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INDONESIA
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan
Published by Indonesian Journal Publisher
ISSN : -     EISSN : 27980502     DOI : https://doi.org/10.53697/emak.v7i3
Core Subject : Economy, Education,
Economics, Econometrics & Finance Other
Jurnal Emak: Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan is a peer-reviewed journal. Ekombis invites academics and researchers who do original research in the fields of economics, management, and accounting, including but not limited to: Economics Monetary Economics, Finance, and Banking International Economics Public Economics Economic development Regional Economy Management Science Marketing Financial management Human Resource Management International Business Entrepreneurship Accounting Sciences Taxation and Public Sector Accounting Accounting information system Auditing Financial Accounting Management accounting Behavioral accounting
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 894 Documents
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Optimizing the Preparation of Your Own Estimated Price with a Reasonable Profit Procurement of Goods/Services for the Mayor of Binjai Tiara Ermelia; Andri Soemitra
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.592

Abstract

Self Estimated Price, hereinafter referred to as HPS, is the estimated price of goods/services determined by the Commitment Making Officer, hereinafter referred to as PPK, which functions as an instrument to assess the fairness of the bid price and to determine the additional amount of performance guarantee value for bids deemed too low but cannot be used as a basis for canceling bids. The purpose of this study is to find out how to optimally prepare HPS so as not to create excessive profits so that there is no state loss. The method used in this research is qualitative and the type of this research is descriptive. The results show the lack of understanding carried out by PPK at the PBJ of the Regional secretariat of Binjai City in the perspective of the correct and inaccurate HPS compiler and does not control market prices and does not survey prices in the market. Profit + 15% overhead only for construction workers. The data used to prepare the HPS must be accountable and must be documented.
Analysis of Property Marketing Strategy by Utilizing Digital Marketing (Case Study of PT Rizki Mandiri) Cici Winda Atila; Wahyu Syarvina
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.593

Abstract

Digital marketing has now penetrated several fields, including property. Therefore, it is important for companies to implement digital marketing strategies for broader marketing. The company optimizes online marketing or digital marketing as a way of communicating with target consumers. This is definitely a very effective option. The purpose of this research is to find out how PT Rizki Mandiri Barokah can use digital marketing to increase sales. This study uses a qualitative method with a descriptive approach which was developed to provide information. Data collection techniques used in documentation and interviews. The results of this study are PT Rizki Mandiri Barokah implementing the right marketing strategy through digital real estate marketing to increase real estate sales and make a significant contribution to sales and reach many customers.
Job Satisfaction Analysis on Employee Performance at the Office of the Ministry of Religion of North Sumatra Muhammad Akram Al-musthaliqi; Sri Sudiarti
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.595

Abstract

This study aims to determine the effectiveness of employee performance at the office of the Ministry of Religion of the city of Makassar. This study is a quantitative description with a population of all employees of the Makassar City Ministry of Religion, amounting to 101 people. Sampling was carried out using a simple sampling technique (Simple Random Sampling), so that the number of samples that could be used in this study was 30 percent of the total 101 people, so the number of samples was 30 people. Data was collected through observation, questionnaires, interviews and documentation techniques. The data collected is presented through a frequency table and processed through a scoring technique. The results showed that the performance of employees at the office of the Ministry of Religion of the city of Makassar was classified as effective, based on the aspects; 1) quality of work, 2) punctuality, 3) initiative, 4) ability to complete work
The Role of Members of the North Sumatra DPRD from the Gerindra Faction in Pursuing Community Aspiration Azizul Hakim Nugraha
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.596

Abstract

This study discusses the role of members of the North Sumatra DPRD from the Gerindra Faction in Pursuing Public Aspirations. In accordance with Law Number 23/2014 concerning Regional Government, the DPRD of North Sumatra, especially the Gerindra Faction. This research was conducted using a qualitative approach. The information studied is information from the Gerindra faction, staff and management of the Gerindra Faction who are members of the North Sumatra DPRD, totaling 5 people. The results showed that the forms of community aspirations were aspirations in the form of oral, individual, demonstration, or work visits. The aspiration was not immediately responded to or resolved, but still through the mechanism following the procedures in the North Sumatra Regional Legislative Institution. The aspirations of the people who are accommodated will be perfected to become a policy, the realization of a policy depends on the executive, on the other hand the legislature only recommends and supervises all performance and policies of the executive body.
Indonesian Islamic Banking In Mastering The Global Halal Value Chain: Opportunities And Challenges From Economics And Legal Aspects Sisca Debyola Widuhung; Aris Machmud
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 4 (2022): Oktober
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i4.600

Abstract

Islamic banking has the ability to survive (durable) in times of crisis, has competitiveness and is efficient in improving the national economy. The commercial aspect of the economy can be seen from the existence of the financial services sector and the halal industry, while in the legal aspect, Indonesia has legal pluralism - the customary law system, the Islamic legal system and the western legal system. The formulation of the problem is How are the steps and strategies for Indonesia so that Indonesian Islamic Banking becomes a leader in the world halal value chain? The method used in this research is normative juridical with quantitative analysis approach. The conclusion of this study is that the position of Islamic banks in the economic system and national legal system has a strong position to become a Muslim country to become a leader in the development of the world Islamic financial market and global halal value chain by utilizing regulatory and policy support that supports the development of a halal value-based economy and Islamic banking and support the development of the world's halal industry that meets the expectations of the community
Marketing Strategy for Islamic People's Financing Bank (BPRS) Products at PT BPRS Puduarta Insani Amelia Azura; Ahmad Amin Dalimunthe
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.605

Abstract

Marketing Strategy is a strategy or fundamental approach taken by companies in completing advertising activities. Before formulating a company strategy, it is necessary to have a plan or a goal to be achieved. The rapid development in the banking world requires Islamic banks that are present in the midst of conventional banks to be able to survive and compete and continue to improve competencies in order to attract customer trust and interest in the quality of products and services available at these Islamic banks. With the increasing interest of customers to switch to Islamic banks, it will certainly increase the achievement of sales targets for the products offered. The research was conducted to determine the marketing strategy in achieving the target at..PT. BPRS..Puduarta..Insani.
Analysis of Fund Management on Prucinta Products at PT. Prudential Syariah Binjai Ervina Yulia Angkat; Fauzi Arif Lubis
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.606

Abstract

PRUCINTA is a traditional sharia life insurance productwith a membership period of 20 years that provides comprehensive protection against the risk of death and death due to accidents. In addition to protection for 20 yers, this product can also be extended without a medical examination, benefits in the form of cash value will be charged to the cash value fund at the end of the membership periode, and other benefits including protection against the risk of death. There may be an accident during the return period or due to the risk of returning. A complete explanation of fund management refers to the general anda specific provision of PRUCinta. Fund management for this PRUCinta product 100% Tabarru fund insurance compensation and the cash value of the cash value fund if the insurade participant dies during the membership period. This study aims to find out how to manage PRUCinta product funds at PT Prudential Syariah
Interest of the Sharia Insurance Community in Prudential Syariah Binjai Indah Simanjuntak; Fauzi Arif Lubis
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.607

Abstract

Sharia insurance is one form of Islam's role in building community welfare by providing diversity and forms of cooperation in financing and financial management. Islamic insurance which is in line with the teachings of Islam. There are also new innovations that cannot be separated from maysir gharar and usury.
Determinants of the Financial Performance of Indonesian Islamic Banks (BSI) Kcp Kampung Tax Mutiara Sari; Sugianto Sugianto
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.608

Abstract

This study aims to determine whether customers are able to work together in generating finances at KCP Kampung Bank Syariah Indonesia taxes. Financial performance is an analytical step to determine the extent to which the company has complied and implemented regulations regarding financial implementation properly and correctly. Islamic banks that carry out financing must be based on sharia principles which have now been mutually agreed upon. In Indonesian Sharia Commercial Banks, what is applied to customers is a profit- sharing system that does not harm the bank or its customers. Income in the world of banking, both sharia and conventional, is a proportional profit sharing between banks and customers at Bank Syariah Indonesia. The sample in this study was 108 customers of Indonesian Islamic Commercial Banks, using purposive sampling technique with certain criteria to take a sample of customers at Indonesian Islamic Commercial Banks to be studied. The analytical method used is panel data regression and data secondary.
Bank Profitability Analysis Before and After Covid 19 at PT Bank Sumut Syariah KCP Medan Novariany Ka’u; Sugianto Sugianto
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.609

Abstract

This study aims to analyze bank profitability before and during the pandemic (COVID – 19) at the Sumatran Islamic Bank KCP Medan. Islamic banks in Indonesia face a number of challenges amid the Covid-19 outbreak.During the current Covid-19 pandemic, several Islamic banks have experienced disruptions in their profitability. For this reason, it is necessary to conduct research to analyze the impact of covid 19 on bank performance by analyzing the bank's profitability. This research is a qualitative research with a descriptive approach. From this research, it can be concluded that Islamic banks in Indonesia still depend on the income obtained from murabahah financing and tend not to develop mudharabah financing or musyarakah financing. In fact, if mudharabah and musyarakah financing can be managed properly by Islamic banks and channeled to mudharib-mudharib who are experts in their fields, this can increase the income earned by Islamic banks themselves. The data taken is 1 month.

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