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INDONESIA
HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam
Published by Universitas Islam Negeri Sumatera Utara
ISSN : 24077119     EISSN : 25276646     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam, a journal, provides a forum for publishing the original research articles, review articles from contributors, and the novel technology news related to Business, Economics, and Management. Research articles dealing with Islamic economics, Islamic banking, Islamic finance, etc. are particularly welcome. The journal encompasses research articles, original research report, reviews, short communications and scientific commentaries in Islamic economics, banking, and finance.
Arjuna Subject : -
Articles 245 Documents
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STRATEGI MENJADI WIRAUSAHA MUDA: STUDI KASUS SMAN 1 STABAT Syahputra, Edy; Hutasuhut, Saidun; Hasyim, Hasyim
HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 10 │ No. 2 │ 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/hf.v2i10.17923

Abstract

Sekolah berperan penting dalam membekali siswa dengan kreativitas dan kecakapan hidup yang dibutuhkan dalam hidup. Tidak semua lulusan SMA melanjutkan ke perguruan tinggi, dan di SMA N 1 Sumberlawang persentase siswa yang melanjutkan ke perguruan tinggi kurang dari 20% per tahun. Oleh karena itu, penting untuk melatih siswa dalam kecakapan hidup dan menanamkan jiwa kewirausahaan. Penelitian ini bertujuan untuk memberikan gambaran bagaimana pendidikan kewirausahaan dilaksanakan di SMAN 1 Stabat. Pendekatan yang digunakan dalam penelitian ini adalah deskriptif kualitatif. Data dikumpulkan melalui wawancara dengan kepala sekolah, guru, dan koordinator proyek di SMAN 1 Stabat, analisis dokumen perencanaan proyek, dan tinjauan literatur. Validitas data diperkuat melalui triangulasi sumber dan metode. Analisis data dilakukan dengan cara mengumpulkan data, mereduksi data, menyajikan data, dan menyimpulkan temuan. Hasil penelitian menunjukkan bahwa pendidikan kewirausahaan di SMAN 1 Stabat dilaksanakan melalui kegiatan kokurikuler dalam bentuk proyek yang fokus pada pengembangan kearifan lokal. Tema proyek kewirausahaan adalah kewirausahaan berbasis kearifan lokal. Proyek kewirausahaan melibatkan siswa dalam mengidentifikasi permasalahan dunia nyata, berkolaborasi untuk menciptakan solusi, serta merancang, membuat dan memamerkan produk yang bermanfaat bagi masyarakat. Strategi ini membantu siswa mengembangkan kreativitas, keterampilan dalam menciptakan produk fisik serta ide, dan jiwa kewirausahaan.
PENGUKURAN KINERJA BANK SYARIAH INDONESIA PRE-MERGER DAN PASCA MERGER MELALUI METODE MAQASHID SYARIAH INDEX (MSI) DAN SHARIA CONFORMITY PROFITABILITY (SCnP) Rahma, Maulida Fauzia; Darwanto, Darwanto
HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 11 │ No. 1 │ 2024
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/hf.v11i1.20432

Abstract

This research aims to analyze the performance of Bank Syariah Indonesia (BSI) for the period 2018 to 2023 using the Maqashid Syariah Index (MSI), profitability, and Sharia Conformity And Profitability (SCnP) methods. The object of the study is BSI pre-merger (2018-2020) consisting of Bank BNI Syariah (BNIS), Bank BRI Syariah (BRIS), and Bank Syariah Mandiri (BSM), as well as Bank Syariah Indonesia (BSI) post-merger (2021-2023). Secondary data from the annual financial reports of BNIS for the period 2018-2020, BRIS for the period 2018-2020, BSM for the period 2018-2020, and BSI for the period 2021-2023. The analysis method used in this study uses The Simple Additive Weighting (TSAW), Comparative Performance Index (CPI), and Quadrant Analysis Measurement (QAM) approaches. The results indicate the highest MSI value was in 2023 and the lowest in 2020. The highest profitability value was in 2019 and the lowest in 2022. The results of the study using the SCnP method showed that those in the Upper Right Quadrant (URQ) had high sharia conformity and profitability values in 2019 and those in the Lower Left Quadrant (LLQ) had low sharia conformity and profitability values, namely in 2021 and 2022, so that on average the performance after the merger was better than pre-merger.
ANALISIS UKURAN PERUSAHAAN MEMODERASI LIKUIDITAS DAN LEVERAGE TERHADAP LABA BERSIH PADA BANK MUAMALAT INDONESIA Harahap, Ainul Yusna; Lubis, Nurliza
HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 11 │ No. 1 │ 2024
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/hf.v11i1.17726

Abstract

This research is about the analysis of the size of companies that moderate liquidity and leverage on the net profit of Islamic banks, namely Bank Muamalat Indonesia in Langsa City. The results of the study will be processed using the Statistical Package for the Social Sciences. The research methods used are the Instrument Test, Classical Assumption Test, and Hypothesis Test. The results of this study show that liquidity has a significant positive influence on the bank's net profit. Likewise, leverage also has a significant positive effect on the bank's net profit. However, after moderation with the size of the company, it does not provide a significant interaction between liquidity and leverage on net income. Future research can use expanded research samples and exploration of other variables.
PENGUATAN LEAN MANAGEMENT DALAM PROBLEMATIKA PENGAWASAN INDUSTRI HALAL DI PROVINSI ACEH Razali, Ramadhan; Fuadi, Fuadi; Falahuddin, Falahuddin
HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 10 │ No. 2 │ 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/hf.v2i10.17119

Abstract

Both SMEs and non-SMEs have seen a sharp rise in the number of business actors in recent years. Aceh Province noticed a rice in the number of business actors. CSR toward the local environmental has not been felt despite the growing number of business actors. This study’s objective is to critique the oversight given to the halal industry in an effort to prevent any further growth. A qualitative method with a phenomenological perspective was used in this investigation. The conclusions of this study are ; first, to maximize halal value, supervisionof the main ingredient supply chain needs to be carried out. Supervision can be done by using an external supervisor. Second, IKM business actors in Aceh Province have not implemented value stream mapping in their industry. Even though the application of VSM can minimize waste costs. Third, to minimize wastages costs, IKM actors should provide guidance to breeders and farmers. The existence of farmers or livestock breeders will cut wasteful costs, such as ordering costs, purchasing costs and carry costs. Fourth, to attract consumer and investor interest, according to researchers, business actors must carry out application revolutions, such as using blockchain as a database. The exixtence of blockchain can help business actors in supervising supply chains and even finances.
PERTUMBUHAN EKONOMI: ANALISIS INDUSTRI HALAL DAN ASET KEUANGAN SYARIAH DI NUSA TENGGARA BARAT (NTB) Imsar, Imsar; Silalahi, Purnama Ramadani; Fattah, Abdul
HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 11 │ No. 1 │ 2024
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/hf.v11i1.19349

Abstract

A halal lifestyle should not just be a trend in Indonesia. A halal lifestyle should be the most important and inseparable part of all aspects of our lives, be it food and drink, medicine, tourism, beauty, energy and so on. The aim of this research is to analyze the short-term and long-term influence of the halal industry and sharia financial assets on economic growth in NTB, the potential development of the halal industry and the challenges and obstacles in this regard. The method used in this research is a Mix Method research method, namely using a quantitative approach with the Vector Autoregressive (VAR) Model and a qualitative approach, namely in-depth interviews (in-depth interviews). From this research, the results obtained are that the halal industry has a positive and significant effect on the economic growth of West Nusa Tenggara Province. Assets of sharia financial institutions have no effect on the economic growth of West Nusa Tenggara Province.
PEMBERDAYAAN EKONOMI MASYARAKAT BERBASIS KEARIFAN LOKAL (STUDI KASUS PETANI SALAK TAPANULI SELATAN) Harahap, Muhammad Ikhsan; Harahap, Rahmat Daim
HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 10 │ No. 2 │ 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/hf.v2i10.18047

Abstract

Sihopur South Tapanuli Village has the potential to produce snakefruit. However, many snake fruit are not used because they are not worth selling. The business group of salak farmers utilizes unsold fruit by creating salak cake, but in terms of taste and packaging it is not yet suitable for marketing. To increase the income of salak farmer business groups, diversification of processed salak products is needed. Furthermore, to increase sales, digital marketing is needed. To support salak farmers, community service was held using the Community Based Research (CBR) method. Implementation of community service begins with initial observations, then carrying out focus group discussions (FGD) and then carrying out diversification training and digital marketing training. As a result of training on salak diversification, the Sihopur village salak farmer business group has created salak bolu with a more attractive appearance, then the salak farmer group has also created salak sukade and salak biscuits. As a result of digital marketing training, salak farmers in Sihopur village have been able to use a Google business account to market their processed salak products. Furthermore, the salak farmer business group has also succeeded in obtaining a business registration number (NIB) as a legal business
DEVELOPMENT STRATEGY FOR HALAL CENTER IN UNIVERSITY: A TECHNICAL RECOMMENDATION Hidayat, Rahmat; Zulham, Zulham; Ramadi, Bagus
HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 11 │ No. 1 │ 2024
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/hf.v11i1.19942

Abstract

The Indonesian government encourages universities to actively participate in the halal ecosystem in Indonesia. Currently, many universities have established The Halal Product Process Assistance Agency (LP3H) and The Halal Inspection Agency (LPH) in halal product assurance programs. State Islamic University of North Sumatera (UINSU), which has established LPH and has now changed its name to Halal Center, has not shown significant progress. This research aims to determine the condition of UINSU Halal Center and provide technical recommendations for developing Halal Center and can become a blueprint for other universities that will establish Halal Center. The type of research used in this research is descriptive qualitative research using Institutional Analysis and Development (IAD). This research found several Halal Center problems and their causes. The data was benchmarked against the condition of Sunan Gunung Djati State Islamic University (UIN SGD) Halal Center. The research results provide technical recommendations for developing Halal Center. The recommended concepts are support system, build system, and implementation. The support system is provided by the university leadership, the development system is carried out by the management for the institution's existence, implementation by providing services, assistance and community outreach.
THE INFLUENCE OF WORK ENVIRONMENT, WORK DISCIPLINE AND WORK MOTIVATION ON PRINTING EMPLOYEES WORK PRODUCTIVITY CV ADI PRIMA MEDAN Syardiansyah, Syardiansyah; Rosalina, Dhian; Mazaya, Syarah Nur
HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 10 │ No. 2 │ 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/hf.v2i10.17973

Abstract

This study aims to determine the effect of work environment discipline and work motivation on employee productivity at CV Printing Adi Prima. This study used a sample of 35 respondents who were temporary employees or freelancers from CV Printing Adi Prima. The data analysis method used linear regression equation multiple, t test and coefficient of determination ( R2). The results for the equation, Y= 0.802 + 0.226 X1 +0.336 X2 +0.192 X3, a constant of 802 is Employee Work Productivity when the variable influence of Work Environment Work Discipline and Work Motivation is zero, the regression coefficient is 0.226 X1 +0.336 X2 +0.192 X3 , shows that the work environment of work discipline and work motivation has a positive effect on employee productivity and if the work environment of work discipline and work motivation increases by one unit, it will increase employee productivity by 802. The results of the t test, t sig < 5% (0.000 < 0 0.05) it can be stated that the work environment, work discipline and work motivation have a significant effect on employee productivity at CV Printing Adi Prima. The results of the coefficient of determination (R2) obtained 0.448 or 44.8% Work Environment variables Work Discipline and Work Motivation affect Work Productivity of Adi Prima CV Printing employees and 0.552 or 55.2% influenced by other variables not examined in this study.
PELANGGARAN ETIKA BISNIS PT ASURANSI JIWASRAYA PERSPEKTIF NAQUIB AL-ATTAS Riza, Ira Febriliana Dewi; Rosyidah, Rihadatul Izza; Syaifuddin, Helmi
HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 11 │ No. 1 │ 2024
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/hf.v11i1.20167

Abstract

Islam holds all aspects of human life, including muamalah (business). Through revelation (the Qur'an and hadith), Islam establishes a set of rules that must be obeyed in muamalah activities, known as Islamic business ethics. Islamic business ethics is ethical business behaviour based on the Qur'an and the hadith of the Prophet Muhammad. This research aims to analyze business ethics violations committed by the Jiwasraya Insurance Company from the perspective of Syed Muhammad Naquib Al-Attas, a Muslim scholar famous for his ethical concepts based on the Islamic worldview. In 2018, the Jiwasraya Company announced a defeat to pay claims on unpaid policy from JS Saving Plan product customers amounting to 802 Billion rupiahs until the end of 2019, with a mega scandal that shocked Indonesia. This research uses a descriptive qualitative method sourced from secondary data from the works of Naquib Al-Attas, news, and information related to business ethics violations at the Jiwasraya Insurance Company and various literature appropriate to the research matter. The results of this research show that there has been a violation of business ethics, which causes the company to be incapable of paying policy claims, and several solutions are offered from Naquib Al-Attas' perspective.
IMPLEMENTASI MANAJEMEN RISIKO PADA LEMBAGA PENGELOLA ZAKAT Darmawan, Jauhari; Insani, Fadhillah; Yuni, Ika Darma; Sugianto, Sugianto
HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 10 │ No. 2 │ 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/hf.v2i10.18314

Abstract

This article aims to determine the importance of implementing risk management in zakat management institutions. The problem in this research is in the context of zakat management, where one of the things that needs to be maintained is the credibility and accountability of the zakat management institution. Don't let public distrust arise due to errors and violations in zakat management. This research uses descriptive qualitative research methods to explain risk management in zakat management institutions. And the result of this paper is that zakat management involves understanding systems that influence social data to create consumptive and productive activities with good risk management. Zakat institutions must manage risks through strategy, identification, risk mitigation, monitoring and risk management reporting. This will help in determining the risk of investing in zakat institutions. Zakat institutions in Indonesia must refer to Law Number 23 of 2011 concerning Zakat Management. BAZNAS was formed by the government in order to carry out the authority to manage zakat nationally. The Amil Zakat Institution, hereinafter abbreviated to LAZ, is an institution that forms a community whose task is to assist in the collection, distribution and utilization of zakat. Risks in Zakat Management Institutions are based on the first stated risks in zakat management which have stated reputation risks and loss of muzaki, secondly distribution risks, thirdly operational risks, and fourthly transfer risks between countries.Keywords: Zakat, risk management, zakat management institutions, zakat management risks 

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