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At-Taradhi: Jurnal Studi Ekonomi
Published by Universitas Islam Negeri Antasari Banjarmasin
ISSN : 19793804     EISSN : 25489941     DOI : -
Core Subject : Economy, Education,
Economics, Econometrics & Finance Education
At-Taradhi: Jurnal Studi Ekonomi:This journal is published twice a year in June and December with a focus on economics and the like with the same science
Arjuna Subject : -
Articles 435 Documents
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BISNIS WARALABA DI INDONESIA DALAM PERSPEKTIF HUKUM BISNIS SYARIAH SYAHRANI, SYAHRANI
At-Taradhi Jurnal Studi Ekonomi Vol 3, No 2 (2012)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v3i2.567

Abstract

Franchise is a relatively new phenomenon in Indonesias business world, although ithas been common in developed worlds like the United States and European countries. This busi-ness runs according to procedures made by the franchisor. The latter will assist the franchisee, and inreturn, he or she will pay the initial fee and royalty. This business is not contrary to Shariaprecepts, as long as the object of a franchise contract is not something forbidden by Islamic law.Franchise contract accords with terms and conditions of a proper contract in Sharia, avoids ambi-guity, and follows the principles of Ash-Shidq (honesty and trustworthiness) and AI-Kitabah (writ-ten).
PRINSIP-PRINSIP EKONOMI ALQURAN Ruslan, Ruslan
At-Taradhi Jurnal Studi Ekonomi Vol 3, No 1 (2012): JURNAL STUDI EKONOMI
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v3i1.579

Abstract

This article uses historical, philosopical and legal approaches. It is historical for it traceseconomic activities back to the time of prophet Adam until prophet Muhammad. It is at the sametime, philosopical and legal in nature because there are discussions on some Quranic precepts oneconomy that need to be obliged. The four principles of Quranic economy are tauhid, balance,free will and responsibility. Starting from tauhid, a Muslim believes that his prayers and devotions,his life and death are only for Gods sake. With balance, it is expected that no inflation, economicrecession and depression occur. With free will and responsibility, economic actors are expected towork hard and execute Gods mandates.
PEMODELAN RESPON OPTIMAL KEBIJAKAN MONETER TERHADAP STABILITAS SEKTOR PERUMAHAN DAN INFLASI DI INDONESIA Anward, Ryan Juminta; Imansyah, Handry; Siregar, Syahrituah; Syafruddin, Ruddy
At-Taradhi Jurnal Studi Ekonomi Vol 8, No 1 (2017)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/at-taradhi.v8i1.1518

Abstract

Pengalaman krisis keuangan global yang telah terjadi menunjukkan kebijakan moneter perlu untuk memperluas tujuannya, yakni tidak hanya terpaku terhadap tujuan tradisional kebijakan moneter (inflasi) namun juga memperhatikan harga asset. Struktural Vector Autoregression (SVAR) dengan restriksi jangka pendek digunakan dalam penelitian ini untuk mengidentifikasi respon dan dampak kebijakan moneter terhadap harga perumahan dan inflasi termasuk juga variabel makro ekonomi lainnya (output dan nilai tukar) di Indonesia. Data yang digunakan dalam penelitian ini adalah data triwulan selama periode 2001Q1-2005Q4. Hasil simulasi dari model SVAR menunjukkan suku bunga kebijakan (BI Rate) berdampak signifikan terhadap harga perumahan dan tingkat inflasi. Kebijakan moneter yang dilakukan melalui perubahan BI Rate merespon secara cepat terhadap shock inflasi, output dan nilai tukar namun tidak memberikan respon terhadap fluktuasi harga perumahan. Model yang dikembangkan dalam penelitian ini juga mengindikasikan kurang efektifnya transmisi kebijakan moneter di Indonesia.Kata kunci: kebijakan moneter, harga perumahan, structural VAR
FAKTOR-FAKTOR YANG MEMPENGARUHI KEPUTUSAN KONSUMEN BERBELANJADI HYPERMART DUTA MALL BANJARMASIN HELMI, RAHMAN
At-Taradhi Jurnal Studi Ekonomi Vol 6, No 2 (2015)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v6i2.719

Abstract

Abstract: The purpose of this study was to determine the effect of simultaneous cultural, social, personal, and the psychology of the consumer's decision to shop at Hypermart Duta Mall Banjarmasin, and to determine the dominant influence between the cultural, social, personal, and the psychology of the consumer's decision to shop at HypermartDuta Mall Banjarmasin.The analytical method used is multiple linear regression with SPSS.The results of the multiple linear regression analysis showed there are significant cultural, social, personal and psychological simultaneously to the consumer's decision to shop at Hypermart Duta Mall Banjarmasin, seen from the sig value obtained was 0,000.Partially there are three factors that influence the consumer's decision to shop at Hypermart Duta Mall Banjarmasin, namely, social factors, personal, and psychology.The dominant psychological factors influence the decision of consumers to shop at Hypermart Duta Mall Banjarmasin.
KRITIK TERHADAP FATWA DEWAN SYARIAH NASIONAL MAJELIS ULAMA INDONESIA TENTANG MURABAHAH EMAS Sa'adi, Gusti Muslihuddin
At-Taradhi Jurnal Studi Ekonomi Vol 10, No 1 (2019)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/at-taradhi.v10i1.2806

Abstract

abstrak
IMPLEMENTATION OF ECONOMIC DEMOCRACY PRINCIPLE IN ISLAMIC BANKING POLICIES THROUGH FINANCIAL SERVICES AUTHORITY (FSA) IN INDONESIA Hidayat, Yusup; Fuad, Fokky; Nurhidayati, Maslihati
At-Taradhi Jurnal Studi Ekonomi Vol 8, No 2 (2017)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/at-taradhi.v8i2.1996

Abstract

Abstract: The enactment of Law No. 21 Year 2011 on the Financial Services Authority (FSA) made the regulation and supervision of financial institutions both banks and nonbank be integrated, including the regulation and supervision of sharia financial institutions in which there is sharia Islamic Banking. One of the principles of Islamic banking, as stated in Law No. 21 of 2008 concerning Islamic Banking is the Principle of Economic Democracy. In the implementation of the principle of economic democracy that the FSA has a significant role in pushing the Islamic banking institution to utilize its resources to promote the local economy, especially groups of people whose economic access is still minimal. In 2014, the FSA issued Regulation No. 19 in relation to inclusive finance. In these regulations, the FSA encourages banking institutions to provide banking services to people who have been marginalized through the branchless bank program. This POJK  applies to both conventional banking and Islamic banking. Some conventional banks have been undertaking this program with a wide range of dynamics. Some Islamic banks have been also undertaking it, while others are still at the preparation stage. This paper will analyze the regulations issued by the FSA in order to encourage Islamic banking institutions in actualizing the principle of economic democracy, especially in relation to inclusive finance program. The research method used in this article is normative juridical with the support of primary source through the FSA.Abstrak: Berlakunya Undang-Undang Nomor 21 Tahun 2011 tentang Otoritas Jasa Keuangan (OJK) menjadikan pengaturan dan pengawasan Lembaga Keuangan baik Bank maupun Nonbank menjadi terintegrasi, termasuk pengaturan dan pengawasan Lembaga keuangan syariah yang di dalamnya terdapat Perbankan Syariah.  Salah satu asas Perbankan syariah sebagaimana tertuang dalam Undang-Undang No. 21 tahun 2008 tentang Perbankan Syariah adalah Asas Demokrasi Ekonomi. Dalam implementasi asas demokrasi ekonomi tersebut OJK memiliki peran signifikan dalam mendorong lembaga perbankan syariah untuk mendayagunakan sumber daya yang dimiliki untuk memajukan ekonomi masyarakat terutama kelompok masyarakat yang secara akses ekonomi masih minim.  Pada tahun 2014 OJK mengeluarkan Peraturan OJK No 19 terkait dengan keuangan Inkusif. Dalam peraturan tersebut OJK mendorong lembaga perbankan untuk memberikan layanan jasa perbankan kepada masyarakat yang selama ini termarginalkan melalui program Laku Pandai. POJK ini berlaku baik untuk perbankan konvensional maupun perbankan syariah. Beberapa bank konvensional sudah meakukan program ini dengan berbagai macam dinamikanya. Sementara itu bank syariah juga sebagian ada yang sudah menjalankan sementara yang lain masih pada tahap persiapan. Tulisan ini akan menganalisis peraturan-peraturan yang dikeluarkan OJK dalam mendorong lembaga perbankan syariah dalam mewujudkan asas demokrasi ekonomi terutama terkait dengan program keuangan inklusif. Metode penelitian pada penelitian adalah yuridis normatif dengan dukungan data-data primer melalui pihak OJK.Keywords: Banking service, economic, financial, democracy.
REKONSTRUKSI PEMBELAJARAN EKONOMI ISLAM PADA PERGURUAN TINGGI AGAMA ISLAM (ANTISIPASI PENGEMBANGAN KE DEPAN) SYAPARUDDIN, SYAPARUDDIN
At-Taradhi Jurnal Studi Ekonomi Vol 3, No 1 (2012): JURNAL STUDI EKONOMI
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v3i1.574

Abstract

This article discusses the need to reconstruct Islamic economy curriculum in Islamichigher education. Since about ten years ago, Islamic economy has become a special concentrationin many campuses but the procces of searching its most proper study model is still ongoing. Tofulfill the markets demands, both state and private campuses need to reconstruct their studymodel of Islamic economy by stressing the combination of Sharia and economics. This will be-come a basis for the students to produce some creative ways to develop Islamic economy accord-ing to societys needs. The exponents of Islamic economy and the staff of departments of Islamiceconomy in higher education must formulate an instruction pattern or a standard curriculum forIslamic economy. Most importantly, the curriculum must be relevant to todays market. Bydoing so, the alumni of the departments of Islamic economy will gain an enterpreneurship ethos,to be the masters on their own.
PENGARUH ANGGARAN BELANJA, INFRASTRUKTUR DAN PERTUMBUHAN EKONOMI TERHADAP KETIMPANGAN PEMBANGUNAN PROVINSI KALIMANTAN SELATAN Zulfaridatul Yaqin, Siti Mutmainah; Yunani, Ahmad; Nur, Muhammad Anshar
At-Taradhi Jurnal Studi Ekonomi Vol 9, No 1 (2018)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/at-taradhi.v9i1.2090

Abstract

This study aims to determine the disparity of economic development between districts / cities and the influence of budgetary variables, infrastructure and economic growth on the inequality of economic development in South Kalimantan Province in 2011 - 2015. The research method used is descriptive quantitative with the analysis tools using the technique of Regional Economic analysis (Williamson Index) and simple regression analysis model. The result of the research shows that the disparity between districts / cities in South Kalimantan Province using Williamson Index within the period of 2011 - 2015 indicates a decreasing disparity that has an average of  0.513 with mining and quarrying sector and 0.310 without mining and quarrying sector. The result of F test shows that the budget expenditure, infrastructure and economic growth simultaneously have significant effect on regional disparity variables and the result of t test shows the budget expenditure and economic growth significantly influence the regional disparity in South Kalimantan Province at the alpha significance level of 0.1 or the level of trust 90 %.
PENENTUAN METODE ANGSURAN MURABAHAH (STUDI KASUS DI BMT AL-KAROMAH MARTAPURA) Noval, MUHAMMAD
At-Taradhi Jurnal Studi Ekonomi Vol 6, No 1 (2015): Ilmu Ekonomi
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v6i1.713

Abstract

Abstract: This study aims to describe the practice of murabaha, and determination murabaha install-ment payment that used by BMT Al-Karomah Martapura. The object of this research is the determina-tion mechanism of murabaha installment payment method at BMT Al-Karomah in Martapura ob-tained through explanations of the managers of BMT Al-Karomah the Martapura. The method in thisresearch is a field research, which is the author explore the data directly from the field in accordancewith the problems studied. This research resulted several findings; First: Practice murabaha transactionsat BMT Al-Karomah Martapura is based on order and is consumptive and in the settlement of paymentby way of installments. Second: BMT Al-Karomah Martapura apply four methods for murabaha install-ment payments, namely: average profit margins, declining profit margins, flexible and voluntarily method.
IMPORTANCE PERFORMANCE ANALYSIS TERHADAP PELAYANAN PERMINTAAN INFORMASI DEBITUR INDIVIDUAL (IDI) HISTORIS PADA KANTOR PERWAKILAN BANK INDONESIA PROVINSI KALIMANTAN SELATAN Mahdiya, Ilma; Faridah, Rohana
At-Taradhi Jurnal Studi Ekonomi Vol 8, No 2 (2017)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/at-taradhi.v8i2.2527

Abstract

Penelitian ini dilatar belakangi karena adanya pelayanan yang diberikan oleh Bank Indonesia kepada masyarakat khususnya nasabah debitur perbankan, yaitu Pelayanan Permintaan Informasi Debitur Individual (IDI) Historis. Sebagai lembaga negara yang memberikan pelayanan kepada masyarakat khususnya nasabah debitur, tentunya pegawai Bank Indonesia harus memberikan pelayanan yang terbaik atau prima kepada penerima pelayanan tersebut. Selama ini Kantor Perwakilan Bank Indonesia Provinsi Kalimantan Selatan belum memiliki standar pelayanan, untuk itu petugasnya harus mampu memperhatikan harapan yang dianggap penting bagi masyarakat. Rumusan masalah dalam penelitian ini adalah Bagaimana kualitas pelayanan permintaan Informasi Debitur Individual (IDI) Historis Pada Kantor Perwakilan Bank Indonesia Provinsi Kalimantan Selatan menggunakan metode Importance Performance Analysis?. Penelitian ini berupa penelitian lapangan (field research) dengan pendekatan deskriptif kuantitatif. Penelitian ini berlokasi di Kantor Perwakilan Bank Indonesia Provinsi Kalimantan Selatan yang beralamat di Jalan Lambung Mangkurat No.15, Kota Banjarmasin. Teknik pengumpulan data yang digunakan adalah dengan kuesioner. Hasil dari penelitian ini menunjukan bahwa dengan menggunakan metode Importance Performance Analysis diketahui kualitas pelayanan permintaan Informasi Debitur Individual (IDI) Historis Pada Kantor Perwakilan Bank Indonesia Provinsi Kalimantan Selatan belum memenuhi kriteria pelayanan prima atau terbaik karena secara keseluruhan terdapat kesenjangan antara nilai rata-rata tingkat kinerja/performance dengan nilai rata-rata tingkat kepentingan/importance. Dengan menggunakan diagram Cartesius terlihat faktor-faktor yang penting atau yang menjadi prioritas untuk menghilangkan kesenjangan sehingga meningkatkan kualitas pelayanan. Faktor-faktor pelayanan yang perlu diprioritaskan untuk diperbaiki adalah Item 21 (Pelayanan yang cepat) dan Item 51 (Peralatan penunjang kemudahan dan kenyamanan yang memadai).

Page 19 of 44 | Total Record : 435

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