cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Mohammad Rosyada
Contact Email
mohammad.rosyada@uingusdur.ac.id
Phone
+6285726919905
Journal Mail Official
ijibec@uingusdur.ac.id
Editorial Address
Jl. Pahlawan KM. 5 Kajen, Kabupaten Pekalongan, Jawa Tengah, Indonesia
Location
Kota pekalongan,
Jawa tengah
INDONESIA
International Journal of Islamic Business and Economics (IJIBEC)
Published by Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan
ISSN : 25993216     EISSN : 2615420X     DOI : https://doi.org/10.28918
Core Subject : Religion, Economy, Social,
Religion Economics, Econometrics & Finance Environmental Science
Focus: Islamic Economics and Small and Micro Enterprises Scope: The scope of this journal encompasses the integration of Islamic Economics especially on Small and Micro Enterprises (SMEs) and local economies. It focuses on: 1.Analyzing the influence of Islamic values on consumer perceptions, preferences, and behaviors. 2. Application of Islamic economic principles for the growth of MSMEs and local economies. 3. Evaluation of the contribution of Islamic financial institutions such as Sharia banks, waqf, and other Islamic financial practices in supporting MSMEs. 4. Investigation into communication, branding, and distribution strategies grounded in Islamic principles. 5. Comprehensive literature reviews and empirical studies including case studies on consumer preferences and Islamic economic practices in sectors like halal food, halal tourism, Muslim fashion, and halal beauty products. 6. Analysis of policies and regulations that facilitate the implementation of Islamic economic principles in local economic growth. 7. Methodological approaches such as surveys, interviews, observations, field studies, and quantitative data analysis to assess the impact of these strategies on customer loyalty, business success, and economic prosperity. 8. Openness to exploring additional themes related to Islamic economics.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 116 Documents
 1   2   3   4   5 
Application of Islamic Spiritual Intelligence as a MSMe Strategy in Post-Pandemic Arief Dwi Saputra; Alfina Rahmatia; Andi Azhar
International Journal of Islamic Business and Economics (IJIBEC) Vol 6 No 2 (2022): Volume 6 Nomor 2 Tahun 2022
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v6i2.5701

Abstract

This study aims to investigate how Islamic spiritual intelligence is applied as a strategy for entrepreneurship in facing the post-pandemic. This study used a qualitative research strategy with a sample of 128 respondents. The root of the problem is reviewed from the literature review and strengthened by collecting data from the in-depth interview process. The data is processed using the Nvivo 12 application with coding similarity analysis then the results of the study are used as a reference and conclusions through the data obtained. The results of this study found that there are seven elements of spiritual intelligence from an Islamic perspective, namely faith, piety, morality, shiddîq (honest), amânah (responsible), tablîgh (conveying), fathânah (intelligent), discipline, visionary, and empathy. A review of the total percentage of 100% has the potential for Islamic entrepreneurship in achieving business sustainability in the ability of business actors to manage their business through attitudes and decision-making that rely on elements of Islamic spirituality intelligence.
Characteristics of the Sharia Supervisory Board (SSB) and Investment Account Holders (IAH) to Islamic Social Responsibility Disclosure (ISRD) in Islamic Banks Hirdinah Dewi Kenangsari; Falikhatun
International Journal of Islamic Business and Economics (IJIBEC) Vol 6 No 2 (2022): Volume 6 Nomor 2 Tahun 2022
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v6i2.4509

Abstract

This study examines the effect of education level on the Sharia Supervisory Board (SSB), SSB doctoral ratio, and Investment Account Holders (IAH) on Islamic Social Responsibility Disclosure (ISRD) using the control variable of profitability and firm size. The object of the research is Islamic banks in the four countries with the highest percentage of poor people in the selected regional division of Asia and Europe: Indonesia (Southeast Asia), Bangladesh (South Asia), Jordan (West Asia), and Turkey (Southeast Europe), which published annual reports in 2013-2019. The results showed that SSB education level and firm size positively affected ISRD, while IAH and profitability did not affect ISRD. Meanwhile, SSB doctoral ratio has a negative effect on ISRD. This research can provide consideration and input for Islamic Bank regulators in evaluating existing regulations. Future research is expected to add proxies for SSB characteristics and other variables in testing the effect of Islamic bank ISRD quality.
Analysis of the Transmission of Conventional and Islamic Monetary Policy: Study on Inflation and Economic Growth Muhammad Syariful Anam; Rifda Nabila; Arna Asna Annisa; Rina Rosia
International Journal of Islamic Business and Economics (IJIBEC) Vol 6 No 2 (2022): Volume 6 Nomor 2 Tahun 2022
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v6i2.5970

Abstract

The empirical research aims to analyze the transmission of conventional and sharia monetary policies to inflation (CPI) and economic growth (GDP) using the SBI, PUAB, SBIS, and PUAS instruments from 2002 to 2020. This study applies the VAR/VECM approach to the E Views program. Based on the analysis, several findings were obtained: first, in the short-term and long-term, CPI is influenced by all variables in the conventional and sharia channels, except PUAS, which has no effect in the short term. Meanwhile, GDP is also influenced by all variables in the conventional channel and sharia channel, except for the SBIS and PUAB variables which have no effect in the long term. Second, in the IRF analysis, the variables of SBI, PUAB, and SBIS were responded negatively by the CPI, while PUAS responded positively. The variables PUAB, SBIS, and PUAS, responded positively to GDP, while GDP responded negatively. Third, from the results of the FEVD analysis, the conventional channel variable has a more significant contribution to influencing inflation (CPI) than the sharia channel variable. Meanwhile, the sharia channel variable contributes more to economic growth (GDP) than the conventional channel variable. The results of this study provide valuable new insights into the implementation of dual monetary policy on inflation and economic growth.
Factors Influencing the Increase in Mudarabah Savings: Evidence from Sharia Banks in Indonesia Bambang Iswanto; Risma Nurriani; Idhafiyyah Anwar; Ahmad Tibrizi Soni Wicaksono; Muhammad Nur Faaiz Fathah Achsani
International Journal of Islamic Business and Economics (IJIBEC) Vol 6 No 2 (2022): Volume 6 Nomor 2 Tahun 2022
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v6i2.6288

Abstract

This research aims at discovering the effect of public bank's interest rate, Rupiah exchange rate, deposit profit sharing of public sharia banks and number of branch offices on the amount of mudarabah savings deposit in public sharia banks in Indonesia. It used Multiple Linear Regression Analysis to test 60 data samples from 12 banks located in Indonesia based on the public sharia banks’ monthly reports from 2017 to 2021. The research result showed that public bank's interest rate had no partial effect on the amount of mudarabah savings deposit and Rupiah exchange rate, deposit profit sharing and number of branch offices partially affected the amount of mudarabah savings deposit. Simultaneously, however, public bank's interest rate, Rupiah exchange rate, deposit profit sharing and number of branch offices had an influence on the amount of mudarabah savings deposit. As a primary funding source, mudarabah deposit plays an important role in a bank’s stability since it is the main element to reduce the bank liquidity risk. The implication of this study is that it is important for banks to have a policy that (1) maintain a certain amount of deposit savings by considering the macroeconomic condition, namely the exchange rate of currency used in the global economic trade and (2) maintain the performance of bank’s internal factors such as profit-sharing and number of branch offices as an attempt to expand the networkto increase the mudarabah deposit market share.
Does Sharia Financial Literacy of MSMEs Influencing in Sharia Banking Financing: Investigating the Creative Economy Habriyanto; Budi Trianto; Nik Hadiyan Nik Azman; Busiradi; Evan Hamzah Muchtar; Elida Elvi Barus
International Journal of Islamic Business and Economics (IJIBEC) Vol 6 No 2 (2022): Volume 6 Nomor 2 Tahun 2022
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v6i2.6090

Abstract

This study aims to determine what factors influence MSMEs in the creative economy sector in deciding on Islamic Banking financing in Indonesia. We investigated the role of Islamic financial awareness, Islamic financial knowledge, and Islamic financial skills. We also examine whether the decision to use Islamic Banking financing impacts business performance. By using a path analysis approach, the results of this study show that Islamic financial awareness and financial skills positively impact the decision to finance in Islamic banking. Meanwhile, the decision to finance in Islamic banking has a positive effect on business performance, but insignificant. Other results show that Islamic financial skills positively and significantly impact MSME business performance. The results of this study imply that business actors in the creative economy sector must be given an understanding of Islamic financial skills and Islamic financial awareness. On the other hand, Islamic banking must expand financing in the creative economy sector through a more competitive financing scheme so that MSMEs can easily access it. Expanding access to Islamic financing for MSMEs is expected to accelerate the inclusion of Islamic finance in Indonesia. This study is a preliminary investigation in Indonesia of Islamic Banking Financing for the creative economy. 
The Purchase Decision of The Muslimah Generation Y and Z to Halal Cosmetic Product: Analysis of DSN-MUI Fatwa Number 26 of 2013 Jaenudin; Cucu Susilawati; Rosi Hasna Sari; Adang Sonjaya
International Journal of Islamic Business and Economics (IJIBEC) Vol 6 No 2 (2022): Volume 6 Nomor 2 Tahun 2022
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v6i2.6109

Abstract

  This study aims to determine the implementation of the DSN MUI fatwa Number 26 of 2013. Furthermore, how it affects the purchase decision of Generation Muslimah Y and Z in choosing and buying cosmetic products—using qualitative methods with triangulation techniques, namely using various data collection methods consisting of observations, interviews, questionnaires, and documentation studies. The results show that the critical point of halal in cosmetics consists of the composition of the ingredients used and the resistance of cosmetics to water. Among the Muslim generations Y and Z, some already know, and some do not know the halal standards of cosmetics. However, according to Generations Y and Z, cosmetic halal standards in DSN – MUI Fatwa Number 26 of 2013 can affect their purchase decision on halal cosmetic products. Halal certification is still the main reason for purchasing halal cosmetics compared to prices, trends, and brands. It did by the Muslimah Generation Y and Z. In conclusion, DSN Fatwa–MUI Number 26 of 2013 applies effectively to The Muslimah Generation Y and Z as a consideration in choosing and buying halal cosmetics. This research implies that halal labeling can be used as a marketing strategy for a cosmetic product. The originality of this research lies in the object of research, which is only limited to Generations of Muslim women Y and Z and Fatwa DSN MUI Number 26 of 2013 as an analytical tool. 
Stagnation of Islamic Banking In Indonesia: Analysis Factors And Solutions Ratno Agriyanto, Ratno Agriyanto; Ali Murtadho; Nasrul Fahmi Zaki Fuadi; Muhammad Saifullah; Siti Mujibatun; Abdulhamid Ali Abukil
International Journal of Islamic Business and Economics (IJIBEC) Vol 7 No 1 (2023): Volume 7 Nomor 1 Tahun 2023
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v7i1.6923

Abstract

This study aims to shed light on why there hasn't been a noticeable rise in Islamic banks during the past three decades of their existence. Data were gathered for this qualitative study through observation, interviews, and documentation studies. The study's findings demonstrate that the growth of Islamic banks has slowed, as evidenced by their low market share, declining financing deposit ratio (FDR), and declining return on assets (ROA). The expansion of the Islamic Banking staff network and offices has also slowed down. Islamic banking's initial reasons for stagnation include its subpar performance in carrying out social tasks, specifically the collecting and distribution of cash. The second requirement is the capacity to apply sharia principles to every banking activity. The three Arabic term labels on the goods offered by Islamic Banking continue to cause confusion in the community. Fourth, judicial disputes unrelated to banking include entities and people associated with sharia designations, which have an effect on public confidence. To change the stagnation of Islamic banks, strategic steps including expanding their social role are required.
Nexus of Finacial Inclusion and Human Development as an Important Role in Economic Growth: Evidence from ASEAN Countries Zainuri; Agus Mahardiyanto; M. Saleh; M. Fahorrazi; Tyas Arthasari; Naziaa Adeel
International Journal of Islamic Business and Economics (IJIBEC) Vol 7 No 1 (2023): Volume 7 Nomor 1 Tahun 2023
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v7i1.6921

Abstract

Financial inclusion is one of the financial indicators that play a role in providing access to financial products to the public, the high level of equitable access to finance in the community can be an essential milestone in reviving the economic cycle and being a threat to the financial system. Implementing a country's financial inclusion will be successful if it is balanced with an adequate quality of society because special knowledge is needed in choosing access to financial services. The financial inclusion and human development nexus is expected to assist the government in implementing sustainable economic development. This study aims to analyze the relationship between the financial inclusion index and HDI, the financial inclusion index and HDI nexus with GDP, and the financial stability problem in developing ASEAN countries is still motivated by the high level of banking NPLs. This study uses panel data with the Generalized Method of Moment as an analytical method. The selection of the vulnerable research year is motivated by the phenomenon of the financial crisis, Brexit to Covid-19.
The Relationship between Foreign Direct Investment, Islamic Financial Performance and Economic Growth: Analysis of Economic Freedom as a Moderating Variable Rukiah Lubis; M. Fauzan; Ananda Anugrah Nasution; Wanda Khoirun Nasirin; Tasiu Tijjani Sabiu
International Journal of Islamic Business and Economics (IJIBEC) Vol 7 No 1 (2023): Volume 7 Nomor 1 Tahun 2023
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v7i1.6920

Abstract

Developing countries need a lot of capital for economic development. Development in most developing countries is hampered by limited funds. Thus, these obstacles in developing a sharia economy in a dual economic system country. The problem of limited capital can be overcome by raising additional capital from abroad in the form of loans or foreign direct investment (FDI). The purpose of this study is to analyze the relationship of FDI and the impact of economic freedom on the development of Islamic economics in IFSB member countries. This research was conducted with quantitative research methods using secondary data from various sources. Studies were analyzed by PLS-SEM using PLS 3.0. The findings reveal that FDI does not have a significant relationship with Islamic economic growth and economic freedom does not moderate the relationship between FDI and Islamic economic development. The development of the sharia economy is hampered because of economic freedom, so that foreign direct investment is not a factor that can advance the Islamic economy. Through this study, the government can build a sharia economic framework by highlighting the resources that Islam allows.
The Development of Sasirangan Entrepreneurs In Banjarmasin: Study on Sharia-Based Business Perspective S. Purnamasari; Purnama Rozak; Kurniaty; Ibrahim Dahiru Idriss
International Journal of Islamic Business and Economics (IJIBEC) Vol 7 No 1 (2023): Volume 7 Nomor 1 Tahun 2023
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v7i1.6922

Abstract

The aim of the study was to describe the knowledge of Sasirangan cloth entrepreneurs in Sasirangan Village and their perceptions of sharia-based venture capital loans. This type of research is field research which is a case study with a descriptive approach. The results of this study concluded that the knowledge of Sasirangan cloth entrepreneurs in Sasirangan Village regarding sharia-based business capital loans was still divided into3, namely: (1) knowing enough about providing sharia-based business capital loans, (2) not knowing about providing capital loans. sharia-based businesses, and (3) very little knowledge about providing sharia-based business capital loans. The perceptions of sasirangan cloth entrepreneurs in Sasirangan Village regarding sharia-based business capital loans also varied, namely: informants who had a good view of providing sharia-based business capital loans because they were banking based on sharia principles in their management and informants who thought that according to them, sharia banking and conventional are the same. The implication is knowing the knowledge and perceptions of Sasirangan Cloth MSME entrepreneurs in Sasirangan Village, Banjarmasin regardingsharia-based capital loans will be able to increase the economic growth of UMKM in Banjarmasin City, including having implications for the large number of workers absorbed so that they can become a driving force for theeconomy because they can also solvecurrent economic problems. This has hit the Indonesian nation, among others: creating jobs, increasing people's income, and alleviating poverty. Therefore, the researcher's suggestion is the need to increase Islamic financial literacy and inclusion for Sasirangan Fabric MSME actors in Sasirangan Village, Banjarmasin City by collaborating with related parties and in a sustainable manne.

Page 3 of 12 | Total Record : 116

 1   2   3   4   5 

Filter by Year

2017 2025


Reset
Filter By Issues
All Issue Vol 9 No 2 (2025): Volume 9 Nomor 2 Tahun 2025 Vol 9 No 1 (2025): Volume 9 Nomor 1 Tahun 2025 Vol 8 No 2 (2024): Volume 8 Nomor 2 Tahun 2024 Vol 8 No 1 (2024): Volume 8 Nomor 1 Tahun 2024 Vol 7 No 2 (2023): Volume 7 Nomor 2 Tahun 2023 Vol 7 No 1 (2023): Volume 7 Nomor 1 Tahun 2023 Vol 6 No 2 (2022): Volume 6 Nomor 2 Tahun 2022 Vol 6 No 1 (2022): Volume 6 Nomor 1 Tahun 2022 Vol 5 No 2 (2021): Volume 5 Nomor 2 Tahun 2021 Vol 5 No 1 (2021): Volume 5 Nomor 1 Tahun 2021 Vol 4 No 2 (2020): Volume 4 Nomor 2 Tahun 2020 Vol 4 No 1 (2020): Volume 4 Nomor 1 Tahun 2020 Vol 3 No 2 (2019): Volume 3 Nomor 2 Tahun 2019 Vol 3 No 1 (2019): Volume 3 Nomor 1 Tahun 2019 Vol 2 No 2 (2018): Volume 2 Nomor 2 Tahun 2018 Vol 2 No 1 (2018): Volume 2 Nomor 1 Tahun 2018 Vol 1 No 2 (2017): Volume 1 Nomor 2 Tahun 2017 Vol 1 No 1 (2017): Volume 1 Nomor 1 Tahun 2017 More Issue