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At-Taradhi: Jurnal Studi Ekonomi
Published by Universitas Islam Negeri Antasari Banjarmasin
ISSN : 19793804     EISSN : 25489941     DOI : -
Core Subject : Economy, Education,
Economics, Econometrics & Finance Education
At-Taradhi: Jurnal Studi Ekonomi:This journal is published twice a year in June and December with a focus on economics and the like with the same science
Arjuna Subject : -
Articles 451 Documents
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Eksplorasi Kebutuhan Produk Halal di Kalangan Konsumen Muslim Kalimantan Selatan: Studi Empiris tentang Persepsi dan Preferensi Label Halal Lisda Aisyah; Muhaimin Muhaimin; Zulpa Makiah
At-Taradhi Jurnal Studi Ekonomi Vol 17 No 1 (2026): At-Taradhi: Jurnal Studi Ekonomi
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v17i1.20736

Abstract

Indonesia's Halal Product Assurance Law (Law No. 33/2014), now implemented under Government Regulation No. 42/2024, mandates halal certification nationwide, yet little is known about how Muslim consumers in non-Javanese, Muslim-majority regions perceive and prioritize halal labeling in daily consumption. This qualitative descriptive field study used semi-structured interviews with 130 purposively sampled Muslim informants across all 13 regencies/cities of South Kalimantan (97.06% Muslim, Banjar-majority), combined with observation and documentation (triangulation) and analyzed via the Miles and Huberman model; response-category frequencies are reported descriptively, not inferentially. Most informants treated halal labeling as decisive in consumption decisions (87%), extending beyond packaged goods into informal food stalls, canteens, and street vendors (63%), even in non-Muslim-majority localities. A smaller, consistent minority (13-25%) instead relied on personal trust in known Muslim sellers, indicating formal certification and relational trust operate as complements rather than substitutes. In this Muslim-majority setting, halal labeling functions less as a minority-market device for accessing halal meat and more as a locally embedded instrument of trust, safety, and religious identity that consumers expect applied inclusively across formal and informal sectors, with implications for BPJPH's certification-prioritization strategy and halal literacy programming..
Mosque Financial Accountability and the Implementation of Sharia Accounting: A Qualitative Study in South Kalimantan, Indonesia Abd. Adim; A. Hafiz Anshary; Zaki Mubarak
At-Taradhi Jurnal Studi Ekonomi Vol 17 No 1 (2026): At-Taradhi: Jurnal Studi Ekonomi
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v17i1.20785

Abstract

Mosque financial governance in South Kalimantan, Indonesia, remains constrained by limited administrator understanding of Sharia accounting, concentrated organisational authority, and uneven regulatory implementation, despite the province recording 2,900 mosques and clear normative expectations under Kepdirjen DJ.II/802/2014. This study examines how the implementation of Sharia accounting affects mosque financial accountability and identifies the institutional and human-resource conditions that enable or constrain it. A qualitative case study design was used, drawing on semi-structured interviews, non-participant observation, and document analysis across six mosques of differing typology in Banjarmasin and Banjar Regency, analysed through Miles and Huberman's (1994) interactive model with source and method triangulation. The findings show that limited implementation support for ISAK 35 (rather than lack of awareness), overlapping chairperson–treasurer roles, and weak congregant engagement — more than resource scarcity alone — account for the persistent gap between regulation and practice; where Sharia accounting is more fully applied, informants associate it with stronger transparency and congregational trust. The study recommends tiered, typology-specific reporting templates, mandatory separation of administrative roles, and routine congregant-facing reporting as practical steps toward more accountable mosque governance.
Pengaruh Penerapan Service Quality terhadap Kepuasan melalui Kepercayaan Nasabah BSI Mobile (Studi Kasus: UIN Sunan Kudus) Dea Aprilia; Kharis Fadlullah Hana
At-Taradhi Jurnal Studi Ekonomi Vol 17 No 1 (2026): At-Taradhi: Jurnal Studi Ekonomi
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v17i1.20808

Abstract

This study examines the effect of service quality on customer trust, with customer satisfaction acting as a mediating variable, among BSI Mobile users at UIN Sunan Kudus. Prior studies in this field have consistently treated satisfaction as an outcome of service quality and trust as an antecedent of satisfaction, but rarely tested — and sometimes mislabeled — the specific mediating role that satisfaction plays in translating service quality into trust for a young, digitally native customer segment. This gap motivated the present study. A quantitative associative approach was employed using Partial Least Squares Structural Equation Modelling (PLS-SEM), with data collected from 100 respondents selected through purposive sampling. The results indicate that service quality has a positive and significant effect on customer satisfaction, and that customer satisfaction, in turn, has a positive and significant effect on customer trust. Furthermore, service quality exerts a significant indirect effect on customer trust through customer satisfaction as a mediating variable. These findings confirm that customer satisfaction functions as a critical link between service quality and trust formation in a digital banking context, offering theoretical refinement of the service-quality-satisfaction-trust chain and practical direction for Islamic digital banking providers.
Menginvestigasi Perilaku Pembelian Impulsif pada Platform E-Commerce dalam Fenomena Doom Spending Generasi Z Rizky Andrean; Muhammad Khoirul Fikri; Azzah Liddiana; Eka Mega Pertiwi; Elis Ratna Wulan
At-Taradhi Jurnal Studi Ekonomi Vol 16 No 2 (2025): At-Taradhi: Jurnal Studi Ekonomi
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v16i2.18005

Abstract

The development of digital technology and the rapid use of e-commerce platforms have driven changes in consumption behavior, especially among Generation Z. One of the emerging phenomena is doom spending, which is spending carried out in response to emotional pressure or stress. This study aims to examine the effect of hedonic shopping motivation, social influence, and perceived ease of use of e-commerce platforms on impulsive buying among Generation Z in the Pekalongan. This study uses quantitative method, with a purposive sampling technique of 269 respondents. Data analysis was carried out by SEM-PLS analysis using SEM-PLS 3. The results of this study showed that hedonic shopping motivation and social influence had a positive and significant effect on impulsive buying, while perceived ease of use had no significant effect on impulsive buying
Designing Waqf Funding in the Forestry Sector: Addresses a Gap in Islamic Philanthropy and Sustainability Firdan Thoriq Faza
At-Taradhi Jurnal Studi Ekonomi Vol 16 No 2 (2025): At-Taradhi: Jurnal Studi Ekonomi
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v16i2.18052

Abstract

The main objective of this research is to formulate an integrated financing model that supports the sustainable management of waqf forests. This research uses a qualitative approach through in-depth interviews with experts and secondary data collection from various relevant sources. The proposed model emphasizes the formation of the collaborative funding model between waqif and nazhir in sustainable waqf forest management as the main operational framework. The utilization of waqf assets is directed towards waqf forest development by strengthening the role of nazhir as a manager who maintains the ecological mandate and asset productivity. In this scheme, commodities produced from waqf forests through assisted farmer groups are handed over to nazhir to be managed, distributed, and marketed to the market and donors. This research is expected to offer innovative solutions in the management of waqf forest assets that are more productive through synergy between stakeholders and optimization of available resources.
Waqf dan Sistem Ekonomi Berkelanjutan: Tinjauan Bibliometrik atas Penelitian dan Inovasi Global dalam Ekonomi Islam (2008-2025) Muhamad Dupi; Fuad Dhiya Ul Husaen
At-Taradhi Jurnal Studi Ekonomi Vol 16 No 2 (2025): At-Taradhi: Jurnal Studi Ekonomi
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v16i2.18154

Abstract

The paper will discuss the development of the global research on waqf in the relationship with sustainable economic systems and Islamic economic innovation throughout the period 2008-2025. The primary aim of the research is to methodically tracer the research patterns, patterns of collaboration and themes that can place waqf as a strategic tool of sustainable development and Sustainable Development Goals (SDGs). This paper is a bibliometric study of 380 articles with Scopus indices, and the data was retrieved on August 2, 2025 using the visualization tool VOSviewer. The findings indicate that the number of studies devoted to the topic of waqf doubled in 2018, which suggests that the trend has moved toward viability-based and policy-demanding uses of the Islamic social finance. Geographically, Southeast Asia, especially Malaysia and Indonesia, and countries of the Middle East become the primary hub of the scholarly production, which is reinforced by the development of the international cooperation in academic affairs. At the institutional level, Malaysia and Indonesia have been identified as prime centers of the global research network through universities and specialized research centers and journal analysis has shown that there is a high degree of concentration of publications in few core outlets. Thematic analysis reveals that there are four broad groups of clusters, namely: (1) waqf and Islamic financial instruments in relation to the SDGs, (2) cash and productive waqf as a social welfare, (3) waqf and financial inclusion as an economic development, and (4) philanthropy and poverty alleviation. The originality of the current study is that it covers a long period of time in the world and presents clear bibliometric mapping on sustainability. The policy implications include the need to enhance the governing of waqf and the development of digital waqf, as well as sustainability-oriented and green waqf models. Thih article will discuss the development of the global research on waqf in the relationship with sustainable economic systems and Islamic economic innovation throughout the period 2008-2025. The primary aim of the research is to methodically tracer the research patterns, patterns of collaboration and themes that can place waqf as a strategic tool of sustainable development and Sustainable Development Goals (SDGs). This paper is a bibliometric study of 380 articles with Scopus indices, and the data was retrieved on August 2, 2025 using the visualization tool VOSviewer. The findings indicate that the number of studies devoted to the topic of waqf doubled in 2018, which suggests that the trend has moved toward viability-based and policy-demanding uses of the Islamic social finance. Geographically, Southeast Asia, especially Malaysia and Indonesia, and countries of the Middle East become the primary hub of the scholarly production, which is reinforced by the development of the international cooperation in academic affairs. At the institutional level, Malaysia and Indonesia have been identified as prime centers of the global research network through universities and specialized research centers and journal analysis has shown that there is a high degree of concentration of publications in few core outlets. Thematic analysis reveals that there are four broad groups of clusters, namely: (1) waqf and Islamic financial instruments in relation to the SDGs, (2) cash and productive waqf as a social welfare, (3) waqf and financial inclusion as an economic development, and (4) philanthropy and poverty alleviation. The originality of the current study is that it covers a long period of time in the world and presents clear bibliometric mapping on sustainability. The policy implications include the need to enhance the governing of waqf and the development of digital waqf, as well as sustainability-oriented and green waqf models.   Artikel ini akan membahas perkembangan penelitian global tentang waqf dalam kaitannya dengan sistem ekonomi berkelanjutan dan inovasi ekonomi Islam selama periode 2008–2025. Tujuan utama penelitian ini adalah untuk secara sistematis melacak pola penelitian, pola kolaborasi, dan tema-tema yang dapat menempatkan waqf sebagai alat strategis untuk pembangunan berkelanjutan dan Tujuan Pembangunan Berkelanjutan (SDGs). Makalah ini merupakan studi bibliometrik terhadap 380 artikel yang terindeks di Scopus, dan data diperoleh pada 2 Agustus 2025 menggunakan alat visualisasi VOSviewer. Temuan menunjukkan bahwa jumlah studi yang didedikasikan untuk topik waqf meningkat dua kali lipat pada tahun 2018, yang menunjukkan bahwa tren telah bergeser ke arah penggunaan waqf yang berbasis kelayakan dan berorientasi kebijakan dalam keuangan sosial Islam. Secara geografis, Asia Tenggara, terutama Malaysia dan Indonesia, serta negara-negara Timur Tengah menjadi pusat utama produksi akademik, yang diperkuat oleh perkembangan kerja sama internasional dalam urusan akademik. Pada tingkat institusional, Malaysia dan Indonesia telah diidentifikasi sebagai pusat utama jaringan penelitian global melalui universitas dan pusat penelitian khusus, dan analisis jurnal menunjukkan bahwa terdapat tingkat konsentrasi yang tinggi dari publikasi di beberapa outlet inti. Analisis tematik mengungkapkan bahwa terdapat empat kelompok kluster utama, yaitu: (1) Waqf dan instrumen keuangan Islam dalam kaitannya dengan Tujuan Pembangunan Berkelanjutan (SDGs), (2) waqf tunai dan produktif sebagai bentuk kesejahteraan sosial, (3) waqf dan inklusi keuangan sebagai bagian dari pembangunan ekonomi, dan (4) filantropi dan pengentasan kemiskinan. Keunikan studi ini terletak pada cakupan periode waktu yang panjang di seluruh dunia dan penyajian peta bibliometrik yang jelas mengenai keberlanjutan. Implikasi kebijakan meliputi kebutuhan untuk meningkatkan pengelolaan waqf dan pengembangan waqf digital, serta model waqf yang berorientasi pada keberlanjutan dan ramah lingkungan.
Analisis Determinan Gross Capital Formation dan Populasi Digital Terhadap Tingkat Pengangguran Terbuka: Studi Kasus Indonesia Tahun 1994-2023 Ayu Nathasya Nathasya; Febri Maulana Maulana; Muhammad Kahfi Putra Hazmul Hazmul; Ulfa Laviatul Nikmah Nikmah; Sugeng Hadi Utomo Utomo; Agung Nugroho Nugroho
At-Taradhi Jurnal Studi Ekonomi Vol 16 No 2 (2025): At-Taradhi: Jurnal Studi Ekonomi
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v16i2.18607

Abstract

Unemployment remains a challenge for the Indonesian economy amid economic restructuring and technological developments. Investment movements and digitalization are expected to have a significant impact on labor absorption. This study analyzes the relationship between Gross Capital Formation and the internet user population on the unemployment rate in Indonesia for the period 1994–2023, and compares it with South Korea. The methods used include stationarity tests, Johansen cointegration, and multiple linear regression. The results show that Gross Capital Formation and the internet user population have a negative and significant effect on unemployment, meaning that increased investment and digitalization can reduce unemployment rates. A comparison with South Korea shows lower and more stable unemployment rates due to high investment support, equitable digital infrastructure, and competitive human resource quality. These findings emphasize the importance of strengthening productive investment and accelerating digital transformation in long-term unemployment reduction strategies
Unraveling Macroeconomic Interdependence: A Bibliometric Analysis of Aggregate Demand, Aggregate Supply, and Real GDP Annisa Sayyid
At-Taradhi Jurnal Studi Ekonomi Vol 16 No 1 (2025): At-Taradhi: Jurnal Studi Ekonomi
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v16i1.18861

Abstract

This study aims to examine how the interaction and integration between the downward-sloping AD curve and the upward-sloping AS curve works to understand how their intersection forms macroeconomic equilibrium. Shifts in the AD curve are influenced by changes in the nominal money supply, government spending, and expectations, while the AS curve is affected by short-run input cost stickiness and shifts due to nominal wage adjustments towards the natural output level (LAS). This research employs a mixed-method approach, utilizing both bibliometric analysis and a literature review. The collected data is processed and analyzed using Microsoft Excel, OpenRefine, Biblioshiny, VOSviewer 1.6.20, and RStudio. This study indicates that research related to the interdependence of aggregate demand, aggregate supply, and real GDP has experienced growth and development, focusing on macroeconomic topics such as fiscal policy, inflation, and economic growth.
A Phenomenological Study of Ethnic Entrepreneurship and Business Sustainability among Young MSME Entrepreneurs Hastin Umi Anisah Hastin; Aufa Habibie; Muhammad Afrimal Firdaus
At-Taradhi Jurnal Studi Ekonomi Vol 16 No 2 (2025): At-Taradhi: Jurnal Studi Ekonomi
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v16i2.20140

Abstract

This study aims to provide a comprehensive understanding of the implementation of ethnic entrepreneurship among young MSME entrepreneurs in Banjarmasin City. Specifically, it seeks to explore the phenomenon of ethnic entrepreneurship and to examine whether its application influences the sustainability of young entrepreneurs’ MSMEs in the city. Data were collected from five key informants selected through a snowball sampling technique. The research employed passive participant observation, semi-structured interviews, and both open- and closed-ended questionnaires as data collection instruments. Emphasizing an emic perspective, the study prioritized the perceptions and experiences of the key informants. A phenomenological analytical approach, as proposed by Miles and Huberman, was utilized to interpret the data. The findings reveal that ethnic entrepreneurship significantly contributes to the sustainability of young entrepreneurs’ MSMEs in Banjarmasin City.
Independent Commissioners as Moderators of Financial Determinants of Islamic Social Reporting: Evidence from Extractive Firms in the Jakarta Islamic Index (2019-2024) Muhammad Syamsi Rizki; Muhammad Qamaruddin; Zaki Mubarak
At-Taradhi Jurnal Studi Ekonomi Vol 16 No 2 (2025): At-Taradhi: Jurnal Studi Ekonomi
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v16i2.20195

Abstract

Islamic Social Reporting (ISR) is a form of social responsibility disclosure that not only focuses on economic aspects but also reflects Sharia values in corporate activities. This study aims to analyze the influence of profitability, leverage, institutional ownership, and firm size on ISR disclosure, as well as examine the moderating role of independent commissioners. The research employs a quantitative approach using panel data from 8 extractive sector companies listed in the Jakarta Islamic Index (JII) during the 2019–2024 period. The analysis method used is panel data regression and Moderated Regression Analysis (MRA) with the assistance of EViews 12 software. The results show that leverage has a positive and significant effect on ISR, while institutional ownership has a negative and significant effect. Profitability and firm size have no significant effect on ISR. Furthermore, independent commissioners are not able to moderate the relationship between the independent variables and ISR.

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