cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Lila Maria Kaban
Contact Email
jurnal.ekonom@gmail.com
Phone
+6281275518124
Journal Mail Official
jurnal.ekonom@gmail.com
Editorial Address
Jl. Bunga Cempaka No. 51D. Medan. Indonesia
Location
Kota medan,
Sumatera utara
INDONESIA
Jurnal Bersama Ilmu Ekonomi
Published by Yayasan Literasi Sains Indonesia
ISSN : 30906407     EISSN : 30906393     DOI : https://doi.org/10.55123/ekonom
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Bersama Ilmu Ekonomi yang disingkat EKONOM adalah publikasi ilmiah berkala yang diterbitkan oleh Yayasan Literasi Sains Indonesia. Jurnal EKONOM memuat artikel-artikel hasil penelitian, kajian teoretis, dan studi empiris di bidang ilmu ekonomi, dengan fokus pada isu-isu yang relevan untuk pengembangan ilmu pengetahuan dan kebijakan. Jurnal EKONOM terbit empat kali dalam setahun, pada bulan Februari, Mei, Agustus, dan November, serta menjadi wadah bagi akademisi, peneliti, dan praktisi untuk berbagi pengetahuan dan inovasi.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 51 Documents
 2   3   4   5   6 
Implementasi Model Bisnis Syariah dalam Pengembangan Tanah Kavling Tanpa Riba: Studi Kasus pada PT Rezky Syariah Abadi Muhammad Al-Jazary; Muhammad Rifki; Dwi Fathu Maharani; Aspira Delina
Jurnal Bersama Ilmu Ekonomi (EKONOM) Vol. 1 No. 4 (2025): November 2025
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/ekonom.v1i4.378

Abstract

This study aims to analyze the implementation of the sharia business model in the development of interest-free land plots at PT Rezky Syariah Abadi, a sharia-based property developer that applies the principles of No Riba, No Penalty, No Seizure, and No Gharar throughout its transactional processes. Using a descriptive qualitative approach, data were collected through in-depth interviews with management and consumers, direct observation of operational practices, and document analysis of contracts and company policies. The findings indicate that PT Rezky Syariah Abadi consistently applies sharia principles, particularly through the use of transparent ba’i (sale) contracts, fixed-price installment schemes without interest, and a humanistic approach in addressing payment delays through negotiation and rescheduling rather than penalties. This implementation aligns with the rules of fiqh muamalah and the objectives of sharia (maqasid al-shariah), especially in terms of justice, welfare, and the protection of consumer assets. However, challenges remain, including low public literacy regarding sharia-compliant property concepts and the absence of specific government regulations governing non-bank sharia developers. Therefore, enhancing consumer education and strengthening human resource capacity are essential to maintaining the quality and sustainability of the sharia business model. This study contributes theoretically to contemporary sharia business model literature and offers a practical framework for sustainable and ethically grounded sharia-based property development.
Pengaruh Inflasi terhadap Jumlah Tabungan Wadiah di Bank Syariah Indonesia (BSI), Studi Kasus Periode 2021-2024 Lili Ramahdani; Kamardi, Kamardi
Jurnal Bersama Ilmu Ekonomi (EKONOM) Vol. 1 No. 4 (2025): November 2025
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/ekonom.v1i4.387

Abstract

Inflation is a macroeconomic phenomenon, making it a target of Bank Indonesia's monetary policy. Inflation is understood as a general and continuous increase in prices. Wadiah savings, a sharia banking product based on a deposit contract without a fixed return, tends to change when inflation increases. Inflation can erode the real value of money, thus affecting public interest in saving funds in banks. This study aims to determine whether there is a significant effect of inflation on the amount of wadiah savings at Bank Syariah Indonesia (BSI) using a case study for the 2021-2024 period. This study employed quantitative methods using secondary data obtained from publications by BSI, Bank Indonesia, the Financial Services Authority (OJK), and Statistics Indonesia (BPS). The analysis used was classical estimation analysis and partial hypothesis testing (T-test). This study concluded that there was no impact between inflation and the amount of wadiah savings at BSI, with a variable significance value of 0.097, which is greater than 0.05 (0.097>0.05).
Analisis Risiko Keamanan Siber pada Aplikasi Belanja Online dengan Fitur Promo dan Diskon Rizka Fitri Amalia; Khoerul Maliyah; Aulia 'Annafisah; Najwa Tsania; Ardine Arundati
Jurnal Bersama Ilmu Ekonomi (EKONOM) Vol. 2 No. 1 (2026): Februari 2026
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/ekonom.v2i1.448

Abstract

The rapid development of e-commerce has driven the increasing use of online shopping apps with various promotional and discount features as digital marketing strategies. While these features are effective in increasing purchase interest and transaction volume, their presence also has the potential to increase cybersecurity risks, especially during major promotional periods. Threats such as phishing, personal data theft, account hacking, and voucher manipulation often exploit users' impulsive behavior focused on price advantages. This study aims to explore users' experiences, perceptions, and responses to cybersecurity risks that arise when using promotional and discount features in online shopping apps, as well as to identify the types of threats and their triggers. This study used a descriptive qualitative method with a phenomenological approach. Data were obtained through case documentation, digital security incident reports, and a review of literature relevant to cybersecurity and e-commerce. Data analysis was conducted through data reduction, grouping themes, and interpreting phenomena based on user experiences. The results show that cybersecurity risks increase significantly during major promotional periods due to high user traffic and low consumer vigilance. Promotional and discount features are often exploited by cybercriminals through fake links, fictitious pop-ups, and voucher redirects, resulting in losses such as lost account access and unauthorized transactions. This study concludes that cybersecurity in online shopping applications depends not only on technological systems but also on user behavior and security literacy. Therefore, an integrated mitigation strategy is needed through strengthening application security systems and improving digital security education for users.
Strategi Peningkatan Daya Saing UMKM di Kabupaten Sinjai melalui Optimalisasi Digital Marketing Aam Azatil Isma; Sari Astriani R; Sri Aisyah Yope
Jurnal Bersama Ilmu Ekonomi (EKONOM) Vol. 2 No. 1 (2026): Februari 2026
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/ekonom.v2i1.567

Abstract

This study aims to analyze strategies for increasing the competitiveness of Micro, Small, and Medium Enterprises (MSMEs) through optimizing digital marketing in Sinjai Regency. In the era of digital transformation, technological adaptability is a key determinant of MSMEs' survival in the face of increasingly competitive markets. This research employed a qualitative approach with a case study method. Data were collected through in-depth interviews, observations, and documentation of MSMEs actively using digital platforms. The research findings indicate that although MSMEs have begun utilizing social media platforms such as Instagram, Facebook, and WhatsApp, their effectiveness is still hampered by low digital literacy, limited technological infrastructure, and a lack of consistency in content management. Optimization strategies identified include strengthening digital branding identity, systematic target market mapping, improving visual content quality, and measurable use of paid advertising. The analysis shows that optimal use of digital marketing strategies significantly impacts market reach expansion beyond the region and a gradual increase in sales volume. This study recommends the need for synergy between the local government and stakeholders in providing technical training and ongoing mentoring to build an inclusive digital ecosystem for MSMEs in Sinjai Regency.
Pengelolaan Dana Desa sebagai Upaya Meningkatkan Pemberdayaan Masyarakat Desa Basseang Kabupaten Pinrang Taswin, Taswin; Adriani, Adriani; Hasliah, Hasliah; Rahman Pance
Jurnal Bersama Ilmu Ekonomi (EKONOM) Vol. 2 No. 2 (2026): Mei 2026
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/ekonom.v2i2.262

Abstract

This study aims to determine how Village Fund management is carried out in Basseang Village, Lembang District, Pinrang Regency, and to what extent it contributes to increasing community empowerment. This research uses a qualitative approach with a descriptive type. Data collection techniques were conducted through in-depth interviews, observation, and documentation studies. Informants in this study consisted of village officials, the Village Consultative Body (BPD), community leaders, and Village Fund beneficiaries. The results showed that Village Fund management in Basseang Village still focuses on physical development, while community empowerment programs have not received adequate attention. Community participation in program planning and implementation is still low, and supervision of the use of the Village Fund has not been optimal. The empowerment programs that have been carried out, such as skills training and small business assistance, are still limited and have not had a significant impact on increasing the economic independence of the community. In conclusion, the management of the Village Fund in Basseang Village has not fully supported community empowerment efforts as a whole. Therefore, it is necessary to increase community participation, program planning that is more oriented to local needs, and strengthen the capacity of village officials and community institutions so that the Village Fund truly becomes a tool for social transformation.
Pengaruh Riba dan Bunga terhadap Alokasi Sumber Daya dalam Ekonomi Makro Islam M. Nurul Furqon
Jurnal Bersama Ilmu Ekonomi (EKONOM) Vol. 2 No. 2 (2026): Mei 2026
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/ekonom.v2i2.319

Abstract

This study aims to analyze the influence of usury and interest on resource allocation in the perspective of Islamic macroeconomics. In the conventional economic system, interest serves as the main instrument in the financial mechanism, but this practice is considered to cause distortion because more capital flows to the speculative financial sector than to the productive real sector. In Islamic view, usury is prohibited because it creates social injustice and economic imbalance. Islamic economics offers an alternative paradigm through a system without usury based on justice ('adl), balance (mizan), and productivity (ihsan). This research uses a descriptive qualitative approach with a literature study method, which is sourced from primary literature such as the Qur'an, Hadith, as well as the works of Islamic economic thinkers (Chapra, Siddiqi, Kahf), and secondary literature such as scientific journals, books, and reports of Islamic financial institutions. Data analysis was carried out using content analysis and thematic approaches, following the model of Miles & Huberman (1994) through the stages of reduction, presentation, and drawing conclusions. The results show that the interest-based system causes distribution inequality, inefficient capital allocation, and monetary instability, while the Islamic economic system with the principle of profit and loss sharing creates an optimal, fair, and aligned resource allocation with Islamic macroeconomic objectives. Thus, the system without usury has proven to be more able to maintain a balance between the real and monetary sectors and support sustainable economic development based on justice.
Pengaruh Strategi Adaptasi Promosi terhadap Citra Merek KFC di Pasar Indonesia dan Singapura Cahyani Ahmad; Pandean, Mariam; Adnyana, Ni Wayan Christy
Jurnal Bersama Ilmu Ekonomi (EKONOM) Vol. 2 No. 2 (2026): Mei 2026
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/ekonom.v2i2.352

Abstract

This study aims to analyze the comparative strategies of KFC’s Promotion Mix in two contrasting Southeast Asian markets, Indonesia and Singapore, and to examine their impact on Brand Image formation. Employing a qualitative comparative approach using Systematic Literature Review and factual industry data, the research compares KFC's promotional adaptations against its Global Standard (US) and interprets them through the lens of Cultural Theory (Hofstede) and Glocalization. The findings reveal a contrasting High Adaptation: in Indonesia, the promotion strategy is dominated by an emphasis on price value and communal themes (family), aligning with Collectivism culture and high price sensitivity, which results in a Functional Brand Image (affordable and reliable). Conversely, in Singapore, promotions focus on digital innovation and individualistic lifestyles, aligning with higher Modernity and Individualism, which forms a Symbolic Brand Image (trendy and modern). The conclusion asserts that the Promotion element is the most flexible and effective tool for global fast food companies, enabling KFC to achieve successful Glocalization by maintaining core brand consistency while building a contextually relevant Brand Image in both markets.
Analisis Pertumbuhan Industri Manufaktur Berdasarkan Skala Usaha di Indonesia Salsabila Agustina G; Anggita Aznabia F; Naufal Reihan H.P; Ajril Zulfa Mardiya
Jurnal Bersama Ilmu Ekonomi (EKONOM) Vol. 2 No. 2 (2026): Mei 2026
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/ekonom.v2i2.357

Abstract

The manufacturing sector in Indonesia constitutes a fundamental element of the national economy, contributing around 20 percent to the gross domestic product in 2022. This investigation explores differences in manufacturing output according to business scales—micro, small, medium, and large—with an emphasis on Java Island, which accounts for more than 60 percent of national manufacturing activities. The principal objectives encompass examining output growth trends, determining the leading scale in output contributions, assessing productivity variations across scales, and evaluating the effects of labor, investment, and scale variables on output. Applying panel data regression via the random effect model to secondary data from the Central Bureau of Statistics spanning 2015 to 2022, the study incorporates robustness evaluations to consider pandemic impacts. Core results demonstrate that large-scale entities prevail in output and exhibit elevated productivity, supported by superior access to investment and labor resources. These results suggest policy directions for equitable resource distribution to promote holistic sectoral progress. The research highlights the importance of specific interventions to address imbalances in smaller scales.
Analisis Pengaruh Penanaman Modal Asing, Penanaman Modal dalam Negeri, Belanja Daerah, dan Tenaga Kerja terhadap Pertumbuhan Ekonomi di Pulau Kalimantan 2015-2024 Wulan Wahyu Ning Tias; Risdiana Himmati
Jurnal Bersama Ilmu Ekonomi (EKONOM) Vol. 2 No. 2 (2026): Mei 2026
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/ekonom.v2i2.441

Abstract

This study aims to analyze the impact of Foreign Direct Investment (FDI), Domestic Investment (DDI), regional spending, and labor on economic growth in Kalimantan Island during the period 2015–2024. Economic growth is measured by the growth rate of the Gross Regional Domestic Product (GRDP) of the five provinces on the island of Kalimantan. This study uses a quantitative approach with a panel data regression method that combines time series and cross-sectional data. The estimation model was selected through Chow and Hausman tests, which showed that the Fixed Effect Model (FEM) was the best model. Simultaneous test results show that foreign direct investment (FDI), domestic investment, regional spending, and labor collectively have a significant effect on economic growth. However, in part, domestic investment has a positive and significant effect on economic growth, while foreign direct investment, regional spending, and labor do not have a significant effect. These findings indicate that domestic investment plays a dominant role in driving regional economic growth in Kalimantan, while the effectiveness of foreign investment, regional spending, and the role of labor still need to be optimized through development policies oriented towards increasing productivity, human resource quality, and the efficiency of regional government spending.
Pengaruh Kompetensi dan Pengembangan Karir terhadap Kinerja Pegawai Kantor DISDUKCAPIL Kabupaten Pangkajene dan Kepulauan Muh. Alam Nasyrah Hanafi; Hadi, Abdurrahman; Burhami, Abdul Hafid; Ramadhani, Nia
Jurnal Bersama Ilmu Ekonomi (EKONOM) Vol. 2 No. 2 (2026): Mei 2026
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/ekonom.v2i2.569

Abstract

Employee performance is a crucial factor in the success of any organization, including government agencies. Amidst the increasing demands of public services, employees are required to have adequate competencies and clear career development opportunities to improve performance. This study aims to examine the influence of competency and career development on employee performance at the Population and Civil Registration Office (Disdukcapil) of Pangkajene and Kepulauan Regency. This study used a descriptive method with a quantitative approach. A sample of 86 Disdukcapil employees was drawn using a saturated sampling technique. Data analysis techniques used included validity testing, reliability testing, multiple linear regression analysis, correlation coefficient testing, coefficient of determination testing, t-tests, and F-tests. The results indicate that competency significantly influences employee performance, career development significantly influences employee performance, and competency and career development simultaneously significantly influence employee performance at the Disdukcapil Office of Pangkajene and Kepulauan Regency. This research is expected to be a useful reading material and reference for future researchers who want to examine the influence between competence and career development on employee performance. With the results and findings of this study, it is hoped that future researchers can deepen and expand the study, in addition, it is recommended for future researchers to expand the scope of the research by adding other variables not yet covered in this study, considering that there is still around 24% of the influence on employee performance that cannot be explained by the variables used.

Page 5 of 6 | Total Record : 51

 2   3   4   5   6 

Filter by Year

2025 2026


Reset
Filter By Issues
All Issue Vol. 2 No. 2 (2026): Mei 2026 Vol. 2 No. 1 (2026): Februari 2026 Vol. 1 No. 4 (2025): November 2025 Vol. 1 No. 3 (2025): Agustus 2025 Vol. 1 No. 2 (2025): Mei 2025 Vol. 1 No. 1 (2025): Februari 2025