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INDONESIA
Journal of Economics and Development
Published by CV. Cendekiawan Muda Sriwijaya
ISSN : 30475597     EISSN : 30470749     DOI : https://doi.org/10.70656/jend/
Core Subject : Economy, Humanities, Education, Social,
Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences
Journal of Economics and Development is a scientific publication to disseminate information on economics research results to lecturers, students, and related institutions, especially in Indonesia, leading to an increase in Indonesia Human Development Index. Aim and scope of journal is Economic, Human Development, Behavioral Sciences
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 20 Documents
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Faktor-Faktor Yang Mempengaruhi Minat Masyarakat Kota Palembang Dalam Memilih Asuransi Jiwa Syariah Allinaida Pratiwi; Ulil Amri
Journal of Economics and Development Vol. 1 No. 1 (2024): Journal of Economics and Development (JEnD)
Publisher : CV. Cendikiawan Muda Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70656/jend.v1i1.6

Abstract

Company image, premium prices and products are important factors and are the goals of every company, including those in the insurance sector. Apart from being an important factor as the front guard for the continuity of the company's operation, the existence of this factor can support increasing public interest in insurance, especially sharia life insurance in the city of Palembang. The research conducted aims to determine the influence of company image, premium prices and products on people's interest in choosing sharia life insurance in the city of Palembang where the focus is on sharia life insurance customers in the city of Palembang who are or have been sharia life insurance customers in the city of Palembang as the population. The method used in collecting data is through a questionnaire using a Likert scale. Through the characteristics of sharia insurance users with a period of less than 1 year to more than 5 years and customers who have not yet become customers. The sample consisted of 120 respondents using purposive sampling technique. The Path Coefficient shows that Company Image and Products have a positive and significant influence on public interest. Meanwhile, the premium price has no positive and significant effect on people's interest in choosing sharia insurance in the city of Palembang.
Analisis Pembiayaan Bermasalah Pada BMT Mitra Khazanah Palembang Warikon Wasi; Deky Anwar; M. Iqbal
Journal of Economics and Development Vol. 1 No. 1 (2024): Journal of Economics and Development (JEnD)
Publisher : CV. Cendikiawan Muda Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70656/jend.v1i1.7

Abstract

This study aims to analyze the factors that cause problematic financing and analyze the strategies used in dealing with problematic financing at BMT Mitra Khazanah Palembang. The analytical method used in this study is a qualitative method with data collection techniques in the form of interviews, discussions with the parties who manage BMT Mitra Khazanah Palembang, as well as from several other article sources. From the research that has been carried out, it is found that there are two factors that cause problematic financing at BMT Mitra Khazanah Palembang, namely internal and external factors. In internal factors there are several causes, including Weaknesses in Analyzing and Lack of Employees or Human Resources (HR). Meanwhile, in external factors, there are also several causes, including the Covid-19 Pandemic and Bankruptcy or Customer Business Failure. In addition, BMT Mitra Khazanah Palembang implements several ways to overcome non-performing financing, including Rescheduling, Reconditioning, Restructuring, Collateral Foreclosure
Model Sinergisitas Badilag dan DSN-MUI Dalam Menguatkan Sistem Ekonomi Syariah di Indonesia Mashudi Daud
Journal of Economics and Development Vol. 1 No. 1 (2024): Journal of Economics and Development (JEnD)
Publisher : CV. Cendikiawan Muda Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70656/jend.v1i1.8

Abstract

The Constitutional Court issued decision Number 93/PUU-X/2012 which strengthened the position of the Religious Courts as the authority to resolve sharia banking disputes through litigation. However, sharia economic cases, especially sharia banking disputes that go to the Religious Courts and Syar'iyah Courts, are considered not optimal in almost all of Indonesia. One of the problems that is being highlighted is the minimal number of Religious Court Judges who have been certified in Sharia Economics, because in terms of ratio only 30% of the quota of judges certified in Sharia Economics is the ideal number in all of Indonesia. This research tries to explore this problem by analyzing it from upstream to downstream problems by offering the concept of Synergy between Badilag and DSN-MUI in Strengthening Sharia Economic Law in Indonesia. The method used in this research is a literature study using qualitative descriptive. There are several things that can be more optimally synergized between the Director General of Badilag and DSN-MUI, including Strengthening Competencies in the Sharia Economics Field through Accelerating Judge Training in Each Religious High Court and Unification of Product Contracts through Cross-Cooperation between Badilag, DSN-MUI and Banks Sharia throughout Indonesia.
Praktik Jual Beli Ikan Melalui Tradisi Lelang Lebak Lebung Dalam Perspektif Ekonomi Islam (Studi Pada Masyarakat Desa Muara Batun Kecamatan Jejawi OKI) Dedek Fania; Said Abdullah Syahab; M. Iqbal
Journal of Economics and Development Vol. 1 No. 1 (2024): Journal of Economics and Development (JEnD)
Publisher : CV. Cendikiawan Muda Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70656/jend.v1i1.9

Abstract

This research is entitled Analysis of Fish Buying and Selling Practices through the Lebak Lebung Auction Tradition in the Study of Islamic Economics in Muara Batun Village, Jejawi Oki District. This research aims to find out how the process of buying and selling fish through the Lebang Lebung auction tradition is when viewed from an Islamic economic perspective. This research uses qualitative methods, with data sources in the form of primary data and secondary data with data collection techniques in the form of observation, interviews and documentation. The conclusion from this research is that in the practice of buying and selling fish using the Lebak Lebung auction system, if viewed from an Islamic economic perspective, there is still one condition that has not been fulfilled, namely that it is the object of the goods, so that this transaction cannot be said to be valid. It is as if the quality and quantity of fish in Lebak Lebung is not yet clear which is the object of buying and selling. Thus, failure to fulfill one of these conditions will result in this buying and selling containing elements of Ghror (unclarity) and maisir (gain or gambling) which are prohibited in Islam
Wakaf Dalam Perspektif Undang-Undang Nomor 41 Tahun 2004 Zainul Arifin; Muhammad Syahri Ramadhan; Irsan
Journal of Economics and Development Vol. 1 No. 1 (2024): Journal of Economics and Development (JEnD)
Publisher : CV. Cendikiawan Muda Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70656/jend.v1i1.10

Abstract

Waqf functions to realize the potential and economic benefits of waqf assets for the benefit of worship and to advance public welfare. Problems that occur are generally waqf assets requested or taken back by the wakif or the heirs of the wakif, or conversely the waqf assets are controlled for generations by nazhir whose use deviates from the waqf contract, is not responsible for his obligation to maintain waqf assets, abandons or transfer to third parties by way of breaking the law. The use of waqf objects over time is sometimes irrelevant to the original purpose of waqf. Resolution of waqf disputes through methods in accordance with Article 62 of the Waqf Law, namely litigation and non-litigation through deliberations and mediation. The approach in this study uses the normative legal method, which is a process to find legal rules, legal principles, and legal doctrines to answer the legal issues faced.
PENGARUH MOTIVASI KERJA DAN PENGEMBANGAN KARIR TERHADAP PRODUKTIVITAS KERJA KARYAWAN PADA BANK SYARIAH INDONESIA KC PALEMBANG Febriani Ami Susanti; Ulil Amri
Journal of Economics and Development Vol. 1 No. 2 (2024): Journal of Economics and Development (JEnD)
Publisher : CV. Cendikiawan Muda Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70656/jend.v1i2.137

Abstract

The purpose of this research to obtain the empirical evidence regarding the effect of work motivation and career development on work productivity for employees at Palembang Branch Office of Bank Syariah Indonesia.Productivity is very important for employees in the company. With work productivity, it is hoped that work will be carried out efficiently and effectively to achieve the stated goal. The type of research used is quantitative research. The population in this study were all employees of Palembang Branch Office of Bank Syariah Indonesia and the sample was chosen for this research are 30 employees. The data used are primary and secondary data. Data collection techniques using questionnaires. The analytical method used is descriptive analysis method and quantitative analysis, namely multiple linear regression analysis. Based on partial testing, work motivation and career development influence employee work productivity. This can be seen from the work motivation variable which has a t-value = 0.857 which is smaller than the t-table = 1.705. Meanwhile, career development has a calculated t-value = 1.840 which is greater than t-table = 1.705. and based on the coefficient of determination (R2) value of 0.199, this means that work motivation and career development can explain its influence on employee work productivity, namely 19.9% and the remaining 80.1% can be explained by other variables not included in this research.
KONSEP SMART ECONOMY DALAM SUDUT PANDANG EKONOMI ISLAM Nur Hesthria; Rosyada; Sri Delasmi Jayanti
Journal of Economics and Development Vol. 1 No. 2 (2024): Journal of Economics and Development (JEnD)
Publisher : CV. Cendikiawan Muda Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70656/jend.v1i2.152

Abstract

Smart economy merupakan salah satu unsur dari Smart City yang merupakan suatu konsep yang membuat suatu kemajuan pada negara Indonesia melalui program inovasi kreatif didasari melaui konsep revolusi industry 4.0. penelitian ini bertujuan memahami penerapan ekonomi islam dalam pengimplementasian smart economy di Negara Indonesia. Metode yang digunakan adalah studi literature. Data yang digunakan dalam penelitian ini bersumber dari artikel-artikel, jurnal, koran, majalah dan buku. Hasil dari penelitian ini memberikan pemahaman kepada masyarakat mengenai bagaimana smart economy penerapan smart economy yang sebaiknya dijalankan melalui pembangunannya yang terencana dan berkelanjutan, manajemen dan administrasi yang efektif dalam konteks perubahan iklim yang lebih luas dan ekonomi global yang hadir secara cepat sehingga dapat meningkatkan daya saing serta menemukan cara baru untuk menangani masalah kemiskinan, ketidakberuntungan sosial, dan lingkungan yang buruk untuk dihadapi. Hal ini menjadi penguat keberadaan implementasi smart economy dalam sudut pandang islam yang telah ditetapkan oleh MUI yakni penerapan uang elektronik Syariah.
TRANSFORMING ECONOMIES: NAVIGATING GLOBAL CHALLENGES IN THE DIGITAL ERA Muhamad Rahman Bayumi; Dur Brutu; Ria Agustina; Rizal Alfit Jaya
Journal of Economics and Development Vol. 1 No. 2 (2024): Journal of Economics and Development (JEnD)
Publisher : CV. Cendikiawan Muda Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70656/jend.v1i2.172

Abstract

The rapid digital transformation has significantly reshaped the global economy, introducing both opportunities and challenges. This study aims to analyze the impact of digital transformation on economic development, particularly in addressing contemporary global issues such as climate change, economic inequality, and post-pandemic recovery. Utilizing a qualitative approach, this research relies on secondary data analysis from scientific articles, global reports, and case studies of both developed and developing countries. The findings reveal that countries with high levels of technology adoption experience faster economic growth but face persistent digital divides. Digitalization is also identified as a catalyst for sustainable development, offering innovative solutions in sectors such as education, health, and e-commerce. However, addressing infrastructure gaps, digital literacy, and policy frameworks remains crucial. This study highlights the importance of inclusive and collaborative strategies to ensure that digital transformation supports resilience and sustainability in the global economy.
PENGELOLAAN TABUNGAN BERKAH DENGAN AKAD WADI’AH YAD DHAMANAH BERDASARKAN FATWA DSN MUI NO. 02/DSN-MUI/IV/2000 PADA BMT INSAN MULIA PALEMBANG Syahrul Gunawan; M. Rasyid Redho Pratama
Journal of Economics and Development Vol. 1 No. 2 (2024): Journal of Economics and Development (JEnD)
Publisher : CV. Cendikiawan Muda Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70656/jend.v1i2.176

Abstract

Penelitian ini bertujuan untuk mengetahui penerapan akad wadiah yad dhamanah di BMT Insan Mulia Palembang serta untuk mengetahui kesesuaian akad wadiah yad dhamanah di BMT Insan Mulia Palembang dengan fatwa DSN No. 02/DSN-MUI/IV/2000. Ini merupakan jenis penelitian lapangan (field research) dengan menggunakan sumber data primer dan sekunder, Data yang diperoleh akan disajikan dengan teks yang bersifat naratif, Penelitian ini menggunakan teknik analisis data kualitatif dengan menggunakan metode penalaran induktif, dari penelitian dapat dikatakan bahwa penerapan akad Wadi‟ah yad dhamanah diBMT Insan Mulia Palembang yaitu penitipan dan harus bertanggung jawab terhadap kehilangan uang titipan tersebut. Simpanan bisa di ambil kapan saja (on call) atau berdasarkan kesepakatan dan tidak ada imbalan yang bersifat sukarela dari pihak BMT, Bonus pada tabungan Berkah yang menggunakan akad Wadiah yad dhamanah sudah sesuai dengan prinsip Islam, Berdasarkan fatwa DSN No. 02/DSN-MUI/IV/2000, penerapan akad wadiah yad dhamanah pada produk tabungan di BMT Insan Mulia Palembang telah sesuai dengan prinsip syariah.
TERBATASNYA KETERSEDIAAN LAPANGAN KERJA DAN DAMPAK PENGANGGURAN YANG TINGGI DI INDONESIA Resa Marlina; Defni Cecilia; Muhammad Hafizh
Journal of Economics and Development Vol. 1 No. 2 (2024): Journal of Economics and Development (JEnD)
Publisher : CV. Cendikiawan Muda Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70656/jend.v1i2.177

Abstract

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