cover
Contact Name
Herlina Yustati
Contact Email
baabu.alilmi@mail.uinfasbengkulu.ac.id
Phone
-
Journal Mail Official
herlina.yustati@mail.uinfasbengkulu.ac.id
Editorial Address
Jl. Raden Fatah, Pagar Dewa Kota Bengkulu 38211 Bengkulu, Sumatra Indonesia
Location
Kota bengkulu,
Bengkulu
INDONESIA
BAABU AL-ILMI: Ekonomi dan Perbankan Syariah
ISSN : 27274163     EISSN : 2654332X     DOI : 10.29300/ba.v9i1.XXX
This journal is an electronic scientific journal focused on advancing knowledge in the fields of Islamic economics and banking. It publishes research articles, theoretical studies, and practical analyses covering topics such as Islamic finance, Islamic banking, halal investment, macro- and microeconomics based on Sharia principles, as well as economic policies aligned with Islamic law. By presenting high-quality scholarly works, Baabu Ilmi aims to serve as a platform for academic discussion and a valuable reference for researchers, academics, practitioners, and policymakers interested in the development of Islamic economics and banking.
Articles 197 Documents
Pengaruh Penerimaan Dana ZISWAF, BOPO, dan Laba/Rugi Non Operasional terhadap Pendapatan Mudharabah dengan Firm Size Sebagai Variabel Moderasi Pada Perbankan Syariah di Indonesia Tahun 2018-2023 Azkia, Arina; Budianto, Eka Wahyu Hestya
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 9, No 2 (2024): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v9i2.4663

Abstract

This study was conducted with the aim of finding the effect of ZISWAF fund revenue, BOPO, and non-operating profit/loss on mudharabah income with firm size as a moderating variable in Islamic banking in Indonesia. This study uses a sample of financial sector companies included in the list of the Indonesia Stock Exchange (IDX) in 2018-2023. With the data contained is secondary data derived from quarterly reports accessed through the relevant company website. The purpose sampling technique was used to sample 115 companies for 5 years. The analysis method used is Panel Data Regression and Moderation Regression Analysis (MRA), all using Eviews 12. The results showed that the receipt of ZISWAF funds can increase mudharabah income due to increased equity and Islamic banking profits. In carrying out its operations, the BOPO variable is used to measure the effectiveness and ability of the bank, which can affect mudharabah income. Non-operating profit/loss can affect mudharabah income positively or negatively. And mudharabah income in Islamic banking in Indonesia can be influenced by firm size variables.
Peran Kolaborasi dan Persaingan Bisnis dalam meningkatkan Kinerja Usaha di Era Industri 4.0 pada Pedagang Mie Ayam dan Bakso Di Kota Sukabumi Aqli, Aldi; Noor Rachmah, Yulia; Anggraeni Hidayat, Wina
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 10, No 1 (2025): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v10i2.8242

Abstract

This study aims to examine the role of collaboration and business competition in improving the business performance of chicken noodle and meatball vendors in Sukabumi City during the Industry 4.0 era. A qualitative case study approach was employed, involving vendors and customers as key informants. The findings indicate that collaboration among vendors—such as joint procurement of raw materials, co-promotions, and shared delivery services—helps reduce operational costs and expand market reach. Meanwhile, healthy business competition encourages innovation in product offerings, pricing, service quality, and digital technology adoption. Cross-sector collaborations with government bodies, academia, and local communities further strengthen the competitiveness of small culinary businesses amidst a rapidly evolving digital market. Thus, the synergy between collaboration and competition is a crucial factor in enhancing performance and sustaining traditional culinary businesses in the age of industrial transformation.
KINERJA REKSA DANA SYARIAH : STUDI KOMPARATIF ANTARA REKSA DANA SYARIAH PENDAPATAN TETAP DAN BENCHMARKNYA PERIODE 2014-2017 Yuningsih, Ayu
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 4, No 1 (2019): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v4i1.1688

Abstract

Penelitian ini bertujuan untuk mengetahui kinerja reksa dana syariah pendapatan tetap berdasarkan metode sharpe dibandingkan dengan benchmark ISBI pada periode 2014-2017 yang ditujukan sebagai acuan bagi investor yang memiliki preferensi investasi pada reksa dana syariah. Penelitian ini menggunakan metode deskriptif  komparatif. Hasli penelitian ini menunjukkan nilai sig. uji statistik Independent Sampel T test sebesar 0.872 lebih besar dari  sebesar 0.05 yang berarti H0 diterima atau tidak ada perbedaan kinerja reksa dana syariah pendapatan tetap berdasarkan metode sharpe dengan benchmark ISBI pada periode 2014-2017. Walaupun  kinerja produk  reksa dana syariah pendapatan tetap selalu berfluktuasi namun secara keseluruhan reksa dana syariah pendapatan tetap memiliki pertumbuhan kinerja yang baik dari tahun ke tahun
Pengaruh Literasi Keuangan dan Pengelolaan Keuangan Terhadap Kinerja dan Keberlangsungan UMKM di Kota Padang Desiyanti, Rika; Chrismondari, Chrismondari; Romero, Adnan Raja
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 8, No 2 (2023): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v8i2.5016

Abstract

The study aims to analyze the impact of financial literacy and financial management on the performance and sustainability of micro, small, and medium enterprises (MSMEs) in Padang City. This research is quantitative, and it uses primary data obtained through questionnaires. This research population is an MSMEs perpetrator in the city. Sampling techniques in research use census techniques. Around 150 people participated in the event. The data was processed with SPSS software for Windows version 22. The results of this study indicate that financial literacy has a positive impact on the performance of MSMEs and business sustainability; financial management has positive experience with the sustainability of enterprises; and financial management is consistent with the outcomes of MSMEs.
FAKTOR-FAKTOR YANG MEMPENGARUHI KEPERCAYAAN LEMBAGA KEUANGAN SYARI’AH BENGKULU TERHADAP ALUMNI JURUSAN EKONOMI ISLAM IAIN BENGKULU DALAM REKRUITMEN TENAGA KERJA Isnaini, Desi
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 2, No 2 (2017): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v2i2.1053

Abstract

This paper is motivated by the problems of the development of sharia financial institutions are growing rapidly in the city of Bengkulu, impact on the needs of human resources are not small, but after the author observe very little of the Department of Islamic Economics or Muamalah Department who work in Islamic financial institutions. The type of research used is the type of qualitative research, aiming to describe the systematic and factual, by examining the phenomenon of emperis in detail. The results of this study found that there is the same recognition for graduates of the Department of Islamic Economics and other Departments, and there are no exceptions for Islamic Economics majors in taking the test in Islamic financial institutions both banks and non-banks, because all of these agencies accept applications from all Majors. There are two factors that influence the level of confidence of sharia financial institutions bengkulu to graduates majoring in Islamic Economics IAIN Bengkulu, that is: a). External Factors, that is: Curriculum, Index of achievement komulatif, Accreditation of study program. b). Internal Factors ,that is: Insights general knowledge, keIslaman, kesyari'ahan, Soul marketing and managerial, professional and confident, advanced and developing mindset, able to utilize Technology, Good Attitude and Performance, Integrity and high spirit. While the competence must be owned by a graduate of the Department of Islamic Economics is Cognitive Competence, ie science and skills, Personality and Attitude Competencies, Social and Communication Competencies, Professional Competencies.Keywords: Rekruitmen Tenaga Kerja
Pengaruh Sektor Ekonomi Perbankan Terhadap Pembentukan Modal di Indonesia Aini, Huril; Tohirin, Ahmad
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 7, No 1 (2022): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v7i1.2828

Abstract

This research aimed to know the credit and economic sector financing of banking economy effect on capital formation in Indonesia. The more investments that banks receive from investors, the more profits they will get in the future. In this case capital formation can develop. The research type is descriptive quantitative research. This research involved Islamic Commercial Bank, Islamic Business Unit, Conventional Banking and used monthly data in 2015-2020. This research used Autoregressive Distributed Lag (ARDL) to verify short term or long term correlation of independent variables on capital formation in Indonesia. The results of this research show that the short term variables of the agricultural sector and the manufacturing sector have no effect on capital formation. While, foreign direct investment has an effect on capital formation in Indonesia. Then in the long term, the agricultural sector has not effect on capital formation. While, the manufacturing sector and foreign direct investment have a direct effect on capital formation in Indonesia. Therefore recommended that the monetary authority make efforts effectively manage bank maximal loans.
ANALISIS PENGEMBANGAN UMKM BERBASIS WAKAF UANG DI KOTA BENGKULU Asnaini, Asnaini
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 3, No 1 (2018): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v3i1.1583

Abstract

The spirit of waqf institutionalization (waqf managed by the government) is to maximize the benefits of waqf assets for people's welfare. Bengkulu City has the potential for large cash waqf. Bengkulu city has a high opportunity to develop waqf-based SMEs. Management of cash waqf to advanceSMEs can be carried out with a scheme to maximize the role of mosque worshipers actively. Jamaah can act as Wakif (JW), Nadhir (JN), Beneficiaries (JPM), and as Trustees or Supervisors (JPP). The starting point is the mosque congregation. With this scheme the development of waqf-based SMEs for mosques or what the authors call 'kaFUangMas' can be started, namely from pilgrims to worshipers. This scheme requires shared enthusiasm and commitment. Sense of brotherhood and caring and the desire to move forward together. Honing, caring and fostering each other in achieving prosperity and justice.
Analisis Ketahanan Pangan Pasca Pandemi Kota dan Kabupaten di Provinsi Termiskin Kedua Pulau Sumatera Wibowo, Hariz Eko; Novanda, Ridha Rizki; Ifebri, Rihan; Fauzi, Ariffatchur
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 9, No 1 (2024): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v9i1.3425

Abstract

Food security is one of the maqashid of sharia (sharia goals), namely protecting the soul (hifz al-nafs). Food security is important in maintaining the life and sustainability of humanity. Because affordability is a component of food security, there is a close relationship between food security and poverty. Bengkulu Province is the second largest province with a percentage of people living in poverty on the island of Sumatra. However, the percentage of people in Bengkulu Province who live in poverty tends to be unaffected by the pandemic and is even showing signs of decreasing. The results of other studies on the impact of the pandemic on poverty, income and food security contradict this. Therefore, it is necessary to conduct research regarding changes in food security after the pandemic in cities and districts in Bengkulu Province. The results of this descriptive analysis show that almost all city and district food security indices have not experienced significant changes after the Covid-19 pandemic in Bengkulu Province. Only Mukomuko Regency and Bengkulu City experienced significant changes, namely changing from the "Resistant" category to "Very Resistant". The results of a deeper analysis based on the three aspects show that there are no significant changes in the three aspects from 2020-2023. Only Mukomuko Regency and Bengkulu City experienced a significant increase in the food utilization index from 2020-2023. This is in line with the descriptive analysis of the food security index where the increase in the food security index for Mukomuko Regency and Bengkulu City was caused by an increase in the food utilization index.
ANALISIS EFEKTIVITAS DAN EFISIENSI PENERIMAAN RETRIBUSI DAERAH PADA DINAS PENDAPATAN, PENGELOLAAN KEUANGAN DAN ASET DAERAH KABUPATEN BENGKULU TENGAH Dirasmi, Sipti; Soleh, Ahmad
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 1, No 2 (2016): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v1i2.878

Abstract

Effectiveness And Efficiency Analysis Revenue Levies At the Department of Revenue, Finance and Asset Central Bengkulu District. To increase the levies is necessary to the effectiveness and efficiency of the reception levies. One of them through the subject and object of local revenue, thereby increasing the productivity of PAD. The purpose of this study to determine the effectiveness and efficiency of reception levies on the Department of Revenue, Asset Finance Central Bengkulu regency. Methods of data collection using documentation. The analytical tool used is the ratio of the effectiveness and efficiency ratios. The results showed that the effectiveness of retribution Central Bengkulu Regency in the year 2012 amounted to 24.69% and the criteria are not effective because many of the target sources of retribution were not realized. In 2013 amounted to 94.56% effective with sufficient criteria whereas in 2014 amounted to 111.18% with a very effective criteria for the Government Central Bengkulu in this case the Department of Revenue, Finance and Asset Management Middle Bengkulu regency has evaluated by preparing a revenue target levy that has the potential to be realized. The efficiency level of retribution Central Bengkulu District from 2012-2014 year is already included in the criteria is very efficient, because the efficiency ratio below 10%.Key Words: Effectiveness, Efficiency, Retribution, Central Bengkulu District
Implementasi Manajemen Risiko berdasarkan PBI No. 13/23/PBI/2011 Studi: Produk Ijarah Multijasa pada PT. BPRS ADAM kota Bengkulu Yuliza, Meli; Hak, Nurul; Yustati, Herlina
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 6, No 2 (2021): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v6i2.2809

Abstract

The purpose of this study was to determine how the application of  risk management in Ijarah Multijasa products at PT. BPRS ADAM. The research method used is a qualitative method with data collection techniques through interviews with 8 respondents and direct observation to PT BPRS Adam. Then the data is described, analyzed  and discussed to answer the problems posed. From the results of this study it was found that the application of risk management based on PBI No. 13/23 / PBI / 2011 on Ijarah Multijasa products at PT. BPRS Adam is in line.

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