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WIYAN MAILINDRA
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AICOS
Published by Institut Agama Islam Negeri Kerinci
ISSN : -     EISSN : 30327156     DOI : https://doi.org/10.32939/aicos.v1i01
Core Subject : Economy, Science, Social,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences
AICOS: Asian Journal of Islamic Economics Studies ISSN 3032-7156 is a peer-reviewed journal and scientific journal published by Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Kerinci. Authors should submit only papers that have been carefully proofread and polished. Before submission, please make sure that your paper is prepared using the journal paper template. The authors must refer to journal writing format and style Please download and use it as a template for initial manuscript submission. This will ensure fast processing and publication. Any papers not fulfilling the requirements based on the guidelines to authors will not be processed. Online Submission We strongly prefer to receive manuscripts via our online submission system. Using this system, authors can upload manuscript files (text, figures, and supplementary information, including video) directly to our office and check on the status of their manuscripts during the review process. First, kindly register as an author, and then you should log in to submit your papers. Please don´t forget to tick the author when you make a registration.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 28 Documents
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PREVENTION AND HANDLING OF SEXUAL VIOLENCE (PPKS) ON ISLAMIC ADOLESCENTS IN JUNIOR HIGH SCHOOLS THROUGH EDUCATION AND SOCIALIZATION halimah, siti; Aisyah, Siti; Putri Syabina, Tasya; Asda Juwita, Tri; Segarahati Barus, Eni; Fatira, Marlya; Agus, Rizal; Putri, Anita
Asian Journal of Islamic Economic Studies Vol. 2 No. 1 (2025): AICOS: Asian Journal Of Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/aicos.v2i1.4925

Abstract

This Program, Community Services to Educates About PPKS (Prevention and Handling of Sexual Violence) on Muslim Teenagers at Al-Washliyah Private Middle School, Kampung Lalang Village, Medan Sunggal District, Medan City, North Sumatra Aims to provide an understanding of the meaning of sexual violence, types of sexual violence, the impact of sexual violence, how to prevent sexual violence and provide an experience related to the PPKS (Prevention and Handling of Sexual Violence) Officer Unit. For the activities to run smoothly PKM, the service team conducted data collection techniques using interviews with Al-Washliyah Middle School. The solution provided is to transfer knowledge to students through the Education Seminar on PPKS (Prevention and Handling of Sexual Violence). The cost of implementing PKM activities is Rp. 421,000.00 (Four Hundred and Twenty One Thousand Rupiah). After implementing community service activities in the form of training and seminars for students, the results of the service were obtained that A lack of understanding of literacy about PPKS (Prevention and Handling of Sexual Violence) Students can be resolved through training activities so that there is an understanding of the definition of sexual violence, forms of verbal sexual violence, prevention of sexual violence, PPKS task force, sexual violence on social media and how to act if experiencing harassment. The unavailability of a division to handle PPKS (Prevention and Handling of Sexual Violence) has been overcome by proposing the formation of a unique team and training for teachers at Al-Washliyah Private Middle School. The school has responded to this well with a plan to form an exceptional team, and the PKM team also suggested tightening the rules that apply in schools and providing rewards/punishments.
OPERATIONAL EFFICIENCY OR NON-PERFORMING LOANS? ANALYSIS OF SHARIA BANK PERFORMANCE 2015–2022 Mailindra, Wiyan; Adinda, Sofia
Asian Journal of Islamic Economic Studies Vol. 2 No. 1 (2025): AICOS: Asian Journal Of Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/aicos.v2i1.4993

Abstract

This study aims to analyse the influence of credit and operational risks on banking performance in Islamic commercial banks registered with the Financial Services Authority (OJK) from 2015–2022. Credit risk is measured by the Non-Performing Financing (NPF) ratio. In contrast, operational risk is measured by the Operating Expenses to Operating Income (BOPO) ratio, and banking performance is measured by Return on Assets (ROA). Using the multiple linear regression analysis method, this study found that credit risk (NPF) did not significantly affect ROA. In contrast, operational risk (BOPO) significantly affected ROA—the results of the simultaneous test show that the two independent variables together jeopardise the bank's performance. The coefficient of determination (R²) showed that credit and operational risk could explain 12.2% of the variation in ROA. At the same time, the rest was influenced by other factors not examined in this study. These findings indicate that Islamic bank management needs to focus on managing operational risks to improve efficiency and profitability, although credit risk management is also essential. This study contributes to developing the risk management literature of Islamic banking and suggests further research by considering additional variables.
TOURIST SATISFACTION AS A MEDIATOR OF THE INFLUENCE OF PRICE AND FACILITIES ON VISITING DECISIONS TO LAKE LINGKAT Haryono, Gampo; Sukmawati, Dina
Asian Journal of Islamic Economic Studies Vol. 2 No. 2 (2025): AICOS: Asian Journal Of Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/aicos.v2i2.5868

Abstract

Tourism is a modern industry that contributes significantly to economic growth through employment, income generation, and improvements in living standards while activating other sectors in the host region. This study employs a quantitative descriptive approach with a survey method to collect primary data from respondents. The research was conducted at Lake Lingkat, one of the leading natural tourist destinations in Kerinci Regency. The choice of Lake Lingkat as a research location is due to its increasing visitor numbers and natural attraction. The validity tests on all variables Ticket Price, Tourist Facilities, Visiting Decisions, and Tourist Satisfaction show valid results, and the reliability tests indicate all instruments are reliable with Cronbach’s Alpha values above the 0.60 threshold. The findings of the study are as follows: (1) Ticket Price does not have a direct effect on Visiting Decisions; (2) Tourist Facilities have a direct influence on Visiting Decisions; (3) Ticket Price and Tourist Facilities do not directly affect Tourist Satisfaction; (4) Tourist Satisfaction does not have a direct influence on Visiting Decisions; (5) Ticket Price and Facilities indirectly affect Visiting Decisions through Tourist Satisfaction, confirming that Tourist Satisfaction acts as a mediating variable.
THE EFFECT OF ECONOMIC RECESSION ON FINANCIAL PERFORMANCE: LITERATURE REVIEW Rusfa, Dilla Dwi Rahmatin; Afrizal, Afrizal; Rahayu, Sri; Lubis, Tona Aurora
Asian Journal of Islamic Economic Studies Vol. 2 No. 2 (2025): AICOS: Asian Journal Of Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/aicos.v2i2.5955

Abstract

what factors trigger economic recession actions on financial performance, and what factors can influence economic recession on financial performance. From the results of this Review, a literature review approach was carried out with a systematic mapping study method from various sources such as journals and books. The results of this review found various factors causing financial recession actions, the factors are rationalization, incentives, abilities, arrogance, collusion, needs, lifestyle , exposure, integrity, irreligion, systemic wealth inequality, significant distance between leaders and subordinates. The tendency of financial recession can be minimized by implementing generic aspects such as building integrity (equaling and strengthening noble character), creating exemplary leadership, minimizing opportunities, developing a good internal control system, developing recession prevention policies and systems, developing monitoring systems, hotlines, and whistle blowing systems, developing reward and punishment systems, and implementing a healthy economy, and creating a balance of power.
FINANCIAL EDUCATION AND LITERACY BY MAINTAINING RUPIAH QUALITY FOR ISLAMIC PRIMARY SCHOOL STUDENTS Ramadhani, Astri Ramadhani; Dhiba, Farah Dhiba; Salsabila, Salsabila; Salsabila, Sarah Salsabila; Azhari, Syah Putri Azhari; Siregar, Siregar; AK, Marlya Fatira AK; Nizma, Cut Nizma; Siregar, Rumnasari Khoiriyah Siregar
Asian Journal of Islamic Economic Studies Vol. 2 No. 2 (2025): AICOS: Asian Journal Of Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/aicos.v2i2.5956

Abstract

PKM Education on the Importance of Maintaining the Quality of Rupiah at Tunas Mekar Islamic Private Elementary School, Binjai Village, Medan Denai District, Medan City, North Sumatra. It aims to provide an Understanding of How to Care for Rupiah, the Difference Between Genuine and Fake Rupiah, and How to Save from an Early Age. The school has received Education related to the material from any party. For the PKM activities to run smoothly, the service team conducted data collection techniques through interviews—at the Islamic Private Elementary School Tunas Mekar. The solution is to find knowledge transfer through an Educational Seminar on the Importance of Maintaining the Quality of the Rupiah. The cost of implementing the PKM activity is Rp. 592,000.00 (Five Hundred and Ninety-Two Thousand Rupiah) and requires physical facilities of genuine and counterfeit Rupiah and souvenirs and certificates from Bank Indonesia. After carrying out community service activities in the form of training and seminars for students, the results of the service were obtained that The low literacy of maintaining the quality of the Rupiah at SDS Islam Tunas Mekar has been overcome through educational activities such as providing education about the history of the Rupiah, the nominal value of the Rupiah, love and pride in understanding the Rupiah, the difference between genuine and counterfeit Rupiah, literacy in saving from an early age and digital money, such as training to recognize genuine and counterfeit Rupiah using a money detector. This activity successfully formed students' knowledge and skills about maintaining the quality of the Rupiah to reach an average of 72% with a maximum understanding of 98% for all participants. The absence of an educational program that specifically discusses the importance of maintaining the quality of the Rupiah, which also supports social science lessons in the context of economic life activities, is a challenge that needs to be overcome. Two young ambassadors who deeply love the Rupiah and understand its essential value have been presented to address this issue. These young ambassadors are expected to not only provide an understanding to their peers about the importance of maintaining the currency's value but also encourage them to be more actively involved in activities that support the stability and quality of the Rupiah. With an exciting and creative approach, it is hoped that they can disseminate this knowledge more widely, creating awareness among students about the shared responsibility in maintaining the national economy.
THE EFFECT OF SHARIA RELATIONSHIP MARKETING ON CUSTOMER LOYALTY AT BANK BSI MAKASSAR WITH SATISFACTION OF INTERVENING VARIABLES Trimulato, Trimulato; Mustamin, Arsyaf; Syarifuddin, Syarifuddin
Asian Journal of Islamic Economic Studies Vol. 2 No. 2 (2025): AICOS: Asian Journal Of Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/aicos.v2i2.5957

Abstract

This research influences characteristics Sharia marketing and Sharia relationship marketing on customer loyalty at BSI KCP Makassar. Analyze the effect of Sharia marketing and relationship marketing characteristics loyalty with customer satisfaction as an intervening variable. A research method is quantitative. The primary data source is primary data, distributed directly through questionnaires. Secondary data has been presented from various sources. The data collection technique used a questionnaire (questionnaire) with a sample of 67 respondents and literature from several relevant sources. The research data analysis technique is path analysis with reliability tests, validity tests, and classical assumption tests including multicollinearity, heteroscedasticity, normality, and linearity tests. Hypothesis testing includes testing coefficient determination, T-test, and F-test. Results showed characteristics Islamic marketing had a significant positive effect on customer loyalty, BSI Makassar, with a Tcount 2,210 > Ttable 1.997 and a significance value 0.031 at an alpha coefficient of 5%. Sharia relationship marketing has a significant positive effect on customer loyalty at BSI Makassar with a T-count 3,475 > Ttable 1.997 and a significance value 0.031 with an alpha coefficient 5%. Characteristics of sharia marketing and relationship marketing have a significant positive effect on loyalty and customer satisfaction when using the intervening variable value Tcount=2.0412 greater than Ttable=1.99834.
THE EFFECT OF LOCATION, PRICE, AND PRODUCT QUALITY ON CONSUMER PURCHASE DECISIONS AT d’BestO IN SUNGAI PENUH CITY Wahyuni, Endah Sri; Bustami, Alek Wissalam; Sumanti, Eva; Putra, Eka; Harahap, Samsul Bahry; Bustami, Bustami
Asian Journal of Islamic Economic Studies Vol. 2 No. 2 (2025): AICOS: Asian Journal Of Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/aicos.v2i2.6089

Abstract

This study aims to determine the effect of Location, Price and Product Quality on d’BestO Purchasing Decisions in Sungai Penuh City. The population in this study were d’BestO consumers in Sungai Penuh City. The sample in the study was taken using a non probability technique using the accidental sampling method. Data analysis in this study used the SPSS 26 program. The results of the analysis and discussion showed that the location variable did not have a significant effect on purchasing decisions, price had a significant effect on purchasing decisions and the product quality variable did not have a significant effect on purchasing decisions and location, price and product quality had a significant effect on purchasing decisions at d'BestO in Sungai Penuh City.
THE EFFECT OF BRAND IMAGE AND PRODUCT QUALITY ON CONSUMER PURCHASE DECISIONS AT CAFÉ NOKA IN SUNGAI PENUH CITY Ditama, Rezki Agrisa; Azhar, Azhar; Nilda, Elvi; Syamsarina; Desiana; Mailindra, Wiyan
Asian Journal of Islamic Economic Studies Vol. 2 No. 2 (2025): AICOS: Asian Journal Of Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/aicos.v2i2.6090

Abstract

This study aims to analyze the influence of brand image and product quality on purchasing decisions at Café Noka in Sungai Penuh City. The research method used is quantitative with a survey approach. Data were collected through questionnaires distributed to Café Noka customers and analyzed using multiple linear regression techniques. The results show that brand image and product quality have a positive and significant impact on purchasing decisions. A strong brand image enhances customer trust, while good product quality contributes to customer satisfaction, ultimately encouraging purchasing decisions. The findings suggest that Café Noka should maintain and improve its brand image and product quality to increase customer loyalty and purchase interest.

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