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Al-Umm: Jurnal Pengabdian dan Pengembangan Masyarakat
Published by Sekolah Tinggi Ilmu Tarbiyah Al-Kifayah Riau
ISSN : 30317738     EISSN : 30317452     DOI : https://doi.org/10.53398/alumm
Core Subject : Religion, Humanities, Education, Social,
Religion Humanities Education Languange, Linguistic, Communication & Media Social Sciences Other
Aim The Jurnal Pengabdian Masyarakat aims to provide a platform for national researchers in the fields of Business, Applied Technology, Education, Health Science and Social Science to publish original articles derived from community engagement activities. Scope The scope of the Jurnal Pengabdian Masyarakat encompasses Business, Applied Technology, Education, Health Science and Social Science. The journal features research-based community engagement outcomes such as Participatory Action Research (PAR), Asset-Based Community Development (ABCD), Community-Based Research (CBR), Service Learning, Community Development, and other related methodologies.
Arjuna Subject : Umum - Umum
Articles 52 Documents
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Penguatan Pengelolaan Keuangan UMKM Gula Merah melalui Pelatihan dan Pendampingan di Desa Mukti Jaya Anis Mahmudah Dariati; Dama Mustika
Al-Umm: Jurnal Pengabdian dan Pengembangan Masyarakat Vol. 4 No. 1 (2026): Al-Umm: Jurnal Pengabdian dan Pengembangan Masyarakat
Publisher : Sekolah Tinggi Agama Islam (STAI) Al- Kifayah Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53398/al-umm.v4i1.11275

Abstract

Unstructured financial management remains a challenge for brown sugar micro, small, and medium enterprises (MSMEs) in Mukti Jaya Village, particularly in separating business and household finances, recording transactions, identifying costs, and calculating business results. This community service program aimed to strengthen MSME financial literacy through financial management training and mentoring. The program employed a Participatory Action Research (PAR) approach and involved six brown sugar MSME participants. The activities included problem identification, financial education, practical bookkeeping exercises, mentoring, and pre- and post-program evaluation. The evaluation covered six indicators: separation of business and household finances, recording of income and expenses, identification of business costs, calculation of business results, cash flow management, and capital use planning. The evaluation results showed that participants’ average financial understanding increased from 42.83% before the program to 80.00% afterward, representing an increase of 37.17 percentage points. The largest improvements were observed in recording income and expenses and calculating business results, each increasing by 40 percentage points. Observations also indicated that participants began to understand and practice transaction recording and more structured financial management. Therefore, practice-based training and mentoring have the potential to strengthen the financial management capacity of brown sugar MSMEs and provide a foundation for supporting business sustainability.
Penguatan Literasi Fikih Muamalah bagi Pelaku Usaha Perikanan Keramba Jaring Apung di Desa Sungai Arfat Kabupaten Banjar Siliwangi Siliwangi; Muhammad Sauqi
Al-Umm: Jurnal Pengabdian dan Pengembangan Masyarakat Vol. 4 No. 1 (2026): Al-Umm: Jurnal Pengabdian dan Pengembangan Masyarakat
Publisher : Sekolah Tinggi Agama Islam (STAI) Al- Kifayah Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53398/al-umm.v4i1.11280

Abstract

Fiqh muamalah literacy is essential for helping communities understand and apply Islamic legal principles in their daily economic activities, particularly in floating net cage (KJA) fisheries. This community engagement program aimed to strengthen fiqh muamalah literacy among residents of Sungai Arfat Village, Karang Intan District, Banjar Regency, focusing on contracts, sale and purchase, riba, gharar, and the values of honesty, trustworthiness, and transparency in economic transactions. The activity was conducted on May 5, 2026, at the Sungai Arfat Village Hall and involved 20 participants, comprising 12 men and 8 women. The program employed a Participatory Action Research (PAR) approach through problem identification, planning, educational sessions, discussions and case studies, evaluation, and reflection. Qualitative evaluation was conducted through discussions and question-and-answer sessions following the educational activities, focusing on participants’ understanding of contractual arrangements, sale and purchase, qardh (loans), riba, gharar, mutual consent, and transaction ethics. The evaluation findings indicated that case-based discussions helped participants identify key aspects of fisheries-related transactions, including clarity of the transaction object and price, agreement between the parties, payment arrangements, fulfillment of rights and obligations, and accountability in transactions. Cases involving feed purchases with deferred payment and fish sales based on post-harvest weight were used to explain differences between transaction types and the potential for riba and gharar when contractual terms are unclear. These findings suggest that context-based education can support the development of fiqh muamalah understanding relevant to the community’s economic activities. However, because the evaluation did not include quantitative measurements, the extent of improvement in participants’ literacy cannot be expressed as a percentage. The program is expected to provide a foundation for continued assistance in promoting clearer, fairer, more transparent, and Sharia-compliant economic transactions

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