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Jurnal Ecodemica : Jurnal Ekonomi Manajemen dan Bisnis
Published by Universitas Bina Sarana Informatika
ISSN : 23550295     EISSN : 25498932     DOI : https://doi.org/10.31294/eco
Core Subject : Economy,
Economics, Econometrics & Finance
The first Ecodemica journal was published in 2014, with ISSN: 2355-0295 and E-ISSN: 2549-8932 Ecodemica : Jurnal Ekonomi, Manajemen, dan Bisnis is an open access, periodical, and peer-reviewed journal published by LPPM Universitas Bina Sarana Informatika. The journal is designed to provide a platform for researchers, academics, and practitioners who are interested in new knowledge and discuss ideas, issues, and challenges in studies in economics, management, and business.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 10 Documents
 1 
Pengaruh Modal Usaha dan Beban Promosi Terhadap Laba pada UMKM di Kecamatan Tajur Halang Kabupaten Bogor Bunga Fatma Nur; Miranti Handayani
Jurnal Ecodemica: Jurnal Ekonomi, Manajemen, dan Bisnis Vol. 9 No. 2 (2025): September 2025
Publisher : LPPM Universitas Bina Sarana Informatika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/ecodemica.v9i2.11387

Abstract

This study was inspired by the observation that many Micro, Small, and Medium Enterprises (MSMEs) in suburban areas continue to face challenges in maximizing their profits, even though they have access to capital and actively conduct promotional activities. The main objective of this research is to analyze the influence of working capital and promotional expenditures on the profitability of MSMEs operating in Tajur Halang Subdistrict, Bogor Regency. The study utilizes primary data obtained from respondents through an online questionnaire distributed via Google Forms. Using the Slovin formula, a sample of 86 respondents was determined. The analytical methods applied include classical assumption tests, multiple linear regression analysis, and hypothesis testing using SPSS version 27. The results of the analysis reveal that: (1) the t-count value for business capital exceeds the t-table value, indicating that business capital significantly affects profit; (2) the t-count value for promotional expenses is lower than the t-table value, suggesting that promotional expenses do not significantly affect profit; and (3) both business capital and promotional expenses have a simultaneous significant effect on profit, as shown by the F-count value being higher than the F-table value. This result shows that while promotional costs have little effect on profits in MSMEs in the suburbs, efficient capital management is a crucial component of raising profitability. The uniqueness of this study stems from its integration of financial and marketing variables within the context of suburban MSMEs, offering valuable insights for developing strategies to improve profitability and ensure long-term business sustainability  
FDR Dan NPF Terhadap ROA dalam Lanskap Perbankan Syariah: Analisis Empiris Bank Syariah Indonesia Slamet Heri Winarno; Lela Elvira; Mahmud Syarif; Dewi Hudiyah
Jurnal Ecodemica: Jurnal Ekonomi, Manajemen, dan Bisnis Vol. 9 No. 2 (2025): September 2025
Publisher : LPPM Universitas Bina Sarana Informatika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/ecodemica.v9i2.11410

Abstract

This research explores the influence of the Financing to Deposit Ratio (FDR) and Non-Performing Financing (NPF) on Return on Assets (ROA) at Bank Syariah Indonesia over the 2021-2024 period. The study adopts the Partial Least Squares-Structural Equation Modelling (PLS-SEM) approach, which is suitable for analyzing latent variables simultaneously, even when the sample size is relatively small and the data distribution deviates from normality. Data were obtained from Bank Syariah Indonesia’s quarterly financial statements, sourced from the Financial Services Authority (OJK) and the bank’s annual reports. The empirical findings indicate that FDR has a positive but statistically insignificant effect on ROA, while NPF exerts a significant negative influence on ROA. The structural model demonstrates an R² value of 0.745, suggesting that 74.5% of the variation in ROA is explained by the two independent variables. Additionally, the model’s Goodness of Fit index reaches 0.928, indicating strong predictive relevance and model robustness. These results highlight the critical role of managing financing risk and optimizing intermediary functions to enhance the profitability of Islamic banking institutions. The study contributes to the growing body of literature on Islamic finance performance and offers practical insights for policymakers and financial managers in improving asset efficiency through better risk control and strategic financial intermediation.
Pemanfaatan Dana Desa untuk Infrastruktur Nagari, Dampaknya terhadap IDM dan Angka Kemiskinan di Sijunjung Feri Yurnalis; Asdi Agustar; Osmet Osmet
Jurnal Ecodemica: Jurnal Ekonomi, Manajemen, dan Bisnis Vol. 9 No. 2 (2025): September 2025
Publisher : LPPM Universitas Bina Sarana Informatika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/ecodemica.v9i2.11448

Abstract

The study aims to analyze the utilization of Village Funds (DD) for nagari (village) infrastructure development and its impact on the Village Development Index (IDM) and poverty rates in Sijunjung Regency, West Sumatra. The research employed a mixed-methods approach using secondary data analysis for all 61 nagari and a qualitative multi-case study on selected nagari based on their IDM status. Secondary data collected covered DD allocation, types of infrastructure, IDM scores, and the number of poor residents from 2017 to 2019. The results indicate that DD allocation in Sijunjung was predominantly directed toward the Development Sector (averaging 89.58%), primarily for the construction of village roads. The analysis concludes that the DD allocation for infrastructure does not have a directly significant implication for increasing IDM or reducing the poverty rate in Sijunjung Regency. These findings suggest that the impact of infrastructure investment requires a longer time frame and is influenced by various factors beyond the DD policy for sustainable poverty alleviation
Perkembangan dan Implementasi Akuntansi Syariah di Indonesia: Tinjauan Literatur atas Tantangan, Peluang, dan Dampaknya Salma Rosyidah
Jurnal Ecodemica: Jurnal Ekonomi, Manajemen, dan Bisnis Vol. 9 No. 2 (2025): September 2025
Publisher : LPPM Universitas Bina Sarana Informatika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/ecodemica.v9i2.11556

Abstract

The growing expansion of Indonesia’s Islamic finance industry has created an urgent need for a robust and standardized framework for Islamic accounting. Despite the increasing demand, the implementation of Islamic accounting still faces conceptual, regulatory, and operational challenges that hinder its optimal practice across financial and non-financial institutions. This study aims to examine the development and implementation of Islamic accounting in Indonesia by identifying its major challenges, emerging opportunities, and the overall impact on institutional performance and compliance with Islamic principles. This research employs a literature-based method by synthesizing findings from scholarly articles that discuss the conceptual foundations, regulatory frameworks, sectoral applications, and technological developments related to Islamic accounting. The findings reveal that the growth of Islamic accounting is strongly supported by regulatory advancements and institutional commitment, yet constrained by limited professional competence, inconsistent application of standards, and inadequate technological infrastructure. The results also indicate that the adoption of Islamic accounting enhances transparency, strengthens governance, and improves stakeholder trust, demonstrating its strategic role in reinforcing ethical and Sharia-compliant financial practices. The novelty of this study lies in its comprehensive integration of theoretical, regulatory, and practical perspectives, as well as its identification of emerging research directions, particularly in digital transformation and the modernization of Sharia-based reporting practices. This study contributes to a deeper understanding of the position of Islamic accounting within Indonesia’s evolving economic landscape.
Strategi Manajemen Adaptif dalam Model Kerja Hybrid pada Jasa Online Delivery di Mandailing Natal Mufti Fahrizal Harahap
Jurnal Ecodemica: Jurnal Ekonomi, Manajemen, dan Bisnis Vol. 9 No. 2 (2025): September 2025
Publisher : LPPM Universitas Bina Sarana Informatika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/ecodemica.v9i2.11667

Abstract

Changes in work patterns due to digitalization and the pandemic have encouraged service companies, including online delivery services, to adopt a hybrid work model. In Mandailing Natal, this model presents challenges such as limited infrastructure, team coordination, and dynamic market demand. Therefore, adaptive management strategies are required to maintain optimal performance. This study employs a descriptive qualitative approach using in-depth interviews with managers, couriers, and customers from three online delivery service companies in Mandailing Natal. The data were analyzed using Miles and Huberman’s interactive model, which includes data reduction, data display, and conclusion drawing. The findings indicate that adaptive management strategies in the hybrid work model are implemented through three main steps: (1) adjusting the work structure between online and offline, (2) providing flexibility in scheduling and courier work rotation, and (3) utilizing digital technology for monitoring and communication. In addition, local factors such as geographical conditions and consumer habits are key considerations in adapting these strategies. Adaptive management strategies have been proven to improve operational effectiveness and customer satisfaction in online delivery services in Mandailing Natal. The adaptively managed hybrid work model is not only a solution to changing business environments but can also serve as a sustainable work pattern for digital-based services in regions with infrastructural limitations.
Menjembatani Kompetensi Digital dan Kinerja Tendik Gen Z di UnmuhJember melalui Etika Kerja Septy Holisa Umamy; Januariya Laili; Saibah Saibah
Jurnal Ecodemica: Jurnal Ekonomi, Manajemen, dan Bisnis Vol. 9 No. 1 (2025): April 2025
Publisher : LPPM Universitas Bina Sarana Informatika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/ecodemica.v9i1.11871

Abstract

This research aims to examine the impact of digital competence on the performance of Generation Z educational staff at Unmuh Jember, with work ethics serving as an intervening variable. This issue is crucial because Generation Z, often referred to as digital natives, possesses strong technological skills. However, these competencies do not always directly enhance performance without being accompanied by solid work ethics. A quantitative research approach was applied using a survey method, involving Generation Z educational staff at Unmuh Jember as participants. The study's population and sample comprised 52 respondents, all categorized as Generation Z educational staff. Data analysis was conducted using the Partial Least Squares-Structural Equation Modeling (PLS-SEM) technique to assess the relationships between variables the findings indicate that, first, digital competence does not have a direct impact on educational staff performance. Second, digital competence positively influences work ethics. Third, work ethics significantly affect the performance of educational staff. Fourth, work ethics act as a mediating factor, facilitating the influence of digital competence on performance. This suggests that digital competence can enhance performance only when work ethics are present as an intermediary. This study offers both theoretical and practical insights by highlighting the crucial role of work ethics in optimizing the effect of digital competence on performance. Based on these findings, it is recommended to reinforce an ethical work culture and design training programs that integrate digital skills with ethical values. Future research could expand variable coverage, employ longitudinal methods, or conduct comparative studies across different generational cohorts to gain deeper insights.
Analisis Kinerja Keuangan pada Perusahaan BUMN Subsektor Pertambangan Logam dan Mineral Menggunakan Metode EVA dan MVA Calvin Wijaya; Kartika Yuliantari; Nurhidayati Nurhidayati; Sugiyah Sugiyah
Jurnal Ecodemica: Jurnal Ekonomi, Manajemen, dan Bisnis Vol. 9 No. 1 (2025): April 2025
Publisher : LPPM Universitas Bina Sarana Informatika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/ecodemica.v9i1.11872

Abstract

Several companies including metal and mineral mining subsector state-owned companies have carried out various strategies to ensure performance goes well. This research is useful for knowing the calculation of financial performance through financial statement analysis. This research uses non-statistical quantitative methods. Secondary data sources of financial statements using EVA and MVA methods that can be accessed through the official IDX and company websites. Sampling using purposive sampling method which uses several criteria. The results of the calculation of EVA three companies in 2020 - 2023 in a row are positive, which means that adding value to the company's capital costs results in an income figure above zero (>0) in other words there is no minus. While the results of the calculation of one company in 2022 are negative, which means that they do not add value to the company's capital costs, resulting in income below zero (>0) in other words there is no minus.
A Deeper Look into the Role of Political Institutions on Economic Growth: Evidence from ASEAN Countries Bayu Kharisma; Adhitya Wardhana; Tiara Pangestika Gunadi
Jurnal Ecodemica: Jurnal Ekonomi, Manajemen, dan Bisnis Vol. 9 No. 1 (2025): April 2025
Publisher : LPPM Universitas Bina Sarana Informatika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/ecodemica.v9i1.11873

Abstract

The occurrence of wars, ethnic conflicts, general elections, and coups in Southeast Asian countries has led to a reduction in institutional quality, resulting in a deteriorating economic situation. Since the 1998 monetary crisis, the institutional quality in the Southeast Asian region has been inconsistent, decreasing the region's appeal to foreign investors. Optimal political stability can foster favourable circumstances for investors, hence stimulating a nation's economic expansion. This study examines the impact of political institution on economic growth on a panel of ASEAN countries, including Indonesia, Malaysia, Singapore, Thailand, the Philippines, Brunei Darussalam, Vietnam, Laos, Myanmar, and Cambodia from 2010 to 2021. The data used for this analysis was obtained from the World Bank, and the Fixed Effect Model (FEM) was employed. The study findings indicate that political institutions favour and substantially impact economic growth. These results suggest that political institutions have a significant impact on sustaining a country's economic development.
Pengaruh Kualitas Pelayanan pada Loyalitas Pelanggan di Klinik Kecantikan MS Glow Yogyakarta: Kepuasan Pelanggan Sebagai Variabel Mediasi Fikri Farhan; Vina Dwi Astuti; Gulam Hazmin
Jurnal Ecodemica: Jurnal Ekonomi, Manajemen, dan Bisnis Vol. 9 No. 1 (2025): April 2025
Publisher : LPPM Universitas Bina Sarana Informatika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/eco.v9i1.11876

Abstract

This research examines the influence of service quality on customer loyalty, mediated by customer satisfaction at Ms Glow Beauty Clinic in Yogyakarta. The study adopts a quantitative approach, utilizing primary data collected through a questionnaire. The sampling technique used was non-probability sampling, specifically purposive sampling, based on predetermined criteria set by the researchers. The sample criteria included Ms Glow Beauty Clinic customers aged 17-50 who had visited the clinic more than twice. A total of 200 respondents participated in the study. Data analysis was conducted using Partial Least Squares Structural Equation Modeling (PLS-SEM) through SmartPLS version 4.0.9.6. The research applied an outer model test to evaluate the validity and reliability of the measurement instruments and an inner model test to assess the relationships between variables. The findings reveal that service quality positively affects customer satisfaction, significantly enhancing customer loyalty. Furthermore, customer satisfaction mediates service quality and customer loyalty at Ms Glow Beauty Clinic in Yogyakarta.
Study of the Effect of Habit, Perceived Enjoyment, and Perceived Risk on Adoption and Recommendation, Mediated by Behavioral Intention on Bank Negara Indonesia Mobile Banking Application Aditya Aditya; Rosdiana Sijabat
Jurnal Ecodemica: Jurnal Ekonomi, Manajemen, dan Bisnis Vol. 9 No. 1 (2025): April 2025
Publisher : LPPM Universitas Bina Sarana Informatika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/ecodemica.v9i1.11878

Abstract

This study aims to investigate, under behavioral intention, the link between habit, perceived enjoyment, and perceived risk on adoption and recommendation mediated. There were 255 respondents in total from a survey approach for data collection. This study gathers questions online using Google Forms from consumers using primary data. This study applies non-probability sampling as its method. Respondents for this survey have used mobile banking from Bank Negara Indonesia. The study used Smart PLS (Partial Least Square) software version 4.1.0 in a variant-based structural equation modeling method. The findings of this study reveal that habit has a significant and favorable effect on behavioral intention; perceived enjoyment has a substantial and favorable impact on behavioral intention; perceived risk has an essential and favorable effect on behavioral intention; behavioral intention has a significant and favorable impact on adoption; behavioral intention has a substantial and favorable effect on recommendation. The originality of this study is the submission of an empirical research model never done to determine the impact of the relationship between habit, perceived enjoyment, and perceived risk on adoption and recommendation mediated by behavioral intention on the Bank Negara Indonesia mobile banking application. This study is supposed to give Bank Negara Indonesia management insights on how to raise the mobile banking application user count.

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