cover
Contact Name
Lohana Juariyah
Contact Email
lohana@um.ac.id
Phone
+6281328379547
Journal Mail Official
jurnalekobis@um.ac.id
Editorial Address
Gedung E4-108 Fakultas Ekonomi - Universitas Negeri Malang Jl. Semarang 5 Malang, 65145 Jawa Timur - Indonesia
Location
Kota malang,
Jawa timur
INDONESIA
Ekonomi Bisnis
ISSN : 08537283     EISSN : 25280503     DOI : 10.17977
Core Subject : Economy,
EKONOMI BISNIS (Economics, Management, and Business Journal) is a scientific dan peer-reviewed journal published twice a year (May and October) by Department of Management, Faculty of Economics, Universitas Negeri Malang, Indonesia. Ekonomi Bisnis tries to serve as a communication media, dissemination and exchange of information and also as an outlet of publication from scholarly (empirical and theoretical) in Business, Management, and Economics field.
Articles 136 Documents
The Effect of Islamic Financial Literacy, Financial Behavior, and Lifestyle on Impulsive Buying Behavior with Self Control as a Mediating Variable in Generation Z Fariski Septiansa; Rifa'atul Maftuhah; Tiara Anindya Virana
Ekonomi Bisnis Vol 30, No 1 (2025): EKONOMI BISNIS MARCH 2025
Publisher : Departemen Manajemen Fakultas Ekonomi dan Bisnis Universitas Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17977/um042v30i1p%p

Abstract

This study aims to examine the influence of Islamic financial literacy, the influence of Islamic financial literacy, financial behavior, and lifestyle on impulsive buying behavior with self-control as a mediating variable in generation Z, with self-control as a mediating variable. The method used is a quantitative approach with the Partial Least Square Structural Equation Modeling (PLS-SEM) technique through the SmartPLS 4.0 application. Data was collected from 250 students of the Sharia Banking, Management, and Accounting Study Program at the University of Muhammadiyah Surabaya. The results of the study show that self-control has a significant effect on financial behavior. However, Islamic financial literacy, financial behavior, and lifestyle do not have a significant effect on impulse buying behavior, either directly or indirectly through self-control. In addition, the entire mediation pathway through self-control is also insignificant. However, Islamic financial literacy shows the direction of a negative relationship with impulsive behavior. The R-square value shows that the model is able to explain 96% of variance in financial behavior, but only 5.4% for impulse buying behavior. These findings emphasize that Generation Z's consumptive behavior is more influenced by emotional and digital factors, so a more contextual, interactive, and appropriate Islamic financial education strategy is needed.
The Effect of Inflation and Economic Growth on Return on Asset (ROA) of Sharia Banks In Indonesia Marsha Meira Albania; Haqiqi Rafsanjani; Rifa'atul Maftuhah
Ekonomi Bisnis Vol 30, No 1 (2025): EKONOMI BISNIS MARCH 2025
Publisher : Departemen Manajemen Fakultas Ekonomi dan Bisnis Universitas Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17977/um042v30i1p31-43

Abstract

The purpose of this study is to examine how inflation and economic expansion affect Indonesian Islamic banks' return on assets (ROA). Time series data from the Central Statistics Agency (BPS), Bank Indonesia, and the Financial Services Authority (OJK) from 2014 to 2023 are used in this analysis. The Vector Error Correction Model (VECM), VECM Estimation, IRF and VD, Stationarity Test, Optimal Lag Test, Stability Test, Cointegration Test, Causality Test are the analysis method employed. With trace statistics and significant, the study's findings indicate a long-term link between the variables according to the Johansen cointegration test. According to the VECM results, economic growth has a positive impact on ROA, while inflation has a negative effect. However, neither effect is statistically significant in the short run. According to IRF research, inflation's effect on ROA is first erratic but eventually tends to be neutral. VD demonstrates that internal factors have a greater impact on ROA fluctuation than either inflation or economic growth.
Role of Ethnocentrism, Animosity, and Foreign Product Judgement on Local Brand Purchase Intention Adelia Shabrina Prameka; Putu Adi Putra Arimbawa
Ekonomi Bisnis Vol 30, No 1 (2025): EKONOMI BISNIS MARCH 2025
Publisher : Departemen Manajemen Fakultas Ekonomi dan Bisnis Universitas Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17977/um042v30i1p44-57

Abstract

The competition of local and foreign products is constantly competing for a place in the hearts of consumers. The intensity of competition between local and foreign products puts high pressure on local producers in developing countries such as Indonesia, especially to be able to compete and have their own markets. This study explores the perception of competition between local and foreign products from the consumer side, with a special focus on the relationship between consumer ethnocentrism and animosity and foreign product judgement in influencing the intention to buy local products both directly and mediately. The questionnaire was distributed to 144 consumers of local products. The data analysis method in this study uses PLS-SEM. The results of this study succeeded in confirming the relationship between consumer ethnocentrism and animosity in local fashion products, but on the one hand, consumers did not see animosity or foreign product judgement on foreign products as factors that influenced purchasing decisions on local products. However, consumer preferences for purchasing domestic products are not influenced by the perception of foreign products. On the other hand, the decision to buy local products is also driven by consumer preferences for domestic products (consumer ethnocentrism) rather than feelings of hatred for a nation (animosity) or judgment of foreign products. This research makes a valuable contribution in understanding consumer behavior towards local products
The Influence of Work Life Balance Benefits and Working Expectation on Job Pursuit Intention with Employer Attractiveness as a Mediating Variable Aura Neema Ramadhani; Sartikah Sartikah; Suryo Hadi Wira Prabowo
Ekonomi Bisnis Vol 30, No 1 (2025): EKONOMI BISNIS MARCH 2025
Publisher : Departemen Manajemen Fakultas Ekonomi dan Bisnis Universitas Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17977/um042v30i1p58-73

Abstract

This research focuses on investigating the impact of Work-Life Balance Benefits and Working Expectations on Job Pursuit Intention, with Employer Attractiveness as a mediating variable. The method used by the author is a quantitative method, by applying Structural Equation Modeling Partial Least Square (SEM-PLS). The population of this study consists of all Informatics Engineering students at Brawijaya University, while the sample includes 275 students from the Informatics Engineering program at the university. The results reveal that Working Expectations and Employer Attractiveness have a positive and significant effect on Job Pursuit Intention. However, Work-Life Balance Benefits do not have a significant effect on Job Pursuit Intention. Nonetheless, Employer Attractiveness successfully mediates the relationship between both variables (Work-Life Balance Benefits and Working Expectations) and Job Pursuit Intention. This research provides insights for companies to enhance their appeal by improving work-life balance initiatives and meeting the expectations of Generation Z job seekers.
Factors Influencing Organic Food Purchase Intentions: Mediating Attitudes Kris Amelia Widjaja; Lina Salim; Ho Shu-Hsun
Ekonomi Bisnis Vol 30, No 1 (2025): EKONOMI BISNIS MARCH 2025
Publisher : Departemen Manajemen Fakultas Ekonomi dan Bisnis Universitas Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17977/um042v30i1p1-15

Abstract

This study seeks to investigate the influence of health consciousness, environmental awareness, subjective norms, food safety awareness, and availability on the intention to purchase organic food, with attitudes towards organic food as a mediating factor. The research employs an online survey method, collecting data from 386 respondents via Google Forms. Data analysis was conducted using SPSS 27 and PLS-SEM through SmartPLS4 software. The analysis reveals that attitudes towards organic food significantly impact purchase intentions. Specifically, attitudes fully mediate the relationship between food safety awareness and purchase intention and partially mediate the relationships between subjective norms, availability, and purchase intention. However, health consciousness and environmental awareness do not directly affect purchase intention but may have an indirect impact through attitudes towards organic food. This work contributes to the understanding of how various factors influence organic food purchase intentions, emphasizing the mediating role of attitudes. The findings indicate that enhancing consumer attitudes towards organic food can boost purchase intentions. Organizations should focus on marketing the benefits of organic products and ensuring their availability through diverse channels. This study's limitation includes a sample that may not fully represent diverse consumer behaviors regarding organic products. Future research should explore a broader range of demographic factors and different organic product categories to enhance understanding of purchase intentions.
ISLAMICITY FINANCIAL PERFORMANCE INDEX PADA BANK SYARIAH DI INDONESIA Muhammad Bintang Rifqi Kashfillah; Rifa'atul Maftuhah; Haqiqi Rafsanjani; Shafinar Binti Ismail
Ekonomi Bisnis Vol 30, No 1 (2025): EKONOMI BISNIS MARCH 2025
Publisher : Departemen Manajemen Fakultas Ekonomi dan Bisnis Universitas Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17977/um042v30i1p74-91

Abstract

Penelitian ini bertujuan untuk menguji pengaruh laporan sosial islam (ISR), dewan pengawas syariah (DPS), kinerja keuangan islam (IFPI) pada Bank Syariah melalui rasio pengembalian aset (ROA). Penelitian ini menggunakan metode kuantitatif deskriptif dengan analisis regresi data panel, dengan sampel 7 Bank Umum Syariah yang ada di Indonesia. Penelitian ini menggunakan alat mengolah data statistik berupa aplikasi StataMP 17 untuk menguji pengaruh langsung dan tidak langsung pada Bank Umum Syariah di Indonesia dengan perspektif maqashid syariah. Hasil dari penelitian ini menunjukkan bahwa ISR tidak berpengaruh signifikan terhadap ROA maupun dengan IFPI, dan SSB tidak berpengaruh signifikan dengan ROA dan IFPI. Hal ini juga berlaku dengan ROA yang tidak berpengaruh siginfikan terhadap IFPI. Temuan studi ini bertentangan dengan prinsip-prinsip maqashid syariah, yang menekankan kepatuhan syariah, keadilan, transparansi, dan perlindungan aset. Hal ini dikarenakan kurangnya transparansi dalam mengungkapkan laporan sosial islam kepada para pemangku kepentingan. Dewan Pengawas Syariah dalam menjalankan tugas nya masih belum maksimal, karena rata-rata keanggotaan mereka dibawah 5 orang, yang memiliki pengetahuan fiqh muamalah juga masih minim, dan pelaksanaan rapat hanya sekitar ±14 kali dan yang paling banyak ±50 kali lebih, tapi itu masih belum bisa mempengaruhi laba bank dan pengawasan kinerja. Oleh karena itu, untuk meningkatkan kepercayaan pemangku kepentingan dan menghasilkan kinerja keuangan yang lebih baik dan berkelanjutan, perbankan syariah harus mengoptimalkan pengelolaan aset, memperkuat peran DPS, dan meningkatkan keterbukaan pelaporan sosial. Kata Kunci : Laporan Sosial Islam, Dewan Pengawas Syariah, Rasio Pengembalian Aset, Indeks Kinerja Keuangan Islam