh Orchard Bandar Parklands in increasing the number of student enrollments. This research uses a qualitative approach with a descriptive method to describe the situation and conditions in the field in detail. Data were obtained through interviews, observation, and documentation. The results showed that Tadika Al Fikh Orchard has implemented a fairly appropriate market segmentation by targeting parents who want Islamic-based education and a child-friendly approach. However, there are challenges in terms of a less strategic location, which has led to a decrease in the number of student enrollments in recent years. In addition, promotion through social media and word of mouth proved effective, although direct promotion in the neighborhood still needs to be improved. Based on these findings, some suggestions are to expand market segmentation, increase aggressive promotion, consider opening branches in more strategic locations, and strengthen the advantages of the Islamic and Montessori-based curriculum. This research is expected to provide insights for Tadika Al Fikh Orchard to increase learner enrollment and strengthen its position in the early childhood education market.
Penerapan Manajemen Mutu dalam Meningkatkan Prestasi Anak Usia Dini di Tadika Didik Bistari Gemilang, Malaysia Liyana Adriana; Syahrul Amsari
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 4 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i4.7503

Abstract

This research aims to analyze the implementation of quality management implemented by Tadika Didik Bistari Gemilang in improving the achievement of early childhood. This research uses a qualitative descriptive method applied in this research through data collection techniques, namely observation, interviews and documentation. The results of this research show that in implementing quality management in improving early childhood achievement, researchers used 4 aspects, first, the education program offered at Tadika Didik Bistari Gemilang was adapted to the National Pre-School Standard Curriculum (KSPK) with the concept of integrated learning. The learning process is carried out using easy and fun methods, one of which is learning while singing and playing. Second, the Parenting and Care Program, which provides security, food, sleep, bathing and care from the time the children arrive until they return home. In the morning, the teacher welcomed the children and asked them to eat the morning snacks provided earlier. Third, infrastructure This can be seen from the condition of the safe, comfortable, clean, complete facilities, many toys that can be played before learning, as well as learning tools and media used to train students' focus and motor skills. And fourth, competent teachers to run and optimize educational programs and care and maintenance programs well, of course, the role of competent teachers is needed.

Page 106 of 164 | Total Record : 1633

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