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M Aqil Fahmi Sanjani
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Business and Applied Management Journal
Published by Al-Qalam Institute
ISSN : 30249201     EISSN : 30248094     DOI : https://doi.org/10.61987/bamj
Core Subject : Economy, Humanities, Education, Social,
Humanities Economics, Econometrics & Finance Education Environmental Science Social Sciences
Business and Applied Management Journal is Peer-reviewed refereed journal aiming at engaging academicians as well as practitioners. Focus on the areas of economics, finance, banking, capital markets, takaful and law. The aim of the Journal is to foster academic research by publishing original research articles that meet the highest analytical standards, and provide new insights that contribute and spread the business and Social Science knowledge.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 75 Documents
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Sharia-Oriented Performance of Local Government-Owned Islamic Rural Banks in Indonesia: A Disclosure-Based Descriptive Assessment Using the Islamicity Performance Index Nirwan Umasugi; Syaifuddin Syaifuddin; Rusmiyanti Wontami; Abd Rauf Wajo; Muhammad Ufuqul Mubin
Business and Applied Management Journal Vol. 4 No. 2 (2026)
Publisher : Al-Qalam Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61987/bamj.v4i2.2320

Abstract

This study evaluates the sharia-oriented financial performance of local government-owned Islamic rural banks (BPRS) in Indonesia using a disclosure-based Islamicity Performance Index (IPI). The sample comprises 21 BPRS observed during the 2024 financial year. A cross-sectional quantitative descriptive approach was applied by calculating bank-level ratios and reporting descriptive statistics without hypothesis testing or econometric estimation. Six indicators were examined: profit-sharing distribution, Zakat Performing Ratio, equitable distribution, employee-to-director welfare, Islamic Investment Ratio, and Islamic Income Ratio. Proxy construction and missing-data treatment were explicitly specified because public reports did not consistently disclose all canonical IPI components. The available profit-sharing proxy (n = 14) averaged 9.21%, while the Zakat Performing Ratio, equitable-distribution proxy, and employee-to-director welfare ratio averaged 0.099%, 28.10%, and 26.34%, respectively. Following standardization, Islamic investments accounted for 99.823% of total investments, while Islamic income accounted for 99.976% of total income. The findings demonstrate consistently strong alignment in investment and income sources but greater variation in profit-sharing, zakat, and distributive outcomes. OJK, PERMABIDA, local government shareholders, and BPRS management should therefore establish standardized IPI disclosure fields and institution-specific social performance targets to strengthen comparability, accountability, and policy oversight.
The Impact of the Work Environment and Work Motivation on the Performance of Generation Z Workers Yuni Syahputri; Khairunnisak Khairunnisak; Dahrul Siregar Dahrul Siregar; Louis Leonardo
Business and Applied Management Journal Vol. 4 No. 2 (2026)
Publisher : Al-Qalam Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61987/bamj.v4i2.2408

Abstract

This study examines the effects of the work environment and work motivation on the performance of Generation Z employees in Medan, Indonesia, addressing the limited empirical evidence on the determinants of performance among this emerging workforce. A quantitative associative design was employed using purposive sampling, involving 110 Generation Z employees. Data were collected through structured questionnaires and analyzed using validity and reliability tests, classical assumption tests, multiple linear regression, t-tests, F-tests, and the coefficient of determination (R²) with SPSS Version 25. The results show that both the work environment and work motivation have positive and significant effects on employee performance. The work environment emerged as the stronger predictor, indicating that a supportive, comfortable, and collaborative workplace is particularly important for enhancing Generation Z employees’ performance. Work motivation also significantly contributes to performance by strengthening employee engagement and commitment to organizational goals. Collectively, the two variables explain 45.2% of the variance in employee performance. These findings highlight the importance of integrating supportive workplace conditions with effective motivational practices and provide empirical implications for human resource management strategies to optimize Generation Z employees' performance.
Promotion, Price, and Customer Decisions to Upgrade Electricity Capacity: A Value-Based Decision Approach Muhamad Patriansyah; Diah Natalisa; Ahmad Maulana
Business and Applied Management Journal Vol. 4 No. 2 (2026)
Publisher : Al-Qalam Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61987/bamj.v4i2.2411

Abstract

This study examined the influence of promotion and price on customers’ decisions to upgrade electricity capacity from a value-based decision perspective. The study focused on consumer decision-making behavior in public electricity utility services, particularly in the context of electricity capacity upgrades. A quantitative approach was employed using survey data collected from 100 customers who had experienced electricity capacity upgrade services. The data were analyzed using multiple linear regression analysis. The results showed that both promotion and price had significant positive effects on customer purchase decisions. However, price was identified as the more dominant factor influencing customer behavior. Promotion and price simultaneously explained 83.6% of the variance in customer purchase decisions. These findings indicate that customers in public utility services tend to make rational, value-oriented decisions, in which affordability and perceived economic benefits play a stronger role than promotional communication. This study contributes to marketing and consumer behavior literature by extending the value-based decision framework to public electricity utility services. The findings also provide managerial implications for developing customer-oriented pricing policies and effective digital promotion strategies in the electricity sector.
Servant Leadership and Innovative Work Behavior: The Mediating Role of Digital Knowledge Sharing and Public Service Motivation Intan Windy Harlina; Ika Nurul Qamari
Business and Applied Management Journal Vol. 4 No. 2 (2026)
Publisher : Al-Qalam Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61987/bamj.v4i2.2437

Abstract

This study aims to examine the effect of Servant Leadership on Innovative Work Behavior among State Civil Apparatus (SCA) by incorporating Digital Knowledge Sharing and Public Service Motivation as mediating variables. This research employed a quantitative approach using purposive sampling, involving 177 respondents. Data were collected using a 7-point Likert-scale questionnaire and analyzed using PLS-SEM. The results indicate that Servant Leadership has a significant effect on Innovative Work Behavior, while the effect of Public Service Motivation is not supported. Furthermore, Public Service Motivation does not mediate the relationship between Servant Leadership and Innovative Work Behavior. The integrated model explains 59.5% of the variance in Innovative Work Behavior. This study contributes to the literature on innovative behavior among public sector employees, particularly in the context of digital transformation. The findings suggest that public organizations should strengthen servant leadership practices and digital knowledge management to foster employee innovation and improve the effectiveness of public service.
The Policy Paradox of Rice Import Restrictions: Food Sovereignty and Governance in Post-Reform Indonesia Nila Triwahyuning Tyas; Endang Susilowati; Yety Rochwulaningsih; Agustina Wilujeng Pramesturi
Business and Applied Management Journal Vol. 4 No. 2 (2026)
Publisher : Al-Qalam Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61987/bamj.v4i2.2499

Abstract

This study aims to examine the policy paradox between rice import restrictions and food sovereignty in post-Reform Indonesia from a governance perspective. An explanatory mixed-methods approach was employed by integrating historical policy analysis and descriptive quantitative analysis. The study analyzed government regulations, policy documents, BULOG reports, rice import statistics, and domestic production data from 2004–2024 to evaluate policy effectiveness, institutional coordination, and governance capacity. The findings reveal that the 2004 rice import moratorium successfully reduced import volumes and strengthened state intervention in food markets in the short term. However, these achievements did not lead to sustainable food sovereignty due to persistent challenges in agricultural productivity, institutional coordination, supply-chain efficiency, and technological modernization. This study contributes to the food governance literature by demonstrating that food sovereignty is a multidimensional governance outcome shaped by policy effectiveness, institutional coordination, and governance capacity, rather than by import restrictions alone. The findings imply that import management should be integrated with broader governance reforms, agricultural modernization, and institutional strengthening to enhance food system resilience and reduce structural dependence on external food markets.

Page 8 of 8 | Total Record : 75

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