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BORJUIS (JURNAL OF ECONOMY)
Published by CV. Adiba Aisha Amira
ISSN : -     EISSN : 3030931X     DOI : Zenodo
Core Subject :
BORJUIS: JURNAL OF ECONOMY adalah jurnal yang menerbitkan hasil penelitian, baik kajian teori maupun lapangan, baik secara umum maupun secara khusus yang berkaitan dengan bidang ekonomi, bisnis, manajemen, akuntansi, perbankan dan bidang-bidang lainnya yang dianggap relevan dengan ruang lingkup dari bidang kajian tersebut.
Arjuna Subject : -
Articles 159 Documents
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EFEKTIVITAS PENGGUNAAN QRIS SEBAGAI ALAT PEMBAYARAN NONTUNAI DENGAN PENDEKATAN TEORI TECHNOLOGY ACCEPTANCE MODEL (TAM)(Studi Kasus Masyarakat Kec. Rengat, Kab. Indragiri Hulu, Prov. Riau) Surya Agusyahputra; Amsah Hendri Doni
BORJUIS: JURNAL OF ECONOMY Vol. 2 No. 3 (2025): BORJUIS: JOURNAL OF ECONOMY
Publisher : Adisam Publisher

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Abstract

This inquiry was prompted that there were still people in Rengat who do not know about QRIS as a non-cash payment style and some who already know about QRIS as a non-cash payment style but have not used it because it is more convenient to use cash than non-cash money. The purpose of this study was to investigate the effectiveness of adopting QRIS as a non-cash payment style among the people of Rengat (millennial generation) and how much effectiveness of using QRIS as a non-cash payment style is among the people of Rengat (millennial generation). This form of examination employs quantitative research with a descriptive method, this inquiry was done in the Rengat community. The population in this study was the young adult in the Rengat community 20 to 40 years totaling 17,450 people. The sample was drawn from non-probability samples, and there were 99 people in all. The evidence gathering technique employed in this study was a poll. The data analysis method used in this investigation is descriptive effectiveness analysis, which is carried out while performing calculations exactly in accordance with the formula by accumulating the total points of the respondent's response results received in portions while accumulating the ideal score and then multiplying by 100%. Furthermore, the score obtained will be converted through the effectiveness measurement standard. The studys findings denote that adopting QRIS as a non-cash payment instrument in the Rengat community (millennial generation) is quite high. This is supported by the data collecting findings acquired from the data analysis procedure, where the value of each indicator is 84.12%, indicating a very high degree of effectiveness based on the effectiveness assessment criteria.
ANALISIS DAMPAK INDUSTRI TERHADAP POLUSI UDARA (STUDI KASUS INDUSTRI MINYAK DAN GAS BUMI DI KABUPATEN TANGGAMUS LAMPUNG) Aurel Rani Avidesta R; Dela Eka Sasputri, M Rafiudin Safikri, Alva Yenica Nandavita
BORJUIS: JURNAL OF ECONOMY Vol. 2 No. 3 (2025): BORJUIS: JOURNAL OF ECONOMY
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Abstract

The oil and gas industry plays an important role in the economy, but on the other hand, its activities have the potential to pollute the environment, particularly air quality. This study aims to analyze the impact of the oil and gas industry on air pollution in Tanggamus Regency, Lampung. The study was conducted by collecting primary data through air quality measurements around the industrial area and interviews with the community and industry workers. In addition, secondary data regarding industrial activities and environmental management policies were also analyzed. The research findings show that oil and gas exploitation activities in Tanggamus lead to an increase in the concentration of dust particles and emissions of harmful gases in the air, such as carbon monoxide (CO) and nitrogen oxides (NOₓ), which pose a risk to public health and environmental quality. The study also found that despite some mitigation efforts, air pollution management still needs to be strengthened to minimize negative impacts on ecosystems and human health. The recommendations include improving environmentally friendly technology, stricter monitoring, and implementing more effective policies for controlling air pollution.
ANALISIS PENGARUH PENANAMAN MODAL ASING, PENDAPATAN ASLI DAERAH DAN KETIMPANGAN PENDAPATAN TERHADAP INDEKS PEMBANGUNAN MANUSIA DI KABUPATEN MIMIKA Shandy Eka Prastya; Selmi Tandi Lembang, Josael Maatoke
BORJUIS: JURNAL OF ECONOMY Vol. 2 No. 3 (2025): BORJUIS: JOURNAL OF ECONOMY
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This study aims to determine the influence of foreign investment, regional original income, and income inequality in the human development index in Mimika Regency, both partially and simulaneously. The method used is this study is associative. The data collection technique employed by the researchers is documentation. The analytical tool used in this research is multipe linear regression analysis. The results of the study indicate that foreign investment, regional original income, and income inequality partially do not significantly affect the human development index in Mimika Regency, However, simultaneously, foreign investment, regional original income, and income inequality significantly affect the human development index in Mimika Regency
ANALISIS PENGARUH FASILITAS DAN AKSESIBILITAS TERHADAP KEPUASAN WISATAWAN DI DESTINASI KAPALO BANDA TARAM KABUPATEN LIMA PULUH KOTA Fauzan Ibnu Anugrah; Amsah Hendri Doni
BORJUIS: JURNAL OF ECONOMY Vol. 2 No. 3 (2025): BORJUIS: JOURNAL OF ECONOMY
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Abstract

This research aims to identify and analyze the effects of facilities (X1) on tourist happiness (Y), the effects of accessibility (X2) on tourist happiness (Y) and the effects of facilities (X1), accessibility (X2) simultaneously on tourist happiness (Y) at the Kapalo Banda Taram tourist destination, 50 Kota Regency. The type of research used in this research is quantitative descriptive research with a quantitative approach and a type of field research using a questionnaire and the number of research illustrations is 100 respondents. The research method used to continue this research uses a quantitative research method with a descriptive approach. By using elasticity in this research is free elasticity (facilities and accessibility) to limited elasticity (happiness). The results of this research are through multiple linear regression analysis proving that there is a significant effect on facilities and accessibility at the Kapalo Banda Taram destination, 50 Kota Regency.
ANALISIS PENGARUH PAJAK HOTEL DAN PAJAK RESTORAN TERHADAP PENDAPATAN ASLI DAERAH KOTA PAYAKUMBUH Mimi Mimi; Amsah Hendri Doni
BORJUIS: JURNAL OF ECONOMY Vol. 2 No. 3 (2025): BORJUIS: JOURNAL OF ECONOMY
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Dampak pajak hotel dan restoran inilah yang mendorong dilakukannya penelitian ini. Individu dan badan sama-sama wajib membayar pajak, yang mengikat secara hukum dan tunduk pada penegakan hukum. Dampaknya tidak langsung terlihat, namun negara memanfaatkannya dengan baik bagi warganya. Pemerintah negara bagian mengandalkan pendapatan pajak untuk mendanai berbagai program dan layanan yang berkontribusi terhadap kesejahteraan umum warganya. Penelitian ini bertujuan untuk mengukur dampak pajak hotel terhadap PAD (Pendapatan Asli Daerah) Kota Payakumbuh. Penelitian ini menggunakan teknik deskriptif dan induktif untuk menganalisis data. Penelitian menghasilkan persamaan regresi linear berganda berikut ini: Y=29565, 452 + 0,019 X1 - 0,91X2. Pada α=0,05 uji hipotesis secara simultan menghasilkan tingkat signifikansi sebesar 003 atau Nilai Fhitung sebesar 3,464 mempunyai nilai yang lebih tinggi dibandingkan dengan nilai Ftabel sebesar 2,96. Nilai gabungan R-squared sebesar 0,633 menunjukkan reliabilitas sebesar 63,3%. Pajak yang dipungut oleh hotel dan restoran menyumbang 63,3% dari keseluruhan pendapatan yang dihasilkan di wilayah tersebut, sedangkan sumber lain yang belum diteliti menyumbang 36,7 persen sisanya.
STRATEGI UNIT PENGELOLA KEGIATAN (UPK) SYARIAH TUJUAH SARUMPUN DALAM PEMBERDAYAAN EKONOMI MASYARAKAT KECAMATAN AMPEK ANGKEK KABUPATEN AGAM Anisa Putri; Septria Susanti
BORJUIS: JURNAL OF ECONOMY Vol. 2 No. 3 (2025): BORJUIS: JOURNAL OF ECONOMY
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This research is motivated by the economic decline of the community in Ampek Angkek in recent years. The research aims to analyze the appropriate strategy for empowering the community's economy carried out by UPK Syariah Tujuhah Sarumpun. The method used in this research is a qualitative method and analyzed using SWOT Analysis. After conducting research, several results and findings were obtained. In the implementation of community economic empowerment, the formation of a Sharia UPK Joint Business Group was discovered. Sharia Micro Funding and Inviting people to save. Strategy analysis revealed several WT strategies that could be implemented by UPK Syariah Tujuah Sarumpun in the form of: Updating regulations but remaining firm. Improving the financial management of UPK Syariah Tujuah Sarumpun. Providing education and spiritual encouragement to UPK Syariah employees to raise self- motivation. Recruit better human resources, so they can carry out their duties optimally. Then several inhibiting factors were also found in community economic empowerment, namely: Limited facilities, resulting in less than optimal community empowerment, the existence of people who were less honest and lacked commitment in implementing existing programs. The public lacks understanding of bookkeeping and good financial management. The limited funding provided by UPK Syariah means that the impact felt by the community in economic empowerment is less. Then, supervision is carried out by forming a supervisory team, implementing periodic reporting, field visits, program evaluation, conducting financial audits, Sharia supervision.
ANALISIS PERAN ZAKAT DALAM MENINGKATKAN KESEJAHTERAAN USAHA KECIL DAN MENENGAH DI KOMUNITAS MUSLIM DI KOTA MEDAN Nanda Kurniawan Lubis; Yenni Samri Juliati Nasution
BORJUIS: JURNAL OF ECONOMY Vol. 2 No. 3 (2025): BORJUIS: JOURNAL OF ECONOMY
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This research aims to analyze the role of zakat in improving the welfare of Small and Medium Enterprises (UKM) in the Muslim community in Medan City. Zakat, as a financial instrument in Islam, not only functions as a religious obligation but also has great potential in reducing poverty and social injustice. SMEs in Medan City, which are an important pillar in the local economy, often face challenges such as limited capital, limited market access, and low managerial skills. This research uses a qualitative approach with a case study method to explore how zakat can be optimized to provide a positive impact on the development of SMEs. Data was collected through in-depth interviews with zakat managers, zakat-receiving SMEs, and Islamic economic experts, as well as through analysis of related documents. The research results show that zakat plays a significant role in supporting SMEs by providing the necessary capital assistance, training and mentoring. Appropriate and effective distribution of zakat can increase the capacity of SMEs, expand market access, and improve the managerial skills of business actors. Factors that influence the effectiveness of zakat distribution include transparency and accountability of zakat management institutions, active participation from the community, and support from government policies.
PENGARUH KOMPETENSI PERANGKAT DESA TERHADAP AKUNTABILITAS PENGELOLAAN DANA DESA DI KOTA PAYAKUMBUH Reski Ramadhani; Novera Martilova
BORJUIS: JURNAL OF ECONOMY Vol. 2 No. 3 (2025): BORJUIS: JOURNAL OF ECONOMY
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This research aims to determine whether there is a significant influence between the competence of village officials on the accountability of village fund management. The population in this study is one of the village officials in Payakumbuh City, totaling 47 sub-districts. The sample in this study also consisted of 47 village officials using a satured sampling technique. The data collection method is a questionnaire. The data analysis method uses descriptive statistical analysis. The research result show that the competence of village fund management. This statement is based on the result of the partial test (t test) with a significance value of 0.008 which is 0.05 and seen from the calculated t value of 2.749 ˃ t table 2.011.
PENGARUH BAURAN PEMASARAN (MARKETING MIX) TERHADAP PENINGKATAN JUMLAH CALON JAMAAH UMRAH DI PT. BIMALYNDO HAJAR ASWAD KOTA BUKITTINGGI Muhammad Ikram Suhardi; Zuwardi
BORJUIS: JURNAL OF ECONOMY Vol. 2 No. 3 (2025): BORJUIS: JOURNAL OF ECONOMY
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This article discusses the influence of the marketing mix (marketing mix) on increasing the number of prospective Umrah pilgrims at PT. Bilmalyndo Hajar Aswad, City of Bukittinggi, the main problem raised in this article is the lack of interaction between employees of the Umrah travel service provider, namely PT. Bilmalyndo Hajar Aswad for prospective service users who have not used Umrah travel services and there is no increase in the number of prospective Umrah pilgrims using tour travel services. The purpose of this study was to determine the effect of the marketing mix on increasing the number of prospective Umrah pilgrims and to find out the efforts made by PT. Bimalyndo in increasing the number of prospective pilgrims. This research is a quantitative research, which can be interpreted as a method based on the philosophy of positivism, used to examine certain populations or samples. The results showed that the multiple linear regression test obtained a constant value of 1.662, the regression coefficient on the Product variable was 0.201/20.1%, Promotion was 0.307/30.7%, Price was 0.351/35.1%, Place was 0.269/26.9%. Process 0.419/41.9%, Human 0.360/36%, and Physical Evidence 0.314/31.4%. This shows that if every 1% increase in the independent variable, it will affect the increase in Umrah Pilgrims Candidates by the value of the regression coefficient. For the test results the Coefficient of Determination (R2) is 78.1%, there are still other variables that can influence the increase in the number of prospective Umrah pilgrims by 21.9%. This means that this research can still be developed and studied to completion in order to get the effect of the overall value on the Increase in the Number of Prospective Jama'ah. PT. Bimalyndo can analyze more deeply regarding opportunities and steps that must be taken to attract customers by using the marketing mix reference theory in the service sector so that his efforts to increase the number of Umrah pilgrims in his company can be achieved.
PENGARUH LABEL HALAL TERHADAP KEPUTUSAN PEMBELIAN PRODUK KOSMETIK WARDAH(Studi Kasus Pada Grosir Kosmetik Sinar Fajar di Kecamatan Panyabungan Kabupaten Mandailing Natal) Siti Khodijah; Rizka Ar Rahmah; Andy Hakim
BORJUIS: JURNAL OF ECONOMY Vol. 2 No. 3 (2025): BORJUIS: JOURNAL OF ECONOMY
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The aim of the research is to determine the significant influence of the halal label on purchasing decisions for Wardah cosmetic products at Sinar Fajar Wholesale. The type of research is a purposive quantitative approach. The research population is Sinar Fajar Muslim consumers who use Wardah cosmetics. Sampling used the Non-Probability sampling method with Purposive Sampling technique. The aim of this research is to determine the influence of the halal label on purchasing decisions for Wardah cosmetics. This research is useful for researchers, society and future researchers. The type of research used in this thesis is quantitative descriptive. This research involved a sample of 100 respondents. Validity was tested using factor analysis, validity test, reliability test, scatterplot test, T test, coefficient of determination test using Cronbach's Alpa and data normality test using P-plot. The data analysis technique uses simple linear regression with the SPSS Version 21 program. The halal label variable (X) influences the purchasing decision variable (Y) of Wardah cosmetics with a significant t value of 0.000 which is smaller than 0.05, an R value of 0.774, and an R square value of 0.599, meaning that the halal label is able to explain the dependent variable or purchasing decision by 0.599 x 100% = 59.9 percent while the other 42.6 percent is explained by the lan variable. Based on the research results, it can be concluded that the influence of the halal label has a significant influence on purchasing decisions for Wardah cosmetics. With a value of tcount < ttable or tcount > ttable (12.111 < 1.66055 or 12.111 > 1.66055) and the halal label has a strong relationship with purchasing decisions of 0.59.9.

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