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Azhar Alam
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Journal of Islamic Economic Laws
Published by Universitas Muhammadiyah Surakarta
ISSN : 26559609     EISSN : 26559617     DOI : https://doi.org/10.23917/jisel
Core Subject : Religion, Economy, Humanities, Social,
Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences
Journal of Islamic Economic Laws (JISEL) is published by the Department of Islamic Economic Laws, Faculty of Islamic Studies, Universitas Muhammadiyah Surakarta. The journal provides a platform for scholarly research that bridges theoretical perspectives and practical developments in the field of Islamic economic laws. JISEL welcomes contributions from diverse disciplines, encouraging academic dialogue among researchers, scholars, and practitioners who are engaged in the study of Islamic economics, law, finance, business, philanthropy, and halal-related sectors. The journal is committed to advancing interdisciplinary knowledge and promoting the development of Islamic economic thought in contemporary contexts. Published online using the Open Journal Systems (OJS), JISEL ensures broad and easy access to its content for researchers and readers worldwide. The journal has been nationally accredited by the Ministry of Research, Technology, and Higher Education of the Republic of Indonesia and is indexed in DOAJ and other reputable scholarly databases.
Arjuna Subject : Ilmu Sosial - Ilmu Sosial (Lain-Lain)
Articles 84 Documents
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Effectiveness of Infaq and Shodaqoh Empowerment in Religious Tourism Areas: A Study on the Menara Kudus Mosque Fitria, Zahrotul; Sukardi, Agung Slamet
Journal of Islamic Economic Laws Vol. 8 No. 01 (2025): January
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v8i01.7371

Abstract

Menara Kudus Mosque in Central Java was established by Sunan Kudus in 1549 AD (956 H). The site merges Hindu and Islamic cultural influences and attracts a growing number of worshippers and tourists, resulting in higher infaq and shodaqoh contributions that require effective management to benefit the surrounding community. This study examines the effectiveness of infaq and shodaqoh fund empowerment at the Menara Kudus Mosque using a qualitative approach based on interviews with mosque administrators, local residents, tourists, and MSME actors. The findings show that fund allocation focuses on four major areas: mosque prosperity, facility maintenance, da’wah programs, and cultural heritage preservation. Interview data also indicate stronger religious engagement, expanded economic opportunities for local MSMEs, and improved visitor experiences. The synergy among the community, mosque administrators, and tourists creates an environment that integrates worship, heritage conservation, and economic empowerment. These results highlight the strategic role of infaq and shodaqoh in fostering social, economic, and cultural development within a religious tourism setting.
Systematic Literature Review: Analysis of Factors Influencing Interest Purchasing Halal Cosmetics 2018-2024 Rizqillah, Adika Iftitah; Ainiyah, Maf Ulatul; Ariyati, Izza Milenia; Hakim, Luqman
Journal of Islamic Economic Laws Vol. 8 No. 01 (2025): January
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v8i01.7449

Abstract

This research aims to analyze the factors influencing the intention to purchase halal cosmetics and to identify research trends in this sector from 2018 to 2024. Using the Systematic Literature Review (SLR) method guided by the PRISMA framework, this study systematically collects and analyzes data from scientifically indexed articles to provide a comprehensive understanding of consumer behavior towards halal cosmetics. The findings indicate a significant rise in publications on halal cosmetics, with research interest peaking in 2024. Key factors influencing purchasing decisions include awareness of product safety, halal certification, and lifestyle preferences. Furthermore, the study highlights that most existing research focuses on Muslim consumers, while the perspectives and motivations of non-Muslim consumers remain underexplored. This research contributes to the advancement of knowledge in halal cosmetic studies by mapping existing literature and identifying gaps for future research. It provides valuable insights for producers in designing more effective marketing strategies and supports policymakers in developing consumer protection regulations. Strengthening the position of halal cosmetics in the global market, this study also emphasizes the importance of educating consumers on sharia-compliant product choices. Future research is recommended to explore the motivations and perceptions of non-Muslim consumers and the impact of halal certification on consumer loyalty.
The Role of The Taysir Manhaji Method in The Development of Islamic Economic Law in Indonesia Through DSN-MUI Fatwas Musadad, Ahmad; Baihaqi; Nasik, Khoirun; Khazin, A. Mufti; Syaifudin, Mochamad
Journal of Islamic Economic Laws Vol. 8 No. 01 (2025): January
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v8i01.7607

Abstract

This study examines the role of the taysir manhaji method in the development of Islamic economic law in Indonesia through the fatwas of the National Sharia Council–Majelis Ulama Indonesia (DSN-MUI). Taysir manhaji refers to a methodological approach that facilitates legal decision-making with ease and flexibility, allowing Islamic legal rulings to adapt to changing economic realities. By applying fiqh principles, DSN-MUI has issued fatwas addressing contemporary financial practices, including wadiah, mudarabah, currency exchange, and Islamic hedging. This research employs a qualitative approach, combining document analysis and interviews to explore the practical implementation of taysir manhaji in DSN-MUI fatwas. The findings reveal that this method serves as a bridge between classical fiqh and modern financial practices while upholding maqasid al-shari‘ah (the objectives of Islamic law). Its flexibility enables practical solutions, as exemplified by DSN-MUI fatwas No. 1, 5, 18, and 22, without compromising fundamental Islamic legal principles. The study underscores the taysir manhaji method's significant contribution to the evolution of Islamic economic law, demonstrating its ability to accommodate modern economic demands while preserving the integrity of shari‘ah principles. Furthermore, it highlights the necessity of adaptability in Islamic legal thought to address the complexities of the global economic landscape.
Implementation of Advanced Technology in Waqf Management: A Systematic Literature Review Maretaniandini, Sessa Tiara; Hilmiyah, Fadilatul; Akbar, Syahrir; Adam Hamid, Abdelsalam
Journal of Islamic Economic Laws Vol. 8 No. 01 (2025): January
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v8i01.8518

Abstract

This systematic literature review explores the implementation of advanced technology in waqf management by mapping and classifying key research themes and trends. Utilizing the PRISMA protocol, an initial search across Scopus, OpenAlex, Crossref, and Google Scholar identified 1,289 articles. These were then screened for relevance based on inclusion and exclusion criteria, resulting in 17 articles selected for in-depth analysis. The thematic mapping reveals four dominant clusters: (1) blockchain technology, which is frequently discussed for its potential to enhance transparency and accountability in waqf transactions; (2) cash waqf and digital waqf, highlighting innovations in fundraising and asset management; (3) artificial intelligence and fintech, which are explored for improving risk assessment, fund allocation, and operational efficiency; and (4) digital platforms, which are recognized for expanding accessibility, facilitating public participation, and streamlining waqf processes. The review also identifies significant challenges, including regulatory gaps, limited technological infrastructure, and stakeholder resistance to change. At the same time, best practices from countries such as Malaysia, Singapore, and Oman illustrate successful technology adoption in waqf management. By systematically mapping these themes, this study provides a comprehensive overview of the research landscape, offers practical insights for policymakers and practitioners, and highlights the need for further empirical research to measure the real-world impact of technology implementation in diverse waqf contexts.
The Effect of The Characteristics of the Board of Directors and Sharia Supervisory Board on The Distribution of Zakat of Islamic Banks In Indonesia Hariz, Muhammad; Baehaqi, Ahmad; Kamal, Mustafa; Kian, Behnam
Journal of Islamic Economic Laws Vol. 8 No. 02 (2025): July
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v8i02.9059

Abstract

This study aims to test the effect of the characteristics of the Board of Directors and the Sharia Supervisory Board on the distribution of Zakat to third parties by Islamic banks in Indonesia. This research uses an associative quantitative approach using panel data regression. The data is secondary from Islamic banks' annual reports in Indonesia registered with OJK for 2021-2023. The sampling method used was purposive sampling, and a sample of 11 Islamic banks with 33 annual reports. The results showed that the number of meetings of the Board of Directors and the number of meetings of the Sharia Supervisory Board did not affect the distribution of Zakat. Meanwhile, the educational background of the Board of Directors has a negative effect on the distribution of Zakat, and the educational background of the Sharia Supervisory Board has a positive effect on the distribution of Zakat. The implications of this research can theoretically be used as a reference for further research. Practically, this research can be used as a reference material for Islamic banks in Indonesia and similar countries in optimizing social performance and evaluation material, especially for distributing Zakat to third parties.
The Application of Maslahah Mursalah in A Mediation Process Between Disputant Parties Prastyo, Andika Catur
Journal of Islamic Economic Laws Vol 3, No 1: January 2020
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v3i1.9756

Abstract

The purpose of this study is to explore how is the mediation process in the Sragen District Court in Sharia economic disputes. It also seeks to determine the suitability of the mediation process in terms of the Maslahah Mursalah. This research is a field research with a qualitative approach. The data source of this study consists of primary data and secondary data. The location of this study is in Sragen District Court. Data collection techniques in this study were using documentation and interviews. This study shows that the mediation process in Islamic economic disputes is not much different from other disputes. This research also reveals that there is a non-compliance with the existing regulations, i.e that peace which is carried out by the parties occurs outside the court and there is no Peace Act. Based on this, it will lead to a different legal effect.
Economic Empowerment of Pesantren Through Agribusiness (Study On Al-Mawaddah Entrepreneurial Pesantren) Mustaghfiri, Muhammad Baqi
Journal of Islamic Economic Laws Vol 3, No 1: January 2020
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v3i1.10068

Abstract

This paper aims for several research objectives. It aims to find out the agribusiness sectors developed by Al-Mawaddah Entrepreneurial Pesantren. It also aims to find out the empowerment of agribusiness developed by this pesantren. Last, it also aims to determine the impact of empowering agribusiness developed on improving the economy Al-Mawaddah Entrepreneurial Pesantren’s alumni. This research is a field research. The approach used by researcher is a qualitative descriptive approach with a case study strategy. Research location is at Pesantren Entrepreneur AlMawaddah Honggosoco Kudus RT. 06/ RW. 01, Jekulo District, Kudus Regency. Data collection techniques used are observation, interviews, and documentation. The data analysis technique used is descriptive qualitative. The results show that: (1) the agribusiness sector that was developed at Al-Mawaddah Entrepreneurial Pesantren touched only agriculture and educational sectors; (2) Agribusiness Empowerment developed by Al-Mawaddah Entrepreneurial Pesantren consists of three stages, namely: input, process, and output; (3) Agribusiness entrepreneurship is better than working under other people.
Macro Variable Effect Analysis and NonPerforming Financing (NPF) Against the Return on Asset (ROA) Islamic Banks in Indonesia Year 2008- 2017 Karisma, Dwi Pratika; Qolbi, Fikri ‘Ainul; Rosyadi, Imron
Journal of Islamic Economic Laws Vol 3, No 1: January 2020
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v3i1.10170

Abstract

Islamic Banks is a business entity that raises and distributes funds from the community and for the community. The study was conducted to analyze the macro variables and NPF (NonPerforming Finance) to ROA (Return on Assets) to determine the relationship between short-term and long-term between variables. The analysis model used is the Engle Granger ECM Stage Two test that uses secondary data from the serial data (time series). The results of this study indicate that NPF simultaneously, GDP, and interest rates affect the ROA. Partially GDP positive and significant effects in the long term and short term, NPF positive and significant effect in the long term, interest rate, and no significant positive effect on ROA.
Factors Influencing The Preference Of Customers Towards Islamic Banking: Evidence From Malaysia Dawami, Qosdan
Journal of Islamic Economic Laws Vol 3, No 1: January 2020
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v3i1.10191

Abstract

The purpose of this research is to investigate the pivotal determinants influencing the consumer’s preference towards the products and services of Islamic banking, apart from reviewing previous studies that considered perceived religiosity has an intense relationship with the individual’s intention and attitude. Moreover, this study also examines the direct relationship between the preference of customers and the Service Quality offered by Islamic banks. This study utilizes quantitative approach through conducting a survey to 60 students of International Islamic University Malaysia from various departments. Correlation and regression will be applied for data analysis. The result of the study indicated that the Attitude and the Service Quality offered by Islamic banks are the major determinants influencing the customers’ behaviour towards Islamic banking. On the other hand, the Image of the bank and the Religiosity were determining insignificantly to the intentions of customers to choose its products and services.
Analysis of the Efficiency Level of Sharia Rural Financing Bank (SRFB) Using Data Envelopment Analysis (DEA) Mariana, Leyla; Harun, H
Journal of Islamic Economic Laws Vol 3, No 1: January 2020
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v3i1.10193

Abstract

This research aims to analyze the efficiency level of Sharia Rural Financing Bank (SRFB) in Surakarta. This study used data from four Rural Sharia Banks taken from www.ojk.co.id, which published its annual report. This study conducted inputoutput variables with the Data Envelopment Analysis (DEA) method as a tool of analysis. The results of the research showed that the SRFB Dana Amanah is indicated as efficient during the 2017 period. The other three are indicated as inefficient in the last quarter. The inefficiency source came from its operational cost and its incapability to get higher output.

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