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All Journal Jurnal Ekonomi, Manajemen dan Perbankan (Journal of Economics, Management and Banking) Jurnal Iqtisaduna Al Fiddhoh: Journal of Banking, Insurance, and Finance Ruang Komunitas : Jurnal Pengabdian Masyarakat RANGGUK: Jurnal Pengabdian Kepada Masyarakat AICOS
Bustami, Alek Wissalam
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Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Portrait of Islamic Economic Literacy on Students of Department Sharia Economics IAIN Kerinci Bustami, Alek Wissalam; Fauzi, Muhammad
Jurnal Iqtisaduna Vol 9 No 2 (2023)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v9i2.41533

Abstract

This study aims to investigate the level of Islalmic Economic Literacy (IEL) among students of the Department of Sharia Economics (DSE) Institut Agama Islam Negeri Kerinci (IAIN Kerinci). Investigation IEL levels in terms knowledge, understanding, and ability to apply attitudes (actions) from Islamic economics material that has been stuDSEd into everyday life. The research data comes from primary data collected using the Miles and Huberman model as a qualitative data analysis tool. This study shows that the level of IEL among students DSE IAIN Kerinci is in the pretty good category. This is evidenced by the fact that there are still many students who lack knowledge and understanding of Islamic economics material. Even though academic achievement or Grade Point Average (GPA) is above 3.50. It was even found that a higher GPA still lacks knowledge and understanding compared to a low GPA. Even though knowledge and understanding are still very minimal, the ability to apply attitudes (behavior) in daily economic activities has been applied in accordance with Islamic economics. This study can be the target of related parties to focus their full attention on increasing IEL in students DSE IAIN Kerinci. This study can also contribute to the reading of Islamic economics literature and the study of IEL, and at the same time, it opens up the door for further research.
ANALYSIS OF PAYMENT SYSTEMS USING SHOPEE PAY-LATER REVIEWED FROM ISLAMIC ECONOMICS Aryuandri, Indrika; Bustami, Alek Wissalam
Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 5 No. 1 (2024): Al Fiddhoh: Journal of Banking, Insurance, and Finance
Publisher : Institut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/fdh.v5i1.3498

Abstract

Based on Islamic Economics studies, research was conducted to analyse the Shopee Pay-Later payment system. This research is a content analysis. The research results show that the ShopeePayLater payment details include the due date. Regarding the absence of interest at the start of implementing this shopeepaylater feature, delaying financing to the following month or buying now, pay later financing, it even mentions 0% interest. Shopee Paylater credit practices are permissible (mubah) and haram permissible (mubah) because the contract is implemented, proven by the contract agreement between the seller and the buyer at the time of carrying out the hijab and Kabul as well as the additional price on Shopee Paylater. Credit practice is considered a deferred price and prohibited because the extra price in the Shopee Pay Later credit practice is riba, and usury is prohibited in Islamic business ethics. In contrast, the Shopee Paylater credit practice applies an additional price of 2.95% for paying off bills within two, three, and six months.
Pengaruh Promosi dan Kualitas Pelayanan terhadap Minat Siswa Menggunakan Produk Tabungan SIPINTAR PT. Bank Perkreditan Rakyat Pembangunan Kerinci Sarmigi, Elex; Mahabbati, Suci; Mailindra, Wiyan; Bustami, Alek Wissalam; Ashari, Annisa Diyah; Fadlillah, Septi Husnah
Jurnal Ekonomi, Manajemen dan Perbankan (Journal of Economics, Management and Banking) Vol. 9 No. 3 (2023): Jurnal Ekonomi, Manajemen dan Perbankan (Journal of Economics, Management and B
Publisher : STIE Indonesia Banking School

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35384/jemp.v9i3.449

Abstract

This study aimed to assess the impact of promotion and service quality on students' interest in choosing SIPINTAR products at PT. Bank Perkreditan Rakyat Pembangunan Kerinci. The research employed a quantitative approach with a survey design, involving 60 students in Kerinci Regency using the convenience sampling method. Data analysis utilized multiple linear analysis, and hypothesis testing involved the t-test and F-test with IBM SPSS 26. The findings revealed that promotion had a positive and significant impact on students' interest in using SIPINTAR products, while service quality did not significantly influence students' interest at PT. Kerinci Development People's Credit Bank. The F-test indicated that promotion and service quality jointly have a significant impact on using PT. SIPINTAR products at Kerinci Development People's Credit Bank, with a magnitude of influence at 20.6%. Despite the limitation of focusing solely on promotion and service quality in influencing savings intentions, the research provides valuable insights for the development of banking businesses, especially regional banks.
Mengembangkan Sumber Daya Manusia Melalui Peningkatan Kualitas Pendidikan di Nagari Tluk Kualo Inderapura Sarmigi, Elex; Mailindra, Wiyan; Syarif, Dafiar; Mu’arrif, Zul Ihsan; Nilda, Elvi; Sumanti, Eva; Desiana, Desiana; Azhar, Azhar; Syukrawati, Syukrawati; Bustami, Alek Wissalam; Ramadani, Dinda Fitria
RUANG KOMUNITAS: Jurnal Pengabdian Masyarakat Vol 2 No 1 (2024): Ruang Komunitas: Jurnal Pengabdian Masyarakat
Publisher : Program Studi Ilmu Politik bekerjasama Program Studi Hubungan Internasional, Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/rkjpm.v2i1.45293

Abstract

Kualitas pendidikan akhir-akhir ini menjadi bahan perbincangan serius. Hal ini terjadi karena mutu pendidikan akan sangat menentukan mutu lulusan yang dihasilkan dari pendidikan itu sendiri. Tanpa pendidikan yang berkualitas, kecil harapan untuk mendapatkan sumber daya manusia yang berkualitas. Melihat fenomena di lapangan, sebagian siswa masih memerlukan pendidikan tambahan di luar jam sekolah. Hal ini disebabkan karena sebagian siswa masih belum memahami pelajaran yang didapat di sekolah sehingga harus diulang-ulang agar dapat dipahami dengan baik. Karena fenomena tersebut, IAIN Kerinci berinisiatif membantu masyarakat khususnya anak usia sekolah dalam bidang pendidikan untuk membantu meningkatkan mutu peserta didik dan pelajar serta mutu pendidikan di Nagari Tluk Kualo Inderapura melalui program bimbingan belajar, membaca Al-Qur'an dan Tahfidz.
THE EFFECT OF LOCATION, PRICE, AND PRODUCT QUALITY ON CONSUMER PURCHASE DECISIONS AT d’BestO IN SUNGAI PENUH CITY Wahyuni, Endah Sri; Bustami, Alek Wissalam; Sumanti, Eva; Putra, Eka; Harahap, Samsul Bahry; Bustami, Bustami
Asian Journal of Islamic Economic Studies Vol. 2 No. 2 (2025): AICOS: Asian Journal Of Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/aicos.v2i2.6089

Abstract

This study aims to determine the effect of Location, Price and Product Quality on d’BestO Purchasing Decisions in Sungai Penuh City. The population in this study were d’BestO consumers in Sungai Penuh City. The sample in the study was taken using a non probability technique using the accidental sampling method. Data analysis in this study used the SPSS 26 program. The results of the analysis and discussion showed that the location variable did not have a significant effect on purchasing decisions, price had a significant effect on purchasing decisions and the product quality variable did not have a significant effect on purchasing decisions and location, price and product quality had a significant effect on purchasing decisions at d'BestO in Sungai Penuh City.
PENGALOKASIAN ANGGARAN DANA DESA DAN PEMBERDAYAAN MASYARAKAT NAGARI KOTO ANAU TAPAN Mua'rif, Zul Ihsan; Nurdin, Zulkifli; Syarif, Dafiar; Bustami, Alek Wissalam; Azhar, Azhar
RANGGUK: Jurnal Pengabdian Kepada Masyarakat Vol. 3 No. 1 (2023): RANGGUK: Jurnal Pengabdian Kepada Masyarakat
Publisher : Institut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to determine the use of village budget funds for community empowerment. Various problems are being faced, such as welfare, public services, and fund management. The research was conducted using interviews and direct observation. The results show that fund management is carried out through deliberation in accordance with nagari customs. Most of the village funds are used for village operational costs which should be allocated to other activities. Aspirations as a form of deliberation also take the form of physical development because the level of education is still relatively low. So the expected solution includes providing education for the community so that they can get ideas that can advance their region. This is an important note for the nagari to prioritize education by creating several education-oriented programs so that it is hoped that the village funds distributed can answer every community need.
MENUMBUHKAN MINAT MENABUNG SEJAK DINI DI NAGARI KOTO ANAU TAPAN Mua'rif, Zul Ihsan; Bustami, Alek Wissalam; Mailindra, Wiyan; Novita, Nina Delvia; Rahmah, Sopia
RANGGUK: Jurnal Pengabdian Kepada Masyarakat Vol. 4 No. 1 (2024): RANGGUK: Jurnal Pengabdian Kepada Masyarakat
Publisher : Institut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/rgk.v4i1.3609

Abstract

This article presents a community engagement effort in Nagari Koto Anau Tapan aimed at fostering an early interest in saving from the perspective of Islamic Economics. Saving is a crucial aspect of building financial stability for individuals, families, and communities, especially within Islamic values. Through socialization, education, and guidance activities, this program seeks to enhance understanding and awareness among the community, particularly elementary school children, about the importance of saving and responsible financial management. Program activities include the delivery of material on the concept of saving in Islam, presenting the benefits of saving in daily life, and establishing sustainable saving habits. Through a holistic and inclusive approach, it is hoped that the community in Nagari Koto Anau Tapan can gain a deeper understanding of sustainable saving practices in line with the principles of Islamic Economics. Thus, this article provides an overview of concrete efforts to build financial awareness and sustainable saving habits within the local community and the importance of integrating Islamic values into personal and family financial management.
PEMANFAATAN MEDIA SOSIAL DAN DESAIN PRODUK DALAM MENINGKATKAN VOLUME PENJUALAN : Studi Kasus Pada Minuman Jamu Asli Jawa 2R di Desa Sungai Jambu Kecamatan Kayu Aro Barat Desiana, Desiana; Bustami, Alek Wissalam; Helfenta, Helfenta; Novianto, Wawan; Mailindra, Wiyan
RANGGUK: Jurnal Pengabdian Kepada Masyarakat Vol. 3 No. 2 (2023): RANGGUK: Jurnal Pengabdian Kepada Masyarakat
Publisher : Institut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Sektor usaha kecil menengah mengalami kemajuan yang sangat pesat. Kemajuan tersebut dilatarbelakangi oleh perkembangan teknologi dan semakin meningkatnya kesadaran pendidikan dan ilmu pengetahuan. Perkembangan ekonomi, terutama dalam usaha berbasis rumah tangga, menyebabkan jumlah UMKM meningkat setiap tahunnya. Tujuan dari pengabdian ini adalah untuk membantu dan mendorong progresi pemasaran produk UMKM di Kabupaten Kerinci. Lokasi pengabdian ini yaitu di Desa Sungai Jambu Kecamatan Kayu Aro Barat. Adapun objek pengabdian ini yaitu UMKM Jamu 2R. Hasil dari pengabdian ini yaitu desain kemasan jamu yang menarik dan juga penerapan strategi pemasaran yang berbasis digital melalui Instagram, Facebook, dan Tiktok.
MENGOPTIMALKAN DISTRIBUSI ZAKAT PERTANIAN MELALUI EDUKASI DI DESA LOLO GEDANG Azhar, Azhar; Regen, Ronal; Mailindra, Wiyan; Bustami, Alek Wissalam
RANGGUK: Jurnal Pengabdian Kepada Masyarakat Vol. 4 No. 2 (2024): RANGGUK: Jurnal Pengabdian Kepada Masyarakat
Publisher : Institut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/rgk.v4i2.5890

Abstract

Zakat is a fundamental pillar of Islam that plays a strategic role in reducing economic inequality and improving social welfare. In Indonesia, agricultural zakat has significant potential, considering that the majority of its population works in the agricultural sector. However, awareness among the community, especially farmers, regarding the obligation of agricultural zakat remains low. This community service program aims to increase agricultural zakat literacy in LoLo Gedang Village, where the majority of residents are farmers. This activity included socialization, counseling, and practical demonstrations on the mechanism of agricultural zakat that must be paid based on the type of commodities managed, such as citrus, rice, potatoes, coffee, and cinnamon. The results of this program showed a significant increase in the community's understanding of agricultural zakat, with 85% of participants demonstrating a better understanding after attending the counseling. Furthermore, community participation in paying agricultural zakat increased from 15% to 50%, indicating that zakat education has a direct impact on changing community behavior. This program is expected to be adaptable in other villages with similar conditions, so that agricultural zakat can be optimized to provide social and economic benefits for the community.
Penyuluhan Investasi Bodong: Meningkatkan Kewaspadaan Masyarakat terhadap Penipuan Berkedok Investasi Di Kecamatan Siulak Kabupaten Kerinci Regen, Ronal; Bustami, Alek Wissalam; Wahyu, Wawan Devis; Novianto, Wawan; Busni, Darti
RANGGUK: Jurnal Pengabdian Kepada Masyarakat Vol. 5 No. 1 (2025): RANGGUK: Jurnal Pengabdian Kepada Masyarakat
Publisher : Institut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/rgk.v5i1.5895

Abstract

Fraudulent investments have become a significant problem in Indonesia, including in Siulak District, Kerinci Regency, where a high number of people fall victim to investment fraud. A lack of understanding of legitimate investments and low financial literacy have resulted in numerous victims, especially among university students, housewives, and the elderly. Therefore, outreach based on real-world case studies is crucial to enhance public vigilance against investment-themed fraud. This study employs a direct outreach method with an educational approach that includes introducing the definition of fraudulent investments, the characteristics of legal investments, and how to identify illegal ones. The findings indicate that the outreach activity successfully increased public understanding of the difference between legitimate and fraudulent investments and improved their vigilance towards suspicious investment offers. The discussion shows that case study-based outreach can effectively reduce the number of new victims of fraudulent investments and strengthen the community's role in protecting themselves and others from investment fraud.
Co-Authors Aryuandri, Indrika Ashari, Annisa Diyah Azhar Azhar Busni, Darti Bustami Bustami Desiana Desiana, Desiana Eka Putra Endah Sri Wahyuni Fadlillah, Septi Husnah Harahap, Samsul Bahry Helfenta, Helfenta Mahabbati, Suci Mua'rif, Zul Ihsan Mu’arrif, Zul Ihsan Muhammad Luthfi Nilda, Elvi Novianto, Wawan Novita, Nina Delvia Rahmah, Sopia Ramadani, Dinda Fitria Regen, Ronal Sumanti, Eva Syarif, Dafiar syukrawati, syukrawati Tiara, Tiara Wahyu, Wawan Devis Wiyan Mailindra, Wiyan Zulkifli Nurdin, Zulkifli