cover
Contact Name
M Aqil Fahmi Sanjani
Contact Email
journalbamj@gmail.com
Phone
+6282244230119
Journal Mail Official
journalbamj@gmail.com
Editorial Address
Kraksaan-Probolinggo, East Java, Indonesia
Location
Kab. probolinggo,
Jawa timur
INDONESIA
Business and Applied Management Journal
Published by Al-Qalam Institute
ISSN : 30249201     EISSN : 30248094     DOI : https://doi.org/10.61987/bamj
Business and Applied Management Journal is Peer-reviewed refereed journal aiming at engaging academicians as well as practitioners. Focus on the areas of economics, finance, banking, capital markets, takaful and law. The aim of the Journal is to foster academic research by publishing original research articles that meet the highest analytical standards, and provide new insights that contribute and spread the business and Social Science knowledge.
Articles 45 Documents
Beyond the Religious Authority: A Genealogy Analysis of Leaders’ Legitimacy in Indonesian Islamic Communities Akmal Mundiri; Tiara Nurul Annisa’
Business and Applied Management Journal Vol. 3 No. 1 (2025): January-June
Publisher : Al-Qalam Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61987/bamj.v3i1.1260

Abstract

The authority of the kyais in Islamic boarding schools today cannot be fully understood solely through traditional theories that focus on knowledge and sanad. In the contemporary context, the legitimacy of kyais is also influenced by factors such as social relations, descent and digital media. This study aims to analyze the process by which the authority of the kyais is established in the Islamic boarding school community. The method used is qualitative, with a case study approach, and data collection through in-depth interviews, direct observation, and document analysis. The results of the study show that the process of establishing the authority of the kyais in the Islamic boarding school community is carried out through scientific genealogy (sanad keilmuan), genealogy of descent (nasab/dzurriyah), and adaptation to modernity through social media and digital public spaces. These findings show that the authority of the kyais is not fixed but is shaped through a social process that continues to change alongside the use of digital media, symbols, and cultural interactions.
Beyond Modern Management: The Barokah Model as a Spiritual Approach to Islamic Educational Innovation Nur Zazin; Salman Basri; Satria Tama
Business and Applied Management Journal Vol. 3 No. 1 (2025): January-June
Publisher : Al-Qalam Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61987/bamj.v3i1.1263

Abstract

This study aims to formulate and analyze the Barokah Management model as a spirituality-based approach to driving innovation in Islamic educational institutions. Educational innovation has become a critical issue amid global competition, particularly for private Islamic institutions, which face financial constraints and limited resources compared to the public sector. These challenges necessitate a contextually grounded management model that integrates modern quality standards with spiritual values to ensure sustainability and competitiveness. This research employs a qualitative biographical design that focuses on the leadership of KH. Sulaiman Nain at the Foundation. Data were collected through in-depth interviews, documentation, and field observations, and analyzed using an interactive model with triangulation for validity. The findings reveal that institutional expansion is driven by mission-oriented innovation rooted in religious values. The Barokah Management model integrates POAC functions with spiritual principles, generating “metaphysical efficiency” in resource-limited contexts. Organizational culture reflects high loyalty, resilience, and a sense of transcendent accountability among staff. Spiritual leadership fosters a low-cost, high-trust governance system that enhances institutional performance. These findings demonstrate that spiritual capital can substitute for material limitations and sustain innovation. This study presents a novel theoretical framework and recommends further research using comparative and mixed-methods approaches.
Determinants of Teachers’ Digital Literacy: The Role of Capacity Building, Career Inclusion, and Digital Platform Engagement Abdullah Abdullah; Abu Hasan Agus R
Business and Applied Management Journal Vol. 3 No. 1 (2025): January-June
Publisher : Al-Qalam Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61987/bamj.v3i1.1303

Abstract

This study aims to examine the effects of capacity building, career inclusion, and the use of the Merdeka Mengajar Platform on teachers’ digital literacy. A quantitative correlational design was employed, involving 18 teachers selected through total sampling. The research instrument, developed based on the DigCompEdu framework, demonstrated strong validity (Corrected Item-Total Correlation = 0.466–0.847) and high reliability (Cronbach’s Alpha = 0.906). Data were analyzed using simple and multiple regression techniques. The results indicate that capacity building (B = 0.974; p < 0.001), career inclusion (B = 0.919; p < 0.001), and platform usage (B = 0.889; p < 0.001) each have a positive and significant effect on teachers’ digital literacy. Simultaneously, these variables show a significant combined effect (F = 17.706; p < 0.001), explaining 79.1% of the variance (R² = 0.791). These findings imply that enhancing teachers’ digital literacy requires not only technical training but also systemic support through professional development, inclusive career pathways, and sustained engagement with digital platforms. An integrated strategy is essential to accelerate teachers’ digital readiness in contemporary educational contexts.
Strategies for Improving Teacher Performance Using a Local Expertise Approach: A Study Using POP-SDM Rahmawati Rahmawati; Bibin Rubini; Lina Novita
Business and Applied Management Journal Vol. 3 No. 2 (2025): July-December
Publisher : Al-Qalam Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61987/bamj.v3i2.1635

Abstract

This study explores strategies to enhance teacher performance using a local-expertise variable approach, with a focus on the local tradition of gotong royong (cooperation). Previous research has overlooked the impact of local customs on teacher performance. The research applies Human Resource Strengthening Modeling and Optimization (POP-SDM) and a multi-stage random sampling technique, involving 124 teachers from 9 private vocational schools in Bekasi Regency. Data analysis employs SEM-PLS 3 for path analysis, testing 7 direct and 3 indirect influences. The study integrates local expertise to improve teacher productivity by accounting for local customs. SITOREM analysis identifies the following prioritized areas for improvement: Salary/Income, Working Conditions, Promotion Opportunities, and Supervision, among others. The results show that 4 direct-effect hypotheses were accepted and 3 rejected, while 2 indirect effects were accepted and 1 rejected. The findings suggest that enhancing teacher performance requires focusing on job satisfaction, knowledge management, communication, and cooperation. By addressing the order of indicators identified through SITOREM, optimal solutions for improving teacher performance can be developed. This research emphasizes the importance of integrating local traditions into modern educational practices.
The Interplay of Financing Structures and Profitability in Islamic Banking: Does Asset Quality Moderate the Outcome? Budi Kolistiawan
Business and Applied Management Journal Vol. 3 No. 2 (2025): July-December
Publisher : Al-Qalam Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61987/bamj.v3i2.1642

Abstract

This study examines the effects of debt, equity, and lease financing, as well as the financing-to-deposit ratio (FDR), on return on equity (ROE), with non-performing financing (NPF) as a moderating variable in Islamic banking. The research fills a gap in previous studies that reported inconsistent findings regarding the impact of Islamic financing structures on profitability. A quantitative, associative research design with a time-series approach is employed, using 52 quarterly observations from 2011 to 2023 sourced from BCA Syariah financial reports and the Financial Services Authority (OJK). Data are analyzed through Moderated Regression Analysis (MRA) to assess both direct and moderating effects. The results indicate that debt financing negatively and significantly affects ROE, while equity financing has a positive and significant impact. Lease financing and FDR show no significant effect on ROE. NPF significantly influences ROE and moderates the relationship between FDR and ROE, but does not moderate the relationships with other financing variables. These findings provide empirical evidence on the role of financing risk in shaping profitability in Islamic banks, offering practical insights for bank managers and regulators in optimizing financing strategies while mitigating risk to enhance financial performance.
Monetary Policy, Liquidity, and the Risk Profitability Nexus: Evidence From Indonesian State and Private Banks Dadang Agus Suryanto; Acu Kusnandar
Business and Applied Management Journal Vol. 3 No. 2 (2025): July-December
Publisher : Al-Qalam Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61987/bamj.v3i2.1643

Abstract

This study aims to analyze the nexus between liquidity, credit risk, capital adequacy, and profitability in the banking sector under varying macroeconomic conditions. A quantitative approach is employed using panel data with a sequential modeling strategy. In the first stage, the effects of policy interest rates and inflation on liquidity, proxied by the Loan-to-Deposit Ratio (LDR), are examined. The second stage analyzes the influence of LDR and the Capital Adequacy Ratio (CAR) on credit risk, as measured by Non-Performing Loans (NPL), using a fixed-effects model. The third stage evaluates the impact of LDR, CAR, and NPL on profitability, proxied by Return on Assets (ROA), using a random effects model. Dummy variables and interaction terms are included to capture structural differences across bank types, with robust standard errors applied to ensure reliability. The results indicate a significant risk–return trade-off: higher liquidity and stronger capital adequacy contribute to improved profitability, while increased credit risk adversely affects financial performance. The findings imply that effective liquidity and capital management are essential for maintaining financial stability and optimizing bank profitability, particularly during periods of economic uncertainty.
Beyond Spiritual Authority: Revitalising Charismatic Leadership for Economic Independence in Indonesian Pesantrens Bachrul Ulum; Halili Halili; Wahyu Fajar Filastin; Silfin Aisyah
Business and Applied Management Journal Vol. 3 No. 2 (2025): July-December
Publisher : Al-Qalam Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61987/bamj.v3i2.1647

Abstract

This study aims to analyze the strategy and impact of revitalizing the Kyais ’ role in achieving sustainable economic Independence in pesantren. In the context of emerging economies, pesantrens possess significant social capital but remain vulnerable due to their financial dependence on external funding. This condition underscores the need to transform traditional spiritual leadership into a more professional, entrepreneurial model to support institutional sustainability. This research employs a qualitative approach with an instrumental case study design at the Islamic Boarding School, using purposive sampling. Data were collected through in-depth interviews, participant observation, and document analysis, and analyzed using an interactive model with triangulation to ensure validity. The findings reveal that the Kyai acts as the central architect of economic governance, integrating moral authority with strategic decision-making. Leadership revitalization is implemented through professional delegation, resource mapping, and vocational integration. This process produces a hybrid governance model combining centralized control and decentralized management.Furthermore, pesantren successfully transitioned into a production-based economic system. This transformation strengthens financial autonomy, student entrepreneurship, and community empowerment. The study contributes theoretically by proposing a charismatic–entrepreneurial leadership model and practically by offering a strategic framework for institutional Independence.
Eco-Spiritual Resilience: Designing Quality Islamic Education to Age of Screen Overload Arini Nuora Darina; Hasan Baharun
Business and Applied Management Journal Vol. 3 No. 1 (2025): January-June
Publisher : Al-Qalam Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61987/bamj.v3i1.1268

Abstract

Formulating a quality Islamic education model through an eco-spiritual approach to address the challenges of the digital era, characterized by the high intensity of layer use, is the purpose of this study. This study aims to answer the question of how Islamic education can shape individuals who have spiritual resilience and ecological awareness in facing the challenges of the digital world. The research method is a qualitative approach, using data collection techniques such as literature reviews, interviews, and observations of the implementation of Islamic education across various educational institutions. The results of the study show that Islamic education grounded in eco-spiritual resilience has great potential to help individuals overcome the negative impacts of technology, such as cell phone addiction, reduced quality of social relationships, and spiritual crises. The concept of eco-spiritual resilience, integrating Islamic values that prioritize the balance between the physical and the digital and maintain harmony with nature, is part of a comprehensive education. The findings of this study call for the development of Islamic education that not only focuses on improving students' thinking skills, knowledge, and morals, but also on strengthening their psychological and spiritual resilience. Thus, students are expected to respond to technological pressure wisely by maintaining balance in their daily lives.
Continuous Improvement in Learning Innovation Management to Enhance Students’ Learning Motivation Misbahul Arifin; Jazilurrahman Jazilurrahman; Abdul Haq AS
Business and Applied Management Journal Vol. 3 No. 1 (2025): January-June
Publisher : Al-Qalam Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61987/bamj.v3i1.1302

Abstract

This study examines the role of continuous improvement in managing learning innovation to enhance students’ learning motivation in Islamic junior secondary schools. The research is grounded in the issue that many learning innovations are implemented without sustainable management systems, resulting in inconsistent impacts on student motivation. This study aims to analyse how continuous improvement is implemented in school learning innovation management. A qualitative case study approach was employed, using interviews, observations, and document analysis, with data analysed through an interactive model of reduction, display, and verification. The findings reveal that continuous improvement has been initiated but remains partial, informal, and not yet institutionalised. Learning innovation is practised, but evaluation is largely subjective, data utilisation is limited, and reflective practices are not collaboratively structured. As a result, student motivation increases but fluctuates depending on the quality of implementation. The study concludes that continuous improvement is a key determinant of sustainable innovation and stable student motivation. This research contributes by proposing an integrative model that links continuous improvement, innovation management, and Islamic educational values within a unified framework.
Home Procurement Solution: The Utilization of Tawatu' in the Musharakah Mutanaqishah Agreement for Home Ownership Jasmin Jasmin; Syaifuddin Syaifuddin; Umu Rosyidah; Muh Sajjaj Sudirman; Abubakar Esa
Business and Applied Management Journal Vol. 3 No. 2 (2025): July-December
Publisher : Al-Qalam Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to examine the application of the tawatu' concept to enhance the Musharakah Mutanaqishah (MMQ) contract in home ownership financing, addressing the challenges of population growth and housing shortages. Islamic banks offer home ownership financing based on the Musharakah principles, specifically Musharakah Mutanaqishah, which involves a gradual transfer of ownership from the bank to the customer. However, the issue arises with the naming of the certificate in the customer's name while the house remains jointly owned. This study uses field research, collecting data through interviews and document review, analyzed using the descriptive qualitative model of Huberman and Miles. The findings indicate that naming the customer on the certificate helps streamline the process with the National Land Agency (BPN), Sharia banks, and the customer. This process is supported by the tawatu' concept, a secret agreement between two parties aimed at finding a way out of contractual issues within the scope of Sharia law and positive law. The tawatu' concept provides a harmonious solution for Islamic banking, supporting further growth and development.