cover
Contact Name
Iwandi
Contact Email
admin@staisiak.ac.id
Phone
+6285263757272
Journal Mail Official
staisiak@staisiak.ac.id
Editorial Address
Jl. Raudatul Tullab no. 18, Kabupaten Siak, Riau
Location
Kab. siak,
Riau
INDONESIA
Jurnal Ekonomi Syariah
ISSN : 26543621     EISSN : 30471176     DOI : https://doi.org/10.64524/ah.v4i1
the journal of sharia economics focuses on publishing research findings and scientific studies based on the principles of Islamic economics (Sharia), covering theories, practices, policies, and innovations in Sharia economics and finance at local, national, and global levels. This journal is published twice a year, in June and December. Al-Hasyimiyah is Sharia Economic Journal focuses on the publication of research results and scientific studies based on the principles of Islamic economics (sharia), covering theory, practice, policy, and innovation in Islamic economics and finance at local, national, and global levels.
Articles 40 Documents
PERAN KOPERASI SYARIAH TERHADAP KESEJAHTERAAN MASYARAKAT STUDI KASUS DIKABUPATEN SIAK SRI INDRAPURA PROVINSI RIAU TAHUN 2019 s/d 2023 Mariana, Wiwik Indra
Al-Hasyimiyah: Jurnal Ekonomi Syariah Vol 3 No 01 (2024): Juni
Publisher : STAI Sulthan Syarif Hasyim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64524/ah.v3i01.110

Abstract

Pada masalah penelitian ini bagaimana implementasi peranan koperasi syariah dalam meningkatkan perekonomian serta kesejahteraan Masyarakat pedesaan di kecamatan Siak Provinsi Riau. Adapun tujuan dilakukannya penelitian guna memberikan ilmu pengetahuan serta wawasan kepada pembaca mengenai apa saja peranan koperasi syariah dalam tatanan pelaku usaha serta masyarakat desa di kecamatan Siak Provinsi Riau. Jenis penelitian yang dilakukan oleh penulis yaitu penelitian kualitatif. Penelitian kualitatif merupakan penelitian yang dilakukan dengan cara menggunakan logika secara ilmiah. Hasil penelitian bahwasanya koperasi syariah mempunyai peran yang dapat dijadikan suatu solusi dari roda perekonomian masyarakat. Jika roda perokonomian suatu daerah terus berputar maka kesejahteraan Masyarakat juga terlaksana
ANALISIS PRODUK PEGADAIAN SYARIAH DI KANTOR WILAYAH II PEKANBARU PROVINSI RIAU Ali, Sri Indriyani; Baihaqi, Ahmad
Al-Hasyimiyah: Jurnal Ekonomi Syariah Vol 3 No 01 (2024): Juni
Publisher : STAI Sulthan Syarif Hasyim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64524/ah.v3i01.111

Abstract

Sharia pawnshops are a solution that emerged amidst public anxiety regarding fraudulent practices disguised as services, and also against the background of reduced public trust in community institutions that are oriented towards offering services. The development of sharia-based products is increasingly widespread in Indonesia, no except pawnshops. The pawnshop company issues shariabased products called sharia pawnshops. Basically, sharia-based products have characteristics such as not charging interest in various forms due to usury, establishing money as a medium of exchange, not as a commodity. Traded, and conduct business to obtain compensation for services and or profit sharing. At the Sharia Pegadaian in the Pekanbaru Region II office, Riau province, they have 3 products that they offer to the public, namely gold installment products (gold investment, gold savings, gold gathering), Sharia KUR (People's Business Credit), financing the Haj portion (Arrum Haji). With a variety of products on offer This Sharia pawnshop is very helpful to the community, especially the lower middle class who need loans.
ANALISIS TRANSFORMASI PENERAPAN E-BUSINESS PADA UMKM UNTUK MENINGKATKAN DAYA SAING DI ERA DIGITAL Yuanda, Landes; Kristriantoro, Febby
Al-Hasyimiyah: Jurnal Ekonomi Syariah Vol 3 No 01 (2024): Juni
Publisher : STAI Sulthan Syarif Hasyim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64524/ah.v3i01.117

Abstract

The implementation of e-business has become a crucial element in business transformation in the digital era, especially for Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. MSMEs, which play a significant role in the national economy, face various challenges, such as limited market access and operational inefficiency. This study aims to analyze the e-business transformation process in MSMEs and its impact on enhancing competitiveness in the digital age. The research uses a qualitative method with a literature review approach to explore various theories and empirical findings related to e-business adoption and digital transformation strategies. The results show that the implementation of e-business can improve efficiency, expand market access, and strengthen customer relations. However, challenges faced by MSMEs, such as limited resources and technological skills, require support from the government and the private sector. In conclusion, e- business adoption combined with proper transformation strategies can significantly enhance MSMEs' competitiveness in both local and international markets.
MANIFESTASI SEJARAH PEMIKIRAN EKONOMI ISLAM PADA MASA KHULAFAUR RASYIDIN Kusuma, Febri; Zahwa, Ersa Amara
Al-Hasyimiyah: Jurnal Ekonomi Syariah Vol 3 No 01 (2024): Juni
Publisher : STAI Sulthan Syarif Hasyim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64524/ah.v3i01.118

Abstract

The development of Islamic economic principles carried out by the Khulafaur Rasyidin (632 CE–661 CE) represents a significant phase in the history of Islamic economic thought. During the leadership of Abu Bakr As-Siddiq, Umar bin Khattab, Uthman bin Affan, and Ali bin Abi Talib, various economic innovations were introduced, such as zakat distribution, the management of Baitul Mal, a fair taxation system, and land ownership regulation. This study aims to explore the economic policies of that period, their relevance to contemporary economic challenges, and how principles of social justice, transparency, and the balance between state and market applied during that era can inspire modern economic systems, particularly in the context of Indonesia. The research seeks to delve deeper into the economic thought and policies of that time and their relevance to contemporary economic issues. A qualitative method with a historical-descriptive approach was employed. This approach was chosen to analyze and describe the development of Islamic economic thought during the Khulafaur Rasyidin era chronologically and systematically. The results of the study show that several policies of the Rashidun Caliphs were implemented through enforcing zakat laws and using them as instruments for income redistribution, applying trade contracts in accordance with Islamic Sharia principles, accurately managing and calculating zakat, and improving the administration of Baitul Mal. In conclusion, the legacy of Islamic economic thought from the Khulafaur Rasyidin era can make a significant contribution to the development of a more just, ethical, and sustainable economic system in the modern era.
ANALISIS PEMBIAYAAN MURABAHAH PADA KOPERASI SIMPAN PINJAM PEMBIAYAAN SYARIAH BMT NAHDLATUL ULAMA SIAK Harroni, Jum
Al-Hasyimiyah: Jurnal Ekonomi Syariah Vol 3 No 01 (2024): Juni
Publisher : STAI Sulthan Syarif Hasyim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64524/ah.v3i01.122

Abstract

Penelitian ini bertujuan untuk mengetahui bagaimana prosedur pembiayaan murabahah pada Koperasi Simpan Pinjam Pembiayaan Syariah BMT Nahdlatul Ulama. Metode penelitian ini menggunakan pendekatan kualitatif dengan menggunakan teknik pengumpulan data yakni wawancara, observasi, dan dokumentasi pada Koperasi Simpan Pinjam Pembiayaan Syariah BMT Nahdlatul Ulama. Berdasarkan hasil penelitian, prosedur yang diterapkan pada Koperasi Simpan Pinjam Pembiayaan Syariah BMT Nahdlatul Ulama tidak begitu rumit. Dan untuk pertimbangan pemberian pembiayaan Koperasi Simpan Pinjam Pembiayaan Syariah BMT Nahdlatul Ulama menganalisa dengan menggunakan prinsip 5C (Character, Capital, Capacity, Colleteral, Condition) bagi nasabah.
IMPLEMENTASI KONSEP MUZARA’AH TERHADAP PENGELOLAAN KEBUN KARET DI KECAMATAN RUMBAI PESISIR MENURUT EKONOMI ISLAM Harroni, Jum
Al-Hasyimiyah: Jurnal Ekonomi Syariah Vol 2 No 02 (2023): Desember
Publisher : STAI Sulthan Syarif Hasyim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64524/ah.v2i02.123

Abstract

Muzara’ah adalah bentuk kerjasama dalam bidang pertanian antara pemilik lahan dengan petani penggarap. Yang mana pemilik lahan menyediakan lahan untuk digarap dan petani/penggarap berkewajiban untuk mengelola dan merawat lahan tersebut dengan sistem bagi hasil yang disepakati bersama. Penelitian ini bertujuan untuk mengetahui bagaimana Konsep Muzara’ah dalam sistem pengelolaan kebun karet di Kecamatan Rumbai Pesisir Kota Pekanbaru, Implementasi konsep Muzara’ah terhadap pengelolaan kebun karet di Kecamatan Rumbai Pesisir Kota Pekanbaru menurut Ekonomi Islam dan bagaimana Muzara’ah menjadi solusi dalam peningkatan ekonomi umat di Kecamatan Rumbai Pesisir Kota Pekanbaru. Penelitian ini menggunakan metode deskriptif dengan pendekatan kualitatif. In forman dalam penelitian ini adalah para pemilik lahan karet dan para petani/pengelola kebun karet di kecamatan Rumbai Pesisir. Adapun teknik pengumpulan data yang dilakukan yaitu melalui wawancara, observasi dan dokumentasi. Berdasarkan penelitian diperoleh hasil sebagai berikut bahwa konsep Muzara’ah pada pengelolaan kebun karet dikecamatan rumbai pesisir berdasarkan kesepakatan antara pemilik lahan dengan petani pengelola yang terjadi berdasarkan 3 hal, yang pertama karena tidak memiliki lahan, karena tidak memiliki waktu untuk mengelola dan yang terakhir karena tidak memiliki kemampuan mengelola. Implementasi Muzara’ah dalam Pelaksaan kerjasama anatar pemilik lahan dengan pekerja/petani mengedepankan prinsip komitmen dan kejujuran. Dan Muzara’ah dapat menjadi solusi untuk peningkatan perekonomian ummat, karena terbukti dapat meningkatkan ekonomi para pekerja/petani dan pemilik lahan.
PENGARUH PEMBIAYAAN MURABAHAH DAN MUSYARAKAH TERHADAP KUALITAS LABA BANK SYARIAH INDONESIA PERIODE 2015-2019 DIMODERASI OLEH NPF Harroni, Jum
Al-Hasyimiyah: Jurnal Ekonomi Syariah Vol 3 No 02 (2024): Desember
Publisher : STAI Sulthan Syarif Hasyim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64524/ah.v3i02.125

Abstract

Latar belakang penelitian adalah bagaiamana Pengaruh pembiayaan Murabahah dan Pembiayaan Musyarakah yang masih terdapat Research Gap dengan menambah kan variabel X yang lain yaitu Pembiayaan Murabahah, dan menambahkan NPF salah satu Faktor penghalang Bank-bank untuk memperoleh Profit atau Keuntungan adalah tingkat Rasio pembiayaan bermasalah, yang diukur dengan Rasio Net Performing Financing (NPF). tujuan penelitian menganalisis pembiayaan Murabahah berpengaruh signifikan terhadap Kualitas Laba (ROA) Bank Syariah Indonesia. Menganalisis apakah Pembiayaan Musyarakah berpengaruh signifikan terhadap Kualitas Laba (ROA) Bank Syariah Indonesia. Menganalisis apakah NPF dapat memoderasi Pembiayaan Murabahahdan Pembiayaan Musyarakah Terhadap Kualitas Laba ROA. Populasi dalam penelitian ini laporan keuangan periode 2015-2019. Dengan menggunakan metode deskriptif kualitatif dengan menggunakan metode Purposive sampling. sample dalam penelitian ini adalah laporan keuangan periode 2015-2019. Teknik pengumpulan Data Teknik Dokumentasi dan Studi Pustaka kemudian di Uji mengunakan uji SPSS 23.0 Berdasarkan Hasil penelitian Terdapat pengaruh yang signifikan antara Murabahah terhadap Kualitas Laba Bank Syariah Indonesia Periode 2015-2019. Tidak terdapat pengaruh yang signifikan antara Musyarakah berpengaruh terhadap Kualitas Laba Bank Syariah Indonesia Periode 2015-2019. Terdapat pengaruh yang signifikan antara NPF berpengaruh terhadap Kualitas Laba Bank Syariah Indonesia Periode 2015-2019. Terdapat pengaruh yang signifikan antara Murabahah dan NPF berpengaruh terhadap Kualitas Laba Bank Syariah Indonesia Periode 2015-2019.
PRODUK PEGADAIAN SYARIAH (STUDI PADA KANTOR PEGADAIAN SYARIAH PEKANBARU) Ali, Sri Indriyani
Al-Hasyimiyah: Jurnal Ekonomi Syariah Vol 3 No 02 (2024): Desember
Publisher : STAI Sulthan Syarif Hasyim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64524/ah.v3i02.126

Abstract

Pegadaian Syariah sendiri memilki empat produk yang ditawarkan. Pertama, Rahn, produk jasa gadai yang berdasarkan pada prinsip-prinsip syariah. Kedua, Arum, skim pinjaman dengan sistem syariah bagi pengusaha mikro dan kecil untuk keperluan pengembangan usaha dengan sistem pengembalian secara angsuran. Ketiga, produk Logam Mulia atau emas batangan murni 99,99 % ada sertifikat dan ID Number. Logam Mulia atau emas mempunyai berbagai aspek yang menyentuh kebutuhan manusia di samping memiliki nilai estetis yang tinggi juga merupakan jenis investasi yang nilainya stabil, likuid, dan aman secara real, dan yang keempat, produk Amanah yakni produk kepemilikan kendaraan bermotor juga untuk jumlah pembiayaan tertentu bisa dengan emas. Kata kunci: investasi, emas, pegadaian syariah, hukum ekonomi syariah
IDEALISME DAN REALISME DALAM PARADIGMA FATWA EKONOMI SYARIAH INDONESIA DI LINGKUNGAN PENGURUS MUI KECAMATAN MEMPURA Ali, Sri Indriyani
Al-Hasyimiyah: Jurnal Ekonomi Syariah Vol 4 No 1 (2025): Juni
Publisher : STAI Sulthan Syarif Hasyim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64524/ah.v4i1.133

Abstract

This normative-philosophical research uses the theory of idealism and realism of Islamic law in identifying the epistemological features of the DSN-MUI paradigm. The results of the study show that the epistemological pattern of the paradigm of the formulation of the DSN-MUI integrates the idealism and realism of Islamic law. This integration can be seen from the four DSN-MUI paradigms. First, al-Taysîr al-Manhaji. This paradigm emphasizes the formulation of fatwas to use legal opinions that do not burden legal subjects, but still adhere to the correct methodology of Islamic law. Second, at-Tafriq baina al-Halal wal Haram. This paradigm emphasizes the separation of halal and haram issues, both in terms of capital, product development, and profit. This is because Islamic economic activities cannot be completely separated from the conventional economic system that has been running for a long time. Third, I'adah al-Nazhar. This paradigm emphasizes reviewing the opinions of classical Islamic law when it is seen that it is no longer a solution to the empirical problems of sharia economics in modern society. Fourth, Tahqiq al-Manath. This paradigm emphasizes the evaluation of legal causes (illat law) by considering the reality of the development of the economic system.
KEDUDUKAN PAJAK DALAM SISTEM EKONOMI ISLAM: STUDI PERBANDINGAN DENGAN SISTEM KONVENSIONAL Iwandi, Iwandi
Al-Hasyimiyah: Jurnal Ekonomi Syariah Vol 4 No 1 (2025): Juni
Publisher : STAI Sulthan Syarif Hasyim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64524/ah.v4i1.134

Abstract

Taxes are an important instrument in the management of a country's economy, both in Islamic and conventional economic systems. This study aims to analyze the position of taxes in the Islamic economic system and compare it with the conventional system. In Islamic economics, taxes are considered a complement to the zakat mechanism, which is the primary obligation for Muslims. Taxes in Islam serve to meet the state's emergency needs that cannot be covered by zakat, donations, or other sources of income. This differs from the conventional system, which positions taxes as the primary instrument for financing development, distributing wealth, and regulating economic activities. The approach used in this study is descriptive-comparative analysis using primary sources from the Qur'an, Hadith, and classical fiqh books, as well as secondary sources from modern economic literature. The results of the study show that the Islamic economic system prioritizes justice, accountability, and sustainability in tax management. Taxes are only imposed as an emergency measure while still considering Sharia principles, such as the prohibition of usury, uncertainty, and exploitation. Conversely, the conventional system appears flexible in the application of taxes but often leads to inequality due to a system oriented toward state interests without strict ethical boundaries. This study concludes that although there are similarities in the functions of taxes in both systems, the fundamental differences lie in their philosophical foundations, management objectives, and implementation constraints. This study provides insights for the development of a more inclusive modern tax system by integrating Sharia values into the global economy. This study aims to explore the position of taxation in the Islamic economic system by comparing it to the conventional economic system. The focus of the study includes the philosophical foundation, functions of taxation, and its implementation mechanisms. This study uses a qualitative approach with literature analysis and in-depth interviews with Islamic economic experts. The results show that the Islamic economic system emphasizes social justice through a combination of taxes and zakat, while the conventional system focuses on increasing state revenue.

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