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Tamrin Fathoni
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gunawanzahra65@gmail.com
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Jl. H. Agus Salim No.RT/RW 001/001, Simo, Bediwetan, Kec. Bungkal, Kabupaten Ponorogo, Jawa Timur 63462
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INDONESIA
Aafiyah: Jurnal Multidisiplin Ilmu
Published by Edujavare Publishing
ISSN : *     EISSN : 30263980     DOI : -
Core Subject : Religion, Education, Agriculture, Social, Engineering,
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Languange, Linguistic, Communication & Media Social Sciences
Aafiyah: Jurnal Multidisiplin Ilmu (E-ISSN 3026-3980) is a blind peer-reviewed journal published by Edujavare Publishing, Indonesia. This journal publishes research articles, conceptual articles, field study reports and book reviews on all scopes of education, Islamic religious education, early childhood education, basic education, mathematics education, Arabic language education, economics education, sociology education, social studies education, history education, science education, arts and culture education, social and humanities education (See Focus and Scope). This journal article is published two times a year; 2 issues per year (June and December). E-ISSN 3026-3980
Arjuna Subject : Ilmu Sosial - Ilmu Sosial (Lain-Lain)
Articles 52 Documents
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Utilization of Artificial Intelligence in Islamic Religious Education Learning Lisma Meilia Wijayanti
Aafiyah: Jurnal Multidisiplin Ilmu Vol. 4 No. 02 (2026): Aafiyah: Jurnal Multidisiplin Ilmu
Publisher : CV Edujavare Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70610/ja.1305

Abstract

The utilization of Artificial Intelligence (AI) in Islamic Religious Education (IRE) has become increasingly relevant in the digital era due to rapid technological advancement and the growing need for innovative educational approaches. This study aims to examine the opportunities, challenges, and implications of AI integration in Islamic Religious Education learning. The research employs a qualitative descriptive method through literature review and contextual analysis of educational technology, Islamic educational philosophy, and digital learning practices. Data were collected from academic journals, books, policy reports, and scholarly publications related to AI, educational technology, and Islamic education. The findings indicate that AI technologies significantly contribute to improving learning accessibility, personalization, student engagement, and instructional efficiency in Islamic education. AI-supported systems such as adaptive learning platforms, intelligent tutoring applications, automated assessment tools, and digital Islamic educational resources help students access religious learning materials more effectively and flexibly. However, the study also identifies several challenges, including reduced human interaction, ethical concerns, misinformation risks, technological inequality, and limited digital literacy among educators and students. The findings emphasize that AI should function as a supportive educational tool rather than replacing the essential human dimensions of Islamic education, particularly moral guidance, spiritual mentorship, and character formation. Therefore, balanced integration between technological innovation and Islamic educational values is necessary to ensure meaningful and ethical educational practices. The study concludes that AI possesses significant potential to strengthen Islamic Religious Education learning when implemented responsibly, inclusively, and in accordance with Islamic ethical principles.
Sharia Financial Literacy in Students: Challenges and Opportunities for Development Suprianik
Aafiyah: Jurnal Multidisiplin Ilmu Vol. 4 No. 02 (2026): Aafiyah: Jurnal Multidisiplin Ilmu
Publisher : CV Edujavare Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70610/ja.1306

Abstract

Sharia financial literacy has become an important issue in contemporary society due to the rapid development of Islamic financial institutions and the increasing complexity of digital financial systems. This study aims to examine the challenges and opportunities in developing sharia financial literacy among university students. The research employs a qualitative descriptive approach through literature review and contextual analysis of students’ financial behavior, Islamic financial education, and digital economic trends. Data were collected from academic journals, government reports, Islamic financial publications, and relevant scholarly literature discussing financial literacy and Islamic finance. The findings indicate that students generally possess basic understanding of Islamic financial concepts, particularly regarding the prohibition of riba and Islamic banking systems, yet their broader knowledge concerning halal investment, sharia fintech, Islamic insurance, and ethical financial management remains limited. Modern consumer culture, social media influence, and digital lifestyles significantly affect students’ financial behavior, often encouraging impulsive spending and weak financial planning. In addition, limited educational integration and misconceptions regarding Islamic financial systems remain major obstacles to improving students’ literacy levels. However, technological advancement, digital financial platforms, and growing interest in halal lifestyles provide substantial opportunities for strengthening sharia financial education among younger generations. The study emphasizes that sharia financial literacy should integrate technical financial competence with ethical, spiritual, and social values derived from Islamic teachings. Collaboration between universities, government institutions, and Islamic financial organizations is necessary to develop innovative and contextual educational strategies capable of fostering responsible financial behavior and sustainable economic awareness among students.

Page 6 of 6 | Total Record : 52

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