cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Muh. Zainul Arifin
Contact Email
rumahjurnal25@gmail.com
Phone
+6285378329037
Journal Mail Official
rumahjurnal25@gmail.com
Editorial Address
Jalan Tanjung Barangan, Lorong Barangan 6 Bukit Baru Palembang Jalan Tanjung Barangan, Lorong Barangan 6 Bukit Baru Palembang
Location
Kota palembang,
Sumatera selatan
INDONESIA
Journal of Economics and Development
Published by CV. Cendekiawan Muda Sriwijaya
ISSN : 30475597     EISSN : 30470749     DOI : https://doi.org/10.70656/jend/
Core Subject : Economy, Humanities, Education, Social,
Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences
Journal of Economics and Development is a scientific publication to disseminate information on economics research results to lecturers, students, and related institutions, especially in Indonesia, leading to an increase in Indonesia Human Development Index. Aim and scope of journal is Economic, Human Development, Behavioral Sciences
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 32 Documents
 1   2   3   4 
ANALISIS STRATEGI MARKETING SYARIAH DALAM MENINGKATKAN JUMLAH NASABAH TABUNGAN ROFIQOH BERAKAD WADI’AH YAD DHAMANAH (STUDI KASUS BANK SUMSEL BABEL SYARIAH KC LUBUKLINGGAU) Listiawati
Journal of Economics and Development Vol. 2 No. 2 (2025): Journal of Economics and Development (JEnD)
Publisher : CV. Cendikiawan Muda Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70656/jend.v2i2.536

Abstract

Artikel ini menganalisis strategi marketing syariah dalam meningkatkan jumlah nasabah pada Produk Tabungan Rofiqoh berakad wadi’ah yad dhamanah di Bank Sumsel Babel Syariah KC Lubuklinggau. Penelitian menggunakan pendekatan kualitatif dengan penelitian lapangan melalui observasi, wawancara semi‑terstruktur, dokumentasi, dan studi kepustakaan. Hasil analisis menunjukkan penerapan bauran pemasaran jasa (7P) yang menonjolkan kemudahan dan keamanan produk, biaya yang terjangkau, distribusi dan promosi berbasis komunitas, serta peran penting kualitas SDM layanan. Artikel merekomendasikan penguatan promosi digital tersegmentasi, standarisasi edukasi akad wadi’ah sesuai fatwa, dan perbaikan proses layanan untuk mendukung akuisisi sekaligus retensi nasabah.
ANALISIS ALGORITHMIC MANAGEMENT DAN KEPUASAN KERJA DRIVER OJEK ONLINE GENERASI Z DI INDONESIA Atifah Zahra Dwi Lestari; Putri Elyana; Rafika Meilia Sari
Journal of Economics and Development Vol. 3 No. 1 (2026): Journal of Economics and Development (JEnD)
Publisher : CV. Cendikiawan Muda Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70656/jend.v3i1.686

Abstract

Perkembangan layanan ojek online di Indonesia telah melahirkan sebuah sistem kerja digital yang didasarkan pada manajemen algoritmik. Sistem ini berfungsi untuk mengatur penyebaran pesanan, penilaian, pemberian insentif, dan pengawasan performa pengemudi secara otomatis menggunakan aplikasi. Penelitian ini bertujuan untuk menyelidiki hubungan antara manajemen algoritmik dan tingkat kepuasan kerja pengemudi ojek online dari Generasi Z di Indonesia dengan menggunakan pendekatan penelitian literatur. Metode yang digunakan dalam penelitian ini adalah kualitatif dengan teknik tinjauan pustaka terhadap jurnal nasional dan internasional yang diterbitkan antara tahun 2020 hingga 2025. Hasil dari penelitian ini menunjukkan bahwa penerapan manajemen berbasis algoritma memiliki dampak positif, seperti fleksibilitas dalam pekerjaan, akses yang mudah terhadap pekerjaan, dan peningkatan efisiensi dalam operasional platform digital. Akan tetapi, sistem algoritma juga menghadirkan tekanan kerja digital yang berasal dari sistem penilaian, target performa, harga yang berubah-ubah, dan pengawasan yang dilakukan secara real-time yang bisa mengurangi otonomi pekerja dan menambah ketidakpastian dalam pendapatan. Temuan dari penelitian ini menunjukkan adanya dualitas dalam penerapan manajemen algoritmik, yaitu sebagai suatu sistem yang mampu meningkatkan efisiensi tetapi juga menjadi sumber tekanan bagi pengemudi ojek online dari Generasi Z. Kebaruan studi ini terletak pada pengembangan Model Ketegangan Algoritma untuk menggambarkan hubungan antara efisiensi algoritma dan kepuasan kerja dalam ekosistem ekonomi gig yang ada di Indonesia.
ANALISIS TRANSFORMASI DIGITAL DALAM KEWIRAUSAHAAN SYARIAH: EKSPLORASI MENDALAM ATAS PELUANG DAN TANTANGAN DALAM EKONOMI SYARIAH PADA MAHASISWA UIN RADEN FATAH PALEMBANG Nova Adrian; Aqila Mahira; Riris Ariska; Ancika Dilza Ramadhani; Ana Muasaroh
Journal of Economics and Development Vol. 3 No. 1 (2026): Journal of Economics and Development (JEnD)
Publisher : CV. Cendikiawan Muda Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70656/jend.v3i1.709

Abstract

This study aims to analyze digital transformation in sharia entrepreneurship among students of UIN Raden Fatah Palembang, particularly regarding the opportunities and challenges in developing digital-based businesses. This research employed a descriptive qualitative approach with data collection techniques through interviews, observation, and documentation. The results indicate that digital transformation plays an important role in supporting students’ entrepreneurial activities through the utilization of social media, marketplaces, and digital payment systems. Digital technology helps expand market reach, improve communication with consumers, and facilitate business transactions more effectively and efficiently. In addition, digital literacy influences students’ ability to manage and develop digital businesses. The study also reveals that students strive to implement sharia principles such as honesty, transparency, and fairness in digital business activities. However, increasingly competitive digital business competition remains a challenge in maintaining consistency in sharia business ethics. Therefore, improving digital literacy and understanding sharia business ethics are important factors in supporting the sustainability of digital sharia entrepreneurship among students.
PENGARUH KEBIASAAN KONSUMSI MAKANAN CEPAT SAJI DAN GAYA HIDUP KONSUMTIF TERHADAP PERILAKU PENGELOLAAN KEUANGAN MAHASISWA Desti Nadia Tatalia; Dila Ratulangi; Andini Destiana Nazir; Firda Septiana
Journal of Economics and Development Vol. 3 No. 1 (2026): Journal of Economics and Development (JEnD)
Publisher : CV. Cendikiawan Muda Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70656/jend.v3i2.722

Abstract

Changes in modern lifestyles have influenced students’ consumption patterns, including the increasing consumption of fast food and the tendency to adopt a consumptive lifestyle. These phenomena can affect students’ ability to manage their finances effectively. This study aims to analyze the influence of fast-food consumption habits and consumptive lifestyles on students’ financial management behavior. The research employed a quantitative approach, with fast-food consumption habits and consumptive lifestyle as the independent variables, and students’ financial management behavior as the dependent variable. The results indicate that fast-food consumption habits have a negative and significant effect on students’ financial management behavior. Students who consume fast food more frequently tend to spend a larger portion of their money on consumptive needs, which reduces their ability to manage finances effectively. Furthermore, a consumptive lifestyle also has a negative and significant effect on students’ financial management behavior. The tendency to follow trends, make purchases based on wants rather than needs, and be influenced by social environments and digital media makes it more difficult for students to control their spending and prioritize financial needs. Simultaneously, fast-food consumption habits and consumptive lifestyles were found to have a significant impact on students’ financial management behavior. Therefore, improving financial literacy, budgeting skills, and self-control in consumption patterns is essential for helping students achieve healthier, more stable, and well-planned financial conditions in the future.
EXPLORING PREGNANT TOURISM: A PHENOMENOLOGICAL STUDY OF WOMEN’S LIVED EXPERIENCES IN SABANG Eka Octavian Pranata; Nabila Fadhilah; Yulia Intan Fatriana; Aqilah Hilmi
Journal of Economics and Development Vol. 3 No. 1 (2026): Journal of Economics and Development (JEnD)
Publisher : CV. Cendikiawan Muda Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70656/jend.v3i1.717

Abstract

This study is a qualitative research employing a phenomenological approach aimed at understanding the lived experiences of pregnant women engaging in tourism activities in Sabang, Indonesia. The focus of this study is to explore the subjective meanings constructed by pregnant tourists during their travel experiences. The informants consisted of 10 participants selected purposively based on their direct experience of traveling while pregnant. Data were collected through in-depth semi-structured interviews and analyzed using thematic analysis, including coding, categorization, and the development of essential meanings. The findings identify five major themes: risk perception and safety considerations, emotional dynamics, physical challenges, the role of support systems, and the meaning of travel during pregnancy. The results indicate that the tourism experiences of pregnant women are multidimensional, influenced by physical, psychological, social, and destination-related factors. This study contributes to the development of tourism studies, particularly in the area of pregnant tourism, and provides practical implications for developing more inclusive, safe, and pregnancy- friendly tourism environments.
ANALISIS PERSEPSI MAHASISWA EKONOMI SYARIAH UIN RADEN FATAH PALEMBANG TERHADAP PENGARUH PERGERAKAN IHSG DALAM KEPUTUSAN INVESTASI SAHAM Zahira Indah Kurnia; Peny Cahaya Azwari
Journal of Economics and Development Vol. 3 No. 1 (2026): Journal of Economics and Development (JEnD)
Publisher : CV. Cendikiawan Muda Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70656/jend.v3i1.747

Abstract

The development of the Indonesian capital market, as reflected in the movement of the Jakarta Composite Index (JCI), is one of the main indicators often used in making decisions regarding stock investments. Students, as a young generation beginning to understand the world of investment, have varying views regarding the influence of JCI movements on their investment decisions. This study aims to evaluate the views of students in the Sharia Economics Study Program at the Raden Fatah State Islamic Institute in Palembang regarding the impact of JCI movements on their stock investment decisions. This study employed a qualitative approach with descriptive methods. Data collection techniques included in-depth interviews, direct observation, and document searches with students who already understand or are involved in stock investment. The data obtained were then analyzed using data reduction, data presentation, and conclusion drawing techniques. This study shows that most students consider the JCI to be an important indicator for monitoring the condition of the capital market and the Indonesian economy. JCI movements are one of the factors considered in making investment decisions because they are considered to provide an overview of market trends, risk levels, and profit opportunities from investments. However, students not only pay attention to the movement of the JCI, but also take into consideration various other factors such as financial literacy levels, fundamental company analysis, the national economic situation, information from the media, and advice provided by the investment community. The findings of this study indicate that students have a fairly good understanding of the role of the JCI in stock investment, but there is still a need for increased capital market education to help them make more rational investment decisions based on adequate information.
PERSEPSI PELAKU USAHA TERHADAP EFEKTIVITAS PEMBIAYAAN BANK SYARIAH SERTA PEMANFAATAN E-COMMERCE DALAM MENDUKUNG KEBERLANJUTAN USAHA KECIL Sahwa Adhelia Gubara; Devi Permata; Merlin Sagita; Indah Nur Janah; Peny Cahaya Azwari
Journal of Economics and Development Vol. 3 No. 1 (2026): Journal of Economics and Development (JEnD)
Publisher : CV. Cendikiawan Muda Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70656/jend.v3i1.748

Abstract

Transformasi digital yang diiringi berkembangnya e-commerce menjadi salah satu faktor utama yang mendorong pertumbuhan usaha kecil di Indonesia, terutama dalam memperluas akses ke pasar dan meningkatkan efisiensi dalam proses transaksi. Di sisi lain, kesulitan dalam mendapatkan sumber dana yang tepat masih menjadi hambatan utama dalam mendukung pertumbuhan dan kelangsungan usaha kecil. Pembiayaan dari bank syariah hadir sebagai pilihan lain yang menerapkan prinsip keadilan, transparansi, dan kerja sama, tetapi tingkat keberhasilannya sangat bergantung pada cara pengusaha memandang produk dan prosedur yang ditawarkan. Penelitian ini bertujuan untuk menguji secara mendalam peran e-commerce serta pandangan para pelaku usaha mengenai seberapa efektif pembiayaan dari bank syariah dalam meningkatkan pendapatan dan menjaga kelangsungan usaha kecil. Penelitian ini menggunakan pendekatan kualitatif dengan metode deskriptif, dengan teknik pengumpulan data berupa wawancara mendalam, observasi, dan pengumpulan dokumen terhadap para pelaku usaha kecil yang memanfaatkan e-commerce dan mengakses pembiayaan syariah. Penelitian menunjukkan bahwa penggunaan e-commerce memberikan dampak besar dalam meningkatkan jumlah penjualan, memperluas pasar, serta membuat operasi bisnis lebih efisien. Selain itu, pandangan baik dari para pelaku usaha terhadap pembiayaan bank syariah, terutama dalam hal kepraktisan prosedur, sistem bagi hasil, dan ketaatannya terhadap prinsip syariah, mempengaruhi seberapa besar pembiayaan tersebut digunakan. Namun demikian, masih ditemukan beberapa kendala, seperti rendahnya tingkat literasi keuangan, keterbatasan informasi yang tersedia, serta persepsi masyarakat yang menganggap produk pembiayaan terlalu kompleks, yang semuanya menghambat penggunaan produk tersebut secara optimal. Secara keseluruhan, penggabungan antara penggunaan e-commerce dan akses pembiayaan dari bank syariah, yang didukung oleh peningkatan pemahaman dan tingkat kepandaian para pelaku usaha, terbukti mampu meningkatkan penghasilan serta memperkuat kelangsungan usaha-usaha kecil secara berkelanjutan
STRATEGI PEMASARAN DALAM MENGHADAPI PERSAINGAN BISNIS UMKM KULINER KOTA PALEMBANG Zahira Indah Kurnia; Devi Permata; Indah Nurjanah; Sahwa Adhelia Gubara; Merlin Sagita
Journal of Economics and Development Vol. 3 No. 1 (2026): Journal of Economics and Development (JEnD)
Publisher : CV. Cendikiawan Muda Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70656/jend.v3i1.758

Abstract

Digital transformation through the growth of e-commerce has become one of the key factors in helping small businesses in Indonesia grow, especially in expanding market access and improving transaction efficiency. On the other hand, the lack of access to appropriate funding sources remains the main obstacle in supporting the development and sustainability of small businesses. Bank syariah offer an alternative that is based on fairness, transparency, and partnership, but how effective it is depends a lot on how business people feel about the products and processes they offer. This study aims to thoroughly examine the role of e-commerce and the perception of business owners regarding the effectiveness of Islamic bank financing in increasing income and the sustainability of small businesses. This study uses a qualitative approach with a descriptive method, collecting data through in-depth interviews, observations, and documentation of small business owners who use e-commerce and access Islamic financing. Research results show that using e-commerce has made a big difference in increasing sales volume, expanding market reach, and improving business operations efficiency. Besides that, positive perceptions of business actors towards Islamic bank financing, especially regarding the ease of procedures, profit-sharing system, and alignment with Sharia principles, influence the level of use of such financing. However, there are still challenges such as low financial literacy in Islamic finance, limited information, and the perception of complexity in financing products, which hinder the optimal use of these services. Overall, the combination of using e-commerce and access to Islamic bank financing, supported by increased understanding and business literacy, has been proven to boost income and strengthen the sustainability of small businesses in the long term.
PENGARUH PROMO DAN DISKON TERHADAP PERMINTAAN KONSUMEN DI ERA E-COMMERCE PADA MAHASISWA UIN SUMATERA UTARA MEDAN Yusnita Siregar; Nadia Ramadani Dongoran; Reni Ria Armayani Hasibuan
Journal of Economics and Development Vol. 3 No. 1 (2026): Journal of Economics and Development (JEnD)
Publisher : CV. Cendikiawan Muda Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70656/jend.v3i1.763

Abstract

Menggunakan lensa ekonomi mikro, penelitian ini diorientasikan untuk mengkaji dampak penawaran promosi dan potongan harga terhadap volume permintaan pengguna platform e-commerce. Pendekatan yang diterapkan adalah kuantitatif deskriptif dengan instrumen survei berupa kuesioner digital (Google Form), yang disebarkan kepada 51 konsumen aktif belanja daring di wilayah Kota Medan. Proses eksplanasi data dilakukan secara deskriptif melalui visualisasi persentase serta diagram batang dan lingkaran yang diperoleh dari sistem Google Form. Temuan riset mengonfirmasi bahwa program promo dan diskon berkontribusi positif serta signifikan dalam mendongkrak permintaan pasar. Di antara berbagai insentif pemasaran yang ada, potongan harga langsung terbukti memicu respons beli yang lebih dominan. Hasil ini selaras dengan prinsip dasar hukum permintaan yang berlaku dalam konsep ekonomi mikro.
ANALISIS PERAN KOMUNIKASI VERBAL DAN NONVERBAL DALAM MENINGKATKAN EFEKTIVITAS KOMUNIKASI BISNIS DI LINGKUNGAN ORGANISASI Riana Indrasari; Haudzi Alfirdaus; Ummul Khairah; Anang Haris Firmansyah
Journal of Economics and Development Vol. 3 No. 2 (2026): Journal of Economics and Development (JEnD)
Publisher : CV. Cendikiawan Muda Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70656/jend.v3i2.778

Abstract

This study aims to analyze the role of verbal and nonverbal communication in improving the effectiveness of business communication within organizational environments. Effective communication is an important factor in supporting coordination, decision-making, performance improvement, and the achievement of organizational goals. This study employs a library research method with a descriptive qualitative approach. Data were collected through a review of various scientific sources, including books, journal articles, and academic publications relevant to verbal communication, nonverbal communication, business communication, and organizational communication. The data were analyzed using content analysis techniques to identify the concepts, functions, and roles of both forms of communication in supporting organizational activities. The findings indicate that verbal communication plays a role in conveying information, instructions, and policies clearly and systematically, while nonverbal communication reinforces message meaning through facial expressions, body language, eye contact, tone of voice, and appearance. The integration of verbal and nonverbal communication has been proven to reduce misunderstandings, improve coordination, build trust, strengthen workplace relationships, enhance customer service quality, and increase organizational productivity. In the digital era, organizations need to integrate face-to-face communication with technology-based communication to maintain communication effectiveness. Therefore, the ability to manage verbal and nonverbal communication has become an essential competency in improving business communication effectiveness and supporting organizational success in facing the dynamics of an ever-evolving business environment.

Page 3 of 4 | Total Record : 32

 1   2   3   4 

Filter by Year

2024 2026


Reset
Filter By Issues
All Issue Vol. 3 No. 2 (2026): Journal of Economics and Development (JEnD) Vol. 3 No. 1 (2026): Journal of Economics and Development (JEnD) Vol. 2 No. 2 (2025): Journal of Economics and Development (JEnD) Vol. 2 No. 1 (2025): Journal of Economics and Development (JEnD) Vol. 1 No. 2 (2024): Journal of Economics and Development (JEnD) Vol. 1 No. 1 (2024): Journal of Economics and Development (JEnD)