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INDONESIA
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan
Published by Indonesian Journal Publisher
ISSN : -     EISSN : 27980502     DOI : https://doi.org/10.53697/emak.v7i3
Core Subject : Economy, Education,
Economics, Econometrics & Finance Other
Jurnal Emak: Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan is a peer-reviewed journal. Ekombis invites academics and researchers who do original research in the fields of economics, management, and accounting, including but not limited to: Economics Monetary Economics, Finance, and Banking International Economics Public Economics Economic development Regional Economy Management Science Marketing Financial management Human Resource Management International Business Entrepreneurship Accounting Sciences Taxation and Public Sector Accounting Accounting information system Auditing Financial Accounting Management accounting Behavioral accounting
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 894 Documents
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Analysis of the Effectiveness of Distribution of Zakat Funds at Baznas of North Sumatra Province Marliyah Marliyah; Putri Ayuni Sari
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.626

Abstract

It is important to measure the effectiveness in distributing zakat in order to know the capacity in managing zakat, especially in the distribution of zakat funds. This study aims to determine the effectiveness of the distribution of zakat funds at BAZNAS, North Sumatra Province. This research is a qualitative research. Data analysis was carried out with a descriptive approach which was equipped with a study of relevant literature and documentation. Measurement of the effectiveness of zakat distribution is carried out using the Allocation to Collection Ratio (ACR) formula in the Zakat Core Principle Model. The data is sourced from the financial statements of BAZNAS of North Sumatra Province related to the amount of collection and distribution of zakat funds in the 2018-2020 period. The results showed that the level of effectiveness of zakat distribution in BAZNAS North Sumatra Province for the last three years, namely in 2018-2020 was 68.91% which was included in the Fairly Effective category or quite effective with an average collection of 7,049,004,839 and an average distribution 4,857,647,660. Thus, BAZNAS of North Sumatra Province has a fairly good capacity in the distribution of zakat funds.
Analysis of Fixed Asset Management Case Study of North Sumatra DPRD Alyaa Zafira Darmawan; Hendra Harmain
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.627

Abstract

Fixed assets or assets are all goods purchased and obtained at the expense of the State Revenue and Expenditure Budget (APBN) or from other legitimate acquisitions, both ongoing and non-running and their parts. This research aims to examine the fixed asset management system based on PSAK No. 7 regarding fixed assets. The purpose of this study was to determine the suitability of the management of fixed assets at the North Sumatra DPRD Office with PSAP No 7. This study also used a qualitative approach, data collection techniques were carried out by interviews and documentation. From the results of research conducted on the management of fixed assets at the North Sumatra DPRD Office, especially in the accounting field regarding recognition, measurement, disclosure, it is in accordance with Government Accounting Standard Statement Number 7.
Cash Expenditure Accounting Information System at PT PP Presisi Tbk Inkis Sumatra Toll Project Alif Lailasari Saragih; Rahmat Daim Harahap
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.630

Abstract

Every activity requires funds in the form of cash. Cash is important in every transaction. This study aims to find out how the cash disbursements accounting information system is currently running at PT PP Presisi Tbk Inkis Sumatra Toll Project to find out whether the cash disbursement information system has been running effectively. The research method used in this paper uses qualitative methods, data collection techniques used are observation, interviews, and documentation. The data analysis method used is descriptive method. The results showed that the cash disbursement accounting information system at PT PP Presisi Tbk - Inkis Sumatra Toll Project was adequate because it was appropriate and fulfilled the basic elements of the accounting information system. running effectively..
Analysis of Public Interest in Gold Installment Products at Bank Syariah Indonesia KCP Medan Tomang Elok Hanifah Oktaviani Fakhri; Ahmad Perdana Indra
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.631

Abstract

This research was based on the lack of public interest in saving gold at Bank Syariah Indonesia KCP Medan Tomang Elok. This research was conducted with the aim of knowing the reasons for the lack of public interest in saving gold at Bank Syariah Indonesia KCP Medan Tomang Elok. The design is field research. Data collection was carried out by field observations and literature review. The data were analyzed through a descriptive qualitative approach. The results showed that the public's interest in saving gold at Bank Syariah Indonesia KCP Medan Tomang Elok was still lacking. This is due to the lack of socialization to the community so that there is a lack of knowledge about the financing of gold installments which is very profitable, the community's economy is inadequate, the distance between the company and community settlements is far, besides this research also explains the investment opportunities contained in this product, namely the need customers, the benefits that come from investing in gold, the ease of buying and selling gold precious metals, rising gold prices that continue to improve with low competition. Those are some of the reasons why people are interested in taking the Gold Installment financing product at BSI KCP Medan Tomang Elok as a promising long-term investment.
Analysis of Wadiah Savings Product Marketing Strategy at Bank Syariah Indonesia KCP Aek Kanopan Riska Suryani Tanjung; Reni Ria Armayani Hasibuan
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.634

Abstract

This research was conducted using descriptive qualitative research methods. Qualitative research is a type of research whose discovery is not through statistical procedures or other forms of calculations and seeks to understand and interpret certain situations from the perspective of the researcher himself. The most important and most needed business activities today are financial and banking institutions, because the function of banking itself is an intermediation institution that plays a role in supporting the economic growth of a country. The marketing concept is the key to achieving company goals and providing expected satisfaction effectively and efficiently. In an interview conducted by the author to Customer Service, that so far customers in BSI KCP Aek Kanopan preferred to use savings with the principle of wadiah. Based on the rationale, the apprenticeship report took the title "Analysis of the Marketing Strategy of Wadiah Savings Products at the Indonesian Sharia Bank KCP Aek Kanopan".
Analysis of the Ease of Micro IB Financing at PT BSI KCP Kampung Tax in the Covid-19 Pandemic Period Intan Dinda Sutantri; Sugianto Sugianto
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.635

Abstract

The COVID-19 pandemic has had an impact on the Indonesian economy. The decline in economic performance is not only experienced by large multinational and national industries, but also experienced by MSME actors. This research aims to identify the usability of social funds in Islamic banks for MSMEs due to the Covid-19 pandemic. The approach used in this research is qualitative. The author uses secondary data from various literatures such as books, and homepages to access the latest information and data related to the policy of saving MSMEs due to the COVID-19 pandemic. The author said that Islamic banking, especially at the Sharia Bank KCP Kampung Tax serves to protect MSMEs during the Covid-19 pandemic, by helping the distribution of government programs, namely KUR (People's Business Credit) providing concessions to entrepreneurs affected by the Covid-19 pandemic and facilitating the financing process. for entrepreneurs as has been inaugurated by the government through PJOK Regulation No. 11 of 2020.
Marketing Strategy for Financing Products of PT. Bank of North Sumatra KCP Syari'ah Simpang Kayu Besar Aini Rahma; Muhammad Latief Ilhamy Nasution
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.636

Abstract

Each Islamic bank has a variety of products offered according to the needs of the community. In offering their products, there is competition between Islamic banks and conventional banks, so there needs to be a strategy in marketing each of these banks. Marketing is often identified with a world full of sweet promises but it is not necessarily proven whether the product is in accordance with what has been promised. This is what must be proven in a sharia marketing management both in the sale of goods or services, that sharia marketing is not a world full of deceit. Because sharia marketing is the highest tingkat in marketing, namely kebatinan marketing, where ethics, values and norms are upheld. This research is motivated by the development of Islamic banks which positively contribute to economic stability, but in practice there are still criticisms. Likewise, Mukmin scholars and scholars have different opinions about the position and position of Islamic banks, some of them think that Islamic banks are the same as conventional banks. The results showed that the implementation of the marketing of financing products at PT. Bank Sumut Kcp Syariah Simpang Kayu Besar.
Analysis of the Community Satisfaction Survey at the Medan City Investment and One Stop Integrated Licensing Service in 2020 (DPMPPTSP) Rio Ariangga Hutagalung; Wahyu Syarvina
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.637

Abstract

The calculation of the community satisfaction index is carried out by the relevant agencies on a regular basis to determine the progress of the unit's performance in the services of government agencies, which can be used as a separate policy material to further improve the quality of service. . Public. Service At the same time, the aim of this study is to measure SMI's satisfaction with its customers, to understand what needs to be improved and how to increase people's satisfaction. PermenpanRB No. 14 of 2017 Indicators of Community Satisfaction Measurement are System Requirements, Mechanisms and Procedures, Completion Time, Costs/Tariffs, Product Specifications by Type of Service, Implementation Capacity, Implementation Behavior, Facilities and Infrastructure, and Complaints, Advice and Feedback Handling. In addition, this study aims to find out how satisfied SMIs are with their customers and what can be done to make them more satisfied. The Community Satisfaction Index (IKM) based on the One Stop Integrated Service and Investment Indicator (DPMPTSP) Medan takes into account factors such as system requirements, mechanisms and procedures. Community Satisfaction (SKM) is 80.43 with a range of 76.61-88.30. The results are still among the good grades. The service elements that are considered the most satisfactory are cost/task points and complaint handling with an average of 3.6, while the lowest points are service hours and permit issuance procedures, with an average of 2.85.
Islamic Banking Methods When Facing Increased Gold Pawn Production at Sharia Bank KC Kabanjahe Nurianti Rahmadani; Ahmad Amin Dalimunthe
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.638

Abstract

The implementation of gold pawning is part of Islamic financial institutions in 2011-2012, the level of pawning is very large but can help supply customers. This research aims to find out how Islamic banking is when dealing with developers of gold pawning production. In the face of increased production of gold pawnshops, the problem that occurs is the production of gold pawnshops, and the assumption given by the Islamic bank KC Kabanajahe to overcome these problems. The method used in this research is a qualitative method using primary data in the form of documents and slides related to gold pawn financing, while for secondary data in the form of information from the internet, books, journals, theses, articles and other literature. Based on the results of the research that has been done, it is concluded that the strategy adopted in dealing with the development of gold pawn products is in accordance with the theories and methods of developing innovations for Islamic banking products and in dealing with the problems of developing gold pawning products that occur, the Islamic bank KC Kabanajahe fulfills regular trends for programs by supplying customers, advancing the increase in gold pawning for products belonging to the Islamic bank KC Kabanajahe by persisting Mitigation of payments for payments that are met..
Analysis Of The Implementation Of The Marketing Strategy Of Kokita Cooking Seasoning Products In PT. Ikafood Putramas Adrian Hijrah Kusuma; Slamet Heri Winarno; Irwan Raharja
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.639

Abstract

In business competition where more and more competitors are emerging, marketing strategies are used to attract consumers' attention. The better the strategy used will greatly affect the level of product sales offered by the company. As one of the companies in Indonesia, PT. Ikafood Putramas must be smart and astute in choosing marketing strategies to develop companies in the business world. This study aims to determine the marketing strategy of kokita 4p products (product, place, price, and promotion) at PT. Ikafood Putramas and knowing the obstacles and looking for solutions faced in the kokita product of PT. Ikafood Putramas. Analysis of the data used in this research is by using qualitative descriptive analysis, where the purpose of this analysis is to describe a systematic, factual and accurate. Data analysis consisted of data reduction, data presentation and conclusion drawing. Data were collected through observation and interviews with the area manager of PT. Ikafood Putramas. The results of the study concluded that the marketing strategy used by PT. Ikafood Putramas is a marketing strategy oriented to the 4P theory (Product, Price, Place, Promotion) as the basis of their marketing strategy, by creating a variety of products, setting prices according to product grammar, distributing products to consumers, and conducting promotions using salesmen. and also use advances in technology.

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