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Pendidikan Ekonomi
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Articles 231 Documents
PENGARUH PENYALURAN KREDIT MODAL KERJA, KREDIT INVESTASI, KREDIT KONSUMTIF TERHADAP PENDAPATAN OPERASIONAL PT. BPR BUDISETIA PADANG Novitasari, Dian; Taqwa, M.Si, Salma; Ramayani, S.Pd, Citra
Pendidikan Ekonomi Vol 1, No 1 (2014): Jurnal Wisuda Ke 48 Mahasiswa Prodi Pendidikan Ekonomi
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ABSTRAKPenelitian ini bertujuan untuk mengetahui (1) Sejauhmana pengaruh peyaluran kredit modal kerja terhadap pendapatan oerasional  PT. BPR Budisetia Padang (2) Sejauhmana pengaruh penyaluran kredit investasi terhadap pendapatan operasional PT. BPR Budisetia Padang (3) Sejauhmana pengaruh penyaluran kredit konsumtif terhadap pendapatan operasional PT. BPR Budisetia Padang. Metode yang digunakan dalam penelitian ini adalah deskriptif asosiatif dan teknik pengumpulan data yang  dilakukan dengan melalui observasi, dan documenter. Alat analisis yang digunakan adalah uji asumsi, analisis reggresi linier berganda, koefisien determinasi, dan pengujian hipotesis. Hasil penelitian menunjukan bahwa pendapatan operasional PT. BPR Budisetia Padang mengalami fluktuasi dari  tahun 2008 sampai 2012 setiap caturwulanya. Terdapat perbedaan yang signifikan antara kredit modal kerja, kredit investasi, kredit konsumtif terhadap pendapatan operasional PT. BPR budisetia Padang. Kredit modal kerja tidak berpengaruh terhadap signifikan terhadap pendapatan operasional PT. Budisetia Padang sedangkan kredit investasi, kredit konsumtif berpengaruh signifikan terhadap pendapatan operasional PT. BPR Budisetia Padang.Kata kunci: Kredit Modal Kerja, Kredit Investasi, Kredit konsumtif, Pendapatan Operasional 
PENGARUH REALISASI ANGGARAN PENDAPATAN DAN BELANJA DAERAH (APBD) TERHADAPPERTUMBUHAN EKONOMI DI PROVINSI SUMATERA BARAT Susila, Indra; Yolamalinda, Yolamalinda; Hidayat, Rian
Pendidikan Ekonomi Vol 1, No 1 (2014): Jurnal Wisuda Ke 48 Mahasiswa Prodi Pendidikan Ekonomi
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ABSTRACT This study aims to demonstrate and analyze how far the effect Goverment expenditure and Investment  of the Economic Growth in West Sumatra province . This study used a sample of 15 fifteen -year budget that comes from the realization and Investment  from 1997 to 2011 . Kind of research conducted in this study using quantitative research using time series  of  1997 to 2011.Tools of data analysis in this study uses an econometric approach to the multiple regression equation . From the analysis of the data showed that the variables Routine ( X1 ) partially no effect on Economic Growth in West Sumatra Province , Development Expenditure variables ( X2 ) and partially significant effect on economic growth in the province of West Sumatra , and the investment variable ( X3 ) partial had no effect on Economic Growth in West Sumatra province . Overall the studied variables have an influence on Economic Growth in West Sumatra province .
PENGARUH PROSES SELEKSI KARYAWAN DAN LINGKUNGAN KERJA FISIK TERHADAP MOTIVASI KARYAWAN PADA PT BANK MANDIRI PERSERO CABANG INDARUNG PADANG Muliawati, Rani; Masrin, Indra; Eka Putri, Yosi
Pendidikan Ekonomi Vol 1, No 1 (2014): Jurnal Wisuda Ke 48 Mahasiswa Prodi Pendidikan Ekonomi
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 ABSTRACT                 This research did in Bank Mandiri Branch Indarung Padang on January 2014. The aim of  the research are to know the influence of employee selection and the environment. Of physical work foward employee motivation.                 The technigue of data collection used multiple regression linear analysis with SPSS 16. There wewe 34 respondent in this reserch as a sample and the technigues which is used to get it use Total Sampling technigue.                The result of test showed all independence variable had positive influence to the employee with 0,615 for motivation and o,566 for physical environment, the point that the researcher in Bank Mandiri are influenced by the selection and the environment of physical work.                Based on the result of the research, the most influential factor for motivation in Mandiri Bank is the selection of employee variable it means, the selection of the employee have to be better and important, specifically for personal interview. An employee must be ready  to challenged, have good motivation and attitude, honest, and capable in teamwork.
PENGARUH BIAYA BAURAN PROMOSI TERHADAP VOLUME PENJUALAN ROKOK SAMPOERNA A-MILD DI KOTA PADANG Rahmat Ihsan, Rizki; Natassia, Rizky; Jolianis, Jolianis
Pendidikan Ekonomi Vol 1, No 1 (2014): Jurnal Wisuda Ke 48 Mahasiswa Prodi Pendidikan Ekonomi
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 ABSTRACTSales activity is an activity that should be done by the company to market its products in the form of goods or services. Turnover activities undertaken by the company aims to achieve the expected sales volume and favorable to achieve maximum profit for the company by way of sale to the consumer. Issues that are examined in this study was the effect of the cost volume of the promotional mix Sampoerna A Mild cigarette sales in the city of Padang. The purpose of this study was to analyze the effect of the advertising (X1), personal selling (X2), sales promotion (X ), and publicity (X ) against cigarette sales volume Sampoerna A Mild - desert city. Data collection techniques using the documentation, the data were analyzed with multiple linear regression method.. 246.155 Fhitung test with significant values of 0.000 < α= 0.05 and test the coefficient of determination (R Square) of 99 %, while the remaining 1 % is explained by other variables or causes beyond regression models of this study. Based on the results of this study concluded that the entire cost of the promotion mix such as advertising costs , the cost of personal selling , sales promotion costs and publicity costs and a significant positive effect on the volume of sales of cigarettes Sampoerna A - Mild in the city of Padang.
EFFECT OF MARKETING MIX DECISIONS TO PURCHASE HONDA BEAT MOTORCYCLE (CASE STUDY IN CV. HAYATI PADANG) Fitri Yeni, Wiza; Yolanda Utami, Hayu; Amaluis, Dina
Pendidikan Ekonomi Vol 1, No 1 (2014): Jurnal Wisuda Ke 48 Mahasiswa Prodi Pendidikan Ekonomi
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 ABSTRACT This study aims to determine the effect of product, price, promotion and distribution of the purchasing decisions in the CV. Hayati  Padang. Where the independent variable is the product (X1), price (X2), promotion (X3), and distribution (X4) influence the purchase decision (Y) as the dependent variable. The population in this study is that consumers CV. Hayati  Padang. Samples were taken as many as 100 respondents using a technique nonprobality sampling (non-probability sampling). Data was collected using a survey method through questionnaires filled out by consumers. Then the data were analyzed using multiple linear regression analysis. This analysis includes Validity Test, Reliability Test, Regression Analysis, Test Classical Assumptions, Hypothesis Testing through F test and t test, and analysis of the coefficient of determination (R²). Based on the research results, obtained by the regression equation: Y = 6,623 + 0.247 X1 - 0.273 X2 + X3 + 0.376 X4 0494. Based on statistical data analysis, the indicators in this study are valid and variables are reliable. In the classical assumption test, normal distribution, does not occur heterosdastisitas, regression models multikolonieritas free and linearity test revealed a linear form. Individually, the variables that have the most impact is the variable distribution of the regression coefficient of 0.494, followed by promotion variables with regression coefficient 0.376, then 0.273 and the final price is variable products with regression coefficient 0.247. Hypothesis testing using t-test showed that the variables of product, price, promotion and distribution is found to significantly affect the dependent variable purchase decision. Then through the F test can be seen that the independent variables to test the dependent variable worth purchasing decisions. Figures Adjusted R Square of 0.871 or 87.1 units indicates that the variable purchase decisions can be explained by the variable product, promotion, price and distribution, while the rest of 12.9 units is explained by other variables that are not used in this study.
ANALISIS INFLASI DAN TINGKAT PENGANGGURAN DI SUMATERA BARAT TAHUN 1991-2013 Octaviani, Era; Maryati, Sri; Eka Putri, Yosi
Pendidikan Ekonomi Vol 1, No 1 (2014): Jurnal Wisuda Ke 48 Mahasiswa Prodi Pendidikan Ekonomi
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ABSTRACT The purposes of this research is to identify the correlation of inflation and unemployment or the correlation of unemployment and inflation and to identify whether the Phillip’s Curve could be implemented in West Sumatera. This is quantitative research with secondary data. The secondary data that used is CPI (Consumen Price Index) annual report to see the inflation and unemployment rate in West Sumatera between 1991 – 2013 with Stationarity and Ganger Causality as the tools to measure the rate. The result of this research shows that inflation has the stationarity wether it is with trend, trend and intercept, also without trend and intercept. Unemployment variabel shows that it is stationary wether it with trend or without trend and intercept. While the ganger causality test shows that there is no correlation between inflation and unemployment. It also proves that there is no correlation between unemployment and inflation. In this research, writer also found that inflation has positive correlation and significant towards the unemployment in West Sumatera which is can be shown with the coefficient 5.556806 and t-statistic 2.330654, the probability 0.0298, R­2=0.205507 or 0,20%. The positive value of the inflation variabel proves that the Phillip’s Curve Theory can not be implemented in West Sumatera.
EFFECT OF PRICE , PRODUCT AND CONSUMER PURCHASE DECISION AGAINST LOCATION IN INDAH GROUP SWALAYAN LUBUK BASUNG Rodian Afandi, Desmar; Kemala Sari, Mareta; Hidayat, Rian
Pendidikan Ekonomi Vol 1, No 1 (2014): Jurnal Wisuda Ke 48 Mahasiswa Prodi Pendidikan Ekonomi
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 ABSTRACTThis study aimed to determine the effect of price , product and location on consumer purchasing decisions in Indah Group Swalayan Lubuk Basung. This type of research is quantitative . The method used in this research is descriptive method associative. The study population was all consumers who shop at Indah Group Swalayan Lubuk Basung . The study sample was taken by means of nonprobability sampling ( non- probability sampling ) is a sampling technique that does not provide the opportunity / equal opportunity for each element or selected members of the population to be sampled . Based on the theory Sekaran , a sample was taken of 100 respondents. Results of the study : 1 ) . Partially known price variables significantly influence consumer purchasing decisions Belle Group Self . This is evidenced by the results of research which states that tcount ( 4.675 ) > t table ( 1.66 ) and Sig ( 0,000 ) < α ( 0.05 ) , meaning that Ho1 was rejected Ha1 accepted . From the results of the regression coefficient of the regression test known price variable is positive 0.663 . 2 ) . Products positive and significant impact on consumer purchasing decisions Indah Group Swalayan. This is evidenced by the results of research which states that the value of t ( 2.754 ) > t table ( 1.66 ) and Sig ( 0.007 ) < α ( 0.05 ) Ha2 acceptable means Ho2 rejected . From the results of the regression coefficient of the regression test known price variable is positive 0.239 . 3 ) . Location positive significant effect on consumer purchasing decisions Indah Group Swalayan. This is evidenced by the results of research which states that the value of t ( 3.615 ) > t table ( 1.66 ) and Sig ( 0,000 ) < α ( 0.05 ) means HO3 rejected Ha3 accepted . From the results of the regression coefficient of the regression test known price variable is positive 0.523 . 
EFFECT OF BANK IMAGE AND PERCEPTION OF VALUE OF FINANCING CONSUMPTIVE CUSTOMER LOYALTY IN ISLAMIC BANK MANDIRI BRANCH PADANG V Annora, Vebby; Amaluis, SE,MM, Dina; Susanti, Spd.Msi, Nora
Pendidikan Ekonomi Vol 1, No 1 (2014): Jurnal Wisuda Ke 48 Mahasiswa Prodi Pendidikan Ekonomi
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 Abstract The purpose of  study was to analyze the effect of the banks image and perception of value on customer loyalty in the consumer finance Syariah Mandiri Bank Branch Padang .  The methodology used in this study is the method of multiple linear regression analysis. First results showed that:  The image bank and a not significant effect on customer loyalty in the consumer finance Syariah Mandiri Bank Branch Padang is indicated by a coefficient of 0.020 with significant value of  0,817 < α = 0.05.  Second:  The perception of the value of a positive and significant effect on customer loyalty in the consumer finance Syariah Mandiri Bank Branch Padang is indicated by a coefficient of 0.913 with significant value of 0.000 < α = 0.05 Third:  The image and perception of the value of the bank jointly effect on customer loyalty in the consumer finance Syariah Mandiri Bank Main Branch Padang indicated by the F - statistic of 150.161, with a significant value of 0.000 < α = 5 %, and the R - squared value of 0.756, which means 75,6 % of customer loyalty is influenced by Image Bank and Perception Value while the rest is explained by other variables
Influence Communication, Work and Discipline of the education level on employee performance at PT. Fruit Oil (SBS) District. Kinali, Kab. West Pasaman Fauzan, Fauzan; Sari, Mareta Kemala; Utami, Hayu Yolanda
Pendidikan Ekonomi Vol 1, No 1 (2014): Jurnal Wisuda Ke 48 Mahasiswa Prodi Pendidikan Ekonomi
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                                            ABSTRACT The formulation of the issues raised in this study is "The Effect of Communication And Work Discipline Against Employee Job Performance". The variables of this study are: Communication, Work Discipline and level of education (as independent variables) and Job Performance (as dependent variable). This study analyzed how much influence communication on employee performance, discipline working on employee performance and discipline of communication and work together on employee performance.This study aims to reveal (1) the influence of communication on employee performance, (2) the effect of labor discipline on employee performance, (3) the effect of educational level on employee performance (4) the effect of communication, work discipline and level of education collectively same on employee performance.This research was conducted in PT. Fruit Oil (SBS) Kec.Kinali, Kab. Pasaman West. The population in this study amounted to 92 employees. sample in this study amounted to 75 employees. This type of research is descriptive and associative data analysis technique used is descriptive analysis techniques, asumsiklasik test and multiple linear regression analysis.The results showed overall that ( 1 ) the level of communication and a significant positive effect on employee performance with communication coefficient is positive 0.414 and 3.431 tcount with significant 0.001 < 0.05, (2) labor discipline and a significant positive effect on achievement working with labor discipline coefficient is positive 0.272 and 3.748 tcount with significant 0.000 < 0.05, ( 3 ) education level but not significant positive effect on job performance with work discipline coefficient is positive 0.090 and 0.533 tcount with significant 0.596 > 0.05, ( 4 ) communication , work discipline and education levels , and a significant positive effect on job performance . Based on the results of the ANOVA test or Ftest Fhitung obtained at 882.776 with a significant level of 0.000 . Due to the significance level of 0.000 < 0.05. As for the suggestion that the writer can convey to future studies is recommended to add other independent variables besides kominikasi , work discipline and education level , which of course can affect employee performance dependent variable in order to further complement this study because there are other independent variables outside this study that might affect their job performance and look for the scope of the wider population in this study population .
Effect of Human Resource Quality Of Economic Development In West Sumatra Province Wasmani, Wasmani; Maryati, Sri; Yolamalinda, Yolamalinda
Pendidikan Ekonomi Vol 1, No 1 (2014): Jurnal Wisuda Ke 48 Mahasiswa Prodi Pendidikan Ekonomi
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ABSTRACT The aims of this study to analyze the influence of Human Resources Quality which measured by the variable infant mortality, life expectancy and school enrollment rates towsed economic development in the province of West Sumatra. The research  an inductive study, and used secondary data at years 1997-2011.  Data were collected through library research,  publications or data is recorded West Sumatra Biro.The tool analysis in this study is an econometric approach using multiple regression equation in the from a double log equation. The partial results showed that variable life expectancy and enrollment rates and a significant positive effect on Economic Development in the province of West Sumatra,  while the infant mortality rate has no effect on economic development. The result of  simultaneously significant all variable used in the study hive significant influance on Economic Development in West Sumatra province . Results of the study conclude that the Economic Development in West Sumatra province can be encouraged to improve the quality of human resources through the reduction of infant mortality rate, life expectancy and improving school participation rate in the province of West Sumatra .