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Contact Name
Herlina Yustati
Contact Email
baabu.alilmi@mail.uinfasbengkulu.ac.id
Phone
-
Journal Mail Official
herlina.yustati@mail.uinfasbengkulu.ac.id
Editorial Address
Jl. Raden Fatah, Pagar Dewa Kota Bengkulu 38211 Bengkulu, Sumatra Indonesia
Location
Kota bengkulu,
Bengkulu
INDONESIA
BAABU AL-ILMI: Ekonomi dan Perbankan Syariah
ISSN : 27274163     EISSN : 2654332X     DOI : 10.29300/ba.v9i1.XXX
This journal is an electronic scientific journal focused on advancing knowledge in the fields of Islamic economics and banking. It publishes research articles, theoretical studies, and practical analyses covering topics such as Islamic finance, Islamic banking, halal investment, macro- and microeconomics based on Sharia principles, as well as economic policies aligned with Islamic law. By presenting high-quality scholarly works, Baabu Ilmi aims to serve as a platform for academic discussion and a valuable reference for researchers, academics, practitioners, and policymakers interested in the development of Islamic economics and banking.
Articles 188 Documents
ANALISIS PENYUSUNAN ANGGARAN PENDAPATAN BELANJA DAERAH (APBD) BERBASIS KINERJA DI SKPD PROVINSI BENGKULU Indra, Yetti Afrida
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 3, No 2 (2018): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v3i2.1539

Abstract

This study aims to examine empirically and analyze whether the performance-based Bengkulu Provincial SKPD budgeting is analyzed from the commitment factors of all organizational components, improving the administration system, sufficient resources, clear rewards and firm penalties / sanctions. This study uses questionnaires in data collection. The sampling method in this study was people who were directly involved in budgeting in the agency / work unit within the Bengkulu provincial governmentThe results of the first hypothesis study show that the performance-based budgeting has a significant effect on commitment. This identifies that high commitment will affect the success of performance-based budgeting. The second hypothesis shows that performance-based budgeting has a significant effect on the administration system. The results of the third hypothesis study show that performance-based budgeting does not affect resources. The results of the fourth hypothesis study that performance-based budgeting has no significant effect on rewards. For the fifth hypothesis shows that performance-based budgeting has a significant effect on sanctions
The Profitability of Indonesian Sharia Commercial Banks : Macro and Micro Economic’s Effect Tiarawati, Tika Dewi; Putri, Rizky Nur Ayuningtyas
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 9, No 1 (2024): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v9i1.3402

Abstract

Financial performance is one measure of the success of Islamic banks in managing their operations well in order to obtain maximum profitability. This research aims to determine the influence of macroeconomic factors, namely Gross Domestic Product (GDP) and inflation. The influence of microeconomic factors, namely Non Performing Financing (NPF), Capital Adequecy Ratio (CAR), Financing to Deposit Ratio (FDR) on the profitability of Sharia Commercial Banks in 2018-2022. The sampling technique was purposive sampling and nine samples of Sharia Commercial Banks were obtained which were used in this research. Secondary data in this research was obtained from each bank's financial report data, Gross Domestic Product (GDP) data was sourced from the Ministry of Trade website, and inflation data was sourced from the Bank Indonesia website. The data analysis technique is a multiple linear regression analysis technique with data processing using the Eviews 10 application. Based on the partial test, the results show that Gross Domestic Product (GDP) has no effect on ROA, inflation has no effect on ROA, Capital Adequecy Ratio (CAR) has no effect on ROA, and Financing to Deposit Ratio (FDR) has no effect on ROA. Meanwhile, partially Non Performing Financing (NPF) has an effect on ROA. Simultaneously the variables Gross Domestic Product (GDP), inflation, Capital Adequecy Ratio (CAR), Financing to Deposit Ratio (FDR), and Non Performing Financing (NPF) influence ROA.
ANALISIS PENERAPAN GOOD CORPORATE GOVERNANCE (GCG) DALAM HUBUNGANNYA DENGAN KINERJA KEUANGAN PADA PT. BANK RAKYAT INDONESIA SYARIAH Shar, Aan; Novrianda, Herry
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 1, No 2 (2016): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v1i2.873

Abstract

The objective of this research is know good corporate governance (GCG) implementation in relation with financial performance PT. Bank Rakyat Indonesia Syariah. This research is a descriptive research with data collection methods used sekuder data from annual report and good corporate governance report and primary data through questionnaire distribution. The data analysis is technique uses return on assets (ROA) and mean method with the frequency distribution table. The results that, the implementation of good corporate governance in relation to financial performance PT. Bank Rakyat Indonesia Syariah has been running well. Furthermore, the application of the principles of transparency, accountability, responsibility, independency and fairness have been effective with the average value of each statement of 3.69 (good), 3.89 (good), 3.76 (good), 3.67 (good), 3.85 (good). And the financial performance of PT. Bank Rakyat Indonesia Syariah in the period 2012-1216 in healthy category with average return on assets (ROA) that is equal to 0.76%.Keywords: Good Corporate Governance, Financial Performance, Transparency, Accountability, Responsibility, Independency, Fairness
Pengaruh Zakat Infak Sedekah, Ekspor dan Konsumsi Rumah Tangga terhadap Pertumbuhan Ekonomi Indonesia Tahun 2015-2019 Safitri, Wahyu; Pratama, Abdul Aziz Nugraha; Ratno, Fernaldi Anggadha
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 6, No 2 (2021): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v6i2.2804

Abstract

This research is motivated by the condition of economic growth  which is always in a fluctuating state. So that variables that can strengthen or increase economic growth are needed. Economic growth is often associated with the welfare of a country's people. The purpose of this study is to determine the effect of Zakat Infak Sedekah (X1), Exports (X2) and Household Consumption to Indonesia's Economic Growth (Y) in 2015-2019. Samples were obtained as many as 60 data of BPS and BAZNAS. The data used in this study are sekunder data time series. Data analysis  used statistical tests,  Descriptive statistical test, stationarity test, multiple linear regression test and also classical assumption test (normality test, multicollinearity test, heterocesdasticity test, autocorrelation test and linearity test) with the help of Eviews version 11. The result of this study indicate  that zakat infak sedekah has a positive and significant effect on economic growth, exports has a positive and significant effect on economic growth and household consumption has a positive and significant effect on economic growth.
PENGARUH KUALITAS PELAYANAN ADMINISTRASI AKADEMIK DAN KEMAHASISWAAN TERHADAP KEPUASAN MAHASISWA FAKULTAS EKONOMI DAN BISNIS ISLAM IAIN BENGKULU Sumarni, Yenti
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 3, No 1 (2018): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v3i1.1474

Abstract

This study aimed to analyze the quality of academic administration and students services in IAIN Bengkulu. The sampling technique was done by using purposive sampling, where in this case, the selected respondents are students who use the services of Academic Administration and Student Affairs who are active students from the beginning until the end of the semester with a sample size obtained that consists of 100 respondents. The data analysis was performed by using multiple linear regression analysis results from several related quality of academic administrative services obtained that the better the quality of Academic and Student Administration services, the higher satisfaction of students of the Faculty of Islamic Economy will be.
Zakat Menjadi Instrumen dalam Mewujudkan Stabilitas Perekonomian Asnaini, Asnaini
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 8, No 1 (2023): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v8i1.2872

Abstract

Zakat that is managed properly and professionally will support the formation of economic conditions that grow with equity, increase productivity accompanied by equal distribution of income and increase employment for the community. Potential as a source of spending in Muslim communities, a source of funds to overcome various kinds of social costs caused by human relations, and able to build economic growth as well as the inclusion of income economic growth with equity. This will indirectly prevent usury practices, create economic cooperation, and social security, and most importantly can lift the economy of weak people which has an impact on maintaining economic stability. This is where the importance of the role of the state in the management of zakat lies, so that economic, social, and educational functions in Zakat obligations can be realized.
HUBUNGAN KOMUNIKASI INTERNAL DENGAN KINERJA PEGAWAI PADA DINAS PENDAPATAN PENGELOLAAN KEUANGAN DAN ASET DAERAH KAB. BENGKULU TENGAH Hasana, Nurlaila; Anggriani, Ida; Prawitasari, Andriyani
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 1, No 1 (2016): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v1i1.853

Abstract

Communicating is importance for everyone inside organization. All members in the organization must use communications to perform tasks. The process of communication that occurs in the organization especially internal communication is an important factor in creating an effective organization with to improve employee performance. Internal communication is well established can strengthen relationships among employees and generate trust, confidence, openness, honesty, security support, satisfaction work. The purpose of this study is to determine the relationship of internal communication with the performance of employees at the Office of Revenue Management Finance and Regional Assets Bengkulu Tengah District. The method of analysis used is the validity and reliability test, rank spearman correlation, hypothesis test. The result of spearman rank correlation analysis obtained by spearman rank correlation value 0,96 is 0,800 - 1,000 interval, it means relationship between internal communication (X) with performance of officer of Revenue Service, Financial Management and Asset of Regency of Bengkulu Tengah is very strong and test value t obtained significant results where the significant value in the table is 0,000 and the value of t count 37.87> t table 1.99 means Ho is rejected and Ha accepted so it is proven that internal communication has a significant relationship with the performance of employees on the Office of Revenue, Financial Management and Assets Region of Bengkulu Tengah Regency.Keywords:  Internal Communication, Employee Performance
Penilaian Kesehatan Bank (Studi Pada PT. Bank Muamalat Indonesia, Tbk. Tahun 2016- 2019) Permata, Citra Puspa
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 6, No 1 (2021): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v6i1.2749

Abstract

This study aims to determine the financial health of PT. Bank Muamalat Indonesia, Tbk from four aspects in RGEC which is Risk Profile, Good Corporate Governance, Earnings, and Capital. This research is a descriptive study with a quantitative approach. The main data of this study comes from the Annual Report of PT. Bank Muamalat Indonesia, Tbk. from 2016 to 2019, the so-called secondary data were analyzed using the RGEC method. The results showed that in the period 2016-2019, the risk profile aspect of PT. Bank Muamalat Indonesia with the NPF and FDR Indicator on average is in a healthy financial condition, but the CR indicator showed unhealthy financial conditions. The GCG aspect using self-assessment showed a fairly healthy financial condition, the earnings aspect. with NOM, ROA and average ROE showed unhealthy financial conditions, as well as the capital aspect with average CAR and PR ratios is in very healthy financial conditions.
Analisis Hukum Ekonomi Syariah Terhadap Pembayaran Zakat Mengunakan Cryptocurrency Hasanudin, Ade; Bahren, Rina Susanti Abidin; Nuroni, Abdul Muiz
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 10, No 2 (2025): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v10i2.8677

Abstract

Zakat payment using cryptocurrency is an increasingly relevant topic along with the development of digital technology. In the context of sharia economic law, zakat is an obligation that must be fulfilled by every qualified Muslim, including cryptocurrency owners. This article analyzes how cryptocurrency is positioned as an asset that meets the criteria for assets that must be zakatable in Islamic law, as well as the legal and social implications of cryptocurrency-based zakat payments. By utilizing the blockchain technology that underlies cryptocurrency, zakat payments can be made more efficiently, transparently, and quickly, allowing for a fairer and more equitable distribution to mustahiq. Despite challenges related to regulation and legal understanding, this article concludes that cryptocurrency zakat has great potential in strengthening the Muslim economy, as long as it is supported by the right policies and education for the community.
Faktor Internal Dan Ekternal yang Mempengaruhi Permintaan Sukuk Negara Ritel Gusniarti, Gusniarti
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 4, No 2 (2019): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v4i2.2459

Abstract

This study aims to analyze what factors can influence the demand for retail state sukuk. This study uses multiple regression analysis. The research data used is the SR004-007 Retail Sukuk as the dependent variable. The independent variable used is the variable rate of return, price, exchange rate (US dollar exchange rate), inflation, and deposit rates. The results obtained indicate that the variable US dollar exchange rate and deposit rates have an influence on demand for sukuk and yields, prices, and inflation have no effect on demand for retail state sukuk. Based on these results, it shows that retail sukuk yields, retail sukuk prices and inflation in the study period did not affect investors in making decisions to invest in retail state sukuk. While the increase in the US dollar exchange rate caused by the economic slowdown in the study period and deposit interest rates that compete closely with the returns on retail sukuk can influence investors in making decisions to invest in retail state sukuk.

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