cover
Contact Name
Dhita Febyanti
Contact Email
editor@ijefm.co.in
Phone
+6281315458523
Journal Mail Official
editor@ijefm.co.in
Editorial Address
Jl. Raya Pemda Pajeleran Sukahati No. 41 Cibinong, Bogor. 16913
Location
Kab. gresik,
Jawa timur
INDONESIA
Journal of Ekonomics, Finance, and Management Studies
ISSN : 26202956     EISSN : 27470490     DOI : https://doi.org/10.47467/elmal.v5i12
Core Subject : Religion, Economy,
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam mempublikasi hasil riset dan kajian terkini bidang ekonomi, keuangan, manajemen dan bisnis Islam. Mulai 2011, jurnal ini terbit tiga kali setahun setiap Maret, Juli dan November. Jurnal ini dikelola oleh Pusat Riset dan Kajian Strategis (PRKS) Masyarakat Ekonomi Syariah (MES) Bogor Raya bekerjasama dengan Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor, Institut Agama Islam (IAI) Sahid Bogor dan Institut Umum Quro Al-Islami (IUQI) Bogor. P-ISSN 2620-2956 E-ISSN 2747-0490.
Articles 1,633 Documents
Pengaruh Kompensasi, Motivasi , Disiplin Kerja Terhadap Kepuasan Kerja Karyawan PT. Abadi Raya Commerce Balikpapan Elok Fatoroni; Syahril Hasan; Tutik Yuliani
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 3 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i3.6775

Abstract

This study aimed to examine the impact of Compensation,Motivation, and Work Discipline on Job Satisfaction at PT Abadi Raya Commerce Balikpapan. The sample consisted of 52 employees, selected through purposive sampling and data collected via questionnaires. Data processing was conducted using Smart-PLS, analyzing outer and inner models, basic equations, and bootstrapping. The results indicate that Compensation,Motivation, and Work Discipline significantly influence Job Satisfaction at PT Abadi Raya Commerce Balikpapan.  
Kepuasan Kerja Dipengaruhi oleh Kompensasi, Motivasi dan Disiplin Kerja pada Karyawan PT. Supraco Indonesia Cabang Balikpapan Auliza Alifin Nadhiro; Syahril Hasan; Tutik Yuliani
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 3 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i3.6776

Abstract

The purpose of this research is to know the influence of Compensation, Motivation, and Work Discipline to Employee Job Satisfaction of PT Supraco Indonesia Balikpapan Branch. The type of research used is quantitative research. The sampling technique in this research is censused sampling with a population of 65 employees so the sample taken is all employees of PT Supraco Indonesia Balikpapan Branch which amounted to 65 employees. Data collection method is done by distributing questionnaires. This research uses multiple linear regression with the help of SmartPLS in processing data. The result of this research shows that compensation, motivation, and work discipline have influence on job satisfaction of PT Supraco Indonesia Balikpapan Branch employees.  
Pengaruh Motivasi, Disiplin Kerja, dan Lingkungan Kerja Terhadap Kepuasan Kerja Karyawan Blue Sky Hotel di Kota Balikpapan Nita Julita; Syahril Hasan; Tutik Yuliani
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 3 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i3.6784

Abstract

Human resources are the main asset of a company, making their presence crucial to support the organization's success. Therefore, companies must give greater attention to employees to ensure optimal job satisfaction. This study aims to examine the influence of Motivation, Work Discipline, and Work Environment on Employee Job Satisfaction at Blue Sky Hotel Balikpapan. The research adopts a quantitative approach using data collection techniques based on the Likert scale. A total of 74 employees from Blue Sky Hotel Balikpapan participated as respondents. Data analysis was conducted using the SmartPLS method, while data collection was carried out through questionnaires designed based on the Likert scale to assess employees' perceptions of the variables of motivation, work discipline, and work environment. The results of the study indicate that the motivation variable has a significant effect on employee job satisfaction at Blue Sky Hotel Balikpapan. Similarly, the work discipline variable significantly influences employee job satisfaction, and the work environment variable also significantly affects employee job satisfaction at Blue Sky Hotel Balikpapan.
Pengaruh Religiusitas, Transparansi, Kepercayaan, Pendidikan dan Minat Sebagai Variabel Mediasi Terhadap Keputusan Muzakki untuk Membayar Zakat pada Baznas Provinsi NTB. Muhamad Wahyudi Rabbi; M Irwan; Moh. Huzaini
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 3 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i3.6790

Abstract

This study was conducted to investigate the influence of religiosity, transparency, trust, and education on muzakki's decision to pay zakat at BAZNAS NTB, by considering interest as a mediating variable. The research method used is a quantitative approach, with a research population consisting of muzakki in NTB Province and a sample size of 100 respondents. The data analyzed included primary and secondary data. The results of the analysis showed that religiosity, transparency, and education did not have a significant impact other than supporting muzakki's decision. On the other hand, the trust variable has a positive and significant influence. Interest has been proven to be a mediating variable in the relationship between trust and education with muzakki's decision. However, interest failed to mediate the relationship between religiosity and transparency, which also did not show a significant influence on muzakki's decision to pay zakat. In addition, interest has a direct impact on the decision. The R-squared test shows that in a direct relationship, the independent variables can explain 38.3% of the variation in muzakki's decision, while the rest is influenced by factors outside the model. In the indirect relationship mediated by interest, the R-squared value of 37.4% indicates a similar influence from other factors outside the research model.
Pengaruh Korean Wave, Brand Ambassador Dan Brand Image Terhadap Keputusan Pembelian Pada Produk Skincare Azarine Anggi Fitriyani; Imam Nuryanto
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 3 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i3.6821

Abstract

Purchasing decisions are the final step through consideration of factors that drive consumers to buy products. The purpose of this study is to examine the influence of several focused factors, namely the Korean wave, brand ambassador and brand image on purchasing decisions for Azarine’s products. This study uses quantitative methods. Data collection techniques by distributing questionnaires online and offline with a sample of 100 respondents. The analysis technique uses SmartPLS 4.0 with the results of the study showing that the Korean wave does not have a significant influence on purchasing decisions, brand ambassadors have a significant influence on purchasing decisions and brand image has a significant influence on purchasing decisions. Keywords: korean wave, brand ambassador, brand image, purchase decision
Pengaruh Inovasi Produk, Etika Pemasaran Islami, dan Kualitas Layanan Terhadap Loyalitas Konsumen Nadheera Luxury di Jepara Dela Anggraeni Lucytasari; Mahmudatus Sadiyah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 3 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i3.6824

Abstract

The purpose of this study is to determine the loyalty of Nadheera Luxury consumers in Jepara which is influenced by product innovation, Islamic marketing ethics, and service quality, and evaluate the correlation level of product innovation, Islamic marketing ethics, and service quality to consumer loyalty. The method implemented in the research is a quantitative method with multiple linear test tools. The method used to determine the number of samples in this study was purposive sampling, with the results of 100 respondents as samples. The type of data implemented in the study comes from primary data obtained from questionnaires. The data tests in the study included data quality tests, instrument validity, instrument reliability, classical assumption tests, multiple linear regression analysis, and hypothesis testing. Based on data processing and analysis that has been carried out, it is found that product innovation significantly and positively affects consumer loyalty, Islamic marketing ethics do not significantly affect consumer loyalty, service quality significantly and positively affects consumer loyalty.
Kepuasan Kerja Dipengaruhi oleh Kompensasi, Motivasi dan Disiplin Kerja pada Karyawan PT.Wulandari Bangun Laksana Tbk Faradilla Amalia Putri; Didik Hadiyatno; Rahajeng Cahyaning Putri Cipto
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 3 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i3.6834

Abstract

The purpose of this research is to know the influence of Compensation, Motivation, and Work Discipline to Employee Job Satisfaction of PT Wulandari Bangun Laksana Tbk. The type of research used is quantitative research. The sampling technique in this research is purposive sampling with the sample taken is employees of PT Wulandari Bangun Laksana Tbk which amounted to 47 employees. Data collection method is done by distributing questionnaires. This research uses multiple linear regression with the help of SmartPLS in processing data. The result of this research shows that compensation, motivation, and work discipline have influence on job satisfaction of PT Wulandari Bangun Laksana Tbk employees.
Pengaruh Pendapatan Asli Daerah (PAD), Dana Alokasi Umum (DAU) Dan Dana Alokasi Khusus (DAK) Terhadap Kinerja Keuangan Daerah Serta Dampaknya Pada Keterlambatan Penyerapan Anggaran Di Kabupaten Minahasa Selatan Yuliana Heydemans; Agnes L.Ch.P. Lagian; Een.N.Walewangko
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 3 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i3.6844

Abstract

This research analyzes the influence of Regional Original Income (PAD), General Allocation Funds (DAU), and Special Allocation Funds (DAK) on regional financial performance as well as their impact on delays in budget absorption in South Minahasa Regency. Using a quantitative approach, this research explores the relationship between the main regional income sources, the effectiveness of financial management, and the optimization of budget absorption. The research results show that PAD, DAU, and DAK have a significant influence on regional financial performance. Furthermore, regional financial performance is proven to mediate the relationship between sources of income and delays in budget absorption. Low performance in regional financial management is one of the main causes of delays in implementing development programs. Practical recommendations are provided to increase the efficiency of PAD management, optimize DAU and DAK allocations, and strengthen regional financial management systems to accelerate budget absorption and support sustainable regional development.
Pengaruh Return on Assets, Arus Kas Operasi dan Kepemilikan Institusional Terhadap Tax Avoidance pada Perusahaan Energy yang Terdaftar di Bursa Efek Indonesia Periode 2022-2023 Selin; Purwo Atmojo; Ika Makherta S
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 3 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i3.6864

Abstract

This study aims to determine the Effect of Return on Assets, Operating Cash Flow and Institutional Ownership on Tax Avoidance in Energy Companies Listed on the Indonesia Stock Exchange for the 2022-2023 Period. The sampling technique in this company uses purposive sampling. The data analysis techniques used in this study are Linear Regression Analysis, Classical Assumption Test, Determination Test and Hypothesis Test using the SPSS 25 application. Based on the results of the research that has been carried out, it shows that Return on Assets and Operating Cash Flow have no effect on Tax Avoidance, while Institutional Ownership has an effect on Tax Avoidance.
Analisis Faktor-Faktor yang Mempengaruhi Keputusan Berinvestasi di Pasar Modal Syariah: Studi pada Mahasiswa Prodi Ekonomi Syariah UIN Fatmawati Sukarno Bengkulu Anike Putri; Supardi Mursalin; Evan Stiawan
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 3 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i3.6868

Abstract

 The aim of this research is to determine the influence of internal factors and external factors on the decision to invest in the sharia capital market among students of the Sharia Economics Study Program at UIN Fatmawati Sukarno Bengkulu. To test this, researchers used quantitative methods with primary data collection techniques, namely questionnaires distributed to 130 respondents. The data analysis technique used is multiple linear regression analysis using Jeffrey's Amazing Statistics Program (JASP). From the results of the research and discussion it is known that internal factors influence the decision to invest in the Islamic capital market as shown by Tcount > Ttable with a value of 3,359 > 1,978 and a significance value of 0,001 < 0,05. External factors influence the decision to invest in the Islamic capital market, shown by Tcount > Ttable with a value of 5,727 > 1,978 and a significance value < 0.001 less than 0,05. Simultaneously, internal factors and external factors influence the decision to invest in the sharia capital market for students of the Sharia Economics Study Program at UIN Fatmawati Sukarno Bengkulu by 43,7% and the significant probability value is < 0,001 less than 0,05 and the Fcount > Ftable with a value of 51,103 > 3,07.

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