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ASAS : Jurnal Hukum Ekonomi Syariah
Published by Universitas Islam Negeri Raden Intan Lampung
ISSN : 19791488     EISSN : 27228681     DOI : https://dx.doi.org/10.24042/asas.v12i2.8272
Core Subject : Religion, Economy, Social,
Religion Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice
Asas (ISSN 1979-1488 E-ISSN:2722-8681) is a biannual journal (June and December), published by Faculty of Sharia, State Islamic University of Raden Intan Lampung, INDONESIA. Asas emphasizes Scientific Journal of Syari’ah Economic Law studies and communicates researches related to Syari’ah Economic Law studies As an academic journal Asas by the State Islamic University of Raden Intan Lampung. The purpose of this journal publication is of disseminate the latest theories and research results from all aspects that have been achieved in the fields of Syari’ah Economic Law. This journal publishes useful works through a systematic process and can be accessed free of charge. Asas is indexed by: DOAJ; Crossref; Moraref; ROAD; Garuda; Google Scholar; CiteFactor; Academic Scientific Journals; Academia.edu; Mendeley; ISSUU; LIPI: Indonesian Publication Index; DRJI: Directory of Research Journals Indexing; ISSUU index; Cosmos Impact Factor; ISJD: Indonesian Scientific Journal Database, Grammarly.
Arjuna Subject : Umum - Umum
Articles 322 Documents
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The Application of Various Types of Sharia Contracts in Cross-Border Transactions: A Sharia Economic Law Perspective Khoiriyah, Nadzirotul Fuadatil; Asiyah, Binti Nur; Nasution, Addriana Della; Munna, Nurul Isna Faizatul; Isa, Mohamad Yazid
ASAS Vol. 18 No. 01 (2026): Asas, Vol. 18, No. 01 Juni 2026
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/asas.1801.32166

Abstract

Rapid global economic development has increased the intensity of cross-border transactions, which in turn demands an adaptive and comprehensive legal framework, including from the perspective of Sharia Economic Law. This study aims to analyze the application of various types of Sharia contracts in cross-border trade transactions, identify variations of operationally relevant contracts, and unravel the accompanying legal issues and challenges. This study uses a normative legal method (literature study) with a conceptual, legislative, and Sharia compliance approach. Data are sourced from journal literature, fatwas, and international standard regulations (such as AAOIFI and the United Nations Convention on Contracts for the International Sale of Goods/CISG). The results show that Sharia-compliant cross-border transactions are implemented through various instruments such as Sharia Letters of Credit (L/C), trade finance instruments, and the adoption of smart contracts, with the dominant use of Murabahah, Wakalah, Kafalah, and Sharf (foreign exchange) contracts. However, the implementation of these contracts faces crucial issues related to legal harmonization, differences in jurisdictions and legal systems across countries, the enforcement of foreign Sharia arbitration awards, and the challenge of eliminating gharar elements in global trade standards such as Incoterms. It can be concluded that harmonization of international trade instruments with the principles of Islamic jurisprudence (fiqh) is essential to provide legal certainty, protect the parties, and guarantee universal Sharia compliance.
Legal Consistency of the Ta’zir Clause in the Financing of Musyarakah Mutanaqishah: An Empirical Study on Bank DKI Syariah Amanda Chintya Dewi; Anggi Irawan; Rina Susanti Abidin Bahren; Rusdiana Priatna Wijaya
ASAS Vol. 18 No. 01 (2026): Asas, Vol. 18, No. 01 Juni 2026
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/asas.1801.32192

Abstract

This study analyzes the legal consistency of the ta’zir clause in the financing of Musyarakah Mutanaqishah at Bank DKI Syariah through an empirical juridical study of the Financing Approval Letter and notarial deeds. The problem with the research lies in the difference in the formulation of the ta’zir clause in the two documents, which is 2.5% of the amount of arrears in the SPPP and 2.5% per day of the amount of arrears in the notarial deed. This study uses an empirical juridical method with a case study approach. The results of the study show that ta’zir is basically justified in sharia economic law as a sanction for customers who can afford but deliberately delay payment. However, the difference in clause formulation between SPPP and notarial deeds shows that there are inconsistencies that have the potential to weaken legal certainty, open up space for multiinterpretation, and disrupt sharia compliance if not immediately harmonized. Therefore, the harmonization of ta’zir clauses in all financing documents is needed as a preventive step so that the Musyarakah Mutanaqishah contract is structured clearly, proportionately, and provides balanced legal protection for banks and customers.

Page 33 of 33 | Total Record : 322

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