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All Journal Jurnal Ekonomi, Manajemen dan Perbankan (Journal of Economics, Management and Banking) Jurnal Iqtisaduna Al Fiddhoh: Journal of Banking, Insurance, and Finance Ruang Komunitas : Jurnal Pengabdian Masyarakat
Bustami, Alek Wissalam
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Religion Humanities Economics, Econometrics & Finance Education Social Sciences Other

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Portrait of Islamic Economic Literacy on Students of Department Sharia Economics IAIN Kerinci Bustami, Alek Wissalam; Fauzi, Muhammad
Jurnal Iqtisaduna Vol 9 No 2 (2023)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v9i2.41533

Abstract

This study aims to investigate the level of Islalmic Economic Literacy (IEL) among students of the Department of Sharia Economics (DSE) Institut Agama Islam Negeri Kerinci (IAIN Kerinci). Investigation IEL levels in terms knowledge, understanding, and ability to apply attitudes (actions) from Islamic economics material that has been stuDSEd into everyday life. The research data comes from primary data collected using the Miles and Huberman model as a qualitative data analysis tool. This study shows that the level of IEL among students DSE IAIN Kerinci is in the pretty good category. This is evidenced by the fact that there are still many students who lack knowledge and understanding of Islamic economics material. Even though academic achievement or Grade Point Average (GPA) is above 3.50. It was even found that a higher GPA still lacks knowledge and understanding compared to a low GPA. Even though knowledge and understanding are still very minimal, the ability to apply attitudes (behavior) in daily economic activities has been applied in accordance with Islamic economics. This study can be the target of related parties to focus their full attention on increasing IEL in students DSE IAIN Kerinci. This study can also contribute to the reading of Islamic economics literature and the study of IEL, and at the same time, it opens up the door for further research.
ANALYSIS OF PAYMENT SYSTEMS USING SHOPEE PAY-LATER REVIEWED FROM ISLAMIC ECONOMICS Aryuandri, Indrika; Bustami, Alek Wissalam
Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 5 No. 1 (2024): Al Fiddhoh: Journal of Banking, Insurance, and Finance
Publisher : Institut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/fdh.v5i1.3498

Abstract

Based on Islamic Economics studies, research was conducted to analyse the Shopee Pay-Later payment system. This research is a content analysis. The research results show that the ShopeePayLater payment details include the due date. Regarding the absence of interest at the start of implementing this shopeepaylater feature, delaying financing to the following month or buying now, pay later financing, it even mentions 0% interest. Shopee Paylater credit practices are permissible (mubah) and haram permissible (mubah) because the contract is implemented, proven by the contract agreement between the seller and the buyer at the time of carrying out the hijab and Kabul as well as the additional price on Shopee Paylater. Credit practice is considered a deferred price and prohibited because the extra price in the Shopee Pay Later credit practice is riba, and usury is prohibited in Islamic business ethics. In contrast, the Shopee Paylater credit practice applies an additional price of 2.95% for paying off bills within two, three, and six months.
Pengaruh Promosi dan Kualitas Pelayanan terhadap Minat Siswa Menggunakan Produk Tabungan SIPINTAR PT. Bank Perkreditan Rakyat Pembangunan Kerinci Sarmigi, Elex; Mahabbati, Suci; Mailindra, Wiyan; Bustami, Alek Wissalam; Ashari, Annisa Diyah; Fadlillah, Septi Husnah
Jurnal Ekonomi, Manajemen dan Perbankan (Journal of Economics, Management and Banking) Vol. 9 No. 3 (2023): Jurnal Ekonomi, Manajemen dan Perbankan (Journal of Economics, Management and B
Publisher : STIE Indonesia Banking School

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35384/jemp.v9i3.449

Abstract

This study aimed to assess the impact of promotion and service quality on students' interest in choosing SIPINTAR products at PT. Bank Perkreditan Rakyat Pembangunan Kerinci. The research employed a quantitative approach with a survey design, involving 60 students in Kerinci Regency using the convenience sampling method. Data analysis utilized multiple linear analysis, and hypothesis testing involved the t-test and F-test with IBM SPSS 26. The findings revealed that promotion had a positive and significant impact on students' interest in using SIPINTAR products, while service quality did not significantly influence students' interest at PT. Kerinci Development People's Credit Bank. The F-test indicated that promotion and service quality jointly have a significant impact on using PT. SIPINTAR products at Kerinci Development People's Credit Bank, with a magnitude of influence at 20.6%. Despite the limitation of focusing solely on promotion and service quality in influencing savings intentions, the research provides valuable insights for the development of banking businesses, especially regional banks.
Mengembangkan Sumber Daya Manusia Melalui Peningkatan Kualitas Pendidikan di Nagari Tluk Kualo Inderapura Sarmigi, Elex; Mailindra, Wiyan; Syarif, Dafiar; Mu’arrif, Zul Ihsan; Nilda, Elvi; Sumanti, Eva; Desiana, Desiana; Azhar, Azhar; Syukrawati, Syukrawati; Bustami, Alek Wissalam; Ramadani, Dinda Fitria
RUANG KOMUNITAS: Jurnal Pengabdian Masyarakat Vol 2 No 1 (2024): Ruang Komunitas: Jurnal Pengabdian Masyarakat
Publisher : Program Studi Ilmu Politik bekerjasama Program Studi Hubungan Internasional, Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/rkjpm.v2i1.45293

Abstract

Kualitas pendidikan akhir-akhir ini menjadi bahan perbincangan serius. Hal ini terjadi karena mutu pendidikan akan sangat menentukan mutu lulusan yang dihasilkan dari pendidikan itu sendiri. Tanpa pendidikan yang berkualitas, kecil harapan untuk mendapatkan sumber daya manusia yang berkualitas. Melihat fenomena di lapangan, sebagian siswa masih memerlukan pendidikan tambahan di luar jam sekolah. Hal ini disebabkan karena sebagian siswa masih belum memahami pelajaran yang didapat di sekolah sehingga harus diulang-ulang agar dapat dipahami dengan baik. Karena fenomena tersebut, IAIN Kerinci berinisiatif membantu masyarakat khususnya anak usia sekolah dalam bidang pendidikan untuk membantu meningkatkan mutu peserta didik dan pelajar serta mutu pendidikan di Nagari Tluk Kualo Inderapura melalui program bimbingan belajar, membaca Al-Qur'an dan Tahfidz.
Co-Authors Aryuandri, Indrika Ashari, Annisa Diyah Azhar Azhar Desiana Desiana, Desiana Fadlillah, Septi Husnah Mahabbati, Suci Mu’arrif, Zul Ihsan Muhammad Fauzi Nilda, Elvi Ramadani, Dinda Fitria Sumanti, Eva Syarif, Dafiar syukrawati, syukrawati Wiyan Mailindra, Wiyan