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Saqifah: Jurnal Hukum Ekonomi Syariah
Published by Universitas Islam Negeri Imam Bonjol Padang
ISSN : 25484974     EISSN : 30482844     DOI : https://doi.org/10.15548/sqf
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Saqifah: Jurnal Hukum Ekonomi Syariah with registered number ISSN 2548-4974 (print) 3048-2844 (online) published by the Sharia Economic Law Study Program, Faculty of Sharia, UIN Imam Bonjol Padang as an information media and discussion forum for the study of sharia economic law. It contains concise writings on research results, hypotheses, surveys and other academic works. The editor invites experts, scholars and practitioners to discuss and write freely and creatively while communicating with the wider academic community. The editors may shorten and improve the article without changing its purpose and content. The articles do not reflect the views of the institution that publishes this journal, all of them are the views of the authors themselves. Saqifah: Jurnal Hukum Ekonomi Syariah is published twice a year (June and December). It was first published in 2016 (print edition). Then it gradually migrated to an electronic journal system in 2021 (Open Access). Now the journal is fully online, and available in Indonesian version starting Vol. 6 No. 2 (2021).
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Articles 72 Documents
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Maqasid Al-Shari'ah's Analysis of the Prohibition of Ihtikar In the Perspective of Sharia Economic Law Between the Principles of Benefit and Justice Siti Mahfuzah; Muhammad Syafiq
Saqifah: Jurnal Hukum Ekonomi Syariah Vol 10, No 1 (2025): Saqifah:Jurnal Hukum Ekonomi Syariah
Publisher : Saqifah: Jurnal Hukum Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/sqf.v10i1.701

Abstract

Ihtikar or the practice of hoarding goods with the aim of obtaining excessive profits is one of the actions that is prohibited in Islam. This prohibition is based on the principle of Maqasid al-Shari'ah which aims to realize benefits and justice in economic life. This article analyzes the concept of ihtikar from the perspective of sharia economic law with the Maqasid al-Shari'ah approach to see the extent to which the prohibition contributes to the protection of people's rights and economic stability. The novelty of this research lies in the analytical approach to the prohibition of ihtikar using the framework of Maqasid al-Shari'ah, which has not been explored in depth in the context of sharia economic law in Indonesia. Using a qualitative research method based on literature studies, this study found that ihtikar is contrary to the goals of sharia, especially in the aspects of hifz al-mal (protection of property) and hifz al-nafs (protection of life). The ihtikar ban aims to prevent economic exploitation, create a fairer distribution of wealth, and maintain market balance. In addition, the principle of justice in sharia economic law affirms that every individual has the right to access goods and services at a reasonable price without any adverse monopoly practices. Thus, the prohibition of ihtikar is not only an economic rule, but also an instrument to achieve social welfare and economic justice in an Islamic perspective.
FOREIGN SECTOR, INTERNATIONAL TRADE AND INTERNATIONAL FINANCE Fawza Rahma
Saqifah: Jurnal Hukum Ekonomi Syariah Vol 8, No 1 (2023): Saqifah: Jurnal Hukum Ekonomi Syariah
Publisher : Saqifah: Jurnal Hukum Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/sqf.v8i1.400

Abstract

Sektor asing merupakan sektor yang mengatur terjadinya hubungan antar negara di bidang ekonomi. Sektor asing ini mengatur kegiatan ekspor-impor barang dan jasa antar negara yang saling membutuhkan. Berarti, sektor asing mengatur hubungan dua negara atau lebih dalam kegiatan perdagangan internasional dan keuangan internasional sehingga perdagangan antar negara terjadi. Perdagangan internasional terjadi apabila sektor asing telah menentukan keuangan internasional. Keuangan internasional ini akan menjadi alat tukar dalam kegiatan ekspor-impor barang antar negara ini. Kebutuhan yang menjadi cakupan sektor asing bukan hanya kebutuhan antar negara, akan tetapi juga kebutuhan rumah tangga di sebuah negara yang mengaitkan produksi dari warga negara asing. Misalnya, beras yang diimpor Indonesia dari Thailand untuk pemenuhan kebutuhan warga negaranya.
Life Cycle and Consumption Behavior from Islamic Economic Perspective Aisyah Kartini
Saqifah: Jurnal Hukum Ekonomi Syariah Vol 9, No 1 (2024): Saqifah: Jurnal Hukum Ekonomi Syariah
Publisher : Saqifah: Jurnal Hukum Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/sqf.v9i1.438

Abstract

The relationship between individual life cycles and consumption behavior. The life cycle, which includes stages such as childhood, adolescence, young adulthood, adulthood and older people, significantly impacts consumption patterns. The research aims to analyze the concept of life cycle and consumption behavior from an Islamic economic perspective. This type of research is classified as qualitative research. Primary data was obtained through interviews with 17 Muslim people in West Pasaman Regency. Data sender was obtained from books and journals related to the Islamic economic perspective's life cycle and consumption behavior. The results of this study show that each stage of life is characterized by different needs, priorities and income levels, which directly influence consumption decisions, for example, those aged 10 to 15 years consume more fast food without paying attention to health. In productive age, there is a difference in a person's consumption level, namely that some of them consume more by prioritizing desires than needs and others prioritize saving and buying goods according to their needs. When you are no longer productive, you are more likely to save money for future needs. From an Islamic economic perspective, consumption cannot be excessive and must be in accordance with Islamic consumption principles.
From Compulsion to Volunteerism: Financing Kenduri Sko Events in the Framework of Sharia Economics as Kerinci's Indigenous Cultural Heritage Nopita Sari; Ike Yulisa
Saqifah: Jurnal Hukum Ekonomi Syariah Vol 9, No 2 (2024): Saqifah:Jurnal Hukum Ekonomi Syariah
Publisher : Saqifah: Jurnal Hukum Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/sqf.v9i2.610

Abstract

Kenduri Sko is an open house tradition held in Lempur, where each household serves dishes to entertain guests from various regions. Despite the diverse economic conditions of the community, they collectively strive to provide dishes, even during financial limitations. This research aims to examine the transition of participation in Kenduri Sko events from being driven by obligation to a voluntary form of participation, which emerges from strong social and cultural values. The Islamic economic approach is used in this study to analyze the principles of justice, solidarity, and sharing reflected in the consumption and financing practices of Kenduri Sko events. The method used is a qualitative study with in-depth interviews and participatory observation of the Lempur community. The results show that despite facing economic challenges, the community remains committed to organizing kenduri as a form of respect for tradition and strengthening social relations. The research also highlights the social and economic implications of this practice as well as how this tradition contributes to the well-being of the community in Lempur. The contribution of this research is to provide an understanding of how Islamic economic values can be applied in the context of social traditions, as well as the important role of solidarity in strengthening social ties in an economically diverse society.
Signifikansi Perolehan Zakat Produktif: Pola Pengawasan Internal di Inisiatif Zakat Indonesia Netta Agusti Agusti; Eko Wardoyo Wardoyo; Henderi Kusmidi
Saqifah: Jurnal Hukum Ekonomi Syariah Vol 7, No 2 (2022): Saqifah: Jurnal Hukum Ekonomi Syariah
Publisher : Saqifah: Jurnal Hukum Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/sqf.v7i2.394

Abstract

This study discusses the implementation of supervision to maximize the acquisition of productive zakat funds at the Bengkulu Branch of the Inisiatif Zakat Indonesian. This research uses qualitative. Sources of data used are primary data and secondary data. Data collection techniques through observation, interviews, and documentation. To test the validity of the data, the researcher used triangulation analysis. The study's results found that the supervision of Productive Zakat at the Bengkulu Branch of the Inisiatif Zakat Indonesian began with tidying up the data and distributing the data to each member in the related field, each member giving a sign or schedule. To pay zakat, which is usually from donors. Some of this work is carried out manually and partly using an e-donation application. The best supervision rewards those who achieve their work targets and provides sanctions/reprimands for those who do not complete their work targets. The authors' findings support the findings of previous studies. Finally, this study recommends further discussing the control of productive zakat in the Indonesian zakat initiative.
From Theology to Social Action: How Islamic Community Organization Conceptualize Islamic Philanthropy Ahmad Rezy Meidina; Syaibani Ihza Ibrahim; Imam Sibawaih; Yudhi Hadiamsyah
Saqifah: Jurnal Hukum Ekonomi Syariah Vol 10, No 2 (2025): SAQIFAH: JURNAL HUKUM EKONOMI SYARIAH
Publisher : Saqifah: Jurnal Hukum Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/sqf.v10i2.915

Abstract

This article examines the concept of Islamic philanthropy from the perspective of Nahdlatul Ulama and Muhammadiyah, based on the shift in the meaning of philanthropy compared to the classical understanding. Experts emphasize that philanthropy is a fundamental element in Islamic teachings, as seen in its various forms such as zakat one of the five pillars of Islam as well as infaq, sadaqah, and waqf. Therefore, philanthropy has a strategic position in the lives of Muslims. Although the meaning of philanthropy in the context of modern society has changed, the substance of philanthropy as an act of giving and spreading benefits remains unchanged. Islam plays a central role in building civilization, both through the spread of religion, the dissemination of knowledge, and the development of educational and social welfare institutions. Mosques as centers of da'wah (proselytizing) are one tangible manifestation of philanthropy, as exemplified by the Prophet Muhammad who established mosques as a means of spreading Islam. Similarly, educational institutions that function as centers for the transmission of knowledge also grew out of the practice of philanthropy, and it was through these institutions that the intellectual development of Islam took place. This article aims to provide the public with an understanding of the changing meaning of Islamic philanthropy by examining the views of Nahdlatul Ulama and Muhammadiyah as primary data. The analysis was conducted using the theory of Islamic legal change and a normative approach, with the aim of revealing the values of truth in the practice of Islamic philanthropy in society so that they can continue to be actualized in the future. 
Penyelesaian Sengketa Ekonomi Adat Minang: Perspektif Hukum Ekonomi Syariah Yunimar Yunimar
Saqifah: Jurnal Hukum Ekonomi Syariah Vol 8, No 2 (2023): Saqifah: Jurnal Hukum Ekonomi Syariah
Publisher : Saqifah: Jurnal Hukum Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/sqf.v8i2.413

Abstract

Abstract, Settlement of customary economic disputes over buying and selling in Minangkabau: Sharia Economic Law Perspective. Resolving business disputes is an important aspect of economic activity in Minangkabau, Indonesia, where the majority of the population adheres to Islam. In this context, The perspective of sharia economic law becomes relevant, considering its focus on Islamic principles in economic transactions. This article discusses the approach to resolving traditional economic disputes between buying and selling in Minang from a sharia economic law perspective, including basic principles, settlement process,  and its benefits. By understanding sharia economic law, society and economic actors in Minangkabau can adopt an approach that is more in line with religious values and Islamic business ethics, promote economic justice, and achieve blessings in business. The research method is descriptive qualitative, by conducting surveys and focused group discussions (FGD) to analyze the resolution of business disputes in Minangkabau from the perspective of Sharia Economic Law, Minang people who obey Islamic teachings and are loyal in carrying out customs according to Minangkabau traditional teachings which are based on philosophy“Adat Basandi Syarak, Syarak Basandi Kitabullah”.
Halal Serupa Haram: Analisis Praktek Jual Beli Air Nira Yang Difermentasikan Netta Agusti; Fauzi Yati
Saqifah: Jurnal Hukum Ekonomi Syariah Vol 6, No 2 (2021): Saqifah: Jurnal Hukum Ekonomi Syariah
Publisher : Saqifah: Jurnal Hukum Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/sqf.v6i2.231

Abstract

Penelitian ini bertujuan untuk melihat bagaimana praktik dari transaksi jual beli air nira yang difermentasikan di tengah masyarakat dan kenapa masyarakat masih melaksanakan aktivitas ini. Air nira yang semula halal untuk dikonsumsi ketika diramu dan diendapkan selama beberapa hari akan menjadikan air ini berubah aroma dan rasa yang bisa memabukkan ketika dikonsumsi. Proses fermentasi tersebut juga mengakibatkan terbentuknya kadar alkohol (etanol), sehingga terlarang dan bertentangan dengan syari’at Islam karena termasuk bagian dari khamar. Penelitian ini bersifat deskriptif kualitatif, dimana penulis mengadakan interpretasi analisa terhadap data melalui penggambaran yang tepat dengan melihat teori dan pengetahuan lainnya. Teknik pengumpulan data yang digunakan adalah wawancara dan observasi. Transaksi jual beli air nira (yang difermentasikan) termasuk kepada pembagian maslahah al-mulghah, yaitu maslahah yang dapat diterima baik oleh akal sehat, namun ada petunjuk syara’ yang menolaknya, karena tidak sesuai dengan hukum Islam, yaitu bertentangan dengan Al-Qur’an dan Hadist Nabi SAW. Meskipun jual beli ini dilarang dan bertentangan dengan syari’at Islam, namun masyarakat Nagari Andaleh Baruh Bukik masih melakukan aktivitas jual beli tersebut, disebabkan faktor-faktor sebagai berikut: Pertama, sudah menjadi kebiasaan yang telah berlansung cukup lama; Kedua, sumber mata pencarian; Ketiga, keuntungan yang didapatkan relatif cukup besar; Keempat, efisien dalam penggunaan waktu dan tenaga; Kelima, sebahagian masyarakat menganggap air nira (yang difermentasikan) bukanlah khamar.
PEMBIAYAAN SEBAGAI ALAT PEMBERDAYAAN EKONOMI UMAT PADA KSPPS BTM MUHAMMADIYAH LUBUK BUAYA PADANG Maidawati Maidawati
Saqifah: Jurnal Hukum Ekonomi Syariah Vol 7, No 1 (2022): Saqifah: Jurnal Hukum Ekonomi Syariah
Publisher : Saqifah: Jurnal Hukum Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/sqf.v7i1.387

Abstract

Pemberdayaan ekonomi umat adalah usaha yang dilakukan untuk membantu masyarakat yang kurang mampu agar bisa menjadi masyarakat yang berdaya baik secara fisik, ekonomi maupun secara social. Salah satu cara untuk pemberdayaan umat adalah dengan penyedian modal usaha bagi rakyat kecil, yang susah mengakses permodalan mereka ke lembaga keuangan bank. Lembaga keuangan mikro syariah adalah lembaga keuangan yang cocok untuk usaha mikro kecil, karena lembaga keuangan mikro syariah bertujuan untuk menyediakan jasa keuangan bagi penduduk yang berpendapatan rendah dan termasuk miskin, dan salah satu lembaga keuangan mikro syariah yang berperan untuk pemberdayaan ekonomi umat itu adalah Koperasi Simpan Pinjam Pembiayaan Syariah (KSPPS) BTM Muhamadiyah Cabang Lubuk Buaya Padang, tujuan artikel ini adalah untuk menganalisis bagaimana peran KSPPS BTM Muhamadiyah Cabang Lubuk Buaya Padang dalam pemberdayaan ekonomi umat melalui pembiayaan yang di berikannya kepada nasabah.  Penelitian lapangan ini mempergunakan data primer yang diperoleh melalui wawancara dengan pengelola koperasi syariah dan nasabah KSPPS BTM Muhamadiyah Cabang Lubuk Buaya Padang, serta melalui observasi dan dokumentasi, data sekunder diperoleh dari artikel,buku,majalah dan referensi lain yang relevan dengan objek yang diteliti. Teknik analisis data dilakukan dengan cara analisis reduksi  dan  display dan verifikasi dan dinarasikan secara deskriptif .Hasil penelitian menunjukkan bahwa pembiayaan yang diberikan oleh KSPPS BTM Muhamadiyah Cabang Lubuk Buaya Padang sudah berperan sebagai alat pemberdayaan masyarakat karena pembiayaan yang diberikan dipergunakan oleh nasabah untuk kegiatan produktif, dan  mempunyai implikasi terhadap pemberdayaan ekonomi umat atau nasabah yaitu pertama meningkatkan produktivitas pengusaha kecil (nasabah), kedua, meningkatkan pendapatan masyarakat, karena dengan pembiayaan yang diberikan nasabah bisa melanjutkan dan mengembangkan usahanya dan akhirnya bisa meningkatkan pendapatan masyarakat, ketiga, menciptakan lapangan pekerjaan, pembiayaan yang diberikan KSPPS BTM Muhamadiyah Cabang Lubuk Buaya Padang dipergunakan oleh nasabah untuk memulai usahanya, hal ini akan akan menyebabkan banyak tenaga kerja yang akan terserap dalam melaksanakan usaha tersebut, terutama tenaga kerja dari lingkungan keluarga.. Namun pemberdayaan umat yang dilakukan oleh KSPPS BTM Muhamadiyah Lubuk Buaya Padang, sebaiknya diikuti dengan bantuan terhadap pengelolaan usaha dan pemberian siraman rohani berupa ceramah agama tentang berusaha dan kewajiban membayar hutang.
Between Custom and Justice: Contemporary Muamalah Review of the Weighing System in Palm Oil Transactions in Silaut District Neswati Neswati; Jonri Jonri
Saqifah: Jurnal Hukum Ekonomi Syariah Vol 10, No 2 (2025): SAQIFAH: JURNAL HUKUM EKONOMI SYARIAH
Publisher : Saqifah: Jurnal Hukum Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/sqf.v10i2.706

Abstract

This research aims to analyze the weighing system used in the sale and purchase of palm oil plantation products in Silaut District through the perspective of contemporary muamalah jurisprudence. The primary objective is to determine whether the 5-kilogram deduction applied per weighing aligns with the principles of Sharia economic law, particularly justice and mutual consent. This study employed a qualitative field research method, with data collected through interviews involving two palm oil bosses, two farmers, and two loose-fruit collectors selected using purposive sampling. Data analysis followed the Miles and Huberman framework, consisting of data reduction, data display, and conclusion drawing. The results show that the 5-kilogram deduction system has been consistently practiced since 2003 and is accepted by all parties because it reflects the estimated weight of the iron base attached to the scale. The findings indicate that this system does not constitute fraudulent weighing as prohibited in Surah Al-Muthaffifin; instead, it operates as an authentic ‘urf upheld by community consensus. The study concludes that the deduction system complies with contemporary Sharia principles of justice and willingness, and it positively influences trust and transactional stability among local palm oil traders.

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