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BAABU AL-ILMI: Ekonomi dan Perbankan Syariah
Published by Universitas Islam Negeri Fatmawati Sukarno Bengkulu
ISSN : 27274163     EISSN : 2654332X     DOI : 10.29300/ba.v9i1.XXX
Core Subject : Religion, Economy, Education,
Religion Economics, Econometrics & Finance Education Other
This journal is an electronic scientific journal focused on advancing knowledge in the fields of Islamic economics and banking. It publishes research articles, theoretical studies, and practical analyses covering topics such as Islamic finance, Islamic banking, halal investment, macro- and microeconomics based on Sharia principles, as well as economic policies aligned with Islamic law. By presenting high-quality scholarly works, Baabu Ilmi aims to serve as a platform for academic discussion and a valuable reference for researchers, academics, practitioners, and policymakers interested in the development of Islamic economics and banking.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 197 Documents
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Pengaruh Kompetensi Tenaga Penjual, Kualitas Pelayanan, Penanganan Komplain, dan Citra Perusahaan Terhadap Loyalitas Nasabah Asuransi Ramadhani, Ela; Maidalena, Maidalena; Ahmadi Bi Rahmani, Nur
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 10, No 2 (2025): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v10i2.8755

Abstract

The purpose of this study was to investigate the effect of salesperson competence, service quality, complaint handling and company image on customer loyalty at PT AJS Bumiputera Medan City Branch. The research was conducted using primary data. The population in this study were all employees of  PT AJS Bumiputera Medan City Branch totaling 238 customer with the technique used purposive sampling, namely a sample of 70 respondents. The data collection used a questionnaire. Testing using multiple linear regression analysis and classical assumption tests and data quality tests. The results of the study concluded that service quality, salesperson competence and customer image have a positive effect on customer loyalty, and complaint handling has a negative effect on customer loyalty in PT AJS Bumiputera Medan City Branch . Simultaneously salesperson competence, service quality, complaint handling and company image affect customer loyalty where F count 13.069 > F tabel 2,511. Then the R Square value is 0.446 or 44.6%.
Sistem Operasional Akad Ijarah Pada Kinerja Tukang Bangunan Menurut Ekonomi Islam di Desa Kertagena Tengah Kabupaten Pamekasan Fakhruzy, Agung
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 5, No 1 (2020): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v5i1.2512

Abstract

The house-building business in the Central Kertagena Village is one of the businesses that are of concern to the community by using a timing system with "Ijarah" payments. The homeowner gives a verbal description to the builder then gives according to the specified promise. Parties in association do not know about contracts Many conflicts occur due to rules that must be followed by both parties not working properly. And also the compilation of goods has been completed does not match the owner and the builder did not want to admit his mistakes. Based on this, there are two that are the focus of this study, first: How is the application of the ijarah contract to the performance of builders in the village of Central Kertagena? The results showed that in the implementation of the contract at the beginning of the agreement only based on verbal and not published in accordance with the problem at the end after the completion of the contract. Then at 07:00 WIB - 04:00 WIB. However, it is satisfied to repair the building that was built over that time and stopped before the traffic jams, as well as to repair the house and cost more. In addition, the lack of clarity in the good model of the house model of the homeowner ordered the desired goods only by word alone and the builder requires no need to be correct so that more causes problems. When the goods are finished it is not suitable for the owner and the builder does not want to admit his mistakes.
Pengaruh Literasi Keuangan Syariah dan Pendapatan Terhadap Pengelolaan Keuangan (Studi Kasus di Kantor Akuntan Publik Budiandru dan Rekan) Wafa Nabilah, Hamidah; Rizaludin, Rizaludin; Muti, Ahmad
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 10, No 1 (2025): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v10i1.7764

Abstract

Penelitian ini bertujuan untuk mengetahui seberapa besar pengaruh Literasi Kuangan Syariah dan Pendapatan Terhadap Pengelolaan Keuangan. Penelitian ini menggunakan pendekatan kuantitatif dengan menyebarkan angket kepada seluruh karyawan Kantor Akuntan Publik Budiandru dan Rekan yang diperoleh data sebanyak 73 responden. Penelitian ini menggunakan software SPSS 26. Hasil penelitian menunjukkan bahwa secara parsial variabel Literasi Keuangan Syariah (X1) berpengaruh positif dan signifikan terhadap Pengelolaan Keuangan (Y) hal ini ditunjukkan dengan thitung 5.677>1.994 dan nilai sig. 0.00<0.05, dan juga secara parsial variabel Pendapatan (X2) berpengaruh positif dan signifikan terhadap Pengelolaan Keuangan (Y) hal ini ditunjukkan dengan thitung 3.864>1.994 dan nilai sig. 0.00<0.05. Literasi Keuangan Syariah dan Pendapatan berpengaruh sebesar 56.6% terhadap Pengelolaan keuangan dan sisanya 43.4% dipengaruhi oleh variabel lain diluar penelitian.
POTENSI WAKAF DAN PENGELOLAAN DI BENGKULU Hak, Nurul
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 3, No 2 (2018): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v3i2.1535

Abstract

Waqf management as demanded by law still has to be questioned, Bengkulu is one of the regions that has extensive waqf, but its management is not in accordance with the law. The potential of waqf in Bengkulu is very large, which is 375,743.1 M2 spread over 290 locations in 9 District in Bengkulu City. From a number of waqf generally used for mosques, prayer rooms, boarding schools, madrasas and tombs. The management pattern is still traditional and unproductive, this is because of the understanding of endowments dominated by classical fiqh, while understanding the law is still lacking. The ability of the waqf nadzir is also the cause of traditional management patterns.
Analisis Peran Zakat Produktif di Kampung Zakat Desa Sulung dengan Metode Center of Islamic Business and Economic Studies-IPB Sukmawati, Urai Sulia; Paizal, Muhamad; Srihani, Srihani; Perdana, Wahyu
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 8, No 1 (2023): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v8i1.2911

Abstract

One of the complex problems in Indonesia that is difficult to solve is poverty.  In Islam, zakat can be used as a solution in poverty alleviation. The Ministry of Religious Affairs together with the National Amil Zakat Agency In 2018 cooperated in organizing zakat villages, initially there were only 7 zakat villages nationwide and Sulung village was selected as the only zakat village in West Kalimantan. In a study entitled Analysis of the Role of Productive Zakat in Kampung Zakat Sulung Village With the CIBEST Method. Researchers aim to examine the role of zakat in improving mustahik welfare, this research is a quantitative study with a Cibest model approach with primary data. The results showed that before the zakat village program, the 7 mustahik were in quadrant 1 which means materially poor but spiritually rich, while the changes obtained after receiving productive zakat, the 7 mustahik families experienced changes, namely 5 mustahik families shifted to quadrant II i.e. spiritual and material well-being.
MEKANISME PEMBIAYAAN PADA PRODUKSI GULA KELAPA DI KECAMATAN ILIR TALO KABUPATEN SELUMA (Studi Terhadap Pelaksanaan dan Pengembangan Produsen Gula Kelapa) Isnaini, Desi
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 1, No 2 (2016): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v1i2.869

Abstract

This paper represents a financing mechanism that uses mudaraba and qardh contracts. The writing of this paper is motivated from academic anxiety in looking at the financing mechanism in the existing economic system in Ilir Talo district Seluma district on the aspect of the system of financing the production of palm sugar. In his discussion discusses the meaning of Baitul Maal Wattamwil (BMT) as well as the stages of its establishment, mudaraba and qardh, mudharabah and qardh financing schemes, financing calculation system using mudharabah and qardh contracts and appropriate financing analsis to solve the problems of economic system in sub district Ilir Talo Seluma district. And concluded that the appropriate financing system for the state of the existing economic system in the district Ilir Talo Seluma district with the qardhul hasan contract. And provide recommendations to establish a sharia financial institution in the form of BMT as the savior of the community economy.Keyword: BMT, Mudharabah, Qardh, Ilir Talo District
Minat Menggunakan E-Wallet pada Generasi Milenial dengan Pendekatan UTAUT (Unified Theory of Acceptance Use of Technology) Damayanti, Sindi Livia; Yani, Yepi; Asnaini, Asnaini; Afrianty, Nonie
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 6, No 1 (2021): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v6i1.2756

Abstract

This study aims to examine the influences of the factors contained in the UTAUT theory to the interest in using e-wallets for the millennials. This study used the analysis of Structural Equation Modeling (SEM) with SmartPLS software. The sample used is 100 millennials respondent in Kota Bengkulu. The sampling technique used was purposive sampling. The purposive sampling is used because this study requires certain criteria such as the age of the respondents in the birth range 1981-2000, using an e-wallet and live in Kota Bengkulu. The data collection technique used google form questionnaire and shared to millennials through social media such as WhatsApp, Instagram, and Facebook. The results of this study indicate that three of the factors in the UTAUT tested consisting of business expectations, social influences, and facility conditions have a positive and significant influences to the interest of the millennials to use e-wallets in Kota Bengkulu, while the performance expectation factor does not have a positive and Significant influences to millennials interest in using e-wallets in the Bengkulu City
PENGARUH KOMPENSASI, DAN MOTIVASI TERHADAP KINERJA DOSEN DAN KARYAWAN STIE-STMIK MURA LUBUKLINGGAU Nurhab, Badaruddin
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 3, No 1 (2018): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v3i1.1467

Abstract

This study aimed to investigate the effect of compensation and motivation on the performance of faculty and staff STIE-STMIK MURA Lubuklinggau research uses quantitative methods melaului nalisisi analisisi descriptive view of the help lines sofwe SPSS 18, the respondents in this study amounted to 100 men, results showed that compensation has a relationship strong, positive and significant impact on the value of the variable Motivation 0:46 hubungaan Compensation has a strong, positive and significant impact on the performance of lecturers with a value of 0.25. sedangakan hubungaan Motivation has a strong, positive and significant impact on performance value of 0.56
Portrait of Public Debt, Fiscal Space, and Debt Impact: Islamic Finance Study on Islamic Countries Territory Hasbi, M.Zidny ’ Nafi
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 7, No 2 (2022): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v7i2.2856

Abstract

Policymakers, the Public debt is a problem that the monetary and fiscal authorities have long been concerned about. The amount of public debt concerning fiscal viability and the financial crisis has received a lot of attention recently. This study's goal is to examine and evaluate how the function and impact of debt, both external and internal, on the macroeconomic situation of various countries. The researcher will present several cases of empirical evidence regarding the impact of debt on the socio-economics of a country. The main focus of this research discussion is on the theoretical study of debt and the impact of debt in various countries in the region, as well as the views of Islamic thinkers on public debt. A library study was the research methodology employed. by collecting, identifying, and analyzing articles and related references (literature review) related to the focus research. Furthermore, researchers will examine several cases of portraits of various empirical evidence concerning the country's socioeconomic debt. The findings demonstrate that an Islamic state will be successful based on its ability to collect taxes, alms, and other required and optional sources of income, as well as revenue from public works projects, real estate, and natural resources. To achieve a balanced budget and prevent wasteful spending, the state will implement the middle-at-tawasuth principle.
ANALISIS REKSADANA SYARIAH DALAM KONSEP NILAI AKTIVA BERSIH (NAB) Tania, Atika Lusi
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 1, No 1 (2016): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v1i1.848

Abstract

Mutual fund composed of two concepts, namely mutual meaning keep or keep and the concept of the Fund means the set of money. Mutual funds means a collection of money is kept. Mutual funds (mutual fund) is a vehicle used to gather a Community Fund (financiers) to then be invested into the portfolio effect by investment managers (MI). The effect can be a portfolio of stocks, bonds, money market instruments, or a combination of some of these capital market law No. 8 year 1995 article 1, paragraph (27): "mutual fund is a container used to gather funds from society to next Financiers invested in the portfolio Effect by investment manager." On mutual funds, investment management manages funds that they are placed in securities and realize gains or losses and receive dividends or interest are dibukukannya into the Net Assets Value (NAV) of the Fund. Wealth funds managed by the investment manager to the custodian bank is stored on is not affiliated with the investment manager, the custodian bank which is what will act as administrator of a collective and daycare. Shariah-compliant mutual fund is a container used to gather funds from community of property owners as a financier (shabib al-mal/rabb al-mal) to next invested in the Portfolio Effect by the investment manager as a representative of shahib al-mal according to the provisions and principles of the Shariah.Keywords:  Islamic mutual fund, investment, portfolio

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